Last update: Oct 2026

Cost of Living Comparison Between Santa Clara, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $4,189 in Santa Clara, CA, rent and utilities included – about $33,900 less a year. Rent and utilities account for most of the difference.

203

Cost of Living Index in Santa Clara, CA
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Santa Clara, CA Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Clara, CA

🇺🇸 United States

$4,189

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Clara, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Clara, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $4,189 per month in Santa Clara, CA vs $1,368 in Ubud, Bali, rent included.

Santa Clara, CA $4,189
Ubud, Bali $1,368

A couple spends around $5,899 per month in Santa Clara, CA vs $2,314 in Ubud, Bali, rent included.

Santa Clara, CA $5,899
Ubud, Bali $2,314

A family of three spends $7,608 per month in Santa Clara, CA vs $3,260 in Ubud, Bali, rent included.

Santa Clara, CA $7,608
Ubud, Bali $3,260

Santa Clara, CA costs about 206% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Santa Clara, CA and Ubud, Bali sit above the global median – Santa Clara, CA by 210%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$24.66 $24.66

$3.33 Rp 59.9K

640.54%

Three-Course Dinner for Two, Mid-Range

$111 $111

$35.18 Rp 633.2K

216.12%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$5.80 Rp 104.5K

105.17%

Cappuccino

$5.75 $5.75

$2.73 Rp 49.1K

110.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$1.64 Rp 29.5K

85.98%

Water (0.33 liter bottle)

$2.40 $2.40

$0.83 Rp 15.0K

189.16%

Local Beer (0.5 liter draught)

$7.77 $7.77

$2.70 Rp 48.6K

187.78%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$4.30 Rp 77.4K

89.07%

Milk (1 liter)

$1.27 $1.27

$1.50 Rp 27.1K

-15.33%

White Bread (500g)

$4.20 $4.20

$2.30 Rp 41.4K

82.61%

Rice (white) (1kg)

$4.72 $4.72

$1.18 Rp 21.2K

300.00%

Eggs

$5.46 $5.46

$2.14 Rp 38.6K

155.14%

Local Cheese (1kg)

$24.69 $24.69

$17.48 Rp 314.6K

41.25%

Chicken Fillets (1kg)

$11.90 $11.90

$4.03 Rp 72.5K

195.29%

Beef Round Steak (1kg)

$12.97 $12.97

$12.23 Rp 220.1K

6.05%

Apples (1kg)

$5.55 $5.55

$3.55 Rp 63.9K

56.34%

Banana (1kg)

$2.36 $2.36

$1.57 Rp 28.3K

50.32%

Oranges (1kg)

$4.86 $4.86

$2.24 Rp 40.2K

116.96%

Tomato (1kg)

$5.78 $5.78

$1.93 Rp 34.7K

199.48%

Potato (1kg)

$3.28 $3.28

$1.88 Rp 33.9K

74.47%

Onion (1kg)

$3.06 $3.06

$2.29 Rp 41.3K

33.62%

Lettuce (1 head)

$3.06 $3.06

$0.99 Rp 17.9K

209.09%

Water (1.5 liter bottle)

$2.74 $2.74

$0.53 Rp 9,475

416.98%

Cigarettes 20 Pack (Marlboro, Camel)

$7.65 $7.65

$2.28 Rp 41.1K

235.53%

Wine (Bottle)

$13.09 $13.09

$23.01 Rp 414.2K

-43.11%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.34 Rp 42.2K

-27.35%

Imported Beer (0.33 liter bottle)

$2.54 $2.54

$2.91 Rp 52.4K

-12.71%

One-way Ticket (Public Transport)

$2.92 $2.92

$0.24 Rp 4,315

1116.67%

Public Transport Monthly Pass (Regular Price)

$89.3 $89.3

$8.82 Rp 158.7K

911.90%

Taxi Start (Normal Tariff)

$3.27 $3.27

$0.48 Rp 8,684

581.25%

Taxi (Normal Tariff) (1km)

$2.47 $2.47

$0.46 Rp 8,233

436.96%

Taxi 1hour Waiting (Normal Tariff)

$39.36 $39.36

$5.45 Rp 98.2K

622.20%

Gasoline (1 liter)

$1.50 $1.50

$0.88 Rp 15.9K

70.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K $37.5K

$24.6K Rp 442.2M

52.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$31.2K Rp 561.4M

-16.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$83.0 Rp 1.5M

130.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.17 $39.17

$6.45 Rp 116.0K

507.29%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$18.57 Rp 334.2K

238.77%

Gym Membership (Monthly)

$98.3 $98.3

$55.8 Rp 1.0M

76.03%

Tennis Court (1 Hour on Weekend)

$14.14 $14.14

$18.11 Rp 326.0K

-21.92%

Cinema Ticket

$16.13 $16.13

$4.38 Rp 78.9K

268.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,693 $2,693

$493 Rp 8.9M

446.33%

International Primary School, 1 Child (Yearly)

$37.4K $37.4K

$5,754 Rp 103.6M

550.01%

Jeans (Levis 501 Or Similar)

$50.8 $50.8

$46.19 Rp 831.4K

9.94%

Summer Dress (H&M, Zara, etc)

$40.79 $40.79

$35.33 Rp 636.0K

15.45%

Sport Shoes (Adidas, Nike)

$76.5 $76.5

$79.1 Rp 1.4M

-3.27%

Men's Leather Business Shoes

$59.8 $59.8

$78.4 Rp 1.4M

-23.71%

1-bedroom Apartment, City Center (Monthly)

$2,946 $2,946

$1,142 Rp 20.6M

157.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,708 $2,708

$676 Rp 12.2M

300.83%

3-bedroom Apartment, City Center (Monthly)

$4,427 $4,427

$3,503 Rp 63.1M

26.37%

3-bedroom Apartment, Outside City Center (Monthly)

$4,153 $4,153

$1,700 Rp 30.6M

144.34%

Buy Apartment in City Center (m2)

$8,978 $8,978

$2,784 Rp 50.1M

222.50%

Buy Apartment Outside City Center (m2)

$8,900 $8,900

$2,241 Rp 40.3M

297.23%

Average Monthly Net Salary (After Tax)

$8,229 $8,229

$165 Rp 3.0M

4901.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

13.78

-50.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Clara, CA: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Clara, CA

$2.7K 64.6%

Ubud, Bali

$676 49.4% 75.1% $2K

Groceries & Markets

Santa Clara, CA

$459 11%

Ubud, Bali

$290 21.2% 36.7% $169

Eating Out

Santa Clara, CA

$379 9%

Ubud, Bali

$109 8% 71.3% $270

Monthly Utilities & Internet

Santa Clara, CA

$294 7%

Ubud, Bali

$108 7.9% 63.2% $186

Sport & Entertainment

Santa Clara, CA

$131 3.1%

Ubud, Bali

$65 4.7% 50.5% $66

Getting Around

Santa Clara, CA

$117 2.8%

Ubud, Bali

$13 0.9% 89.2% $104

Clothing & Footwear

Santa Clara, CA

$103 2.5%

Ubud, Bali

$108 7.9% 4.9% $5

Cost Breakdown

A central one-bedroom costs $2,946 in Santa Clara, CA versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4901% higher in Santa Clara, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $111 in Santa Clara, CA versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $459 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Santa Clara, CA

🇮🇩 Ubud, Bali

🕒 Local time

14:47 2:47 PM

05:47 5:47 AM

15 h ahead of Santa Clara, CA

🌤 Weather

👥 Population

130,365

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Santa Clara, CA Ubud, Bali 13,460 km ≈ 17 h nonstop flight

From you

Santa Clara, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Clara, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Santa Clara, CA is pricier by about 206%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $6,284 per month in Santa Clara, CA and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,189 in Santa Clara, CA and $1,368 in Ubud, Bali. That's a gap of about 206%.

Public transport costs about 912% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Santa Clara, CA at $4,189. In Ubud, Bali it covers expenses comfortably, while in Santa Clara, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Clara, CA makes more sense. Both are solid long-term options with distinct trade-offs.