Cost of Living Comparison Between San Sebastian and Ubud, Bali Cost of Living Comparison Between San Sebastian and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,045 in San Sebastian versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,005 in San Sebastian versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,966 in San Sebastian versus $3,327 in Ubud, Bali.

Living in San Sebastian is roughly 50% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: San Sebastian 50% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
San Sebastian
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.27 €15.06
$3.44 Rp 60.9K
402.03%
Three-Course Dinner for Two, Mid-Range
$64.3 €56.0
$36.31 Rp 643.0K
76.95%
Fast Food Meal (McDonalds, etc)
$10.81 €9.42
$5.71 Rp 101.0K
89.32%
Cappuccino
$2.11 €1.84
$2.67 Rp 47.3K
-20.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.86 €2.49
$1.75 Rp 31.0K
63.43%
Water (0.33 liter bottle)
$1.69 €1.47
$0.87 Rp 15.4K
94.25%
Local Beer (0.5 liter draught)
$3.44 €3.00
$2.95 Rp 52.3K
16.61%
Imported Beer (0.33 liter bottle)
$3.70 €3.22
$4.52 Rp 80.0K
-18.14%
🛒 Groceries & Markets
San Sebastian
Ubud, Bali
Difference
Milk (1 liter)
$1.17 €1.02
$1.62 Rp 28.7K
-27.78%
White Bread (500g)
$1.05 €0.91
$2.33 Rp 41.3K
-54.94%
Rice (white) (1kg)
$1.83 €1.60
$1.11 Rp 19.6K
64.86%
Eggs
$3.77 €3.29
$2.20 Rp 39.0K
71.36%
Local Cheese (1kg)
$23.83 €20.78
$17.69 Rp 313.3K
34.71%
Chicken Fillets (1kg)
$8.22 €7.17
$4.10 Rp 72.5K
100.49%
Beef Round Steak (1kg)
$21.81 €19.01
$12.18 Rp 215.6K
79.06%
Apples (1kg)
$2.60 €2.26
$3.71 Rp 65.6K
-29.92%
Banana (1kg)
$2.36 €2.06
$1.59 Rp 28.1K
48.43%
Oranges (1kg)
$3.30 €2.87
$2.28 Rp 40.4K
44.74%
Tomato (1kg)
$3.04 €2.65
$1.95 Rp 34.6K
55.90%
Potato (1kg)
$2.17 €1.89
$1.91 Rp 33.7K
13.61%
Onion (1kg)
$2.11 €1.84
$2.33 Rp 41.3K
-9.44%
Lettuce (1 head)
$1.21 €1.06
$1.01 Rp 17.8K
19.80%
Water (1.5 liter bottle)
$0.57 €0.50
$0.55 Rp 9,773
3.64%
Cigarettes 20 Pack (Marlboro, Camel)
$6.52 €5.68
$2.23 Rp 39.5K
192.38%
Wine (Bottle)
$7.49 €6.53
$23.07 Rp 408.6K
-67.53%
Local Beer (0.5 liter bottle)
$1.08 €0.94
$2.42 Rp 42.8K
-55.37%
Imported Beer (0.33 liter bottle)
$1.86 €1.62
$3.00 Rp 53.1K
-38.00%
🚌 Getting Around
San Sebastian
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.18 €1.90
$0.27 Rp 4,814
707.41%
Public Transport Monthly Pass (Regular Price)
$35.22 €30.70
$8.98 Rp 159.1K
292.20%
Taxi Start (Normal Tariff)
$6.88 €6.00
$0.48 Rp 8,566
1333.33%
Taxi (Normal Tariff) (1km)
$0.99 €0.86
$0.43 Rp 7,679
130.23%
Taxi 1hour Waiting (Normal Tariff)
$22.83 €19.90
$5.64 Rp 99.9K
304.79%
Gasoline (1 liter)
$1.71 €1.49
$0.80 Rp 14.2K
113.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K €33.3K
$24.9K Rp 441.7M
53.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.8K €26.0K
$31.7K Rp 561.5M
-5.88%
🧾 Monthly Utilities & Internet
San Sebastian
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 €125
$81.5 Rp 1.4M
76.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.11 €18.40
$6.49 Rp 115.0K
225.27%
Internet (50+ Mbps, Unlimited Data)
$35.81 €31.22
$18.77 Rp 332.4K
90.78%
🎉 Sport & Entertainment
San Sebastian
Ubud, Bali
Difference
Gym Membership (Monthly)
$44.12 €38.46
$56.9 Rp 1.0M
-22.42%
Tennis Court (1 Hour on Weekend)
$20.03 €17.46
$18.73 Rp 331.7K
6.94%
Cinema Ticket
$8.84 €7.71
$4.54 Rp 80.4K
94.71%
🧸 Childcare & Education
San Sebastian
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$456 €398
$481 Rp 8.5M
-5.08%
International Primary School, 1 Child (Yearly)
$14.1K €12.3K
$5,711 Rp 101.1M
146.68%
👕👟 Clothing & Footwear
San Sebastian
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$75.9 €66.2
$45.52 Rp 806.0K
66.76%
Summer Dress (H&M, Zara, etc)
$32.78 €28.58
$35.88 Rp 635.4K
-8.64%
Sport Shoes (Adidas, Nike)
$76.5 €66.7
$80.4 Rp 1.4M
-4.89%
Men's Leather Business Shoes
$141 €123
$78.7 Rp 1.4M
78.85%
🏠 Accommodation & Living
San Sebastian
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,454 €1,268
$1,115 Rp 19.7M
30.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,020 €889
$698 Rp 12.4M
46.26%
3-bedroom Apartment, City Center (Monthly)
$2,348 €2,047
$3,637 Rp 64.4M
-35.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,599 €1,394
$1,737 Rp 30.8M
-7.96%
Buy Apartment in City Center (m2)
$9,927 €8,654
$2,784 Rp 49.3M
256.55%
Buy Apartment Outside City Center (m2)
$4,931 €4,298
$2,290 Rp 40.5M
115.36%
💵 Salaries & Financials
San Sebastian
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,769 €2,414
$168 Rp 3.0M
1548.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.92
13.78
-78.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Sebastian: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,454 in San Sebastian and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Sebastian pays 1548% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in San Sebastian vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $325 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Sebastian vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, San Sebastian or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 50% lower than in San Sebastian. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in San Sebastian or in Ubud, Bali?
Average pay runs 1548% higher in San Sebastian, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in San Sebastian compared to Ubud, Bali?
Rent for a central apartment: $1,454 in San Sebastian versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in San Sebastian or in Ubud, Bali?
Supermarket bills run roughly 10% higher in San Sebastian. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in San Sebastian and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $64.0 in San Sebastian. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in San Sebastian or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,045 in San Sebastian, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in San Sebastian. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, San Sebastian or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is San Sebastian compared to Ubud, Bali?
Safety-wise, San Sebastian and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in San Sebastian. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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