Last update: Oct 2026

Cost of Living Comparison Between San Rafael, Costa Rica and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,769 in San Rafael, rent and utilities included – about $6,800 less a year. Rent and utilities account for about half of the difference.

San Rafael, Costa Rica
Playa del Carmen, Mexico
San Rafael
🇨🇷 Costa Rica
$1,769
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in San Rafael and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Rafael and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $1,769 per month in San Rafael vs $1,204 in Playa del Carmen, rent included.

  • San Rafael $1,769
  • Playa del Carmen $1,204

A couple spends around $2,849 per month in San Rafael vs $2,082 in Playa del Carmen, rent included.

  • San Rafael $2,849
  • Playa del Carmen $2,082

A family of three spends $3,928 per month in San Rafael vs $2,959 in Playa del Carmen, rent included.

  • San Rafael $3,928
  • Playa del Carmen $2,959

San Rafael costs about 47% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

San Rafael sits 30% above the global median, while Playa del Carmen is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
San Rafael
Playa del Carmen
Difference
Meal at Budget Restaurant
$12.08 ₡5,453
$10.92 MX$204
10.62%
Three-Course Dinner for Two, Mid-Range
$60.9 ₡27.5K
$43.37 MX$810
40.30%
Fast Food Meal (McDonalds, etc)
$11.48 ₡5,181
$11.78 MX$220
-2.55%
Cappuccino
$4.55 ₡2,052
$3.81 MX$71.2
19.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 ₡1,228
$1.28 MX$23.96
112.50%
Water (0.33 liter bottle)
$1.94 ₡874
$0.78 MX$14.63
148.72%
Local Beer (0.5 liter draught)
$3.23 ₡1,459
$3.17 MX$59.2
1.89%
Imported Beer (0.33 liter bottle)
$4.55 ₡2,054
$4.93 MX$92.2
-7.71%
🛒 Groceries & Markets
San Rafael
Playa del Carmen
Difference
Milk (1 liter)
$2.32 ₡1,049
$1.41 MX$26.28
64.54%
White Bread (500g)
$3.19 ₡1,441
$2.22 MX$41.43
43.69%
Rice (white) (1kg)
$2.39 ₡1,080
$1.42 MX$26.48
68.31%
Eggs
$3.56 ₡1,608
$2.52 MX$47.14
41.27%
Local Cheese (1kg)
$10.85 ₡4,896
$7.26 MX$136
49.45%
Chicken Fillets (1kg)
$10.35 ₡4,670
$7.70 MX$144
34.42%
Beef Round Steak (1kg)
$14.05 ₡6,341
$12.69 MX$237
10.72%
Apples (1kg)
$5.28 ₡2,381
$2.78 MX$52.0
89.93%
Banana (1kg)
$1.58 ₡712
$1.37 MX$25.56
15.33%
Oranges (1kg)
$4.85 ₡2,189
$2.55 MX$47.66
90.20%
Tomato (1kg)
$3.85 ₡1,736
$2.12 MX$39.67
81.60%
Potato (1kg)
$3.89 ₡1,753
$1.94 MX$36.22
100.52%
Onion (1kg)
$3.70 ₡1,671
$1.89 MX$35.24
95.77%
Lettuce (1 head)
$1.08 ₡489
$1.15 MX$21.42
-6.09%
Water (1.5 liter bottle)
$3.18 ₡1,434
$1.18 MX$22.03
169.49%
Cigarettes 20 Pack (Marlboro, Camel)
$6.10 ₡2,755
$4.30 MX$80.3
41.86%
Wine (Bottle)
$19.77 ₡8,922
$9.95 MX$186
98.69%
Local Beer (0.5 liter bottle)
$2.84 ₡1,283
$1.58 MX$29.59
79.75%
Imported Beer (0.33 liter bottle)
$3.64 ₡1,642
$2.67 MX$49.91
36.33%
🚌 Getting Around
San Rafael
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.33 ₡601
$0.55 MX$10.34
141.82%
Public Transport Monthly Pass (Regular Price)
-
$26.62 MX$497
-
Taxi Start (Normal Tariff)
$2.37 ₡1,071
$4.97 MX$92.9
-52.31%
Taxi (Normal Tariff) (1km)
$1.56 ₡706
$3.33 MX$62.2
-53.15%
Taxi 1hour Waiting (Normal Tariff)
$8.85 ₡3,995
$5.36 MX$100
65.11%
Gasoline (1 liter)
$1.51 ₡680
$1.44 MX$26.98
4.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K ₡15.6M
$20.7K MX$386.2K
66.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.5K ₡18.7M
$23.5K MX$438.5K
76.80%
🧾 Monthly Utilities & Internet
San Rafael
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.7 ₡43.6K
$84.8 MX$1,584
13.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.26 ₡16.4K
$23.41 MX$437
54.89%
Internet (50+ Mbps, Unlimited Data)
$59.7 ₡26.9K
$28.66 MX$535
108.13%
🎉 Sport & Entertainment
San Rafael
Playa del Carmen
Difference
Gym Membership (Monthly)
$71.2 ₡32.1K
$57.1 MX$1,066
24.86%
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$540
-
Cinema Ticket
$7.81 ₡3,525
$5.14 MX$96.0
51.95%
🧸 Childcare & Education
San Rafael
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$970 ₡437.9K
$207 MX$3,860
369.80%
International Primary School, 1 Child (Yearly)
$17.2K ₡7.8M
$3,927 MX$73.4K
338.07%
👕👟 Clothing & Footwear
San Rafael
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$72.2 ₡32.6K
$43.35 MX$810
66.62%
Summer Dress (H&M, Zara, etc)
$55.9 ₡25.2K
$41.44 MX$774
34.85%
Sport Shoes (Adidas, Nike)
$131 ₡58.9K
$74.2 MX$1,386
76.05%
Men's Leather Business Shoes
$131 ₡59.2K
$89.3 MX$1,668
46.89%
🏠 Accommodation & Living
San Rafael
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$808 ₡364.7K
$980 MX$18.3K
-17.50%
1-bedroom Apartment, Outside City Center (Monthly)
$667 ₡300.8K
$381 MX$7,116
75.07%
3-bedroom Apartment, City Center (Monthly)
$2,030 ₡916.1K
$1,708 MX$31.9K
18.86%
3-bedroom Apartment, Outside City Center (Monthly)
$1,431 ₡645.8K
$1,075 MX$20.1K
33.12%
Buy Apartment in City Center (m2)
-
$3,943 MX$73.7K
-
Buy Apartment Outside City Center (m2)
-
$6,158 MX$115.1K
-
💵 Salaries & Financials
San Rafael
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$735 MX$13.7K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
11.45
-24.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Rafael: October 25, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Rafael
$667
Playa del Carmen
$381 42.9% $286
Groceries & Markets
San Rafael
$403
Playa del Carmen
$255 36.7% $148
Eating Out
San Rafael
$230
Playa del Carmen
$202 11.9% $27
Monthly Utilities & Internet
San Rafael
$193
Playa del Carmen
$137 28.9% $56
Clothing & Footwear
San Rafael
$175
Playa del Carmen
$112 36.3% $64
Sport & Entertainment
San Rafael
$87
Playa del Carmen
$67 22.5% $20
Getting Around
San Rafael
$16 *
Playa del Carmen
$50 225% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $808 in San Rafael versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $61 in San Rafael versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $403 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇨🇷 San Rafael
🇲🇽 Playa del Carmen
🕒 Local time
06:02 6:02 AM
07:02 7:02 AM
1 h ahead of San Rafael
🌤 Weather
👥 Population
30,000
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of October 28, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.69 MXN (100 MXN = 5.35 USD). 1 EUR = 20.8 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • San Rafael Playa del Carmen 1,230 km ≈ 2 h nonstop flight
From you
  • San Rafael
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Rafael vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than San Rafael?
Yes – San Rafael is pricier by about 47%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,654 per month in San Rafael and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Rafael, especially for central apartments: a one-bedroom in the center costs $808 there versus $980 in Playa del Carmen.
What are total monthly expenses in San Rafael and in Playa del Carmen?
Monthly expenses with rent come to $1,769 in San Rafael and $1,204 in Playa del Carmen. That’s a gap of about 47%.
Which city has cheaper kindergarten?
Kindergarten costs $970 per month in San Rafael and $207 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in San Rafael or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in San Rafael at $1,769. In Playa del Carmen it covers expenses comfortably, while in San Rafael it requires careful planning or may not stretch far enough.
Is it better to live in San Rafael or in Playa del Carmen?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $1,769 in San Rafael. Climate, culture, job market, and personal taste all factor in.

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