Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and San Rafael, Costa Rica

For one person, living is cheaper in Playa del Carmen: $1,202 a month against $1,718 in San Rafael, rent and utilities included – about $6,200 less a year. Rent and utilities account for about half of the difference.

Playa del Carmen, Mexico
San Rafael, Costa Rica
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
San Rafael
🇨🇷 Costa Rica
$1,718
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in San Rafael

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in San Rafael actually costs, broken down by who's living it.

A single person spends $1,202 per month in Playa del Carmen vs $1,718 in San Rafael, rent included.

  • Playa del Carmen $1,202
  • San Rafael $1,718

A couple spends around $2,082 per month in Playa del Carmen vs $2,741 in San Rafael, rent included.

  • Playa del Carmen $2,082
  • San Rafael $2,741

A family of three spends $2,962 per month in Playa del Carmen vs $3,765 in San Rafael, rent included.

  • Playa del Carmen $2,962
  • San Rafael $3,765

Playa del Carmen is about 30% cheaper than San Rafael, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 11% below the global median, while San Rafael is 27% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
San Rafael
Difference
Meal at Budget Restaurant
$10.67 MX$199
$12.45 ₡5,597
-14.30%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$815
$62.3 ₡28.0K
-29.70%
Fast Food Meal (McDonalds, etc)
$11.79 MX$219
$11.82 ₡5,315
-0.25%
Cappuccino
$3.79 MX$70.5
$4.34 ₡1,951
-12.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.14
$2.61 ₡1,174
-50.19%
Water (0.33 liter bottle)
$0.83 MX$15.51
$1.93 ₡866
-56.99%
Local Beer (0.5 liter draught)
$3.15 MX$58.6
$3.30 ₡1,484
-4.55%
Imported Beer (0.33 liter bottle)
$4.93 MX$91.8
$4.46 ₡2,007
10.54%
🛒 Groceries & Markets
Playa del Carmen
San Rafael
Difference
Milk (1 liter)
$1.41 MX$26.22
$2.31 ₡1,039
-38.96%
White Bread (500g)
$2.20 MX$40.86
$3.06 ₡1,375
-28.10%
Rice (white) (1kg)
$1.47 MX$27.40
$2.39 ₡1,074
-38.49%
Eggs
$2.50 MX$46.46
$3.53 ₡1,589
-29.18%
Local Cheese (1kg)
$7.29 MX$136
$10.70 ₡4,813
-31.87%
Chicken Fillets (1kg)
$7.95 MX$148
$10.61 ₡4,772
-25.07%
Beef Round Steak (1kg)
$12.86 MX$239
$13.86 ₡6,232
-7.22%
Apples (1kg)
$2.90 MX$53.9
$5.12 ₡2,301
-43.36%
Banana (1kg)
$1.38 MX$25.74
$1.60 ₡717
-13.75%
Oranges (1kg)
$2.49 MX$46.35
$4.89 ₡2,197
-49.08%
Tomato (1kg)
$2.03 MX$37.77
$3.82 ₡1,718
-46.86%
Potato (1kg)
$2.02 MX$37.68
$3.72 ₡1,671
-45.70%
Onion (1kg)
$1.90 MX$35.42
$3.71 ₡1,666
-48.79%
Lettuce (1 head)
$1.14 MX$21.30
$1.13 ₡509
0.88%
Water (1.5 liter bottle)
$1.24 MX$23.05
$3.20 ₡1,439
-61.25%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$79.5
$6.00 ₡2,696
-28.83%
Wine (Bottle)
$9.81 MX$183
$19.67 ₡8,846
-50.13%
Local Beer (0.5 liter bottle)
$1.59 MX$29.51
$2.87 ₡1,291
-44.60%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.1
$3.55 ₡1,595
-22.54%
🚌 Getting Around
Playa del Carmen
San Rafael
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.58
$1.35 ₡607
-62.22%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$510
-
-
Taxi Start (Normal Tariff)
$4.76 MX$88.6
$2.46 ₡1,107
93.50%
Taxi (Normal Tariff) (1km)
$3.25 MX$60.5
$1.62 ₡728
100.62%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$100
$8.85 ₡3,978
-39.10%
Gasoline (1 liter)
$1.53 MX$28.44
$1.56 ₡702
-1.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$394.8K
$33.9K ₡15.3M
-37.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$432.9K
$42.2K ₡19.0M
-44.89%
🧾 Monthly Utilities & Internet
Playa del Carmen
San Rafael
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,554
$96.5 ₡43.4K
-13.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$431
$35.72 ₡16.1K
-35.08%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$514
$59.7 ₡26.9K
-53.76%
🎉 Sport & Entertainment
Playa del Carmen
San Rafael
Difference
Gym Membership (Monthly)
$56.4 MX$1,050
$68.3 ₡30.7K
-17.43%
Tennis Court (1 Hour on Weekend)
$28.19 MX$525
-
-
Cinema Ticket
$5.00 MX$93.1
$7.73 ₡3,478
-35.32%
🧸 Childcare & Education
Playa del Carmen
San Rafael
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,854
$985 ₡442.8K
-78.97%
International Primary School, 1 Child (Yearly)
$5,231 MX$97.3K
$16.9K ₡7.6M
-69.12%
👕👟 Clothing & Footwear
Playa del Carmen
San Rafael
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$809
$72.3 ₡32.5K
-39.94%
Summer Dress (H&M, Zara, etc)
$42.54 MX$792
$56.9 ₡25.6K
-25.26%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,354
$127 ₡56.9K
-42.48%
Men's Leather Business Shoes
$88.4 MX$1,645
$133 ₡59.6K
-33.34%
🏠 Accommodation & Living
Playa del Carmen
San Rafael
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.5K
$795 ₡357.3K
25.20%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,116
$621 ₡279.3K
-38.42%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.2K
$1,888 ₡849.2K
-11.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.1K
$1,271 ₡571.8K
-15.01%
Buy Apartment in City Center (m2)
$3,909 MX$72.7K
-
-
Buy Apartment Outside City Center (m2)
$6,138 MX$114.2K
-
-
💵 Salaries & Financials
Playa del Carmen
San Rafael
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
8.62
32.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for San Rafael: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
San Rafael
$621 62.4% $239
Groceries & Markets
Playa del Carmen
$257
San Rafael
$400 55.5% $143
Eating Out
Playa del Carmen
$200
San Rafael
$231 15.2% $30
Monthly Utilities & Internet
Playa del Carmen
$134
San Rafael
$192 42.9% $58
Clothing & Footwear
Playa del Carmen
$111
San Rafael
$175 57.1% $64
Sport & Entertainment
Playa del Carmen
$66
San Rafael
$84 26.1% $17
Getting Around
Playa del Carmen
$50
San Rafael
$16 * 68.4% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $995 in Playa del Carmen versus $795 in San Rafael. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44 in Playa del Carmen versus $62 in San Rafael. Monthly groceries follow the same trend: $257 vs $400 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇨🇷 San Rafael
🕒 Local time
14:09 2:09 PM
13:09 1:09 PM
1 h behind Playa del Carmen
🌤 Weather
👥 Population
149,923
30,000
💱 Currency
Exchange rates and currency converter

CRC, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 3, 2026: 1 USD = 18.61 MXN (100 MXN = 5.37 USD). 1 EUR = 20.83 MXN (100 MXN = 4.8 EUR).

Costa Rican Colón exchange rates as of November 3, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 503 CRC (1,000 CRC = 1.99 EUR).

On the map
Between locations
  • Playa del Carmen San Rafael 1,230 km ≈ 2 h nonstop flight
From you
  • Playa del Carmen
  • San Rafael

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs San Rafael: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than San Rafael?
Yes – San Rafael is pricier by about 43%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,804 per month in Playa del Carmen and $2,577 in San Rafael. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Rafael, especially for central apartments: a one-bedroom in the center costs $795 there versus $995 in Playa del Carmen.
What are total monthly expenses in Playa del Carmen and in San Rafael?
Monthly expenses with rent come to $1,202 in Playa del Carmen and $1,718 in San Rafael. That makes Playa del Carmen about 30% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $207 per month in Playa del Carmen and $985 in San Rafael. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Playa del Carmen or in San Rafael?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,202, than in San Rafael at $1,718. In Playa del Carmen it covers expenses comfortably, while in San Rafael it requires careful planning or may not stretch far enough.
Is it better to live in Playa del Carmen or in San Rafael?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,202 in Playa del Carmen to $1,718 in San Rafael. Climate, culture, job market, and personal taste all factor in.

Playa del Carmen vs other spots: cost of living compared

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