Last update: Oct 2026

Cost of Living Comparison Between San Rafael and Montreal

For one person, living is cheaper in San Rafael: $1,732 a month against $2,018 in Montreal, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

84

Cost of Living Index in San Rafael
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San Rafael Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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San Rafael

🇨🇷 Costa Rica

$1,732

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in San Rafael and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Rafael and in Montreal actually costs, broken down by who's living it.

A single person spends $1,732 per month in San Rafael vs $2,018 in Montreal, rent included.

San Rafael $1,732
Montreal $2,018

A couple spends around $2,736 per month in San Rafael vs $3,085 in Montreal, rent included.

San Rafael $2,736
Montreal $3,085

A family of three spends $3,739 per month in San Rafael vs $4,152 in Montreal, rent included.

San Rafael $3,739
Montreal $4,152

San Rafael is about 14% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both San Rafael and Montreal sit above the global median – San Rafael by 28%, Montreal by 49%.

Meal at Budget Restaurant

$12.25 ₡5,496

$18.82 CA$26.61

-34.91%

Three-Course Dinner for Two, Mid-Range

$61.7 ₡27.7K

$70.3 CA$99.4

-12.21%

Fast Food Meal (McDonalds, etc)

$11.42 ₡5,119

$10.66 CA$15.06

7.13%

Cappuccino

$4.40 ₡1,973

$3.84 CA$5.43

14.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 ₡1,225

$1.92 CA$2.71

42.19%

Water (0.33 liter bottle)

$1.87 ₡841

$1.54 CA$2.18

21.43%

Local Beer (0.5 liter draught)

$3.37 ₡1,510

$6.23 CA$8.81

-45.91%

Imported Beer (0.33 liter bottle)

$4.54 ₡2,038

$7.10 CA$10.03

-36.06%

Milk (1 liter)

$2.33 ₡1,044

$2.31 CA$3.27

0.87%

White Bread (500g)

$3.02 ₡1,352

$3.14 CA$4.44

-3.82%

Rice (white) (1kg)

$2.42 ₡1,084

$3.21 CA$4.54

-24.61%

Eggs

$3.52 ₡1,580

$3.52 CA$4.97

Local Cheese (1kg)

$10.51 ₡4,712

$12.81 CA$18.11

-17.95%

Chicken Fillets (1kg)

$10.25 ₡4,597

$11.46 CA$16.20

-10.56%

Beef Round Steak (1kg)

$14.22 ₡6,378

$13.39 CA$18.92

6.20%

Apples (1kg)

$5.09 ₡2,282

$3.14 CA$4.43

62.10%

Banana (1kg)

$1.57 ₡704

$1.44 CA$2.03

9.03%

Oranges (1kg)

$4.68 ₡2,098

$3.47 CA$4.91

34.87%

Tomato (1kg)

$3.86 ₡1,730

$3.07 CA$4.34

25.73%

Potato (1kg)

$3.88 ₡1,741

$1.90 CA$2.69

104.21%

Onion (1kg)

$3.69 ₡1,653

$1.77 CA$2.50

108.47%

Lettuce (1 head)

$1.09 ₡488

$2.34 CA$3.31

-53.42%

Water (1.5 liter bottle)

$3.13 ₡1,403

$1.55 CA$2.19

101.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.11 ₡2,739

$11.38 CA$16.09

-46.31%

Wine (Bottle)

$20.14 ₡9,031

$10.63 CA$15.03

89.46%

Local Beer (0.5 liter bottle)

$2.80 ₡1,254

$2.27 CA$3.21

23.35%

Imported Beer (0.33 liter bottle)

$3.58 ₡1,606

$2.82 CA$3.99

26.95%

One-way Ticket (Public Transport)

$1.18 ₡527

$2.66 CA$3.76

-55.64%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$2.51 ₡1,124

$3.20 CA$4.53

-21.56%

Taxi (Normal Tariff) (1km)

$1.57 ₡703

$1.48 CA$2.09

6.08%

Taxi 1hour Waiting (Normal Tariff)

$8.48 ₡3,803

$32.88 CA$46.48

-74.21%

Gasoline (1 liter)

$1.54 ₡692

$1.34 CA$1.90

14.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ₡10.0M

$28.2K CA$39.8K

-20.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K ₡15.9M

$19.6K CA$27.8K

81.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.5 ₡41.9K

$76.0 CA$107

23.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.26 ₡16.3K

$33.95 CA$48.00

6.80%

Internet (50+ Mbps, Unlimited Data)

$58.4 ₡26.2K

$42.31 CA$59.8

38.12%

Gym Membership (Monthly)

$63.0 ₡28.3K

$29.76 CA$42.07

111.73%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$7.50 ₡3,362

$11.15 CA$15.77

-32.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$991 ₡444.6K

$507 CA$717

95.51%

International Primary School, 1 Child (Yearly)

$16.8K ₡7.5M

$16.1K CA$22.7K

4.74%

Jeans (Levis 501 Or Similar)

$70.5 ₡31.6K

$57.6 CA$81.4

22.47%

Summer Dress (H&M, Zara, etc)

$55.6 ₡25.0K

$37.58 CA$53.1

48.06%

Sport Shoes (Adidas, Nike)

$129 ₡58.0K

$91.9 CA$130

40.65%

Men's Leather Business Shoes

$133 ₡59.5K

$110 CA$155

21.07%

1-bedroom Apartment, City Center (Monthly)

$740 ₡332.0K

$1,260 CA$1,782

-41.28%

1-bedroom Apartment, Outside City Center (Monthly)

$649 ₡291.2K

$948 CA$1,340

-31.48%

3-bedroom Apartment, City Center (Monthly)

$2,069 ₡927.9K

$2,137 CA$3,021

-3.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,274 ₡571.5K

$1,614 CA$2,281

-21.02%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

4.48

92.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Rafael: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Rafael

$649 37.5%

Montreal

$948 47% 45.9% $298

Groceries & Markets

San Rafael

$398 23%

Montreal

$346 17.2% 12.9% $51

Eating Out

San Rafael

$229 13.2%

Montreal

$288 14.3% 25.5% $58

Monthly Utilities & Internet

San Rafael

$188 10.9%

Montreal

$152 7.5% 19.1% $36

Clothing & Footwear

San Rafael

$175 10.1%

Montreal

$133 6.6% 23.6% $41

Sport & Entertainment

San Rafael

$78 4.5%

Montreal

$52 2.6% 33.3% $26

Getting Around

San Rafael

$15 * 0.9%

Montreal

$99 4.9% 555% $83

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $740 in San Rafael versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62.0 in San Rafael versus $70.0 in Montreal. Groceries tell a different story – $398 in San Rafael vs $346 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇷 San Rafael

🇨🇦 Montreal

🕒 Local time

03:46 3:46 AM

05:46 5:46 AM

2 h ahead of San Rafael

🌤 Weather

👥 Population

30,000

1,762,949

💱 Currency

Costa Rican Colón CRC ₡

Canadian Dollar CAD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 19, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to CRC in detail →

On the map

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Between locations

San Rafael Montreal 4,080 km ≈ 6 h nonstop flight

From you

San Rafael
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Rafael vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 16% more than San Rafael, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,599 per month in San Rafael and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Rafael, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $62.0 in San Rafael and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 15% cheaper in Montreal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in San Rafael, where all-in costs run around $1,732, than in Montreal at $2,018. In San Rafael it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Rafael costs $1,732 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Rafael. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.