Cost of Living Comparison Between San Pedro Sula and Bay Islands Cost of Living Comparison Between San Pedro Sula and Bay Islands

Meal at Budget Restaurant

$7.45 HNL 200

Three-Course Dinner for Two, Mid-Range

$33.77 HNL 905

Fast Food Meal (McDonalds, etc)

$9.26 HNL 248

Cappuccino

$2.38 HNL 63.8

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 HNL 27.46

Water (0.33 liter bottle)

$0.78 HNL 20.94

Local Beer (0.5 liter draught)

$1.91 HNL 51.3

Imported Beer (0.33 liter bottle)

$3.52 HNL 94.4

Milk (1 liter)

$1.51 HNL 40.54

White Bread (500g)

$2.02 HNL 54.0

Rice (white) (1kg)

$1.55 HNL 41.61

Eggs

$2.37 HNL 63.5

Local Cheese (1kg)

$8.78 HNL 235

Chicken Fillets (1kg)

$6.79 HNL 182

Beef Round Steak (1kg)

$9.45 HNL 253

Apples (1kg)

$3.50 HNL 93.7

Banana (1kg)

$1.21 HNL 32.36

Oranges (1kg)

$3.32 HNL 89.0

Tomato (1kg)

$1.73 HNL 46.33

Potato (1kg)

$2.45 HNL 65.8

Onion (1kg)

$2.32 HNL 62.1

Lettuce (1 head)

$1.49 HNL 39.96

Water (1.5 liter bottle)

$1.62 HNL 43.40

Cigarettes 20 Pack (Marlboro, Camel)

$3.04 HNL 81.5

Wine (Bottle)

$13.03 HNL 349

Local Beer (0.5 liter bottle)

$0.83 HNL 22.37

Imported Beer (0.33 liter bottle)

$1.37 HNL 36.84

One-way Ticket (Public Transport)

$0.60 HNL 16.04

Public Transport Monthly Pass (Regular Price)

$35.10 HNL 941

Taxi Start (Normal Tariff)

$2.76 HNL 73.9

Taxi (Normal Tariff) (1km)

$1.88 HNL 50.5

Taxi 1hour Waiting (Normal Tariff)

$11.14 HNL 299

Gasoline (1 liter)

$1.00 HNL 26.69

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K HNL 624.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K HNL 660.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 HNL 3,395

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.35 HNL 304

Internet (50+ Mbps, Unlimited Data)

$42.54 HNL 1,141

Gym Membership (Monthly)

$37.98 HNL 1,018

Tennis Court (1 Hour on Weekend)

$13.92 HNL 373

Cinema Ticket

$5.58 HNL 150

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 HNL 3,997

International Primary School, 1 Child (Yearly)

$3,205 HNL 85.9K

Jeans (Levis 501 Or Similar)

$74.5 HNL 1,998

Summer Dress (H&M, Zara, etc)

$40.42 HNL 1,083

Sport Shoes (Adidas, Nike)

$79.0 HNL 2,117

Men's Leather Business Shoes

$74.6 HNL 1,999

1-bedroom Apartment, City Center (Monthly)

$567 HNL 15.2K

1-bedroom Apartment, Outside City Center (Monthly)

$424 HNL 11.4K

3-bedroom Apartment, City Center (Monthly)

$809 HNL 21.7K

3-bedroom Apartment, Outside City Center (Monthly)

$715 HNL 19.2K

Buy Apartment in City Center (m2)

$1,023 HNL 27.4K

Buy Apartment Outside City Center (m2)

$439 HNL 11.8K

Average Monthly Net Salary (After Tax)

$596 HNL 16.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

12.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pedro Sula: August 15, 2026

Last update for Bay Islands: August 17, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pedro Sula vs Bay Islands: Cost of Living - Frequently Asked Questions

For families, Bay Islands is more practical. Housing and childcare are both notably cheaper than in San Pedro Sula, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, San Pedro Sula and Bay Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bay Islands wins on affordability, San Pedro Sula on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.