Cost of Living Comparison Between San Pedro Sula and Bay Islands Cost of Living Comparison Between San Pedro Sula and Bay Islands

Meal at Budget Restaurant

$7.85 HNL 209

Three-Course Dinner for Two, Mid-Range

$30.70 HNL 818

Fast Food Meal (McDonalds, etc)

$8.57 HNL 229

Cappuccino

$2.21 HNL 58.8

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 HNL 35.68

Water (0.33 liter bottle)

$1.11 HNL 29.58

Local Beer (0.5 liter draught)

$1.87 HNL 49.73

Imported Beer (0.33 liter bottle)

$3.36 HNL 89.5

Milk (1 liter)

$1.47 HNL 39.27

White Bread (500g)

$1.96 HNL 52.2

Rice (white) (1kg)

$1.56 HNL 41.64

Eggs

$2.59 HNL 69.0

Local Cheese (1kg)

$9.18 HNL 245

Chicken Fillets (1kg)

$5.96 HNL 159

Beef Round Steak (1kg)

$10.97 HNL 292

Apples (1kg)

$4.32 HNL 115

Banana (1kg)

$1.58 HNL 42.12

Oranges (1kg)

$3.78 HNL 101

Tomato (1kg)

$2.11 HNL 56.2

Potato (1kg)

$2.18 HNL 58.1

Onion (1kg)

$2.53 HNL 67.5

Lettuce (1 head)

$0.90 HNL 23.90

Water (1.5 liter bottle)

$1.65 HNL 43.86

Cigarettes 20 Pack (Marlboro, Camel)

$3.14 HNL 83.8

Wine (Bottle)

$13.01 HNL 347

Local Beer (0.5 liter bottle)

$1.16 HNL 30.87

Imported Beer (0.33 liter bottle)

$1.62 HNL 43.27

One-way Ticket (Public Transport)

$0.63 HNL 16.91

Public Transport Monthly Pass (Regular Price)

$35.97 HNL 959

Taxi Start (Normal Tariff)

$3.74 HNL 99.8

Taxi (Normal Tariff) (1km)

$1.49 HNL 39.70

Taxi 1hour Waiting (Normal Tariff)

$7.03 HNL 187

Gasoline (1 liter)

$1.05 HNL 28.01

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K HNL 570.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.6K HNL 442.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 HNL 3,588

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.70 HNL 258

Internet (50+ Mbps, Unlimited Data)

$48.73 HNL 1,299

Gym Membership (Monthly)

$37.79 HNL 1,007

Tennis Court (1 Hour on Weekend)

$20.81 HNL 555

Cinema Ticket

$5.38 HNL 143

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 HNL 3,929

International Primary School, 1 Child (Yearly)

$3,244 HNL 86.5K

Jeans (Levis 501 Or Similar)

$51.6 HNL 1,374

Summer Dress (H&M, Zara, etc)

$37.58 HNL 1,002

Sport Shoes (Adidas, Nike)

$81.7 HNL 2,178

Men's Leather Business Shoes

$92.8 HNL 2,474

1-bedroom Apartment, City Center (Monthly)

$569 HNL 15.2K

1-bedroom Apartment, Outside City Center (Monthly)

$422 HNL 11.2K

3-bedroom Apartment, City Center (Monthly)

$891 HNL 23.8K

3-bedroom Apartment, Outside City Center (Monthly)

$721 HNL 19.2K

Buy Apartment in City Center (m2)

$1,000 HNL 26.7K

Buy Apartment Outside City Center (m2)

$437 HNL 11.7K

Average Monthly Net Salary (After Tax)

$605 HNL 16.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.24

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pedro Sula: June 9, 2026

Last update for Bay Islands: June 7, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pedro Sula vs Bay Islands: Cost of Living - Frequently Asked Questions

For families, Bay Islands is more practical. Housing and childcare are both notably cheaper than in San Pedro Sula, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, San Pedro Sula and Bay Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bay Islands wins on affordability, San Pedro Sula on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.