Last update: Oct 2026

Cost of Living Comparison Between San Pablo and Manila

For one person, living is cheaper in San Pablo: $634 a month against $948 in Manila, rent and utilities included – about $3,800 less a year. Other living expenses account for most of the difference.

San Pablo
🇵🇭 Philippines
$634
/mo nomad
Manila
🇵🇭 Philippines
$948
/mo nomad
Monthly Cost of Living

How much you'll spend in San Pablo and in Manila

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pablo and in Manila actually costs, broken down by who's living it.

A single person spends $634 per month in San Pablo vs $948 in Manila, rent included.

  • San Pablo $634
  • Manila $948

A couple spends around $917 per month in San Pablo vs $1,508 in Manila, rent included.

  • San Pablo $917
  • Manila $1,508

A family of three spends $1,200 per month in San Pablo vs $2,068 in Manila, rent included.

  • San Pablo $1,200
  • Manila $2,068

San Pablo is about 33% cheaper than Manila, and outside of rent the biggest gap is in groceries.

Both San Pablo and Manila are more affordable than the global median – San Pablo 53% lower, Manila 30% lower.

Currency
🍽 Eating Out
San Pablo
Manila
Difference
Meal at Budget Restaurant
$3.90 ₱245
$5.46 ₱344
-28.57%
Three-Course Dinner for Two, Mid-Range
$16.47 ₱1,037
$26.93 ₱1,695
-38.84%
Fast Food Meal (McDonalds, etc)
$2.81 ₱177
$3.90 ₱246
-27.95%
Cappuccino
$1.83 ₱115
$2.62 ₱165
-30.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₱24.14
$1.36 ₱85.5
-72.06%
Water (0.33 liter bottle)
$0.18 ₱11.26
$0.83 ₱52.3
-78.31%
Local Beer (0.5 liter draught)
$1.03 ₱64.7
$1.22 ₱76.9
-15.57%
Imported Beer (0.33 liter bottle)
$1.63 ₱103
$2.32 ₱146
-29.74%
🛒 Groceries & Markets
San Pablo
Manila
Difference
Milk (1 liter)
$1.67 ₱105
$1.96 ₱123
-14.80%
White Bread (500g)
$1.10 ₱69.2
$1.42 ₱89.1
-22.54%
Rice (white) (1kg)
$0.94 ₱59.1
$1.04 ₱65.4
-9.62%
Eggs
$2.08 ₱131
$2.23 ₱140
-6.73%
Local Cheese (1kg)
$5.14 ₱324
$7.70 ₱485
-33.25%
Chicken Fillets (1kg)
$3.41 ₱215
$4.91 ₱309
-30.55%
Beef Round Steak (1kg)
$7.73 ₱487
$7.12 ₱448
8.57%
Apples (1kg)
$2.32 ₱146
$3.23 ₱204
-28.17%
Banana (1kg)
$1.41 ₱88.8
$1.92 ₱121
-26.56%
Oranges (1kg)
$1.61 ₱101
$2.93 ₱184
-45.05%
Tomato (1kg)
$1.04 ₱65.3
$1.79 ₱113
-41.90%
Potato (1kg)
$1.61 ₱101
$2.32 ₱146
-30.60%
Onion (1kg)
$1.78 ₱112
$2.73 ₱172
-34.80%
Lettuce (1 head)
$0.61 ₱38.28
$2.12 ₱133
-71.23%
Water (1.5 liter bottle)
$0.52 ₱32.95
$0.59 ₱37.25
-11.86%
Cigarettes 20 Pack (Marlboro, Camel)
$2.84 ₱179
$3.18 ₱200
-10.69%
Wine (Bottle)
$6.49 ₱409
$9.81 ₱618
-33.84%
Local Beer (0.5 liter bottle)
$0.95 ₱60.0
$1.34 ₱84.1
-29.10%
Imported Beer (0.33 liter bottle)
$2.02 ₱127
$2.00 ₱126
1.00%
🚌 Getting Around
San Pablo
Manila
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.37
$0.47 ₱29.47
-51.06%
Public Transport Monthly Pass (Regular Price)
-
$12.56 ₱791
-
Taxi Start (Normal Tariff)
$0.81 ₱51.0
$0.73 ₱46.07
10.96%
Taxi (Normal Tariff) (1km)
$0.25 ₱15.79
$0.21 ₱13.20
19.05%
Taxi 1hour Waiting (Normal Tariff)
$1.87 ₱118
$1.87 ₱118
-
Gasoline (1 liter)
$1.15 ₱72.5
$1.28 ₱80.6
-10.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ₱1.4M
$21.4K ₱1.3M
1.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K ₱1.2M
$19.3K ₱1.2M
-0.09%
🧾 Monthly Utilities & Internet
San Pablo
Manila
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 ₱9,016
$124 ₱7,822
15.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.84 ₱746
$15.73 ₱990
-24.73%
Internet (50+ Mbps, Unlimited Data)
$23.37 ₱1,471
$24.40 ₱1,536
-4.22%
🎉 Sport & Entertainment
San Pablo
Manila
Difference
Gym Membership (Monthly)
-
$43.31 ₱2,727
-
Tennis Court (1 Hour on Weekend)
-
$5.79 ₱365
-
Cinema Ticket
$5.13 ₱323
$6.76 ₱425
-24.11%
🧸 Childcare & Education
San Pablo
Manila
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$132 ₱8,290
$630 ₱39.7K
-79.11%
International Primary School, 1 Child (Yearly)
$10.9K ₱683.6K
$9,004 ₱566.9K
20.58%
👕👟 Clothing & Footwear
San Pablo
Manila
Difference
Jeans (Levis 501 Or Similar)
$29.42 ₱1,852
$58.3 ₱3,668
-49.50%
Summer Dress (H&M, Zara, etc)
$19.58 ₱1,232
$27.34 ₱1,721
-28.38%
Sport Shoes (Adidas, Nike)
$71.5 ₱4,502
$75.6 ₱4,758
-5.37%
Men's Leather Business Shoes
$55.6 ₱3,500
$56.6 ₱3,564
-1.80%
🏠 Accommodation & Living
San Pablo
Manila
Difference
1-bedroom Apartment, City Center (Monthly)
$142 ₱8,963
$536 ₱33.8K
-73.45%
1-bedroom Apartment, Outside City Center (Monthly)
$125 ₱7,875
$284 ₱17.9K
-55.91%
3-bedroom Apartment, City Center (Monthly)
$206 ₱13.0K
$1,874 ₱118.0K
-89.02%
3-bedroom Apartment, Outside City Center (Monthly)
$188 ₱11.8K
$654 ₱41.2K
-71.27%
Buy Apartment in City Center (m2)
$956 ₱60.2K
$4,438 ₱279.4K
-78.47%
Buy Apartment Outside City Center (m2)
$811 ₱51.1K
$2,530 ₱159.3K
-67.93%
💵 Salaries & Financials
San Pablo
Manila
Difference
Average Monthly Net Salary (After Tax)
$292 ₱18.4K
$467 ₱29.4K
-37.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
7.43
-9.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: October 11, 2026

Last update for Manila: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
San Pablo
$178
Manila
$164 7.9% $14
Groceries & Markets
San Pablo
$166
Manila
$222 34% $56
Accommodation & Living
San Pablo
$125
Manila
$284 127% $159
Clothing & Footwear
San Pablo
$79
Manila
$98 23.7% $19
Eating Out
San Pablo
$72
Manila
$106 47.3% $34
Sport & Entertainment
San Pablo
$10 *
Manila
$57 454% $47
Getting Around
San Pablo
$3 *
Manila
$16 444% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $142 in San Pablo versus $536 in Manila. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Manila, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16.00 in San Pablo versus $27.00 in Manila. Monthly groceries follow the same trend: $166 vs $222 – making San Pablo the more affordable choice for daily food spending.

Good to know
🇵🇭 San Pablo
🇵🇭 Manila
🕒 Local time
19:55 7:55 PM
19:55 7:55 PM
Same time as San Pablo
🌤 Weather
👥 Population
266,068
1,780,148 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • San Pablo Manila 69 km
From you
  • San Pablo
  • Manila

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pablo vs Manila: Cost of Living - Frequently Asked Questions
How do living costs in San Pablo and in Manila compare overall?
Monthly costs with rent: $634 in San Pablo, $948 in Manila – roughly 49% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in San Pablo compared to Manila?
For a comfortable life, plan on about $951 per month in San Pablo and $1,422 in Manila. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between San Pablo and Manila?
Rent is clearly cheaper in San Pablo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: San Pablo or Manila?
Monthly expenses with rent come to $634 in San Pablo and $948 in Manila. That's a gap of about 49%.
What is the difference in childcare costs between San Pablo and Manila?
Kindergarten costs $132 per month in San Pablo and $630 in Manila. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in San Pablo, where all-in costs run around $634, than in Manila at $948. In San Pablo it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.
How does quality of life compare between San Pablo and Manila?
It depends on your priorities. Manila has an edge in some lifestyle areas, with costs from $634 in San Pablo to $948 in Manila. Climate, culture, job market, and personal taste all factor in.
Is San Pablo or Manila safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between San Pablo and Manila?
If budget matters most, go with San Pablo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.

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