Last update: Nov 2026

Cost of Living Comparison Between San Juan, Puerto Rico and Toronto

For one person, living is cheaper in San Juan: $2,520 a month against $2,599 in Toronto, rent and utilities included – about $950 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

120

Cost of Living Index in San Juan
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San Juan Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

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San Juan

🇵🇷 Puerto Rico

$2,520

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in San Juan and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Juan and in Toronto actually costs, broken down by who's living it.

A single person spends $2,520 per month in San Juan vs $2,599 in Toronto, rent included.

San Juan $2,520
Toronto $2,599

A couple spends around $3,581 per month in San Juan vs $3,700 in Toronto, rent included.

San Juan $3,581
Toronto $3,700

A family of three spends $4,641 per month in San Juan vs $4,801 in Toronto, rent included.

San Juan $4,641
Toronto $4,801

San Juan is about 3% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both San Juan and Toronto sit above the global median – San Juan by 86%, Toronto by 92%.

Meal at Budget Restaurant

$19.61 $19.61

$17.98 CA$25.20

9.07%

Three-Course Dinner for Two, Mid-Range

$83.1 $83.1

$72.3 CA$101

14.97%

Fast Food Meal (McDonalds, etc)

$9.17 $9.17

$10.83 CA$15.18

-15.33%

Cappuccino

$3.54 $3.54

$4.34 CA$6.09

-18.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 $1.91

$2.16 CA$3.03

-11.57%

Water (0.33 liter bottle)

$1.46 $1.46

$1.66 CA$2.32

-12.05%

Local Beer (0.5 liter draught)

$2.95 $2.95

$6.35 CA$8.90

-53.54%

Imported Beer (0.33 liter bottle)

$4.95 $4.95

$7.34 CA$10.29

-32.56%

Milk (1 liter)

$2.22 $2.22

$2.57 CA$3.60

-13.62%

White Bread (500g)

$3.57 $3.57

$2.71 CA$3.79

31.73%

Rice (white) (1kg)

$2.44 $2.44

$2.28 CA$3.19

7.02%

Eggs

$7.54 $7.54

$3.60 CA$5.05

109.44%

Local Cheese (1kg)

$12.48 $12.48

$8.94 CA$12.54

39.60%

Chicken Fillets (1kg)

$9.41 $9.41

$11.19 CA$15.69

-15.91%

Beef Round Steak (1kg)

$13.34 $13.34

$15.23 CA$21.34

-12.41%

Apples (1kg)

$5.04 $5.04

$3.74 CA$5.25

34.76%

Banana (1kg)

$2.66 $2.66

$1.23 CA$1.72

116.26%

Oranges (1kg)

$4.99 $4.99

$3.58 CA$5.02

39.39%

Tomato (1kg)

$4.69 $4.69

$4.25 CA$5.96

10.35%

Potato (1kg)

$3.77 $3.77

$1.94 CA$2.72

94.33%

Onion (1kg)

$3.85 $3.85

$1.67 CA$2.34

130.54%

Lettuce (1 head)

$3.36 $3.36

$2.30 CA$3.22

46.09%

Water (1.5 liter bottle)

$1.61 $1.61

$1.26 CA$1.77

27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$11.98 $11.98

$14.19 CA$19.90

-15.57%

Wine (Bottle)

$15.81 $15.81

$14.25 CA$19.97

10.95%

Local Beer (0.5 liter bottle)

$3.09 $3.09

$2.28 CA$3.20

35.53%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.58 CA$3.62

55.81%

One-way Ticket (Public Transport)

$0.72 $0.72

$2.35 CA$3.30

-69.36%

Public Transport Monthly Pass (Regular Price)

$30.54 $30.54

$111 CA$156

-72.48%

Taxi Start (Normal Tariff)

$2.48 $2.48

$3.01 CA$4.22

-17.61%

Taxi (Normal Tariff) (1km)

$1.47 $1.47

$1.22 CA$1.71

20.49%

Taxi 1hour Waiting (Normal Tariff)

$42.26 $42.26

$21.82 CA$30.59

93.68%

Gasoline (1 liter)

$1.26 $1.26

$1.23 CA$1.73

2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$27.0K CA$37.8K

30.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$21.8K CA$30.6K

28.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$322 $322

$121 CA$169

166.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.4 $68.4

$33.10 CA$46.40

106.50%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$49.09 CA$68.8

42.41%

Gym Membership (Monthly)

$40.57 $40.57

$36.65 CA$51.4

10.70%

Tennis Court (1 Hour on Weekend)

$7.47 $7.47

$25.01 CA$35.06

-70.13%

Cinema Ticket

$10.46 $10.46

$12.78 CA$17.91

-18.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$814 $814

$754 CA$1,058

7.87%

International Primary School, 1 Child (Yearly)

$11.7K $11.7K

$33.7K CA$47.2K

-65.28%

Jeans (Levis 501 Or Similar)

$56.6 $56.6

$50.4 CA$70.6

12.26%

Summer Dress (H&M, Zara, etc)

$62.3 $62.3

$41.43 CA$58.1

50.40%

Sport Shoes (Adidas, Nike)

$109 $109

$101 CA$142

7.80%

Men's Leather Business Shoes

$112 $112

$130 CA$183

-13.99%

1-bedroom Apartment, City Center (Monthly)

$1,994 $1,994

$1,590 CA$2,228

25.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,124 $1,124

$1,424 CA$1,996

-21.09%

3-bedroom Apartment, City Center (Monthly)

$3,507 $3,507

$2,641 CA$3,702

32.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,634 $1,634

$2,090 CA$2,930

-21.82%

Buy Apartment in City Center (m2)

$7,463 $7,463

$7,730 CA$10.8K

-3.46%

Buy Apartment Outside City Center (m2)

$4,563 $4,563

$6,892 CA$9,661

-33.79%

Average Monthly Net Salary (After Tax)

$3,096 $3,096

$3,623 CA$5,078

-14.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Juan: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Juan

$1.1K 44.6%

Toronto

$1.4K 54.8% 26.7% $300

Monthly Utilities & Internet

San Juan

$460 18.3%

Toronto

$203 7.8% 55.9% $257

Groceries & Markets

San Juan

$414 16.4%

Toronto

$345 13.3% 16.6% $69

Eating Out

San Juan

$265 10.5%

Toronto

$290 11.2% 9.4% $25

Clothing & Footwear

San Juan

$153 6.1%

Toronto

$145 5.6% 4.9% $7.5

Sport & Entertainment

San Juan

$62 2.4%

Toronto

$62 2.4% 1.1% $0.7

Getting Around

San Juan

$43 1.7%

Toronto

$130 5% 200% $86

Cost Breakdown

A central one-bedroom costs $1,994 in San Juan versus $1,590 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83 in San Juan versus $72 in Toronto. Monthly groceries follow the same trend: $414 vs $345 – making Toronto the more affordable choice for daily food spending.

Good to know

🇵🇷 San Juan

🇨🇦 Toronto

🕒 Local time

15:30 3:30 PM

14:30 2:30 PM

1 h behind San Juan

🌤 Weather

👥 Population

322,854 Capital

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.895 EUR

1 CAD = 0.713 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

San Juan Toronto 3,060 km ≈ 4 h 15 min nonstop flight

From you

San Juan
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Juan vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 3% more than San Juan, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,781 per month in San Juan and $3,899 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments: a one-bedroom in the center costs $1,590 there versus $1,994 in San Juan.

Kindergarten costs $814 per month in San Juan and $754 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 17% cheaper in Toronto – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,520 in San Juan and $2,599 in Toronto. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. San Juan has an edge in some lifestyle areas, with costs from $2,520 in San Juan to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with San Juan. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.