Last update: Nov 2026

Cost of Living Comparison Between Toronto and San Juan, Puerto Rico

For one person, living is cheaper in San Juan: $2,520 a month against $2,599 in Toronto, rent and utilities included – about $950 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
120

Cost of Living Index in San Juan
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San Juan Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

San Juan

🇵🇷 Puerto Rico

$2,520

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Juan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Juan actually costs, broken down by who's living it.

A single person spends $2,599 per month in Toronto vs $2,520 in San Juan, rent included.

Toronto $2,599
San Juan $2,520

A couple spends around $3,700 per month in Toronto vs $3,581 in San Juan, rent included.

Toronto $3,700
San Juan $3,581

A family of three spends $4,801 per month in Toronto vs $4,641 in San Juan, rent included.

Toronto $4,801
San Juan $4,641

Toronto costs about 3% more than San Juan, and outside of rent the biggest gap is in transport.

Both Toronto and San Juan sit above the global median – Toronto by 92%, San Juan by 86%.

Meal at Budget Restaurant

$17.98 CA$25.28

$19.61 $19.61

-8.31%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$83.1 $83.1

-13.02%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

$9.17 $9.17

18.10%

Cappuccino

$4.34 CA$6.11

$3.54 $3.54

22.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

$1.91 $1.91

13.09%

Water (0.33 liter bottle)

$1.66 CA$2.33

$1.46 $1.46

13.70%

Local Beer (0.5 liter draught)

$6.35 CA$8.93

$2.95 $2.95

115.25%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

$4.95 $4.95

48.28%

Milk (1 liter)

$2.57 CA$3.61

$2.22 $2.22

15.77%

White Bread (500g)

$2.71 CA$3.81

$3.57 $3.57

-24.09%

Rice (white) (1kg)

$2.28 CA$3.20

$2.44 $2.44

-6.56%

Eggs

$3.60 CA$5.07

$7.54 $7.54

-52.25%

Local Cheese (1kg)

$8.94 CA$12.58

$12.48 $12.48

-28.37%

Chicken Fillets (1kg)

$11.19 CA$15.74

$9.41 $9.41

18.92%

Beef Round Steak (1kg)

$15.23 CA$21.41

$13.34 $13.34

14.17%

Apples (1kg)

$3.74 CA$5.27

$5.04 $5.04

-25.79%

Banana (1kg)

$1.23 CA$1.72

$2.66 $2.66

-53.76%

Oranges (1kg)

$3.58 CA$5.03

$4.99 $4.99

-28.26%

Tomato (1kg)

$4.25 CA$5.98

$4.69 $4.69

-9.38%

Potato (1kg)

$1.94 CA$2.73

$3.77 $3.77

-48.54%

Onion (1kg)

$1.67 CA$2.35

$3.85 $3.85

-56.62%

Lettuce (1 head)

$2.30 CA$3.23

$3.36 $3.36

-31.55%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.61 $1.61

-21.74%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

$11.98 $11.98

18.45%

Wine (Bottle)

$14.25 CA$20.04

$15.81 $15.81

-9.87%

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

$3.09 $3.09

-26.21%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

$4.02 $4.02

-35.82%

One-way Ticket (Public Transport)

$2.35 CA$3.31

$0.72 $0.72

226.39%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

$30.54 $30.54

263.39%

Taxi Start (Normal Tariff)

$3.01 CA$4.24

$2.48 $2.48

21.37%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.47 $1.47

-17.01%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

$42.26 $42.26

-48.37%

Gasoline (1 liter)

$1.23 CA$1.73

$1.26 $1.26

-2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

$35.3K $35.3K

-23.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

$28.1K $28.1K

-22.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

$322 $322

-62.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

$68.4 $68.4

-51.57%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

$69.9 $69.9

-29.78%

Gym Membership (Monthly)

$36.65 CA$51.5

$40.57 $40.57

-9.66%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

$7.47 $7.47

234.81%

Cinema Ticket

$12.78 CA$17.97

$10.46 $10.46

22.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

$814 $814

-7.30%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

$11.7K $11.7K

188.01%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

$56.6 $56.6

-10.92%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

$62.3 $62.3

-33.51%

Sport Shoes (Adidas, Nike)

$101 CA$142

$109 $109

-7.24%

Men's Leather Business Shoes

$130 CA$183

$112 $112

16.27%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

$1,994 $1,994

-20.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

$1,124 $1,124

26.73%

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

$3,507 $3,507

-24.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

$1,634 $1,634

27.92%

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

$7,463 $7,463

3.58%

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

$4,563 $4,563

51.02%

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

$3,096 $3,096

17.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for San Juan: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

San Juan

$1.1K 44.6% 21.1% $300

Groceries & Markets

Toronto

$345 13.3%

San Juan

$414 16.4% 20% $69

Eating Out

Toronto

$290 11.2%

San Juan

$265 10.5% 8.6% $25

Monthly Utilities & Internet

Toronto

$203 7.8%

San Juan

$460 18.3% 127% $257

Clothing & Footwear

Toronto

$145 5.6%

San Juan

$153 6.1% 5.2% $7.5

Getting Around

Toronto

$130 5%

San Juan

$43 1.7% 66.6% $86

Sport & Entertainment

Toronto

$62 2.4%

San Juan

$62 2.4% 1.1% $0.7

Cost Breakdown

A central one-bedroom costs $1,590 in Toronto versus $1,994 in San Juan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Toronto versus $83 in San Juan. Monthly groceries follow the same trend: $345 vs $414 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇷 San Juan

🕒 Local time

15:15 3:15 PM

16:15 4:15 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

322,854 Capital

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto San Juan 3,060 km ≈ 4 h 15 min nonstop flight

From you

Toronto
San Juan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Juan: Cost of Living - Frequently Asked Questions

Toronto costs about 3% more than San Juan, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,899 per month in Toronto and $3,781 in San Juan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments: a one-bedroom in the center costs $1,590 there versus $1,994 in San Juan.

Kindergarten costs $754 per month in Toronto and $814 in San Juan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 17% cheaper in Toronto – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,599 in Toronto and $2,520 in San Juan. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. San Juan has an edge in some lifestyle areas, with costs from $2,520 in San Juan to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with San Juan. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.