Last update: Oct 2026

Cost of Living Comparison Between San Jose and Thousand Oaks, CA

For one person, living is cheaper in San Jose: $1,949 a month against $3,845 in Thousand Oaks, CA, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in San Jose
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San Jose Living Index
186

Cost of Living Index in Thousand Oaks, CA
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Thousand Oaks, CA Living Index

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San Jose

🇨🇷 Costa Rica

$1,949

/mo nomad

Thousand Oaks, CA

🇺🇸 United States

$3,845

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Thousand Oaks, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Thousand Oaks, CA actually costs, broken down by who's living it.

A single person spends $1,949 per month in San Jose vs $3,845 in Thousand Oaks, CA, rent included.

San Jose $1,949
Thousand Oaks, CA $3,845

A couple spends around $2,903 per month in San Jose vs $5,209 in Thousand Oaks, CA, rent included.

San Jose $2,903
Thousand Oaks, CA $5,209

A family of three spends $3,857 per month in San Jose vs $6,573 in Thousand Oaks, CA, rent included.

San Jose $3,857
Thousand Oaks, CA $6,573

San Jose is about 49% cheaper than Thousand Oaks, CA, and outside of rent the biggest gap is in eating out.

Both San Jose and Thousand Oaks, CA sit above the global median – San Jose by 45%, Thousand Oaks, CA by 187%.

Meal at Budget Restaurant

$12.22 ₡5,510

$25.09 $25.09

-51.30%

Three-Course Dinner for Two, Mid-Range

$60.1 ₡27.1K

$98.3 $98.3

-38.81%

Fast Food Meal (McDonalds, etc)

$11.77 ₡5,305

$9.00 $9.00

30.78%

Cappuccino

$4.30 ₡1,939

$5.63 $5.63

-23.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 ₡1,226

$2.81 $2.81

-3.20%

Water (0.33 liter bottle)

$1.84 ₡830

$2.03 $2.03

-9.36%

Local Beer (0.5 liter draught)

$3.28 ₡1,480

$7.97 $7.97

-58.85%

Imported Beer (0.33 liter bottle)

$4.36 ₡1,966

$9.38 $9.38

-53.52%

Milk (1 liter)

$2.38 ₡1,074

$1.19 $1.19

100.00%

White Bread (500g)

$3.12 ₡1,408

$3.98 $3.98

-21.61%

Rice (white) (1kg)

$2.41 ₡1,086

$3.58 $3.58

-32.68%

Eggs

$3.47 ₡1,564

$5.15 $5.15

-32.62%

Local Cheese (1kg)

$10.57 ₡4,767

$12.54 $12.54

-15.71%

Chicken Fillets (1kg)

$10.56 ₡4,758

$20.47 $20.47

-48.41%

Beef Round Steak (1kg)

$13.75 ₡6,196

$22.65 $22.65

-39.29%

Apples (1kg)

$5.04 ₡2,274

$5.37 $5.37

-6.15%

Banana (1kg)

$1.61 ₡727

$1.79 $1.79

-10.06%

Oranges (1kg)

$4.59 ₡2,069

$4.80 $4.80

-4.38%

Tomato (1kg)

$3.84 ₡1,731

$5.79 $5.79

-33.68%

Potato (1kg)

$3.77 ₡1,700

$3.62 $3.62

4.14%

Onion (1kg)

$3.76 ₡1,693

$2.76 $2.76

36.23%

Lettuce (1 head)

$1.12 ₡506

$1.62 $1.62

-30.86%

Water (1.5 liter bottle)

$3.20 ₡1,441

$2.27 $2.27

40.97%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 ₡2,632

$10.17 $10.17

-42.58%

Wine (Bottle)

$19.73 ₡8,897

$15.18 $15.18

29.97%

Local Beer (0.5 liter bottle)

$2.75 ₡1,240

$1.68 $1.68

63.69%

Imported Beer (0.33 liter bottle)

$3.66 ₡1,650

$1.54 $1.54

137.66%

One-way Ticket (Public Transport)

$1.12 ₡503

Public Transport Monthly Pass (Regular Price)

$65.1 ₡29.4K

Taxi Start (Normal Tariff)

$2.46 ₡1,110

$4.43 $4.43

-44.47%

Taxi (Normal Tariff) (1km)

$1.54 ₡692

$1.91 $1.91

-19.37%

Taxi 1hour Waiting (Normal Tariff)

$8.46 ₡3,815

$36.32 $36.32

-76.71%

Gasoline (1 liter)

$1.55 ₡699

$1.48 $1.48

4.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ₡9.8M

$37.5K $37.5K

-42.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K ₡15.7M

$25.7K $25.7K

35.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.7 ₡42.7K

$161 $161

-41.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.11 ₡15.8K

$47.91 $47.91

-26.72%

Internet (50+ Mbps, Unlimited Data)

$58.6 ₡26.4K

$69.7 $69.7

-16.05%

Gym Membership (Monthly)

$72.2 ₡32.5K

$66.1 $66.1

9.12%

Tennis Court (1 Hour on Weekend)

$25.19 ₡11.4K

$22.11 $22.11

13.93%

Cinema Ticket

$7.83 ₡3,532

$12.12 $12.12

-35.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$971 ₡437.9K

$1,718 $1,718

-43.47%

International Primary School, 1 Child (Yearly)

$17.0K ₡7.7M

$42.2K $42.2K

-59.76%

Jeans (Levis 501 Or Similar)

$71.6 ₡32.3K

$49.05 $49.05

45.89%

Summer Dress (H&M, Zara, etc)

$54.9 ₡24.7K

$29.43 $29.43

86.37%

Sport Shoes (Adidas, Nike)

$129 ₡58.2K

$79.1 $79.1

63.14%

Men's Leather Business Shoes

$133 ₡60.0K

$121 $121

10.49%

1-bedroom Apartment, City Center (Monthly)

$934 ₡420.9K

$2,625 $2,625

-64.43%

1-bedroom Apartment, Outside City Center (Monthly)

$770 ₡347.2K

$2,493 $2,493

-69.11%

3-bedroom Apartment, City Center (Monthly)

$1,945 ₡876.7K

$3,748 $3,748

-48.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,316 ₡593.5K

$3,457 $3,457

-61.92%

Buy Apartment in City Center (m2)

$2,277 ₡1.0M

$5,777 $5,777

-60.58%

Buy Apartment Outside City Center (m2)

$1,795 ₡809.1K

$5,858 $5,858

-69.37%

Average Monthly Net Salary (After Tax)

$1,006 ₡453.5K

$5,925 $5,925

-83.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.64

29.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 3, 2026

Last update for Thousand Oaks, CA: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$770 39.9%

Thousand Oaks, CA

$2.5K 64.8% 224% $1.7K

Groceries & Markets

San Jose

$399 20.7%

Thousand Oaks, CA

$472 12.3% 18.4% $73

Eating Out

San Jose

$228 11.8%

Thousand Oaks, CA

$373 9.7% 63.6% $145

Monthly Utilities & Internet

San Jose

$188 9.8%

Thousand Oaks, CA

$279 7.3% 48.2% $91

Clothing & Footwear

San Jose

$175 9.1%

Thousand Oaks, CA

$125 3.3% 28.4% $50

Sport & Entertainment

San Jose

$88 4.6%

Thousand Oaks, CA

$90 2.4% 2.9% $2.5

Getting Around

San Jose

$80 4.1%

Thousand Oaks, CA

$14 * 0.4% 82.5% $66

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $934 in San Jose versus $2,625 in Thousand Oaks, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 489% higher in Thousand Oaks, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in San Jose versus $98.0 in Thousand Oaks, CA. Monthly groceries follow the same trend: $399 vs $472 – making San Jose the more affordable choice for daily food spending.

Good to know

🇨🇷 San Jose

🇺🇸 Thousand Oaks, CA

🕒 Local time

07:51 7:51 AM

06:51 6:51 AM

1 h behind San Jose

🌤 Weather

👥 Population

342,188 Capital

124,207

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.98 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 12, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 505 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CRC in detail →

On the map

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Between locations

San Jose Thousand Oaks, CA 4,440 km ≈ 6 h nonstop flight

From you

San Jose
Thousand Oaks, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Thousand Oaks, CA: Cost of Living - Frequently Asked Questions

Yes – Thousand Oaks, CA is pricier by about 97%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,924 per month in San Jose and $5,768 in Thousand Oaks, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,949 in San Jose and $3,845 in Thousand Oaks, CA. That's a gap of about 97%.

Kindergarten costs $971 per month in San Jose and $1,718 in Thousand Oaks, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,949, than in Thousand Oaks, CA at $3,845. In San Jose it covers expenses comfortably, while in Thousand Oaks, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward San Jose – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Thousand Oaks, CA makes more sense. Both are solid long-term options with distinct trade-offs.