Cost of Living Comparison Between San Jose, CA and Austin, TX Cost of Living Comparison Between San Jose, CA and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,372 in San Jose, CA versus $2,659 in Austin, TX.

Estimated couple costs with rent: $6,339 in San Jose, CA versus $4,101 in Austin, TX.

Monthly costs for a family of three with rent: $8,306 in San Jose, CA versus $5,542 in Austin, TX.

Living in San Jose, CA is roughly 64% more expensive than Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: San Jose, CA 226% above, Austin, TX 98% above.

Meal at Budget Restaurant

$20.83 $20.83

$19.63 $19.63

6.11%

Three-Course Dinner for Two, Mid-Range

$98.9 $98.9

$75.1 $75.1

31.68%

Fast Food Meal (McDonalds, etc)

$11.68 $11.68

$9.92 $9.92

17.74%

Cappuccino

$5.99 $5.99

$5.67 $5.67

5.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 $3.36

$2.77 $2.77

21.30%

Water (0.33 liter bottle)

$2.40 $2.40

$2.17 $2.17

10.60%

Local Beer (0.5 liter draught)

$9.21 $9.21

$5.84 $5.84

57.71%

Imported Beer (0.33 liter bottle)

$10.84 $10.84

$7.77 $7.77

39.51%

Milk (1 liter)

$1.48 $1.48

$1.09 $1.09

35.78%

White Bread (500g)

$4.96 $4.96

$3.41 $3.41

45.45%

Rice (white) (1kg)

$3.19 $3.19

$3.43 $3.43

-7.00%

Eggs

$4.85 $4.85

$4.39 $4.39

10.48%

Local Cheese (1kg)

$21.57 $21.57

$11.95 $11.95

80.50%

Chicken Fillets (1kg)

$15.67 $15.67

$10.76 $10.76

45.63%

Beef Round Steak (1kg)

$23.16 $23.16

$14.29 $14.29

62.07%

Apples (1kg)

$6.06 $6.06

$4.84 $4.84

25.21%

Banana (1kg)

$2.46 $2.46

$1.55 $1.55

58.71%

Oranges (1kg)

$4.81 $4.81

$4.46 $4.46

7.85%

Tomato (1kg)

$6.50 $6.50

$3.91 $3.91

66.24%

Potato (1kg)

$3.42 $3.42

$2.74 $2.74

24.82%

Onion (1kg)

$4.35 $4.35

$2.74 $2.74

58.76%

Lettuce (1 head)

$3.06 $3.06

$2.04 $2.04

50.00%

Water (1.5 liter bottle)

$2.89 $2.89

$2.25 $2.25

28.44%

Cigarettes 20 Pack (Marlboro, Camel)

$11.15 $11.15

$8.93 $8.93

24.86%

Wine (Bottle)

$15.42 $15.42

$14.85 $14.85

3.84%

Local Beer (0.5 liter bottle)

$2.26 $2.26

$2.35 $2.35

-3.83%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$3.57 $3.57

-5.32%

One-way Ticket (Public Transport)

$2.44 $2.44

$1.47 $1.47

65.99%

Public Transport Monthly Pass (Regular Price)

$91.2 $91.2

$42.98 $42.98

112.24%

Taxi Start (Normal Tariff)

$3.43 $3.43

$4.28 $4.28

-19.86%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$1.84 $1.84

4.35%

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

$35.54 $35.54

-16.43%

Gasoline (1 liter)

$1.27 $1.27

$0.72 $0.72

76.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K $30.6K

$25.7K $25.7K

18.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.2K $26.2K

2.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$174 $174

66.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.37 $48.37

$60.2 $60.2

-19.70%

Internet (50+ Mbps, Unlimited Data)

$68.2 $68.2

$66.3 $66.3

2.91%

Gym Membership (Monthly)

$125 $125

$62.8 $62.8

98.57%

Tennis Court (1 Hour on Weekend)

$30.13 $30.13

$9.83 $9.83

206.51%

Cinema Ticket

$15.30 $15.30

$15.24 $15.24

0.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,961 $1,961

$1,387 $1,387

41.38%

International Primary School, 1 Child (Yearly)

$25.8K $25.8K

$22.2K $22.2K

16.58%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$56.7 $56.7

-4.51%

Summer Dress (H&M, Zara, etc)

$44.66 $44.66

$45.34 $45.34

-1.50%

Sport Shoes (Adidas, Nike)

$89.6 $89.6

$86.5 $86.5

3.68%

Men's Leather Business Shoes

$138 $138

$119 $119

15.73%

1-bedroom Apartment, City Center (Monthly)

$3,016 $3,016

$2,247 $2,247

34.20%

1-bedroom Apartment, Outside City Center (Monthly)

$2,763 $2,763

$1,430 $1,430

93.14%

3-bedroom Apartment, City Center (Monthly)

$5,329 $5,329

$3,778 $3,778

41.07%

3-bedroom Apartment, Outside City Center (Monthly)

$4,600 $4,600

$2,641 $2,641

74.20%

Buy Apartment in City Center (m2)

$8,620 $8,620

$7,044 $7,044

22.37%

Buy Apartment Outside City Center (m2)

$9,112 $9,112

$3,162 $3,162

188.20%

Average Monthly Net Salary (After Tax)

$6,225 $6,225

$5,108 $5,108

21.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.45

0.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose, CA: May 31, 2026

Last update for Austin, TX: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,016 in San Jose, CA and $2,247 in Austin, TX. Housing cost is often the main lever when comparing two cities.

San Jose, CA pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in San Jose, CA vs $75.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $521 vs $377 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose, CA vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 64% lower than in San Jose, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

San Jose, CA pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,016 in San Jose, CA versus $2,247 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,372 per month in San Jose, CA versus $2,659 in Austin, TX – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 112% less than in San Jose, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,659 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, San Jose, CA and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 64% less than in San Jose, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.