Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and San Jose, CA

For one person, living is cheaper in Austin, TX: $2,663 a month against $4,378 in San Jose, CA, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
211

Cost of Living Index in San Jose, CA
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San Jose, CA Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

San Jose, CA

🇺🇸 United States

$4,378

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in San Jose, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in San Jose, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $4,378 in San Jose, CA.

Austin, TX $2,663
San Jose, CA $4,378

Estimated couple costs with rent: $4,133 in Austin, TX versus $6,147 in San Jose, CA.

Austin, TX $4,133
San Jose, CA $6,147

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $7,916 in San Jose, CA.

Austin, TX $5,603
San Jose, CA $7,916

Living in Austin, TX costs roughly 39% less than in San Jose, CA, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Austin, TX 97% above, San Jose, CA 224% above.

Meal at Budget Restaurant

$20.77 $20.77

$22.37 $22.37

-7.15%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$99.9 $99.9

-15.33%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.95 $11.95

3.10%

Cappuccino

$5.63 $5.63

$5.95 $5.95

-5.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.22 $3.22

15.53%

Water (0.33 liter bottle)

$2.50 $2.50

$2.34 $2.34

6.84%

Local Beer (0.5 liter draught)

$8.05 $8.05

$9.08 $9.08

-11.34%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$9.83 $9.83

-8.34%

Milk (1 liter)

$1.12 $1.12

$1.66 $1.66

-32.53%

White Bread (500g)

$3.75 $3.75

$4.55 $4.55

-17.58%

Rice (white) (1kg)

$3.26 $3.26

$4.01 $4.01

-18.70%

Eggs

$4.17 $4.17

$5.89 $5.89

-29.20%

Local Cheese (1kg)

$12.90 $12.90

$19.91 $19.91

-35.21%

Chicken Fillets (1kg)

$14.16 $14.16

$14.27 $14.27

-0.77%

Beef Round Steak (1kg)

$16.22 $16.22

$22.06 $22.06

-26.47%

Apples (1kg)

$4.33 $4.33

$5.15 $5.15

-15.92%

Banana (1kg)

$1.46 $1.46

$1.92 $1.92

-23.96%

Oranges (1kg)

$4.51 $4.51

$5.63 $5.63

-19.89%

Tomato (1kg)

$4.34 $4.34

$5.58 $5.58

-22.22%

Potato (1kg)

$2.58 $2.58

$3.64 $3.64

-29.12%

Onion (1kg)

$2.35 $2.35

$2.88 $2.88

-18.40%

Lettuce (1 head)

$1.78 $1.78

$2.46 $2.46

-27.64%

Water (1.5 liter bottle)

$2.22 $2.22

$2.48 $2.48

-10.48%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$11.73 $11.73

-15.77%

Wine (Bottle)

$15.08 $15.08

$15.70 $15.70

-3.95%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.44 $2.44

19.67%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.38 $3.38

2.37%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.45 $2.45

-39.18%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$89.3 $89.3

-53.29%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.52 $3.52

-22.44%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.97 $2.97

-44.11%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$30.48 $30.48

15.81%

Gasoline (1 liter)

$0.95 $0.95

$1.51 $1.51

-37.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$36.3K $36.3K

-0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.5K $25.5K

6.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$273 $273

-16.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$47.11 $47.11

26.07%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$84.3 $84.3

-17.06%

Gym Membership (Monthly)

$57.2 $57.2

$142 $142

-59.70%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$24.45 $24.45

-33.21%

Cinema Ticket

$14.28 $14.28

$16.89 $16.89

-15.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,829 $1,829

-17.65%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$39.2K $39.2K

-45.29%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$59.3 $59.3

-10.97%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$50.4 $50.4

-13.06%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$98.7 $98.7

-14.10%

Men's Leather Business Shoes

$103 $103

$122 $122

-15.22%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$3,133 $3,133

-39.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$2,665 $2,665

-52.18%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$4,768 $4,768

-23.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$4,128 $4,128

-38.51%

Buy Apartment in City Center (m2)

$7,614 $7,614

$9,009 $9,009

-15.49%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$9,111 $9,111

-65.35%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$6,253 $6,253

-18.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.67

1.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for San Jose, CA: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

San Jose, CA

$2.7K 60.9% 109% $1.4K

Groceries & Markets

Austin, TX

$405 15.2%

San Jose, CA

$493 11.3% 21.9% $89

Monthly Utilities & Internet

Austin, TX

$358 13.5%

San Jose, CA

$404 9.2% 12.9% $46

Eating Out

Austin, TX

$354 13.3%

San Jose, CA

$374 8.5% 5.6% $20

Clothing & Footwear

Austin, TX

$128 4.8%

San Jose, CA

$148 3.4% 16% $20

Sport & Entertainment

Austin, TX

$86 3.2%

San Jose, CA

$176 4% 105% $90

Getting Around

Austin, TX

$59 2.2%

San Jose, CA

$117 2.7% 100% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $3,133 in San Jose, CA. Housing cost is often the main lever when comparing two cities.

San Jose, CA pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $100 in San Jose, CA for a mid-range dinner for two. Groceries echo the gap at $405 vs $493 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 San Jose, CA

🕒 Local time

12:55 12:55 PM

10:55 10:55 AM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

1,035,317

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX San Jose, CA 2,360 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
San Jose, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs San Jose, CA: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 64% lower than in San Jose, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 22% lower in San Jose, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,907 in Austin, TX versus $3,133 in San Jose, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $4,378 in San Jose, CA – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 114% less than in San Jose, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,663 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, Austin, TX and San Jose, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 64% less than in San Jose, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.