Last update: Oct 2026

Cost of Living Comparison Between San Fernando and Montevideo

For one person, living is cheaper in San Fernando: $1,263 a month against $1,771 in Montevideo, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in San Fernando
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San Fernando Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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San Fernando

🇹🇹 Trinidad And Tobago

$1,263

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Montevideo actually costs, broken down by who's living it.

A single person spends $1,263 per month in San Fernando vs $1,771 in Montevideo, rent included.

San Fernando $1,263
Montevideo $1,771

A couple spends around $2,045 per month in San Fernando vs $2,740 in Montevideo, rent included.

San Fernando $2,045
Montevideo $2,740

A family of three spends $2,827 per month in San Fernando vs $3,708 in Montevideo, rent included.

San Fernando $2,827
Montevideo $3,708

San Fernando is about 29% cheaper than Montevideo, and outside of rent the biggest gap is in eating out.

San Fernando sits 6% below the global median, while Montevideo is 31% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.22 TTD 68.8

$15.16 UYU 609

-32.59%

Three-Course Dinner for Two, Mid-Range

$59.6 TTD 401

$69.2 UYU 2,776

-13.88%

Fast Food Meal (McDonalds, etc)

$8.00 TTD 53.9

$14.65 UYU 588

-45.39%

Cappuccino

$3.66 TTD 24.65

$4.46 UYU 179

-17.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 TTD 6.88

$2.67 UYU 107

-61.80%

Water (0.33 liter bottle)

$0.76 TTD 5.09

$2.00 UYU 80.4

-62.00%

Local Beer (0.5 liter draught)

$1.89 TTD 12.69

$4.83 UYU 194

-60.87%

Imported Beer (0.33 liter bottle)

$2.63 TTD 17.71

$3.80 UYU 152

-30.79%

Milk (1 liter)

$1.98 TTD 13.33

$1.36 UYU 54.8

45.59%

White Bread (500g)

$2.29 TTD 15.41

$2.87 UYU 115

-20.21%

Rice (white) (1kg)

$2.92 TTD 19.61

$1.75 UYU 70.2

66.86%

Eggs

$3.90 TTD 26.27

$4.68 UYU 188

-16.67%

Local Cheese (1kg)

$6.58 TTD 44.24

$13.88 UYU 557

-52.59%

Chicken Fillets (1kg)

$10.17 TTD 68.4

$11.98 UYU 481

-15.11%

Beef Round Steak (1kg)

$9.04 TTD 60.8

$11.97 UYU 480

-24.48%

Apples (1kg)

$5.59 TTD 37.61

$2.78 UYU 111

101.08%

Banana (1kg)

$2.57 TTD 17.31

$2.74 UYU 110

-6.20%

Oranges (1kg)

$3.60 TTD 24.21

$1.77 UYU 71.2

103.39%

Tomato (1kg)

$4.38 TTD 29.43

$3.24 UYU 130

35.19%

Potato (1kg)

$0.75 TTD 5.05

$1.97 UYU 79.2

-61.93%

Onion (1kg)

$0.74 TTD 5.00

$2.07 UYU 83.1

-64.25%

Lettuce (1 head)

$1.50 TTD 10.11

$1.37 UYU 55.1

9.49%

Water (1.5 liter bottle)

$1.15 TTD 7.73

$1.88 UYU 75.3

-38.83%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 TTD 38.38

$5.59 UYU 224

2.15%

Wine (Bottle)

$17.92 TTD 121

$8.78 UYU 352

104.10%

Local Beer (0.5 liter bottle)

$1.55 TTD 10.43

$2.26 UYU 90.9

-31.42%

Imported Beer (0.33 liter bottle)

$2.93 TTD 19.74

$2.75 UYU 110

6.55%

One-way Ticket (Public Transport)

$0.46 TTD 3.10

$1.53 UYU 61.5

-69.93%

Public Transport Monthly Pass (Regular Price)

$44.31 TTD 298

$74.3 UYU 2,980

-40.33%

Taxi Start (Normal Tariff)

$0.86 TTD 5.79

$1.91 UYU 76.7

-54.97%

Taxi (Normal Tariff) (1km)

$0.92 TTD 6.20

$0.40 UYU 16.18

130.00%

Taxi 1hour Waiting (Normal Tariff)

$14.57 TTD 98.0

$10.33 UYU 415

41.05%

Gasoline (1 liter)

$1.16 TTD 7.81

$2.13 UYU 85.6

-45.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K TTD 243.1K

$27.1K UYU 1.1M

33.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K TTD 270.8K

$36.3K UYU 1.5M

11.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.87 TTD 302

$188 UYU 7,557

-76.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.63 TTD 287

$20.54 UYU 824

107.55%

Internet (50+ Mbps, Unlimited Data)

$45.78 TTD 308

$44.81 UYU 1,798

2.16%

Gym Membership (Monthly)

$50.5 TTD 340

$54.0 UYU 2,166

-6.36%

Tennis Court (1 Hour on Weekend)

$22.37 TTD 151

$19.75 UYU 793

13.27%

Cinema Ticket

$8.70 TTD 58.5

$11.95 UYU 480

-27.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$402 TTD 2,702

$634 UYU 25.5K

-36.69%

International Primary School, 1 Child (Yearly)

$10.9K TTD 73.0K

$11.1K UYU 443.6K

-1.80%

Jeans (Levis 501 Or Similar)

$53.6 TTD 360

$102 UYU 4,099

-47.57%

Summer Dress (H&M, Zara, etc)

$37.29 TTD 251

$57.5 UYU 2,309

-35.18%

Sport Shoes (Adidas, Nike)

$88.1 TTD 593

$127 UYU 5,079

-30.36%

Men's Leather Business Shoes

$89.7 TTD 603

$128 UYU 5,131

-29.83%

1-bedroom Apartment, City Center (Monthly)

$517 TTD 3,480

$719 UYU 28.8K

-28.03%

1-bedroom Apartment, Outside City Center (Monthly)

$398 TTD 2,675

$568 UYU 22.8K

-29.97%

3-bedroom Apartment, City Center (Monthly)

$914 TTD 6,149

$1,145 UYU 46.0K

-20.17%

3-bedroom Apartment, Outside City Center (Monthly)

$743 TTD 5,000

$1,023 UYU 41.1K

-27.36%

Buy Apartment in City Center (m2)

$1,991 TTD 13.4K

$3,392 UYU 136.1K

-41.31%

Buy Apartment Outside City Center (m2)

$1,492 TTD 10.0K

$1,949 UYU 78.2K

-23.48%

Average Monthly Net Salary (After Tax)

$1,043 TTD 7,019

$1,245 UYU 50.0K

-16.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

5.74

0.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 12, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$398 31.5%

Montevideo

$568 32.1% 42.8% $170

Groceries & Markets

San Fernando

$320 25.4%

Montevideo

$332 18.7% 3.5% $11

Eating Out

San Fernando

$172 13.6%

Montevideo

$269 15.2% 56.9% $98

Monthly Utilities & Internet

San Fernando

$133 10.6%

Montevideo

$254 14.3% 90.3% $120

Clothing & Footwear

San Fernando

$121 9.6%

Montevideo

$186 10.5% 54.1% $65

Sport & Entertainment

San Fernando

$68 5.4%

Montevideo

$78 4.4% 14.6% $9.9

Getting Around

San Fernando

$52 4.1%

Montevideo

$84 4.8% 63.3% $33

Cost Breakdown

A central one-bedroom costs $517 in San Fernando versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Montevideo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in San Fernando versus $69.0 in Montevideo. Monthly groceries follow the same trend: $320 vs $332 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇹🇹 San Fernando

🇺🇾 Montevideo

🕒 Local time

11:30 11:30 AM

12:30 12:30 PM

1 h ahead of San Fernando

🌤 Weather

👥 Population

55,419

1,319,108 Capital

💱 Currency

Trinidad and Tobago Dollar TTD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 TTD = 0.149 USD

1 TTD = 0.132 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇹 Trinidad and Tobago Dollar ($)

Trinidad and Tobago Dollar exchange rates as of October 18, 2026: 1 USD = 6.73 TTD (1 TTD = 0.149 USD). 1 EUR = 7.56 TTD (1 TTD = 0.132 EUR).

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

USD to TTD in detail →

On the map

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Highest

Between locations

San Fernando Montevideo 5,060 km ≈ 7 h nonstop flight

From you

San Fernando
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Montevideo is pricier by about 40%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,895 per month in San Fernando and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $402 per month in San Fernando and $634 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 3% more in Montevideo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,263, than in Montevideo at $1,771. In San Fernando it covers expenses comfortably, while in Montevideo it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montevideo makes more sense. Both are solid long-term options with distinct trade-offs.