😐A single person spends $1,198 per month in San Fernando vs $1,147 in Arima, rent included.
😐A couple spends around $1,963 per month in San Fernando vs $1,892 in Arima, rent included.
😐A family of three spends $2,727 per month in San Fernando vs $2,637 in Arima, rent included.
😐San Fernando costs about 4% more than Arima, driven mainly by Getting Around.
📊Both San Fernando and Arima are more affordable than the global median – San Fernando11% lower, Arima15% lower.
Currency
🍽 Eating Out
San Fernando
Arima
Difference
Meal at Budget Restaurant
$10.19TTD 68.9
$8.67TTD 58.6
17.53%
Three-Course Dinner for Two, Mid-Range
$59.3TTD 401
$72.6TTD 491
-18.38%
Fast Food Meal(McDonalds, etc)
$7.36TTD 49.77
$7.46TTD 50.5
-1.34%
Cappuccino
$3.55TTD 24.03
$2.44TTD 16.49
45.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.06TTD 7.15
$0.97TTD 6.55
9.28%
Water(0.33 liter bottle)
$0.75TTD 5.06
$0.77TTD 5.19
-2.60%
Local Beer(0.5 liter draught)
$1.89TTD 12.77
$1.66TTD 11.20
13.86%
Imported Beer(0.33 liter bottle)
$2.46TTD 16.63
$2.92TTD 19.78
-15.75%
🛒 Groceries & Markets
San Fernando
Arima
Difference
Milk(1 liter)
$2.07TTD 14.01
$2.32TTD 15.70
-10.78%
White Bread(500g)
$2.34TTD 15.81
$2.29TTD 15.47
2.18%
Rice(white)(1kg)
$2.63TTD 17.77
$2.38TTD 16.09
10.50%
Eggs
$3.77TTD 25.47
$4.27TTD 28.86
-11.71%
Local Cheese(1kg)
$7.96TTD 53.8
$6.24TTD 42.16
27.56%
Chicken Fillets(1kg)
$10.53TTD 71.2
$6.02TTD 40.67
74.92%
Beef Round Steak(1kg)
$8.52TTD 57.6
$4.33TTD 29.28
96.77%
Apples(1kg)
$5.96TTD 40.27
$5.91TTD 39.95
0.85%
Banana(1kg)
$2.58TTD 17.48
$1.96TTD 13.23
31.63%
Oranges(1kg)
$4.32TTD 29.23
$4.18TTD 28.28
3.35%
Tomato(1kg)
$4.74TTD 32.05
$4.55TTD 30.79
4.18%
Potato(1kg)
$1.23TTD 8.30
$1.03TTD 6.98
19.42%
Onion(1kg)
$0.73TTD 4.92
$0.81TTD 5.49
-9.88%
Lettuce(1 head)
$1.46TTD 9.84
$1.52TTD 10.30
-3.95%
Water(1.5 liter bottle)
$1.21TTD 8.16
$1.21TTD 8.19
-
Cigarettes 20 Pack(Marlboro, Camel)
$5.69TTD 38.45
$4.26TTD 28.79
33.57%
Wine(Bottle)
$17.94TTD 121
$18.46TTD 125
-2.82%
Local Beer(0.5 liter bottle)
$1.54TTD 10.41
$1.95TTD 13.18
-21.03%
Imported Beer(0.33 liter bottle)
$2.82TTD 19.06
$2.83TTD 19.14
-0.35%
🚌 Getting Around
San Fernando
Arima
Difference
One-way Ticket(Public Transport)
$0.42TTD 2.86
$0.78TTD 5.26
-46.15%
Public Transport Monthly Pass(Regular Price)
$43.75TTD 296
-
-
Taxi Start(Normal Tariff)
$0.86TTD 5.79
$0.99TTD 6.71
-13.13%
Taxi(Normal Tariff)(1km)
$0.91TTD 6.16
$0.71TTD 4.78
28.17%
Taxi 1hour Waiting(Normal Tariff)
$14.70TTD 99.4
$14.60TTD 98.7
0.68%
Gasoline(1 liter)
$1.03TTD 6.98
$0.95TTD 6.44
8.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8KTTD 228.2K
$26.9KTTD 181.6K
25.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.4KTTD 259.8K
$27.0KTTD 182.4K
42.41%
🧾 Monthly Utilities & Internet
San Fernando
Arima
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$44.62TTD 302
$78.5TTD 531
-43.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.80TTD 283
$44.44TTD 300
-5.94%
Internet(50+ Mbps, Unlimited Data)
$45.79TTD 310
$62.8TTD 425
-27.10%
🎉 Sport & Entertainment
San Fernando
Arima
Difference
Gym Membership(Monthly)
$45.66TTD 309
$47.11TTD 319
-3.08%
Tennis Court(1 Hour on Weekend)
$8.95TTD 60.5
-
-
Cinema Ticket
$9.01TTD 60.9
$5.21TTD 35.23
72.94%
🧸 Childcare & Education
San Fernando
Arima
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$324TTD 2,190
$133TTD 897
144.14%
International Primary School, 1 Child(Yearly)
$2,257TTD 15.3K
$7,146TTD 48.3K
-68.41%
👕👟 Clothing & Footwear
San Fernando
Arima
Difference
Jeans(Levis 501 Or Similar)
$44.69TTD 302
$51.1TTD 346
-12.54%
Summer Dress(H&M, Zara, etc)
$36.57TTD 247
$26.10TTD 176
40.11%
Sport Shoes(Adidas, Nike)
$89.0TTD 602
$127TTD 857
-29.79%
Men's Leather Business Shoes
$87.7TTD 593
$72.6TTD 491
20.89%
🏠 Accommodation & Living
San Fernando
Arima
Difference
1-bedroom Apartment, City Center(Monthly)
$550TTD 3,720
$482TTD 3,259
14.15%
1-bedroom Apartment, Outside City Center(Monthly)
$341TTD 2,302
$350TTD 2,366
-2.69%
3-bedroom Apartment, City Center(Monthly)
$952TTD 6,436
$854TTD 5,774
11.46%
3-bedroom Apartment, Outside City Center(Monthly)
$697TTD 4,714
$723TTD 4,890
-3.58%
Buy Apartment in City Center(m2)
$2,003TTD 13.5K
-
-
Buy Apartment Outside City Center(m2)
$1,489TTD 10.1K
-
-
💵 Salaries & Financials
San Fernando
Arima
Difference
Average Monthly Net Salary(After Tax)
$1,031TTD 6,971
$1,185TTD 8,011
-12.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
3
79.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Fernando: June 9, 2026
Last update for Arima: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $550 in San Fernando versus $482 in Arima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 15% higher in Arima, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $59.0 in San Fernando versus $73.0 in Arima. Groceries tell a different story – $333 in San Fernando vs $293 in Arima – so Arima wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Fernando vs Arima: Cost of Living - Frequently Asked Questions
Which city is more expensive, San Fernando or Arima?
San Fernando costs about 4% more than Arima, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in San Fernando vs Arima?
For a comfortable life, plan on about $1,797 per month in San Fernando and $1,721 in Arima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, San Fernando or Arima?
Rent is clearly cheaper in Arima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in San Fernando compared to Arima?
Monthly expenses with rent come to $1,198 in San Fernando and $1,147 in Arima. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in San Fernando and Arima?
Kindergarten costs $324 per month in San Fernando and $133 in Arima. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in San Fernando or Arima?
A $1,000 monthly budget goes further in Arima, where all-in costs run around $1,147, than in San Fernando at $1,198. In Arima it covers expenses comfortably, while in San Fernando it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Arima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to San Fernando or Arima?
If budget matters most, go with Arima. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Fernando makes more sense. Both are solid long-term options with distinct trade-offs.
San Fernando vs other spots: cost of living compared