Comparación del coste de vida entre San Fernando y Ubud, Bali Comparación del coste de vida entre San Fernando y Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $788 in San Fernando versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,177 in San Fernando versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,566 in San Fernando versus $3,732 in Ubud, Bali.

Living in San Fernando costs roughly 45% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: San Fernando is 41% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$3.65 ₱225

$3.57 Rp 61.9K

2.24%

Three-Course Dinner for Two, Mid-Range

$13.42 ₱828

$32.58 Rp 564.7K

-58.81%

Fast Food Meal (McDonalds, etc)

$2.73 ₱168

$5.07 Rp 87.8K

-46.15%

Cappuccino

$1.09 ₱67.1

$2.83 Rp 49.0K

-61.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₱27.77

$1.34 Rp 23.2K

-66.42%

Water (0.33 liter bottle)

$0.37 ₱22.58

$0.69 Rp 12.0K

-46.38%

Local Beer (0.5 liter draught)

$1.35 ₱83.0

$2.99 Rp 51.8K

-54.85%

Imported Beer (0.33 liter bottle)

$1.39 ₱86.0

$3.85 Rp 66.7K

-63.90%

Milk (1 liter)

$1.82 ₱113

$1.74 Rp 30.2K

4.60%

White Bread (500g)

$1.23 ₱76.1

$2.54 Rp 44.0K

-51.57%

Rice (white) (1kg)

$0.97 ₱59.9

$1.19 Rp 20.6K

-18.49%

Eggs

$2.26 ₱139

$2.43 Rp 42.0K

-7.00%

Local Cheese (1kg)

$8.92 ₱550

$14.66 Rp 254.1K

-39.15%

Chicken Fillets (1kg)

$3.86 ₱238

$4.18 Rp 72.4K

-7.66%

Beef Round Steak (1kg)

$7.70 ₱475

$11.94 Rp 206.9K

-35.51%

Apples (1kg)

$2.62 ₱162

$3.69 Rp 63.9K

-29.00%

Banana (1kg)

$1.82 ₱112

$1.61 Rp 27.8K

13.04%

Oranges (1kg)

$2.30 ₱142

$2.69 Rp 46.5K

-14.50%

Tomato (1kg)

$1.21 ₱74.8

$2.33 Rp 40.4K

-48.07%

Potato (1kg)

$1.84 ₱113

$1.91 Rp 33.0K

-3.66%

Onion (1kg)

$2.15 ₱133

$2.19 Rp 37.9K

-1.83%

Lettuce (1 head)

$0.67 ₱41.21

$1.06 Rp 18.3K

-36.79%

Water (1.5 liter bottle)

$0.61 ₱37.35

$0.72 Rp 12.5K

-15.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 ₱204

$3.13 Rp 54.3K

5.75%

Wine (Bottle)

$8.38 ₱517

$23.49 Rp 407.1K

-64.33%

Local Beer (0.5 liter bottle)

$1.08 ₱66.4

$2.74 Rp 47.5K

-60.58%

Imported Beer (0.33 liter bottle)

$1.50 ₱92.4

$2.88 Rp 49.9K

-47.92%

One-way Ticket (Public Transport)

$0.26 ₱16.03

$0.29 Rp 5,029

-10.34%

Public Transport Monthly Pass (Regular Price)

$20.91 ₱1,290

$8.17 Rp 141.6K

155.94%

Taxi Start (Normal Tariff)

$0.73 ₱45.20

$0.45 Rp 7,863

62.22%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.56

$0.42 Rp 7,305

-47.62%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₱66.8

$6.16 Rp 106.7K

-82.47%

Gasoline (1 liter)

$1.15 ₱71.0

$0.84 Rp 14.6K

36.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K ₱1.8M

$26.2K Rp 454.9M

8.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K ₱1.4M

$32.5K Rp 562.9M

-27.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 ₱6,603

$78.4 Rp 1.4M

36.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.45 ₱1,076

$3.95 Rp 68.5K

341.77%

Internet (50+ Mbps, Unlimited Data)

$26.29 ₱1,621

$24.40 Rp 423.0K

7.75%

Gym Membership (Monthly)

$30.92 ₱1,907

$96.5 Rp 1.7M

-67.97%

Tennis Court (1 Hour on Weekend)

$4.35 ₱269

$6.35 Rp 110.0K

-31.50%

Cinema Ticket

$4.41 ₱272

$4.04 Rp 70.0K

9.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.9 ₱3,753

$303 Rp 5.2M

-79.89%

International Primary School, 1 Child (Yearly)

$1,948 ₱120.2K

$6,523 Rp 113.1M

-70.13%

Jeans (Levis 501 Or Similar)

$34.49 ₱2,127

$53.8 Rp 933.1K

-35.94%

Summer Dress (H&M, Zara, etc)

$15.97 ₱985

$37.98 Rp 658.3K

-57.95%

Sport Shoes (Adidas, Nike)

$52.3 ₱3,223

$86.8 Rp 1.5M

-39.78%

Men's Leather Business Shoes

$47.28 ₱2,916

$78.9 Rp 1.4M

-40.05%

1-bedroom Apartment, City Center (Monthly)

$354 ₱21.8K

$1,012 Rp 17.5M

-65.05%

1-bedroom Apartment, Outside City Center (Monthly)

$243 ₱15.0K

$674 Rp 11.7M

-64.03%

3-bedroom Apartment, City Center (Monthly)

$590 ₱36.4K

$3,390 Rp 58.8M

-82.61%

3-bedroom Apartment, Outside City Center (Monthly)

$479 ₱29.6K

$2,098 Rp 36.4M

-77.15%

Buy Apartment in City Center (m2)

$2,226 ₱137.3K

$2,985 Rp 51.7M

-25.40%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$334 ₱20.6K

$173 Rp 3.0M

92.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.28

-58.58%

Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.

Última actualización para San Fernando: April 27, 2026

Última actualización para Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $354 in San Fernando and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Fernando pays 93% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in San Fernando vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $298 per month, with San Fernando cheaper across the board.

Comparación de velocidades medias de internet por ciudad (actualizado April 2026)

El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.

Índice del coste de vida para nómadas digitales

San Fernando vs Ubud, Bali: Coste de vida - preguntas frecuentes

San Fernando and Ubud, Bali differ by about 82% in total monthly costs ($788 vs $1,438 including rent). San Fernando is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

San Fernando pays 93% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $354 in San Fernando versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $60.9 in San Fernando versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $788 in San Fernando versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in San Fernando but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Fernando and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando gentler on the wallet – expenses run 82% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.