Cost of Living Comparison Between San Fernando and Phuket Cost of Living Comparison Between San Fernando and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $773 in San Fernando versus $1,223 in Phuket.

Estimated couple costs with rent: $1,180 in San Fernando versus $2,237 in Phuket.

Monthly costs for a family of three with rent: $1,587 in San Fernando versus $3,251 in Phuket.

Living in San Fernando costs roughly 37% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: San Fernando 42% lower, Phuket 8% lower.

Meal at Budget Restaurant

$3.58 ₱216

$4.51 ฿147

-20.62%

Three-Course Dinner for Two, Mid-Range

$13.08 ₱788

$46.62 ฿1,515

-71.94%

Fast Food Meal (McDonalds, etc)

$2.59 ₱156

$8.49 ฿276

-69.49%

Cappuccino

$1.03 ₱62.3

$3.08 ฿100

-66.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₱27.43

$0.68 ฿22.07

-32.35%

Water (0.33 liter bottle)

$0.36 ₱21.94

$0.36 ฿11.75

Local Beer (0.5 liter draught)

$1.37 ₱82.4

$2.43 ฿78.8

-43.62%

Imported Beer (0.33 liter bottle)

$1.40 ₱84.6

$3.63 ฿118

-61.43%

Milk (1 liter)

$1.91 ₱115

$2.19 ฿71.1

-12.79%

White Bread (500g)

$1.24 ₱74.9

$1.81 ฿59.0

-31.49%

Rice (white) (1kg)

$0.97 ₱58.4

$2.23 ฿72.5

-56.50%

Eggs

$2.29 ₱138

$2.24 ฿72.7

2.23%

Local Cheese (1kg)

$9.44 ₱569

$19.60 ฿637

-51.84%

Chicken Fillets (1kg)

$3.90 ₱235

$3.72 ฿121

4.84%

Beef Round Steak (1kg)

$7.94 ₱478

$13.47 ฿438

-41.05%

Apples (1kg)

$2.71 ₱163

$3.36 ฿109

-19.35%

Banana (1kg)

$1.80 ₱108

$1.62 ฿52.5

11.11%

Oranges (1kg)

$2.34 ₱141

$2.41 ฿78.3

-2.90%

Tomato (1kg)

$1.16 ₱69.6

$1.99 ฿64.6

-41.71%

Potato (1kg)

$1.83 ₱110

$1.53 ฿49.76

19.61%

Onion (1kg)

$2.17 ₱131

$1.45 ฿47.19

49.66%

Lettuce (1 head)

$0.67 ₱40.54

$1.01 ฿32.96

-33.66%

Water (1.5 liter bottle)

$0.59 ₱35.49

$0.48 ฿15.73

22.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.22 ₱194

$4.27 ฿139

-24.59%

Wine (Bottle)

$8.88 ₱535

$19.12 ฿621

-53.56%

Local Beer (0.5 liter bottle)

$1.04 ₱62.5

$1.84 ฿59.7

-43.48%

Imported Beer (0.33 liter bottle)

$1.49 ₱89.6

$2.74 ฿89.1

-45.62%

One-way Ticket (Public Transport)

$0.28 ₱16.91

$1.42 ฿46.06

-80.28%

Public Transport Monthly Pass (Regular Price)

$20.85 ₱1,256

$11.72 ฿381

77.90%

Taxi Start (Normal Tariff)

$0.69 ₱41.60

$3.00 ฿97.6

-77.00%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.48

$1.05 ฿34.00

-77.14%

Taxi 1hour Waiting (Normal Tariff)

$1.05 ₱63.2

$13.90 ฿452

-92.45%

Gasoline (1 liter)

$1.12 ₱67.2

$1.29 ฿41.94

-13.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ₱1.7M

$28.0K ฿911.1K

0.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₱1.4M

$33.5K ฿1.1M

-28.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ₱6,346

$122 ฿3,964

-13.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.45 ₱1,051

$13.93 ฿453

25.27%

Internet (50+ Mbps, Unlimited Data)

$26.20 ₱1,578

$18.87 ฿613

38.84%

Gym Membership (Monthly)

$31.38 ₱1,890

$61.3 ฿1,992

-48.79%

Tennis Court (1 Hour on Weekend)

$4.42 ₱266

$16.84 ฿547

-73.75%

Cinema Ticket

$4.38 ₱264

$8.89 ฿289

-50.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.1 ₱3,681

$691 ฿22.5K

-91.16%

International Primary School, 1 Child (Yearly)

$1,952 ₱117.6K

$16.2K ฿525.2K

-87.92%

Jeans (Levis 501 Or Similar)

$34.53 ₱2,080

$57.8 ฿1,878

-40.25%

Summer Dress (H&M, Zara, etc)

$15.66 ₱943

$35.39 ฿1,150

-55.75%

Sport Shoes (Adidas, Nike)

$54.1 ₱3,261

$113 ฿3,685

-52.25%

Men's Leather Business Shoes

$46.61 ₱2,807

$83.0 ฿2,698

-43.85%

1-bedroom Apartment, City Center (Monthly)

$357 ₱21.5K

$607 ฿19.7K

-41.09%

1-bedroom Apartment, Outside City Center (Monthly)

$244 ₱14.7K

$448 ฿14.6K

-45.54%

3-bedroom Apartment, City Center (Monthly)

$597 ₱35.9K

$2,029 ฿66.0K

-70.60%

3-bedroom Apartment, Outside City Center (Monthly)

$494 ₱29.8K

$1,493 ฿48.5K

-66.89%

Buy Apartment in City Center (m2)

$2,203 ₱132.7K

$3,585 ฿116.5K

-38.53%

Buy Apartment Outside City Center (m2)

$1,080 ₱65.1K

$2,585 ฿84.0K

-58.21%

Average Monthly Net Salary (After Tax)

$353 ₱21.2K

$505 ฿16.4K

-30.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

5.33

3.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: June 15, 2026

Last update for Phuket: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $357 in San Fernando and $607 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in San Fernando vs $47.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $201 vs $292 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Phuket: Cost of Living - Frequently Asked Questions

San Fernando is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, Phuket earns 43% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $357 in San Fernando versus $607 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $61.1 in San Fernando versus $691 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $773 in San Fernando versus $1,223 in Phuket, a $2,000 budget is realistic in San Fernando but tight or insufficient in Phuket. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

For families, San Fernando is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, San Fernando and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando gentler on the wallet – expenses run 58% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.