Last update: Oct 2026

Cost of Living Comparison Between San Fernando and Dhaka

For one person, living is cheaper in Dhaka: $406 a month against $703 in San Fernando, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in San Fernando
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San Fernando Living Index
20

Cost of Living Index in Dhaka
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Dhaka Living Index

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San Fernando

🇵🇭 Philippines

$703

/mo nomad

Dhaka

🇧🇩 Bangladesh

$406

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Dhaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Dhaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $703 in San Fernando versus $406 in Dhaka.

San Fernando $703
Dhaka $406

Estimated couple costs with rent: $1,059 in San Fernando versus $687 in Dhaka.

San Fernando $1,059
Dhaka $687

Monthly costs for a family of three with rent: $1,415 in San Fernando versus $969 in Dhaka.

San Fernando $1,415
Dhaka $969

Living in San Fernando is roughly 73% more expensive than in Dhaka, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: San Fernando 48% lower, Dhaka 70% lower.

Meal at Budget Restaurant

$4.01 ₱252

$2.28 ৳282

75.88%

Three-Course Dinner for Two, Mid-Range

$16.71 ₱1,052

$12.33 ৳1,523

35.52%

Fast Food Meal (McDonalds, etc)

$2.88 ₱181

$3.95 ৳488

-27.09%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.48 ৳554

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.13 ৳510

Cappuccino

$1.77 ₱112

$2.28 ৳281

-22.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱23.97

$0.33 ৳40.88

15.15%

Water (0.33 liter bottle)

$0.31 ₱19.32

$0.16 ৳19.86

93.75%

Local Beer (0.5 liter draught)

$0.97 ₱61.2

Imported Beer (0.33 liter bottle)

$1.25 ₱78.5

Milk (1 liter)

$1.70 ₱107

$0.85 ৳104

100.00%

White Bread (500g)

$1.11 ₱70.1

$0.60 ৳74.5

85.00%

Rice (white) (1kg)

$0.99 ₱62.2

$0.69 ৳85.4

43.48%

Eggs

$2.00 ₱126

$1.23 ৳152

62.60%

Local Cheese (1kg)

$4.95 ₱311

$8.80 ৳1,087

-43.75%

Chicken Fillets (1kg)

$3.37 ₱212

$3.33 ৳412

1.20%

Beef Round Steak (1kg)

$7.79 ₱490

$6.63 ৳819

17.50%

Apples (1kg)

$2.19 ₱138

$2.85 ৳352

-23.16%

Banana (1kg)

$1.26 ₱79.2

$0.90 ৳111

40.00%

Oranges (1kg)

$2.32 ₱146

$2.34 ৳289

-0.85%

Tomato (1kg)

$1.07 ₱67.1

$0.63 ৳78.4

69.84%

Potato (1kg)

$1.69 ₱106

$0.24 ৳29.59

604.17%

Onion (1kg)

$1.57 ₱99.0

$0.46 ৳57.3

241.30%

Lettuce (1 head)

$0.62 ₱39.14

$0.35 ৳42.79

77.14%

Water (1.5 liter bottle)

$0.53 ₱33.09

$0.28 ৳34.24

89.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.11 ৳1,496

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.31 ৳656

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.42 ৳794

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₱187

$3.28 ৳405

-9.45%

Wine (Bottle)

$8.92 ₱561

Local Beer (0.5 liter bottle)

$0.97 ₱60.8

Imported Beer (0.33 liter bottle)

$1.30 ₱81.7

One-way Ticket (Public Transport)

$0.26 ₱16.12

$0.42 ৳52.3

-38.10%

Public Transport Monthly Pass (Regular Price)

$11.02 ₱694

$22.43 ৳2,772

-50.87%

Taxi Start (Normal Tariff)

$0.67 ₱41.89

$1.19 ৳147

-43.70%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.36

$0.39 ৳48.71

-41.03%

Taxi 1hour Waiting (Normal Tariff)

$0.94 ₱59.3

$3.28 ৳406

-71.34%

Gasoline (1 liter)

$1.01 ₱63.8

$1.10 ৳136

-8.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.3M

$29.4K ৳3.6M

-27.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$32.2K ৳4.0M

-41.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ₱8,907

$38.28 ৳4,729

269.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.77 ₱1,119

$4.09 ৳506

334.47%

Internet (50+ Mbps, Unlimited Data)

$23.40 ₱1,473

$9.02 ৳1,114

159.42%

Gym Membership (Monthly)

$32.05 ₱2,018

$13.66 ৳1,688

134.63%

Tennis Court (1 Hour on Weekend)

$4.68 ₱295

$10.21 ৳1,261

-54.16%

Cinema Ticket

$4.82 ₱303

$4.11 ৳508

17.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$80.0 ₱5,033

$90.7 ৳11.2K

-11.89%

International Primary School, 1 Child (Yearly)

$1,118 ₱70.4K

$2,591 ৳320.2K

-56.84%

Jeans (Levis 501 Or Similar)

$19.46 ₱1,225

$17.06 ৳2,108

14.07%

Summer Dress (H&M, Zara, etc)

$16.21 ₱1,021

$21.38 ৳2,641

-24.18%

Sport Shoes (Adidas, Nike)

$32.14 ₱2,023

$51.4 ৳6,355

-37.51%

Men's Leather Business Shoes

$48.08 ₱3,027

$36.78 ৳4,545

30.72%

1-bedroom Apartment, City Center (Monthly)

$262 ₱16.5K

$133 ৳16.4K

97.05%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.7K

$65.1 ৳8,041

161.45%

3-bedroom Apartment, City Center (Monthly)

$523 ₱32.9K

$377 ৳46.6K

38.54%

3-bedroom Apartment, Outside City Center (Monthly)

$356 ₱22.4K

$192 ৳23.8K

85.10%

Buy Apartment in City Center (m2)

$2,438 ₱153.5K

$1,621 ৳200.3K

50.38%

Buy Apartment Outside City Center (m2)

$994 ₱62.6K

$760 ৳93.9K

30.74%

Average Monthly Net Salary (After Tax)

$339 ₱21.3K

$246 ৳30.4K

37.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.48

-42.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 13, 2026

Last update for Dhaka: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

San Fernando

$183 26%

Dhaka

$51 12.7% 71.9% $131

Groceries & Markets

San Fernando

$170 24.3%

Dhaka

$124 30.5% 27.5% $47

Accommodation & Living

San Fernando

$170 24.2%

Dhaka

$65 16% 61.8% $105

Eating Out

San Fernando

$72 10.3%

Dhaka

$59 14.6% 17.6% $13

Clothing & Footwear

San Fernando

$52 7.4%

Dhaka

$57 14.1% 9.3% $4.8

Sport & Entertainment

San Fernando

$42 5.9%

Dhaka

$22 5.4% 47.5% $20

Getting Around

San Fernando

$14 2%

Dhaka

$27 6.7% 97% $13

Cost Breakdown

A one-bedroom apartment in the center runs $262 in San Fernando and $133 in Dhaka. Housing cost is often the main lever when comparing two cities.

San Fernando pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $17.00 in San Fernando vs $12.00 in Dhaka for a mid-range dinner for two. Groceries echo the gap at $170 vs $124 per month, with Dhaka cheaper across the board.

Good to know

🇵🇭 San Fernando

🇧🇩 Dhaka

🕒 Local time

22:06 10:06 PM

20:06 8:06 PM

2 h behind San Fernando

🌤 Weather

👥 Population

354,666

21,741,000 Capital

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.2 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bangladeshi Taka exchange rates as of October 18, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

USD to PHP in detail →

On the map

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Between locations

San Fernando Dhaka 3,310 km ≈ 4 h 45 min nonstop flight

From you

San Fernando
Dhaka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Dhaka: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in groceries, eating out, and leisure. The 73% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 38% higher in San Fernando, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $262 in San Fernando versus $133 in Dhaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $703 per month in San Fernando versus $406 in Dhaka – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 104% less than in San Fernando. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Dhaka gentler on the wallet – expenses run 73% less than in San Fernando. Beyond cost, consider language, visa policies, and how big the international community is in each city.