Last update: Nov 2026

Cost of Living Comparison Between San Fernando, Philippines and Barcelona

For one person, living is cheaper in San Fernando: $807 a month against $2,443 in Barcelona, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in San Fernando
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San Fernando Living Index
117

Cost of Living Index in Barcelona
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Barcelona Living Index

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San Fernando

🇵🇭 Philippines

$807

/mo nomad

Barcelona

🇪🇸 Spain

$2,443

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Barcelona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Barcelona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $807 in San Fernando versus $2,443 in Barcelona.

San Fernando $807
Barcelona $2,443

Estimated couple costs with rent: $1,271 in San Fernando versus $3,519 in Barcelona.

San Fernando $1,271
Barcelona $3,519

Monthly costs for a family of three with rent: $1,735 in San Fernando versus $4,595 in Barcelona.

San Fernando $1,735
Barcelona $4,595

Living in San Fernando costs roughly 67% less than in Barcelona, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: San Fernando is 40% below, Barcelona is 81% above.

Meal at Budget Restaurant

$3.07 ₱195

$17.66 €15.69

-82.62%

Three-Course Dinner for Two, Mid-Range

$23.84 ₱1,516

$67.5 €59.9

-64.67%

Fast Food Meal (McDonalds, etc)

$2.82 ₱179

$13.61 €12.09

-79.28%

Cappuccino

$1.71 ₱109

$3.10 €2.75

-44.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱40.43

$3.00 €2.67

-78.67%

Water (0.33 liter bottle)

$0.38 ₱24.23

$1.93 €1.71

-80.31%

Local Beer (0.5 liter draught)

$1.09 ₱69.3

$3.84 €3.41

-71.61%

Imported Beer (0.33 liter bottle)

$1.95 ₱124

$4.36 €3.87

-55.28%

Milk (1 liter)

$1.76 ₱112

$1.25 €1.11

40.80%

White Bread (500g)

$0.87 ₱55.0

$2.12 €1.89

-58.96%

Rice (white) (1kg)

$0.96 ₱61.1

$1.97 €1.75

-51.27%

Eggs

$1.90 ₱121

$4.76 €4.23

-60.08%

Local Cheese (1kg)

$4.60 ₱293

$17.07 €15.16

-73.05%

Chicken Fillets (1kg)

$3.31 ₱210

$8.96 €7.96

-63.06%

Beef Round Steak (1kg)

$7.04 ₱448

$20.65 €18.34

-65.91%

Apples (1kg)

$2.58 ₱164

$3.16 €2.81

-18.35%

Banana (1kg)

$2.06 ₱131

$1.97 €1.75

4.57%

Oranges (1kg)

$2.75 ₱175

$2.65 €2.36

3.77%

Tomato (1kg)

$0.92 ₱58.2

$2.88 €2.56

-68.06%

Potato (1kg)

$1.38 ₱88.0

$2.06 €1.83

-33.01%

Onion (1kg)

$1.32 ₱83.8

$2.18 €1.94

-39.45%

Lettuce (1 head)

$0.65 ₱41.09

$1.53 €1.36

-57.52%

Water (1.5 liter bottle)

$0.35 ₱22.37

$0.97 €0.86

-63.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 ₱172

$6.97 €6.19

-61.12%

Wine (Bottle)

$6.96 ₱442

$7.89 €7.01

-11.79%

Local Beer (0.5 liter bottle)

$0.75 ₱47.73

$1.42 €1.26

-47.18%

Imported Beer (0.33 liter bottle)

$2.95 ₱187

$2.69 €2.39

9.67%

One-way Ticket (Public Transport)

$0.25 ₱15.80

$3.31 €2.94

-92.45%

Public Transport Monthly Pass (Regular Price)

$13.59 ₱864

$25.61 €22.75

-46.93%

Taxi Start (Normal Tariff)

$1.00 ₱63.7

$3.08 €2.74

-67.53%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.70

$1.48 €1.32

-86.49%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱123

$32.87 €29.20

-94.10%

Gasoline (1 liter)

$1.27 ₱80.7

$1.87 €1.66

-32.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$33.0K €29.3K

-36.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.9K €28.4K

-40.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.3 ₱6,121

$183 €162

-47.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.18 ₱1,092

$14.24 €12.65

20.65%

Internet (50+ Mbps, Unlimited Data)

$30.29 ₱1,926

$34.56 €30.70

-12.36%

Gym Membership (Monthly)

$31.66 ₱2,013

$51.4 €45.68

-38.43%

Tennis Court (1 Hour on Weekend)

$15.57 ₱990

$16.38 €14.55

-4.95%

Cinema Ticket

$4.66 ₱296

$11.06 €9.83

-57.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$267 ₱17.0K

$944 €838

-71.67%

International Primary School, 1 Child (Yearly)

$13.5K ₱855.9K

$22.3K €19.8K

-39.55%

Jeans (Levis 501 Or Similar)

$49.06 ₱3,119

$87.7 €77.9

-44.05%

Summer Dress (H&M, Zara, etc)

$37.73 ₱2,399

$38.77 €34.44

-2.68%

Sport Shoes (Adidas, Nike)

$71.4 ₱4,542

$105 €92.9

-31.69%

Men's Leather Business Shoes

$78.4 ₱4,982

$118 €105

-33.39%

1-bedroom Apartment, City Center (Monthly)

$402 ₱25.6K

$1,697 €1,507

-76.28%

1-bedroom Apartment, Outside City Center (Monthly)

$266 ₱16.9K

$1,337 €1,187

-80.14%

3-bedroom Apartment, City Center (Monthly)

$724 ₱46.0K

$2,692 €2,391

-73.10%

3-bedroom Apartment, Outside City Center (Monthly)

$560 ₱35.6K

$2,077 €1,845

-73.06%

Buy Apartment in City Center (m2)

$4,249 ₱270.2K

$7,155 €6,356

-40.61%

Buy Apartment Outside City Center (m2)

$2,385 ₱151.6K

$5,079 €4,512

-53.05%

Average Monthly Net Salary (After Tax)

$2,241 €1,991

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

119.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: November 1, 2026

Last update for Barcelona: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$266 32.9%

Barcelona

$1.3K 54.7% 403% $1.1K

Groceries & Markets

San Fernando

$167 20.7%

Barcelona

$328 13.4% 96.1% $161

Monthly Utilities & Internet

San Fernando

$144 17.8%

Barcelona

$232 9.5% 61.2% $88

Clothing & Footwear

San Fernando

$106 13.2%

Barcelona

$157 6.4% 47.4% $50

Eating Out

San Fernando

$67 8.3%

Barcelona

$267 10.9% 298% $200

Sport & Entertainment

San Fernando

$41 5.1%

Barcelona

$74 3% 79.5% $33

Getting Around

San Fernando

$17 2.1%

Barcelona

$49 2% 198% $33

Cost Breakdown

A one-bedroom apartment in the center runs $402 in San Fernando and $1,697 in Barcelona. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in San Fernando vs $67 in Barcelona for a mid-range dinner for two. Groceries echo the gap at $167 vs $328 per month, with San Fernando cheaper across the board.

Good to know

🇵🇭 San Fernando

🇪🇸 Barcelona

🕒 Local time

20:04 8:04 PM

13:04 1:04 PM

7 h behind San Fernando

🌤 Weather

👥 Population

354,666

1,660,122

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.28 PHP (100 PHP = 1.4 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

San Fernando Barcelona 11,130 km ≈ 14 h nonstop flight

From you

San Fernando
Barcelona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Barcelona: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $807 in San Fernando and $2,443 in Barcelona, so San Fernando is about 67% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,211 in San Fernando and $3,664 in Barcelona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $402 in San Fernando versus $1,697 in Barcelona. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $267 in San Fernando versus $944 in Barcelona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 96% higher in Barcelona. For households that cook at home regularly, that difference adds up over a month.

At $807 in San Fernando versus $2,443 in Barcelona, a $1,200 budget is realistic in San Fernando but tight or insufficient in Barcelona. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Fernando gentler on the wallet – expenses run 67% less than in Barcelona. Beyond cost, consider language, visa policies, and how big the international community is in each city.