Cost of Living Comparison Between San Fernando, La Union and Cebu Cost of Living Comparison Between San Fernando, La Union and Cebu

🙂 Solo nomad: San Fernando, La Union is 15.2% cheaper than Cebu without rent, and 19.9% cheaper with rent.
🙂 Family of 3: San Fernando, La Union is 16.9% cheaper than Cebu without rent, and 24.3% cheaper with rent.
Currency
🍽 Eating Out
San Fernando, La Union
Cebu
Difference
Meal at Budget Restaurant
$3.56 ₱198
$4.46 ₱248
-20.18%
Three-Course Dinner for Two, Mid-Range
$18.02 ₱1,003
$23.59 ₱1,313
-23.61%
Fast Food Meal (McDonalds, etc)
$3.28 ₱183
$4.54 ₱253
-27.75%
Cappuccino
$2.37 ₱132
$2.65 ₱148
-10.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₱43.14
$0.84 ₱46.77
-8.33%
Water (0.33 liter bottle)
$0.36 ₱20.26
$0.45 ₱25.1
-20.00%
Local Beer (0.5 liter draught)
$1.29 ₱71.9
$1.52 ₱84.9
-15.13%
Imported Beer (0.33 liter bottle)
$2.19 ₱122
$2.09 ₱116
4.78%
🛒 Groceries & Markets
San Fernando, La Union
Cebu
Difference
Milk (1 liter)
$3.06 ₱170
$2.31 ₱129
32.47%
White Bread (500g)
$1.26 ₱70.1
$1.57 ₱87.3
-19.75%
Rice (white) (1kg)
$1.01 ₱56.3
$1.13 ₱62.9
-10.62%
Eggs
$2.1 ₱117
$2.36 ₱131
-11.02%
Local Cheese (1kg)
$8.22 ₱458
$12.95 ₱721
-36.53%
Chicken Fillets (1kg)
$4.37 ₱243
$5.12 ₱285
-14.65%
Beef Round Steak (1kg)
$7.67 ₱427
$7.61 ₱424
0.79%
Apples (1kg)
$2.89 ₱161
$3.63 ₱202
-20.39%
Banana (1kg)
$1.59 ₱88.8
$1.47 ₱82
8.16%
Oranges (1kg)
$2.7 ₱150
$3.43 ₱191
-21.28%
Tomato (1kg)
$1.61 ₱89.4
$2.25 ₱125
-28.44%
Potato (1kg)
$2.24 ₱125
$2.53 ₱141
-11.46%
Onion (1kg)
$2.51 ₱140
$2.47 ₱137
1.62%
Lettuce (1 head)
$1.06 ₱59
$1 ₱55.8
6.00%
Water (1.5 liter bottle)
$0.71 ₱39.63
$0.82 ₱45.9
-13.41%
Cigarettes 20 Pack (Marlboro, Camel)
$2.87 ₱160
$3.25 ₱181
-11.69%
Wine (Bottle)
$6.95 ₱387
$6.68 ₱372
4.04%
Local Beer (0.5 liter bottle)
$1.2 ₱67.1
$1.17 ₱64.9
2.56%
Imported Beer (0.33 liter bottle)
$2.05 ₱114
$2.26 ₱126
-9.29%
🚌 Getting Around
San Fernando, La Union
Cebu
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.6
$0.26 ₱14.34
7.69%
Public Transport Monthly Pass (Regular Price)
-
$15.28 ₱851
-
Taxi Start (Normal Tariff)
$0.82 ₱45.89
$0.81 ₱45.31
1.23%
Taxi (Normal Tariff) (1km)
$0.24 ₱13.38
$0.25 ₱14
-4.00%
Taxi 1hour Waiting (Normal Tariff)
$2.18 ₱122
$2.72 ₱151
-19.85%
Gasoline (1 liter)
$1.18 ₱66
$1.13 ₱63.2
4.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K ₱1.5M
$29.6K ₱1.6M
-11.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.1M
$27.3K ₱1.5M
-25.63%
🧾 Monthly Utilities & Internet
San Fernando, La Union
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 ₱6,139
$99 ₱5,512
11.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.74 ₱1,823
$35 ₱1,949
-6.46%
Internet (50+ Mbps, Unlimited Data)
$27.87 ₱1,552
$29.45 ₱1,640
-5.37%
🎉 Sport & Entertainment
San Fernando, La Union
Cebu
Difference
Gym Membership (Monthly)
$13.25 ₱738
$33.3 ₱1,854
-60.21%
Tennis Court (1 Hour on Weekend)
-
$8.33 ₱464
-
Cinema Ticket
$6.02 ₱335
$5.97 ₱332
0.84%
🧸 Childcare & Education
San Fernando, La Union
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 ₱8,449
$228 ₱12.7K
-33.45%
International Primary School, 1 Child (Yearly)
$5,713 ₱318.1K
$3,917 ₱218.1K
45.86%
👕👟 Clothing & Footwear
San Fernando, La Union
Cebu
Difference
Jeans (Levis 501 Or Similar)
$45.92 ₱2,557
$51.8 ₱2,884
-11.35%
Summer Dress (H&M, Zara, etc)
$27 ₱1,503
$22.69 ₱1,263
19.00%
Sport Shoes (Adidas, Nike)
$35.22 ₱1,961
$74.8 ₱4,163
-52.89%
Men's Leather Business Shoes
$40.65 ₱2,263
$54.8 ₱3,049
-25.77%
🏠 Accommodation & Living
San Fernando, La Union
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$132 ₱7,324
$501 ₱27.9K
-73.74%
1-bedroom Apartment, Outside City Center (Monthly)
$123 ₱6,845
$214 ₱11.9K
-42.53%
3-bedroom Apartment, City Center (Monthly)
$252 ₱14K
$795 ₱44.3K
-68.32%
3-bedroom Apartment, Outside City Center (Monthly)
$211 ₱11.7K
$391 ₱21.8K
-46.17%
Buy Apartment in City Center (m2)
$2,607 ₱145.1K
$2,957 ₱164.6K
-11.83%
Buy Apartment Outside City Center (m2)
-
$1,052 ₱58.6K
-
💵 Salaries & Financials
San Fernando, La Union
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$375 ₱20.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: October 27, 2025

Last update for Cebu: October 29, 2025

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