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Cost of Living Comparison Between San Fernando, La Union and Cebu Cost of Living Comparison Between San Fernando, La Union and Cebu

๐Ÿ™‚ Solo nomad: San Fernando, La Union is 26.9% cheaper than Cebu without rent, and 19.7% cheaper with rent.
๐Ÿ™‚ Family of 3: San Fernando, La Union is 22.7% cheaper than Cebu without rent, and 22.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
San Fernando, La Union
Cebu
Difference
Meal at Budget Restaurant
$3.57 โ‚ฑ212
$4.55 โ‚ฑ271
-21.54%
Three-Course Dinner for Two, Mid-Range
$17.39 โ‚ฑ1,033
$24.29 โ‚ฑ1,444
-28.41%
Fast Food Meal (McDonalds, etc)
$3.36 โ‚ฑ200
$4.49 โ‚ฑ267
-25.17%
Cappuccino
$2.44 โ‚ฑ145
$2.51 โ‚ฑ149
-2.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.29
$0.81 โ‚ฑ48.11
-
Water (0.33 liter bottle)
$0.36 โ‚ฑ21.46
$0.45 โ‚ฑ26.98
-20.00%
Local Beer (0.5 liter draught)
$1.36 โ‚ฑ80.6
$1.58 โ‚ฑ94.0
-13.92%
Imported Beer (0.33 liter bottle)
$2.07 โ‚ฑ123
$2.14 โ‚ฑ127
-3.27%
๐Ÿ›’ Groceries & Markets
San Fernando, La Union
Cebu
Difference
Milk (1 liter)
$2.98 โ‚ฑ177
$2.31 โ‚ฑ137
29.00%
White Bread (500g)
$1.26 โ‚ฑ74.8
$1.56 โ‚ฑ92.7
-19.23%
Rice (white) (1kg)
$0.94 โ‚ฑ55.6
$1.17 โ‚ฑ69.7
-19.66%
Eggs
$2.06 โ‚ฑ123
$2.29 โ‚ฑ136
-10.04%
Local Cheese (1kg)
$7.85 โ‚ฑ467
$13.04 โ‚ฑ775
-39.80%
Chicken Fillets (1kg)
$4.34 โ‚ฑ258
$5.28 โ‚ฑ314
-17.80%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$7.80 โ‚ฑ464
-
Apples (1kg)
$2.98 โ‚ฑ177
$3.59 โ‚ฑ213
-16.99%
Banana (1kg)
$1.58 โ‚ฑ93.9
$1.52 โ‚ฑ90.1
3.95%
Oranges (1kg)
$2.71 โ‚ฑ161
$3.28 โ‚ฑ195
-17.38%
Tomato (1kg)
$1.56 โ‚ฑ92.9
$2.21 โ‚ฑ132
-29.41%
Potato (1kg)
$2.24 โ‚ฑ133
$2.55 โ‚ฑ152
-12.16%
Onion (1kg)
$2.64 โ‚ฑ157
$2.57 โ‚ฑ153
2.72%
Lettuce (1 head)
$1.11 โ‚ฑ65.8
$0.98 โ‚ฑ58.0
13.27%
Water (1.5 liter bottle)
$0.76 โ‚ฑ45.15
$0.78 โ‚ฑ46.32
-2.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 โ‚ฑ167
$3.25 โ‚ฑ193
-13.54%
Wine (Bottle)
$6.81 โ‚ฑ405
$6.86 โ‚ฑ407
-0.73%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.17 โ‚ฑ69.3
-
Imported Beer (0.33 liter bottle)
$2.02 โ‚ฑ120
$2.28 โ‚ฑ135
-11.40%
๐ŸšŒ Getting Around
San Fernando, La Union
Cebu
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.45
$0.26 โ‚ฑ15.42
-
Public Transport Monthly Pass (Regular Price)
-
$14.80 โ‚ฑ879
-
Taxi Start (Normal Tariff)
$0.79 โ‚ฑ46.91
$0.81 โ‚ฑ48.11
-2.47%
Taxi (Normal Tariff) (1km)
$0.22 โ‚ฑ13.06
$0.25 โ‚ฑ14.96
-12.00%
Taxi 1hour Waiting (Normal Tariff)
$2.15 โ‚ฑ128
$2.58 โ‚ฑ154
-16.67%
Gasoline (1 liter)
$1.18 โ‚ฑ70.2
$1.10 โ‚ฑ65.3
7.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K โ‚ฑ1.6M
$30.4K โ‚ฑ1.8M
-12.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K โ‚ฑ1.2M
$27.4K โ‚ฑ1.6M
-24.22%
๐Ÿงพ Monthly Utilities & Internet
San Fernando, La Union
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 โ‚ฑ6,806
$96.9 โ‚ฑ5,756
18.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.48 โ‚ฑ1,930
$33.74 โ‚ฑ2,005
-3.73%
Internet (50+ Mbps, Unlimited Data)
$27.00 โ‚ฑ1,605
$29.72 โ‚ฑ1,766
-9.15%
๐ŸŽ‰ Sport & Entertainment
San Fernando, La Union
Cebu
Difference
Gym Membership (Monthly)
$13.18 โ‚ฑ784
$33.41 โ‚ฑ1,986
-60.55%
Tennis Court (1 Hour on Weekend)
$4.51 โ‚ฑ268
$8.22 โ‚ฑ489
-45.13%
Cinema Ticket
$5.89 โ‚ฑ350
$5.78 โ‚ฑ343
1.90%
๐Ÿงธ Childcare & Education
San Fernando, La Union
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$153 โ‚ฑ9,073
$236 โ‚ฑ14.0K
-35.36%
International Primary School, 1 Child (Yearly)
$5,722 โ‚ฑ340.1K
$3,881 โ‚ฑ230.6K
47.45%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
San Fernando, La Union
Cebu
Difference
Jeans (Levis 501 Or Similar)
$46.43 โ‚ฑ2,759
$52.9 โ‚ฑ3,141
-12.16%
Summer Dress (H&M, Zara, etc)
$26.87 โ‚ฑ1,597
$23.20 โ‚ฑ1,379
15.82%
Sport Shoes (Adidas, Nike)
$35.51 โ‚ฑ2,111
$76.7 โ‚ฑ4,560
-53.72%
Men's Leather Business Shoes
$39.66 โ‚ฑ2,357
$56.3 โ‚ฑ3,348
-29.59%
๐Ÿ  Accommodation & Living
San Fernando, La Union
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$131 โ‚ฑ7,760
$505 โ‚ฑ30.0K
-74.15%
1-bedroom Apartment, Outside City Center (Monthly)
$122 โ‚ฑ7,234
$217 โ‚ฑ12.9K
-43.89%
3-bedroom Apartment, City Center (Monthly)
$248 โ‚ฑ14.8K
$807 โ‚ฑ47.9K
-69.22%
3-bedroom Apartment, Outside City Center (Monthly)
$212 โ‚ฑ12.6K
$383 โ‚ฑ22.7K
-44.71%
Buy Apartment in City Center (m2)
$2,346 โ‚ฑ139.4K
$3,099 โ‚ฑ184.1K
-24.30%
Buy Apartment Outside City Center (m2)
$956 โ‚ฑ56.8K
$1,967 โ‚ฑ116.9K
-51.38%
๐Ÿ’ต Salaries & Financials
San Fernando, La Union
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$370 โ‚ฑ22.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for San Fernando, La Union: January 12, 2026

Last update for Cebu: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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