Cost of Living Comparison Between San Fernando, La Union and Baguio Cost of Living Comparison Between San Fernando, La Union and Baguio

🙂 Solo nomad: San Fernando, La Union is 1.9% cheaper than Baguio without rent, and 12.1% cheaper with rent.

😐 Family of 3: San Fernando, La Union is 2% more expensive than Baguio without rent, and 7.5% cheaper with rent.

Meal at Budget Restaurant

$3.56 ₱198

$3.45 ₱192

3.19%

Three-Course Dinner for Two, Mid-Range

$18.02 ₱1,003

$13.35 ₱743

34.98%

Fast Food Meal (McDonalds, etc)

$3.28 ₱183

$2.68 ₱149

22.39%

Cappuccino

$2.37 ₱132

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₱43.14

$0.64 ₱35.77

20.31%

Water (0.33 liter bottle)

$0.36 ₱20.26

$0.37 ₱20.77

-2.70%

Local Beer (0.5 liter draught)

$1.29 ₱71.9

$1.45 ₱81

-11.03%

Imported Beer (0.33 liter bottle)

$2.19 ₱122

$1.92 ₱107

14.06%

Milk (1 liter)

$3.06 ₱170

$1.84 ₱102

66.30%

White Bread (500g)

$1.26 ₱70.1

$1.19 ₱66

5.88%

Rice (white) (1kg)

$1.01 ₱56.3

$1.11 ₱61.8

-9.01%

Eggs

$2.1 ₱117

$2.24 ₱125

-6.25%

Local Cheese (1kg)

$8.22 ₱458

$9.06 ₱505

-9.27%

Chicken Fillets (1kg)

$4.37 ₱243

$3.91 ₱218

11.76%

Beef Round Steak (1kg)

$7.67 ₱427

$8.79 ₱490

-12.74%

Apples (1kg)

$2.89 ₱161

$2.75 ₱153

5.09%

Banana (1kg)

$1.59 ₱88.8

$1.8 ₱100

-11.67%

Oranges (1kg)

$2.7 ₱150

$2.28 ₱127

18.42%

Tomato (1kg)

$1.61 ₱89.4

$1.21 ₱67.1

33.06%

Potato (1kg)

$2.24 ₱125

$1.87 ₱104

19.79%

Onion (1kg)

$2.51 ₱140

$2.19 ₱122

14.61%

Lettuce (1 head)

$1.06 ₱59

$0.69 ₱38.26

53.62%

Water (1.5 liter bottle)

$0.71 ₱39.63

$0.72 ₱40.05

-1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 ₱160

$3.27 ₱182

-12.23%

Wine (Bottle)

$6.95 ₱387

$9.34 ₱520

-25.59%

Local Beer (0.5 liter bottle)

$1.2 ₱67.1

$1.02 ₱57

17.65%

Imported Beer (0.33 liter bottle)

$2.05 ₱114

$2.33 ₱129

-12.02%

One-way Ticket (Public Transport)

$0.28 ₱15.6

Public Transport Monthly Pass (Regular Price)

$10.56 ₱588

Taxi Start (Normal Tariff)

$0.82 ₱45.89

$0.9 ₱50.3

-8.89%

Taxi (Normal Tariff) (1km)

$0.24 ₱13.38

$0.22 ₱12.24

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱122

$2.32 ₱129

-6.03%

Gasoline (1 liter)

$1.18 ₱66

$1.15 ₱64.1

2.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.5M

$32.3K ₱1.8M

-18.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.1M

$20.2K ₱1.1M

0.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₱6,139

$145 ₱8,085

-24.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.74 ₱1,823

$34.36 ₱1,913

-4.71%

Internet (50+ Mbps, Unlimited Data)

$27.87 ₱1,552

$26.4 ₱1,470

5.57%

Gym Membership (Monthly)

$13.25 ₱738

$21.99 ₱1,224

-39.75%

Tennis Court (1 Hour on Weekend)

$4.08 ₱227

Cinema Ticket

$6.02 ₱335

$5.66 ₱315

6.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$152 ₱8,449

$150 ₱8,347

1.21%

International Primary School, 1 Child (Yearly)

$5,713 ₱318.1K

$4,703 ₱261.8K

21.49%

Jeans (Levis 501 Or Similar)

$45.92 ₱2,557

$49.42 ₱2,752

-7.08%

Summer Dress (H&M, Zara, etc)

$27 ₱1,503

$27.83 ₱1,550

-2.98%

Sport Shoes (Adidas, Nike)

$35.22 ₱1,961

$74.6 ₱4,152

-52.77%

Men's Leather Business Shoes

$40.65 ₱2,263

$45.89 ₱2,555

-11.42%

1-bedroom Apartment, City Center (Monthly)

$132 ₱7,324

$342 ₱19K

-61.50%

1-bedroom Apartment, Outside City Center (Monthly)

$123 ₱6,845

$143 ₱7,980

-14.23%

3-bedroom Apartment, City Center (Monthly)

$252 ₱14K

$544 ₱30.3K

-53.66%

3-bedroom Apartment, Outside City Center (Monthly)

$211 ₱11.7K

$270 ₱15K

-22.06%

Buy Apartment in City Center (m2)

$2,607 ₱145.1K

$2,593 ₱144.4K

0.54%

Buy Apartment Outside City Center (m2)

$1,416 ₱78.8K

Average Monthly Net Salary (After Tax)

$261 ₱14.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

48.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: October 27, 2025

Last update for Baguio: October 29, 2025

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