Cost of Living Comparison Between San Fernando, La Union and Baguio Cost of Living Comparison Between San Fernando, La Union and Baguio

🙂 Solo nomad: San Fernando, La Union is 12.6% cheaper than Baguio without rent, and 10.9% cheaper with rent.

🙂 Family of 3: San Fernando, La Union is 6.7% cheaper than Baguio without rent, and 6.7% cheaper with rent.

Meal at Budget Restaurant

$3.57 ₱212

$3.64 ₱216

-1.92%

Three-Course Dinner for Two, Mid-Range

$17.39 ₱1,033

$13.09 ₱778

32.85%

Fast Food Meal (McDonalds, etc)

$3.36 ₱200

$2.67 ₱159

25.84%

Cappuccino

$2.44 ₱145

$2.43 ₱145

0.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.29

$0.64 ₱37.91

26.56%

Water (0.33 liter bottle)

$0.36 ₱21.46

$0.41 ₱24.19

-12.20%

Local Beer (0.5 liter draught)

$1.36 ₱80.6

$1.45 ₱86.4

-6.21%

Imported Beer (0.33 liter bottle)

$2.07 ₱123

$1.93 ₱115

7.25%

Milk (1 liter)

$2.98 ₱177

$1.84 ₱110

61.96%

White Bread (500g)

$1.26 ₱74.8

$1.19 ₱70.6

5.88%

Rice (white) (1kg)

$0.94 ₱55.6

$1.08 ₱64.2

-12.96%

Eggs

$2.06 ₱123

$2.18 ₱130

-5.50%

Local Cheese (1kg)

$7.85 ₱467

$9.39 ₱558

-16.40%

Chicken Fillets (1kg)

$4.34 ₱258

$3.92 ₱233

10.71%

Beef Round Steak (1kg)

$7.80 ₱464

$8.51 ₱506

-8.34%

Apples (1kg)

$2.98 ₱177

$2.72 ₱162

9.56%

Banana (1kg)

$1.58 ₱93.9

$1.80 ₱107

-12.22%

Oranges (1kg)

$2.71 ₱161

$2.35 ₱140

15.32%

Tomato (1kg)

$1.56 ₱92.9

$1.16 ₱68.8

34.48%

Potato (1kg)

$2.24 ₱133

$1.82 ₱108

23.08%

Onion (1kg)

$2.64 ₱157

$2.30 ₱137

14.78%

Lettuce (1 head)

$1.11 ₱65.8

$0.68 ₱40.61

63.24%

Water (1.5 liter bottle)

$0.76 ₱45.15

$0.75 ₱44.59

1.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱167

$3.26 ₱193

-13.80%

Wine (Bottle)

$6.81 ₱405

$9.54 ₱567

-28.62%

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

$1.02 ₱60.6

14.71%

Imported Beer (0.33 liter bottle)

$2.02 ₱120

$2.33 ₱138

-13.30%

One-way Ticket (Public Transport)

$0.26 ₱15.45

$0.28 ₱16.82

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.54 ₱626

Taxi Start (Normal Tariff)

$0.79 ₱46.91

$0.92 ₱54.9

-14.13%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.06

$0.22 ₱13.04

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₱128

$2.34 ₱139

-8.12%

Gasoline (1 liter)

$1.18 ₱70.2

$1.11 ₱65.7

6.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ₱1.6M

$31.4K ₱1.9M

-15.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₱1.2M

$20.3K ₱1.2M

2.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ₱6,806

$149 ₱8,876

-23.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.48 ₱1,930

$34.01 ₱2,021

-4.50%

Internet (50+ Mbps, Unlimited Data)

$27.00 ₱1,605

$26.10 ₱1,551

3.45%

Gym Membership (Monthly)

$13.18 ₱784

$21.62 ₱1,285

-39.04%

Tennis Court (1 Hour on Weekend)

$4.51 ₱268

$4.06 ₱241

11.08%

Cinema Ticket

$5.89 ₱350

$5.60 ₱333

5.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,073

$149 ₱8,838

2.66%

International Primary School, 1 Child (Yearly)

$5,722 ₱340.1K

$4,715 ₱280.2K

21.36%

Jeans (Levis 501 Or Similar)

$46.43 ₱2,759

$48.65 ₱2,891

-4.56%

Summer Dress (H&M, Zara, etc)

$26.87 ₱1,597

$27.89 ₱1,658

-3.66%

Sport Shoes (Adidas, Nike)

$35.51 ₱2,111

$75.8 ₱4,505

-53.16%

Men's Leather Business Shoes

$39.66 ₱2,357

$46.85 ₱2,784

-15.35%

1-bedroom Apartment, City Center (Monthly)

$131 ₱7,760

$345 ₱20.5K

-62.20%

1-bedroom Apartment, Outside City Center (Monthly)

$122 ₱7,234

$141 ₱8,375

-13.63%

3-bedroom Apartment, City Center (Monthly)

$248 ₱14.8K

$554 ₱32.9K

-55.16%

3-bedroom Apartment, Outside City Center (Monthly)

$212 ₱12.6K

$271 ₱16.1K

-21.89%

Buy Apartment in City Center (m2)

$2,346 ₱139.4K

$2,502 ₱148.7K

-6.26%

Buy Apartment Outside City Center (m2)

$956 ₱56.8K

$992 ₱58.9K

-3.55%

Average Monthly Net Salary (After Tax)

$223 ₱13.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

48.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: January 12, 2026

Last update for Baguio: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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