Last update: Oct 2026

Cost of Living Comparison Between Saint John's and Toronto

For one person, living is cheaper in Saint John’s: $1,811 a month against $2,599 in Toronto, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index

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Saint John's

🇦🇬 Antigua and Barbuda

$1,811

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint John's and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint John's and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,811 in Saint John’s versus $2,599 in Toronto.

Saint John's $1,811
Toronto $2,599

Estimated couple costs with rent: $2,821 in Saint John’s versus $3,700 in Toronto.

Saint John's $2,821
Toronto $3,700

Monthly costs for a family of three with rent: $3,831 in Saint John’s versus $4,801 in Toronto.

Saint John's $3,831
Toronto $4,801

Living in Saint John’s costs roughly 30% less than in Toronto, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Saint John’s 34% above, Toronto 92% above.

Meal at Budget Restaurant

$16.46 EC$44.45

$17.98 CA$25.20

-8.45%

Three-Course Dinner for Two, Mid-Range

$56.1 EC$152

$72.3 CA$101

-22.35%

Fast Food Meal (McDonalds, etc)

$9.45 EC$25.51

$10.83 CA$15.18

-12.74%

Cappuccino

$3.68 EC$9.93

$4.34 CA$6.09

-15.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 EC$5.14

$2.16 CA$3.03

-12.04%

Water (0.33 liter bottle)

$1.19 EC$3.21

$1.66 CA$2.32

-28.31%

Local Beer (0.5 liter draught)

$2.47 EC$6.67

$6.35 CA$8.90

-61.10%

Imported Beer (0.33 liter bottle)

$4.43 EC$11.96

$7.34 CA$10.29

-39.65%

Milk (1 liter)

$2.24 EC$6.05

$2.57 CA$3.60

-12.84%

White Bread (500g)

$2.76 EC$7.44

$2.71 CA$3.79

1.85%

Rice (white) (1kg)

$1.81 EC$4.89

$2.28 CA$3.19

-20.61%

Eggs

$6.54 EC$17.67

$3.60 CA$5.05

81.67%

Local Cheese (1kg)

$8.69 EC$23.46

$8.94 CA$12.54

-2.80%

Chicken Fillets (1kg)

$7.97 EC$21.53

$11.19 CA$15.69

-28.78%

Beef Round Steak (1kg)

$12.23 EC$33.01

$15.23 CA$21.34

-19.70%

Apples (1kg)

$6.36 EC$17.19

$3.74 CA$5.25

70.05%

Banana (1kg)

$2.50 EC$6.76

$1.23 CA$1.72

103.25%

Oranges (1kg)

$8.34 EC$22.52

$3.58 CA$5.02

132.96%

Tomato (1kg)

$8.35 EC$22.55

$4.25 CA$5.96

96.47%

Potato (1kg)

$2.81 EC$7.60

$1.94 CA$2.72

44.85%

Onion (1kg)

$2.88 EC$7.78

$1.67 CA$2.34

72.46%

Lettuce (1 head)

$2.64 EC$7.11

$2.30 CA$3.22

14.78%

Water (1.5 liter bottle)

$1.59 EC$4.30

$1.26 CA$1.77

26.19%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

Wine (Bottle)

$5.65 EC$15.25

$14.25 CA$19.97

-60.35%

Local Beer (0.5 liter bottle)

$1.91 EC$5.15

$2.28 CA$3.20

-16.23%

Imported Beer (0.33 liter bottle)

$3.34 EC$9.03

$2.58 CA$3.62

29.46%

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

Gasoline (1 liter)

$1.65 EC$4.44

$1.23 CA$1.73

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 EC$701

$121 CA$169

114.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.21 EC$111

$33.10 CA$46.40

24.50%

Internet (50+ Mbps, Unlimited Data)

$82.4 EC$222

$49.09 CA$68.8

67.75%

Gym Membership (Monthly)

$64.9 EC$175

$36.65 CA$51.4

77.16%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$6.12 EC$16.53

$12.78 CA$17.91

-52.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$188 EC$508

$754 CA$1,058

-75.08%

International Primary School, 1 Child (Yearly)

$1,842 EC$4,972

$33.7K CA$47.2K

-94.53%

Jeans (Levis 501 Or Similar)

$50.4 EC$136

$50.4 CA$70.6

0.02%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

Sport Shoes (Adidas, Nike)

$74.9 EC$202

$101 CA$142

-26.06%

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,039 EC$2,805

$1,590 CA$2,228

-34.66%

1-bedroom Apartment, Outside City Center (Monthly)

$678 EC$1,830

$1,424 CA$1,996

-52.42%

3-bedroom Apartment, City Center (Monthly)

$1,684 EC$4,547

$2,641 CA$3,702

-36.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,455 EC$3,927

$2,090 CA$2,930

-30.41%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$1,366 EC$3,688

$3,623 CA$5,078

-62.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

4.45

23.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint John's: October 31, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint John's

–

Toronto

$1.4K 54.8%

Groceries & Markets

Saint John's

–

Toronto

$345 13.3%

Eating Out

Saint John's

–

Toronto

$290 11.2%

Monthly Utilities & Internet

Saint John's

–

Toronto

$203 7.8%

Clothing & Footwear

Saint John's

–

Toronto

$145 5.6%

Getting Around

Saint John's

–

Toronto

$130 5%

Sport & Entertainment

Saint John's

–

Toronto

$62 2.4%

Cost Breakdown

A one-bedroom apartment in the center runs $1,039 in Saint John’s and $1,590 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays about 2.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $56 in Saint John’s vs $72 in Toronto. Groceries flip the comparison at $379 vs $345, with Toronto cheaper for home cooking.

Good to know

🇦🇬 Saint John's

🇨🇦 Toronto

🕒 Local time

23:08 11:08 PM

22:08 10:08 PM

1 h behind Saint John's

🌤 Weather

👥 Population

21,926 Capital

2,731,571

💱 Currency

East Caribbean Dollar XCD $

Canadian Dollar CAD $

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

USD to XCD in detail →

On the map

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Between locations

Saint John's Toronto 3,380 km ≈ 4 h 45 min nonstop flight

From you

Saint John's
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint John's vs Toronto: Cost of Living - Frequently Asked Questions

Saint John’s is about 30% cheaper overall, especially in clothing and eating out. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 62% lower in Saint John’s. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,039 in Saint John’s versus $1,590 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $188 in Saint John’s versus $754 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint John’s – a meal for two runs $56 versus $72 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,811 in Saint John’s versus $2,599 in Toronto, a $2,500 budget is realistic in Saint John’s but tight or insufficient in Toronto. The gap between the two cities makes Saint John’s the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Saint John’s wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.