Cost of Living Comparison Between Saint-JΓ©rΓ΄me and Toronto Cost of Living Comparison Between Saint-JΓ©rΓ΄me and Toronto

Monthly Cost of Living

A single person spends $2,305 per month in Saint-JΓ©rΓ΄me vs $2,811 in Toronto, rent included.

A couple spends around $3,365 per month in Saint-JΓ©rΓ΄me vs $4,130 in Toronto, rent included.

A family of three spends $4,424 per month in Saint-JΓ©rΓ΄me vs $5,449 in Toronto, rent included.

Saint-JΓ©rΓ΄me is about 18% cheaper than Toronto, driven mainly by Getting Around.

Both Saint-JΓ©rΓ΄me and Toronto sit above the global median – Saint-JΓ©rΓ΄me by 72%, Toronto by 110%.

Currency
🍽 Eating Out
Saint-JΓ©rΓ΄me
Toronto
Difference
Meal at Budget Restaurant
$17.08 CA$23.75
$18.71 CA$26.02
-8.71%
Three-Course Dinner for Two, Mid-Range
$69.6 CA$96.8
$81.9 CA$114
-14.94%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.30
$10.83 CA$15.06
1.57%
Cappuccino
$3.74 CA$5.20
$3.89 CA$5.41
-3.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.99 CA$2.76
$2.22 CA$3.09
-10.36%
Water (0.33 liter bottle)
$1.64 CA$2.28
$1.65 CA$2.29
-0.61%
Local Beer (0.5 liter draught)
$5.58 CA$7.77
$6.05 CA$8.41
-7.77%
Imported Beer (0.33 liter bottle)
$6.06 CA$8.43
$6.58 CA$9.15
-7.90%
πŸ›’ Groceries & Markets
Saint-JΓ©rΓ΄me
Toronto
Difference
Milk (1 liter)
$2.13 CA$2.96
$2.73 CA$3.79
-21.98%
White Bread (500g)
$2.70 CA$3.76
$2.72 CA$3.78
-0.74%
Rice (white) (1kg)
$3.63 CA$5.06
$3.54 CA$4.92
2.54%
Eggs
$3.53 CA$4.91
$3.50 CA$4.87
0.86%
Local Cheese (1kg)
$11.27 CA$15.68
$13.53 CA$18.81
-16.70%
Chicken Fillets (1kg)
$11.94 CA$16.60
$13.09 CA$18.20
-8.79%
Beef Round Steak (1kg)
$14.51 CA$20.17
$16.96 CA$23.59
-14.45%
Apples (1kg)
$4.01 CA$5.58
$4.16 CA$5.79
-3.61%
Banana (1kg)
$1.43 CA$1.98
$1.18 CA$1.64
21.19%
Oranges (1kg)
$3.70 CA$5.15
$3.25 CA$4.52
13.85%
Tomato (1kg)
$3.70 CA$5.15
$4.12 CA$5.73
-10.19%
Potato (1kg)
$2.48 CA$3.45
$2.50 CA$3.48
-0.80%
Onion (1kg)
$2.48 CA$3.45
$2.88 CA$4.00
-13.89%
Lettuce (1 head)
$2.53 CA$3.52
$2.35 CA$3.27
7.66%
Water (1.5 liter bottle)
$1.72 CA$2.39
$2.00 CA$2.78
-14.00%
Cigarettes 20 Pack (Marlboro, Camel)
$14.06 CA$19.56
$14.58 CA$20.28
-3.57%
Wine (Bottle)
$14.43 CA$20.07
$14.18 CA$19.71
1.76%
Local Beer (0.5 liter bottle)
$2.86 CA$3.97
$2.80 CA$3.89
2.14%
Imported Beer (0.33 liter bottle)
$3.00 CA$4.17
$3.25 CA$4.53
-7.69%
🚌 Getting Around
Saint-JΓ©rΓ΄me
Toronto
Difference
One-way Ticket (Public Transport)
$2.40 CA$3.34
$2.40 CA$3.34
-
Public Transport Monthly Pass (Regular Price)
$63.9 CA$88.9
$114 CA$159
-43.95%
Taxi Start (Normal Tariff)
$3.11 CA$4.33
$3.76 CA$5.22
-17.29%
Taxi (Normal Tariff) (1km)
$1.49 CA$2.08
$1.41 CA$1.96
5.67%
Taxi 1hour Waiting (Normal Tariff)
$25.53 CA$35.51
$25.53 CA$35.50
-
Gasoline (1 liter)
$1.09 CA$1.51
$1.10 CA$1.53
-0.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K CA$35.3K
$25.2K CA$35.1K
0.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.2K
$21.1K CA$29.3K
-3.69%
🧾 Monthly Utilities & Internet
Saint-JΓ©rΓ΄me
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 CA$199
$120 CA$166
19.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.41 CA$61.8
$37.54 CA$52.2
18.30%
Internet (50+ Mbps, Unlimited Data)
$63.2 CA$87.9
$54.5 CA$75.8
15.90%
πŸŽ‰ Sport & Entertainment
Saint-JΓ©rΓ΄me
Toronto
Difference
Gym Membership (Monthly)
$42.36 CA$58.9
$55.5 CA$77.2
-23.69%
Tennis Court (1 Hour on Weekend)
-
$21.15 CA$29.41
-
Cinema Ticket
$11.60 CA$16.13
$11.56 CA$16.07
0.35%
🧸 Childcare & Education
Saint-JΓ©rΓ΄me
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$730 CA$1,016
$1,129 CA$1,571
-35.34%
International Primary School, 1 Child (Yearly)
$11.6K CA$16.1K
$18.0K CA$25.0K
-35.53%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Saint-JΓ©rΓ΄me
Toronto
Difference
Jeans (Levis 501 Or Similar)
$53.7 CA$74.6
$56.9 CA$79.2
-5.73%
Summer Dress (H&M, Zara, etc)
$40.33 CA$56.1
$39.96 CA$55.6
0.93%
Sport Shoes (Adidas, Nike)
$87.7 CA$122
$89.7 CA$125
-2.23%
Men's Leather Business Shoes
$108 CA$151
$114 CA$159
-5.21%
🏠 Accommodation & Living
Saint-JΓ©rΓ΄me
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,314 CA$1,828
$1,849 CA$2,572
-28.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,168 CA$1,624
$1,560 CA$2,169
-25.13%
3-bedroom Apartment, City Center (Monthly)
$2,003 CA$2,785
$2,925 CA$4,068
-31.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,818 CA$2,528
$2,470 CA$3,435
-26.40%
Buy Apartment in City Center (m2)
-
$9,085 CA$12.6K
-
Buy Apartment Outside City Center (m2)
-
$7,036 CA$9,785
-
πŸ’΅ Salaries & Financials
Saint-JΓ©rΓ΄me
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,775 CA$3,859
$3,572 CA$4,967
-22.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.46
5.16
25.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-JΓ©rΓ΄me: June 2, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,314 in Saint-JΓ©rΓ΄me versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Saint-JΓ©rΓ΄me versus $82.0 in Toronto. Monthly groceries follow the same trend: $368 vs $396 – making Saint-JΓ©rΓ΄me the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint-JΓ©rΓ΄me vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than Saint-JΓ©rΓ΄me?
Yes – Toronto is pricier by about 22%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,458 per month in Saint-JΓ©rΓ΄me and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Saint-JΓ©rΓ΄me, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Saint-JΓ©rΓ΄me vs Toronto?
Monthly expenses with rent come to $2,305 in Saint-JΓ©rΓ΄me and $2,811 in Toronto. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 78% less in Saint-JΓ©rΓ΄me. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 a realistic budget for Saint-JΓ©rΓ΄me or Toronto?
A $2,500 monthly budget goes further in Saint-JΓ©rΓ΄me, where all-in costs run around $2,305, than in Toronto at $2,811. In Saint-JΓ©rΓ΄me it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Saint-JΓ©rΓ΄me or Toronto more family-friendly?
Families tend to lean toward Saint-JΓ©rΓ΄me – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Saint-JΓ©rΓ΄me. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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