Cost of Living Comparison Between Toronto and Saint-Jérôme Cost of Living Comparison Between Toronto and Saint-Jérôme

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,305 in Saint-Jérôme, rent included.

A couple spends around $4,130 per month in Toronto vs $3,365 in Saint-Jérôme, rent included.

A family of three spends $5,449 per month in Toronto vs $4,424 in Saint-Jérôme, rent included.

Toronto costs about 22% more than Saint-Jérôme, driven mainly by Getting Around.

Both Toronto and Saint-Jérôme sit above the global median – Toronto by 110%, Saint-Jérôme by 72%.

Meal at Budget Restaurant

$18.71 CA$26.02

$17.08 CA$23.75

9.54%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$69.6 CA$96.8

17.56%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.06

$11.00 CA$15.30

-1.55%

Cappuccino

$3.89 CA$5.41

$3.74 CA$5.20

4.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$1.99 CA$2.76

11.56%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.64 CA$2.28

0.61%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.58 CA$7.77

8.42%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$6.06 CA$8.43

8.58%

Milk (1 liter)

$2.73 CA$3.79

$2.13 CA$2.96

28.17%

White Bread (500g)

$2.72 CA$3.78

$2.70 CA$3.76

0.74%

Rice (white) (1kg)

$3.54 CA$4.92

$3.63 CA$5.06

-2.48%

Eggs

$3.50 CA$4.87

$3.53 CA$4.91

-0.85%

Local Cheese (1kg)

$13.53 CA$18.81

$11.27 CA$15.68

20.05%

Chicken Fillets (1kg)

$13.09 CA$18.20

$11.94 CA$16.60

9.63%

Beef Round Steak (1kg)

$16.96 CA$23.59

$14.51 CA$20.17

16.88%

Apples (1kg)

$4.16 CA$5.79

$4.01 CA$5.58

3.74%

Banana (1kg)

$1.18 CA$1.64

$1.43 CA$1.98

-17.48%

Oranges (1kg)

$3.25 CA$4.52

$3.70 CA$5.15

-12.16%

Tomato (1kg)

$4.12 CA$5.73

$3.70 CA$5.15

11.35%

Potato (1kg)

$2.50 CA$3.48

$2.48 CA$3.45

0.81%

Onion (1kg)

$2.88 CA$4.00

$2.48 CA$3.45

16.13%

Lettuce (1 head)

$2.35 CA$3.27

$2.53 CA$3.52

-7.11%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.72 CA$2.39

16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.28

$14.06 CA$19.56

3.70%

Wine (Bottle)

$14.18 CA$19.71

$14.43 CA$20.07

-1.73%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$2.86 CA$3.97

-2.10%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.53

$3.00 CA$4.17

8.33%

One-way Ticket (Public Transport)

$2.40 CA$3.34

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$63.9 CA$88.9

78.43%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.11 CA$4.33

20.90%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.49 CA$2.08

-5.37%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.50

$25.53 CA$35.51

Gasoline (1 liter)

$1.10 CA$1.53

$1.09 CA$1.51

0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.4K CA$35.3K

-0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.3K CA$28.2K

3.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$143 CA$199

-16.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$44.41 CA$61.8

-15.47%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.8

$63.2 CA$87.9

-13.72%

Gym Membership (Monthly)

$55.5 CA$77.2

$42.36 CA$58.9

31.04%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.41

Cinema Ticket

$11.56 CA$16.07

$11.60 CA$16.13

-0.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,571

$730 CA$1,016

54.64%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.6K CA$16.1K

55.12%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.2

$53.7 CA$74.6

6.07%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.6

$40.33 CA$56.1

-0.92%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$87.7 CA$122

2.28%

Men's Leather Business Shoes

$114 CA$159

$108 CA$151

5.50%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,572

$1,314 CA$1,828

40.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,169

$1,168 CA$1,624

33.57%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,068

$2,003 CA$2,785

46.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,435

$1,818 CA$2,528

35.86%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

Buy Apartment Outside City Center (m2)

$7,036 CA$9,785

Average Monthly Net Salary (After Tax)

$3,572 CA$4,967

$2,775 CA$3,859

28.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.46

-20.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Saint-Jérôme: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $1,314 in Saint-Jérôme. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $70.0 in Saint-Jérôme. Monthly groceries follow the same trend: $396 vs $368 – making Saint-Jérôme the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint-Jérôme: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 22%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,458 in Saint-Jérôme. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Jérôme, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,811 in Toronto and $2,305 in Saint-Jérôme. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 78% less in Saint-Jérôme. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Saint-Jérôme, where all-in costs run around $2,305, than in Toronto at $2,811. In Saint-Jérôme it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Saint-Jérôme – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Saint-Jérôme. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.