Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saint-Jérôme

For one person, living is cheaper in Saint-Jérôme: $1,706 a month against $2,589 in Toronto, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
81

Cost of Living Index in Saint-Jérôme
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Saint-Jérôme Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Saint-Jérôme

🇨🇦 Canada

$1,706

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saint-Jérôme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saint-Jérôme actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $1,706 in Saint-Jérôme, rent included.

Toronto $2,589
Saint-Jérôme $1,706

A couple spends around $3,710 per month in Toronto vs $2,701 in Saint-Jérôme, rent included.

Toronto $3,710
Saint-Jérôme $2,701

A family of three spends $4,831 per month in Toronto vs $3,697 in Saint-Jérôme, rent included.

Toronto $4,831
Saint-Jérôme $3,697

Toronto costs about 52% more than Saint-Jérôme, and outside of rent the biggest gap is in transport.

Both Toronto and Saint-Jérôme sit above the global median – Toronto by 90%, Saint-Jérôme by 25%.

Meal at Budget Restaurant

$17.60 CA$24.59

$15.58 CA$21.78

12.97%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$70.8 CA$99.0

9.84%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$10.82 CA$15.11

-2.13%

Cappuccino

$4.16 CA$5.81

$3.17 CA$4.42

31.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.48 CA$3.47

-17.74%

Water (0.33 liter bottle)

$1.75 CA$2.45

$2.07 CA$2.89

-15.46%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$5.06 CA$7.06

30.04%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$6.37 CA$8.90

11.62%

Milk (1 liter)

$2.53 CA$3.54

$3.18 CA$4.44

-20.44%

White Bread (500g)

$2.70 CA$3.78

$2.68 CA$3.75

0.75%

Rice (white) (1kg)

$2.24 CA$3.13

$3.55 CA$4.97

-36.90%

Eggs

$3.48 CA$4.87

$3.55 CA$4.95

-1.97%

Local Cheese (1kg)

$9.38 CA$13.10

$6.05 CA$8.45

55.04%

Chicken Fillets (1kg)

$11.60 CA$16.21

$16.09 CA$22.49

-27.91%

Beef Round Steak (1kg)

$14.68 CA$20.52

$17.96 CA$25.09

-18.26%

Apples (1kg)

$3.74 CA$5.23

$3.79 CA$5.29

-1.32%

Banana (1kg)

$1.22 CA$1.71

$2.57 CA$3.59

-52.53%

Oranges (1kg)

$3.48 CA$4.86

$4.71 CA$6.58

-26.11%

Tomato (1kg)

$4.32 CA$6.04

$4.07 CA$5.69

6.14%

Potato (1kg)

$1.85 CA$2.59

$2.94 CA$4.10

-37.07%

Onion (1kg)

$1.69 CA$2.36

$2.69 CA$3.76

-37.17%

Lettuce (1 head)

$2.23 CA$3.11

$2.37 CA$3.31

-5.91%

Water (1.5 liter bottle)

$1.28 CA$1.78

$3.89 CA$5.44

-67.10%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$10.83 CA$15.13

29.64%

Wine (Bottle)

$14.43 CA$20.16

$10.82 CA$15.12

33.36%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$1.63 CA$2.28

32.52%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$3.58 CA$5.01

-29.61%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$3.05 CA$4.26

-22.30%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$74.5 CA$104

50.87%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

Gasoline (1 liter)

$1.24 CA$1.74

$1.51 CA$2.11

-17.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$56.9 CA$79.5

119.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$34.13 CA$47.69

-3.16%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$42.04 CA$58.8

14.08%

Gym Membership (Monthly)

$36.69 CA$51.3

$14.53 CA$20.30

152.51%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

Cinema Ticket

$13.08 CA$18.27

$8.50 CA$11.88

53.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$52.6 CA$73.5

1.85%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$19.81 CA$27.68

104.14%

Sport Shoes (Adidas, Nike)

$100 CA$140

$109 CA$152

-7.54%

Men's Leather Business Shoes

$125 CA$175

$71.0 CA$99.1

76.50%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$793 CA$1,108

105.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$669 CA$935

111.52%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$1,408 CA$1,968

91.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$1,208 CA$1,688

73.92%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$2,710 CA$3,787

30.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

-11.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Saint-Jérôme: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Saint-Jérôme

$669 39.3% 52.7% $746

Groceries & Markets

Toronto

$345 13.3%

Saint-Jérôme

$420 24.6% 21.9% $75

Eating Out

Toronto

$285 11%

Saint-Jérôme

$251 14.7% 11.7% $33

Monthly Utilities & Internet

Toronto

$206 7.9%

Saint-Jérôme

$133 7.8% 35.3% $73

Clothing & Footwear

Toronto

$144 5.6%

Saint-Jérôme

$113 6.7% 21.2% $30

Getting Around

Toronto

$131 5.1%

Saint-Jérôme

$87 * 5.1% 33.9% $44

Sport & Entertainment

Toronto

$63 2.4%

Saint-Jérôme

$32 1.9% 49.8% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $793 in Saint-Jérôme. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $71 in Saint-Jérôme. Groceries tell a different story – $345 in Toronto vs $420 in Saint-Jérôme – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Saint-Jérôme

🕒 Local time

16:51 4:51 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

80,213

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint-Jérôme: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 52%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $2,559 in Saint-Jérôme. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Jérôme, especially for central apartments: a one-bedroom in the center costs $793 there versus $1,630 in Toronto.

Monthly expenses with rent come to $2,589 in Toronto and $1,706 in Saint-Jérôme. That makes Saint-Jérôme about 34% cheaper.

A mid-range dinner for two costs $78 in Toronto and $71 in Saint-Jérôme. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Saint-Jérôme, where all-in costs run around $1,706, than in Toronto at $2,589. In Saint-Jérôme it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

If budget matters most, go with Saint-Jérôme. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.