Cost of Living Comparison Between Toronto and Saint-Jérôme Cost of Living Comparison Between Toronto and Saint-Jérôme

Monthly Cost of Living

A single person spends $2,668 per month in Toronto vs $1,949 in Saint-Jérôme, rent included.

A couple spends around $3,801 per month in Toronto vs $2,957 in Saint-Jérôme, rent included.

A family of three spends $4,934 per month in Toronto vs $3,964 in Saint-Jérôme, rent included.

Toronto costs about 37% more than Saint-Jérôme, driven mainly by Eating Out.

Both Toronto and Saint-Jérôme sit above the global median – Toronto by 95%, Saint-Jérôme by 42%.

Meal at Budget Restaurant

$18.31 CA$25.62

$13.07 CA$18.28

40.09%

Three-Course Dinner for Two, Mid-Range

$80.4 CA$112

$54.7 CA$76.5

47.04%

Fast Food Meal (McDonalds, etc)

$10.61 CA$14.84

$10.39 CA$14.54

2.12%

Cappuccino

$3.99 CA$5.59

$3.23 CA$4.51

23.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.02

$2.29 CA$3.20

-5.68%

Water (0.33 liter bottle)

$1.76 CA$2.46

$1.93 CA$2.69

-8.81%

Local Beer (0.5 liter draught)

$6.65 CA$9.30

$5.67 CA$7.94

17.28%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.07

$7.25 CA$10.14

-0.69%

Milk (1 liter)

$2.84 CA$3.97

$3.41 CA$4.77

-16.72%

White Bread (500g)

$2.75 CA$3.85

$2.16 CA$3.02

27.31%

Rice (white) (1kg)

$2.51 CA$3.50

$3.95 CA$5.53

-36.46%

Eggs

$3.83 CA$5.35

$3.14 CA$4.40

21.97%

Local Cheese (1kg)

$10.01 CA$14.00

$4.89 CA$6.84

104.70%

Chicken Fillets (1kg)

$11.96 CA$16.73

$16.08 CA$22.49

-25.62%

Beef Round Steak (1kg)

$15.63 CA$21.87

$17.67 CA$24.71

-11.54%

Apples (1kg)

$3.67 CA$5.14

$3.74 CA$5.24

-1.87%

Banana (1kg)

$1.27 CA$1.78

$2.03 CA$2.84

-37.44%

Oranges (1kg)

$3.87 CA$5.41

$5.00 CA$7.00

-22.60%

Tomato (1kg)

$4.23 CA$5.91

$4.40 CA$6.15

-3.86%

Potato (1kg)

$1.86 CA$2.60

$2.84 CA$3.97

-34.51%

Onion (1kg)

$1.53 CA$2.15

$2.92 CA$4.08

-47.60%

Lettuce (1 head)

$2.30 CA$3.22

$2.83 CA$3.95

-18.73%

Water (1.5 liter bottle)

$1.44 CA$2.01

$4.41 CA$6.17

-67.35%

Cigarettes 20 Pack (Marlboro, Camel)

$14.12 CA$19.75

$12.47 CA$17.45

13.23%

Wine (Bottle)

$14.53 CA$20.33

$12.55 CA$17.56

15.78%

Local Beer (0.5 liter bottle)

$2.22 CA$3.11

$1.23 CA$1.72

80.49%

Imported Beer (0.33 liter bottle)

$2.55 CA$3.57

One-way Ticket (Public Transport)

$2.47 CA$3.46

$2.66 CA$3.72

-7.14%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$76.5 CA$107

47.55%

Taxi Start (Normal Tariff)

$3.10 CA$4.34

Taxi (Normal Tariff) (1km)

$1.28 CA$1.78

Taxi 1hour Waiting (Normal Tariff)

$21.87 CA$30.60

Gasoline (1 liter)

$1.23 CA$1.72

$1.14 CA$1.59

7.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K CA$38.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$171

$58.0 CA$81.2

111.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.21 CA$46.46

$35.25 CA$49.31

-5.79%

Internet (50+ Mbps, Unlimited Data)

$49.37 CA$69.1

$43.92 CA$61.5

12.41%

Gym Membership (Monthly)

$40.05 CA$56.0

$14.35 CA$20.08

179.09%

Tennis Court (1 Hour on Weekend)

$23.78 CA$33.26

Cinema Ticket

$12.70 CA$17.76

$8.60 CA$12.04

47.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$772 CA$1,080

International Primary School, 1 Child (Yearly)

$23.8K CA$33.3K

Jeans (Levis 501 Or Similar)

$53.4 CA$74.7

$35.44 CA$49.58

50.76%

Summer Dress (H&M, Zara, etc)

$42.13 CA$58.9

$24.82 CA$34.72

69.74%

Sport Shoes (Adidas, Nike)

$99.7 CA$139

$107 CA$149

-6.55%

Men's Leather Business Shoes

$123 CA$172

$88.5 CA$124

38.78%

1-bedroom Apartment, City Center (Monthly)

$1,597 CA$2,234

$885 CA$1,238

80.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,439 CA$2,013

$887 CA$1,241

62.23%

3-bedroom Apartment, City Center (Monthly)

$2,738 CA$3,830

$1,799 CA$2,516

52.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,163 CA$3,026

$1,571 CA$2,198

37.67%

Buy Apartment in City Center (m2)

$8,246 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,695 CA$9,366

Average Monthly Net Salary (After Tax)

$3,830 CA$5,358

$2,779 CA$3,888

37.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 12, 2026

Last update for Saint-Jérôme: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,597 in Toronto versus $885 in Saint-Jérôme. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Toronto versus $55.0 in Saint-Jérôme. Groceries tell a different story – $361 in Toronto vs $415 in Saint-Jérôme – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint-Jérôme: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 37%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,002 per month in Toronto and $2,924 in Saint-Jérôme. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Jérôme, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,668 in Toronto and $1,949 in Saint-Jérôme. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $80.0 in Toronto and $55.0 in Saint-Jérôme. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Saint-Jérôme, where all-in costs run around $1,949, than in Toronto at $2,668. In Saint-Jérôme it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Saint-Jérôme – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Saint-Jérôme. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.