Last update: Oct 2026

Cost of Living Comparison Between Saint-Etienne and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,436 in Saint-Etienne, rent and utilities included – about $1,000 less a year. The total is higher in Saint-Etienne despite lower rent and utilities.

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Cost of Living Index in Saint-Etienne
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Saint-Etienne Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint-Etienne

🇫🇷 France

$1,436

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint-Etienne and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint-Etienne and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,436 per month in Saint-Etienne vs $1,349 in Ubud, Bali, rent included.

Saint-Etienne $1,436
Ubud, Bali $1,349

A couple spends around $2,264 per month in Saint-Etienne vs $2,305 in Ubud, Bali, rent included.

Saint-Etienne $2,264
Ubud, Bali $2,305

A family of three spends $3,092 per month in Saint-Etienne vs $3,261 in Ubud, Bali, rent included.

Saint-Etienne $3,092
Ubud, Bali $3,261

Saint-Etienne costs about 6% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.56 €14.88

$3.32 Rp 60.4K

398.80%

Three-Course Dinner for Two, Mid-Range

$56.7 €50.9

$35.64 Rp 647.8K

58.95%

Fast Food Meal (McDonalds, etc)

$13.54 €12.16

$5.53 Rp 100.6K

144.85%

Cappuccino

$2.07 €1.86

$2.72 Rp 49.4K

-23.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 €3.07

$1.70 Rp 30.9K

101.18%

Water (0.33 liter bottle)

$1.70 €1.53

$0.76 Rp 13.8K

123.68%

Local Beer (0.5 liter draught)

$5.07 €4.55

$2.65 Rp 48.2K

91.32%

Imported Beer (0.33 liter bottle)

$5.75 €5.16

$4.38 Rp 79.6K

31.28%

Milk (1 liter)

$1.29 €1.15

$1.49 Rp 27.1K

-13.42%

White Bread (500g)

$1.10 €0.99

$2.28 Rp 41.4K

-51.75%

Rice (white) (1kg)

$2.09 €1.88

$1.19 Rp 21.6K

75.63%

Eggs

$3.05 €2.74

$2.04 Rp 37.0K

49.51%

Local Cheese (1kg)

$17.01 €15.28

$17.70 Rp 321.7K

-3.90%

Chicken Fillets (1kg)

$11.17 €10.03

$3.96 Rp 72.0K

182.07%

Beef Round Steak (1kg)

$16.35 €14.68

$12.19 Rp 221.6K

34.13%

Apples (1kg)

$3.27 €2.94

$3.66 Rp 66.4K

-10.66%

Banana (1kg)

$2.54 €2.28

$1.52 Rp 27.6K

67.11%

Oranges (1kg)

$2.45 €2.20

$2.23 Rp 40.5K

9.87%

Tomato (1kg)

$2.71 €2.43

$1.97 Rp 35.9K

37.56%

Potato (1kg)

$1.57 €1.41

$1.85 Rp 33.6K

-15.14%

Onion (1kg)

$1.73 €1.55

$2.42 Rp 44.1K

-28.51%

Lettuce (1 head)

$1.10 €0.99

$0.99 Rp 18.0K

11.11%

Water (1.5 liter bottle)

$2.30 €2.07

$0.51 Rp 9,332

350.98%

Cigarettes 20 Pack (Marlboro, Camel)

$12.15 €10.91

$2.22 Rp 40.4K

447.30%

Wine (Bottle)

$10.14 €9.11

$22.24 Rp 404.2K

-54.41%

Local Beer (0.5 liter bottle)

$3.32 €2.99

$2.26 Rp 41.1K

46.90%

Imported Beer (0.33 liter bottle)

$3.26 €2.93

$2.97 Rp 54.0K

9.76%

One-way Ticket (Public Transport)

$1.81 €1.62

$0.25 Rp 4,562

624.00%

Public Transport Monthly Pass (Regular Price)

$39.87 €35.82

$7.82 Rp 142.2K

409.85%

Taxi Start (Normal Tariff)

$2.83 €2.54

$0.44 Rp 7,989

543.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$2.11 €1.89

$0.82 Rp 15.0K

157.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K €18.0K

$23.8K Rp 433.3M

-15.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K €28.7K

$31.7K Rp 577.0M

0.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €148

$79.1 Rp 1.4M

107.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.01 €26.06

$6.45 Rp 117.2K

349.77%

Internet (50+ Mbps, Unlimited Data)

$19.04 €17.11

$18.58 Rp 337.7K

2.48%

Gym Membership (Monthly)

$29.86 €26.82

$49.48 Rp 899.4K

-39.65%

Tennis Court (1 Hour on Weekend)

$6.61 €5.94

$17.65 Rp 320.8K

-62.55%

Cinema Ticket

$9.89 €8.88

$4.27 Rp 77.7K

131.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$996 €894

$491 Rp 8.9M

102.95%

International Primary School, 1 Child (Yearly)

$15.8K €14.2K

$5,674 Rp 103.1M

178.48%

Jeans (Levis 501 Or Similar)

$72.1 €64.8

$44.64 Rp 811.4K

61.60%

Summer Dress (H&M, Zara, etc)

$30.47 €27.37

$34.95 Rp 635.3K

-12.82%

Sport Shoes (Adidas, Nike)

$103 €92.3

$79.9 Rp 1.5M

28.56%

Men's Leather Business Shoes

$151 €135

$79.4 Rp 1.4M

89.74%

1-bedroom Apartment, City Center (Monthly)

$515 €463

$1,125 Rp 20.4M

-54.18%

1-bedroom Apartment, Outside City Center (Monthly)

$370 €332

$671 Rp 12.2M

-44.90%

3-bedroom Apartment, City Center (Monthly)

$873 €785

$3,565 Rp 64.8M

-75.50%

3-bedroom Apartment, Outside City Center (Monthly)

$716 €643

$1,723 Rp 31.3M

-58.44%

Buy Apartment in City Center (m2)

$1,677 €1,506

$2,732 Rp 49.6M

-38.62%

Buy Apartment Outside City Center (m2)

$1,619 €1,454

$2,284 Rp 41.5M

-29.11%

Average Monthly Net Salary (After Tax)

$2,255 €2,026

$164 Rp 3.0M

1276.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

13.78

-73.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-Etienne: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint-Etienne

$370 25.8%

Ubud, Bali

$672 49.8% 81.5% $301

Groceries & Markets

Saint-Etienne

$339 23.6%

Ubud, Bali

$288 21.4% 14.9% $50

Eating Out

Saint-Etienne

$255 17.8%

Ubud, Bali

$108 8% 57.8% $148

Monthly Utilities & Internet

Saint-Etienne

$212 14.8%

Ubud, Bali

$104 7.7% 51% $108

Clothing & Footwear

Saint-Etienne

$160 11.2%

Ubud, Bali

$108 8% 32.9% $53

Getting Around

Saint-Etienne

$50 * 3.5%

Ubud, Bali

$11 0.9% 77.1% $39

Sport & Entertainment

Saint-Etienne

$50 3.5%

Ubud, Bali

$58 4.3% 16.9% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $515 in Saint-Etienne versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint-Etienne are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57 in Saint-Etienne versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $339 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇷 Saint-Etienne

🇮🇩 Ubud, Bali

🕒 Local time

14:05 2:05 PM

21:05 9:05 PM

7 h ahead of Saint-Etienne

🌤 Weather

👥 Population

172,718

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Saint-Etienne Ubud, Bali 12,300 km ≈ 16 h nonstop flight

From you

Saint-Etienne
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint-Etienne vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Saint-Etienne is pricier by about 6%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,154 per month in Saint-Etienne and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Etienne, especially for central apartments: a one-bedroom in the center costs $515 there versus $1,125 in Ubud, Bali.

Public transport costs about 80% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $996 per month in Saint-Etienne and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,436 in Saint-Etienne and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,436 in Saint-Etienne. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint-Etienne makes more sense. Both are solid long-term options with distinct trade-offs.