Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint-Etienne

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,436 in Saint-Etienne, rent and utilities included – about $1,000 less a year. The total is higher in Saint-Etienne despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
69

Cost of Living Index in Saint-Etienne
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Saint-Etienne Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Saint-Etienne

🇫🇷 France

$1,436

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint-Etienne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint-Etienne actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,436 in Saint-Etienne, rent included.

Ubud, Bali $1,349
Saint-Etienne $1,436

A couple spends around $2,305 per month in Ubud, Bali vs $2,264 in Saint-Etienne, rent included.

Ubud, Bali $2,305
Saint-Etienne $2,264

A family of three spends $3,261 per month in Ubud, Bali vs $3,092 in Saint-Etienne, rent included.

Ubud, Bali $3,261
Saint-Etienne $3,092

Ubud, Bali is about 6% cheaper than Saint-Etienne, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.56 €14.88

-79.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$56.7 €50.9

-37.09%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$13.54 €12.16

-59.16%

Cappuccino

$2.72 Rp 49.4K

$2.07 €1.86

31.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.42 €3.07

-50.29%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.70 €1.53

-55.29%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.07 €4.55

-47.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.75 €5.16

-23.83%

Milk (1 liter)

$1.49 Rp 27.1K

$1.29 €1.15

15.50%

White Bread (500g)

$2.28 Rp 41.4K

$1.10 €0.99

107.27%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.09 €1.88

-43.06%

Eggs

$2.04 Rp 37.0K

$3.05 €2.74

-33.11%

Local Cheese (1kg)

$17.70 Rp 321.7K

$17.01 €15.28

4.06%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$11.17 €10.03

-64.55%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$16.35 €14.68

-25.44%

Apples (1kg)

$3.66 Rp 66.4K

$3.27 €2.94

11.93%

Banana (1kg)

$1.52 Rp 27.6K

$2.54 €2.28

-40.16%

Oranges (1kg)

$2.23 Rp 40.5K

$2.45 €2.20

-8.98%

Tomato (1kg)

$1.97 Rp 35.9K

$2.71 €2.43

-27.31%

Potato (1kg)

$1.85 Rp 33.6K

$1.57 €1.41

17.83%

Onion (1kg)

$2.42 Rp 44.1K

$1.73 €1.55

39.88%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.10 €0.99

-10.00%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.30 €2.07

-77.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.15 €10.91

-81.73%

Wine (Bottle)

$22.24 Rp 404.2K

$10.14 €9.11

119.33%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.32 €2.99

-31.93%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.26 €2.93

-8.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.81 €1.62

-86.19%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$39.87 €35.82

-80.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.83 €2.54

-84.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.11 €1.89

-61.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$20.1K €18.0K

18.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$32.0K €28.7K

-0.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$164 €148

-51.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$29.01 €26.06

-77.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$19.04 €17.11

-2.42%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$29.86 €26.82

65.71%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$6.61 €5.94

167.02%

Cinema Ticket

$4.27 Rp 77.7K

$9.89 €8.88

-56.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$996 €894

-50.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$15.8K €14.2K

-64.09%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$72.1 €64.8

-38.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$30.47 €27.37

14.70%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$103 €92.3

-22.22%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$151 €135

-47.30%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$515 €463

118.26%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$370 €332

81.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$873 €785

308.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$716 €643

140.62%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,677 €1,506

62.92%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,619 €1,454

41.07%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,255 €2,026

-92.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Saint-Etienne: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Saint-Etienne

$370 25.8% 44.9% $301

Groceries & Markets

Ubud, Bali

$288 21.4%

Saint-Etienne

$339 23.6% 17.5% $50

Eating Out

Ubud, Bali

$108 8%

Saint-Etienne

$255 17.8% 137% $148

Clothing & Footwear

Ubud, Bali

$108 8%

Saint-Etienne

$160 11.2% 49% $53

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Saint-Etienne

$212 14.8% 104% $108

Sport & Entertainment

Ubud, Bali

$58 4.3%

Saint-Etienne

$50 3.5% 14.5% $8.4

Getting Around

Ubud, Bali

$11 0.9%

Saint-Etienne

$50 * 3.5% 337% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $515 in Saint-Etienne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint-Etienne are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $57 in Saint-Etienne. Monthly groceries follow the same trend: $288 vs $339 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇫🇷 Saint-Etienne

🕒 Local time

02:01 2:01 AM

19:01 7:01 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

172,718

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Saint-Etienne 12,300 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Saint-Etienne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint-Etienne: Cost of Living - Frequently Asked Questions

Yes – Saint-Etienne is pricier by about 6%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,154 in Saint-Etienne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Etienne, especially for central apartments: a one-bedroom in the center costs $515 there versus $1,125 in Ubud, Bali.

Public transport costs about 80% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $996 in Saint-Etienne. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,436 in Saint-Etienne. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,436 in Saint-Etienne. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint-Etienne makes more sense. Both are solid long-term options with distinct trade-offs.