Cost of Living Comparison Between Saint Cloud, MN and Phuket Cost of Living Comparison Between Saint Cloud, MN and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $2,431 in Saint Cloud, MN versus $1,250 in Phuket.

Estimated couple costs with rent: $3,593 in Saint Cloud, MN versus $2,284 in Phuket.

Monthly costs for a family of three with rent: $4,755 in Saint Cloud, MN versus $3,317 in Phuket.

Living in Saint Cloud, MN is roughly 94% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Saint Cloud, MN is 82% above, Phuket is 6% below.

Meal at Budget Restaurant

$18.05 $18.05

$4.55 ฿153

296.70%

Three-Course Dinner for Two, Mid-Range

$65.2 $65.2

$46.18 ฿1,553

41.25%

Fast Food Meal (McDonalds, etc)

$8.32 $8.32

$8.84 ฿297

-5.88%

Cappuccino

$4.76 $4.76

$3.06 ฿103

55.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$0.73 ฿24.40

279.45%

Water (0.33 liter bottle)

$2.19 $2.19

$0.40 ฿13.39

447.50%

Local Beer (0.5 liter draught)

$5.60 $5.60

$2.43 ฿81.8

130.45%

Imported Beer (0.33 liter bottle)

$5.03 $5.03

$3.78 ฿127

33.07%

Milk (1 liter)

$0.89 $0.89

$2.26 ฿76.0

-60.62%

White Bread (500g)

$2.38 $2.38

$1.81 ฿60.9

31.49%

Rice (white) (1kg)

$3.70 $3.70

$2.25 ฿75.8

64.44%

Eggs

$3.17 $3.17

$2.25 ฿75.5

40.89%

Local Cheese (1kg)

$9.10 $9.10

$19.51 ฿656

-53.36%

Chicken Fillets (1kg)

$7.82 $7.82

$3.65 ฿123

114.25%

Beef Round Steak (1kg)

$14.15 $14.15

$13.05 ฿439

8.43%

Apples (1kg)

$3.39 $3.39

$3.23 ฿109

4.95%

Banana (1kg)

$1.20 $1.20

$1.62 ฿54.4

-25.93%

Oranges (1kg)

$4.22 $4.22

$2.38 ฿80.1

77.31%

Tomato (1kg)

$5.14 $5.14

$2.03 ฿68.1

153.20%

Potato (1kg)

$2.62 $2.62

$1.53 ฿51.6

71.24%

Onion (1kg)

$3.19 $3.19

$1.50 ฿50.5

112.67%

Lettuce (1 head)

$2.02 $2.02

$0.98 ฿32.91

106.12%

Water (1.5 liter bottle)

$1.91 $1.91

$0.52 ฿17.39

267.31%

Cigarettes 20 Pack (Marlboro, Camel)

$10.64 $10.64

$4.44 ฿149

139.64%

Wine (Bottle)

$15.03 $15.03

$18.32 ฿616

-17.96%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.86 ฿62.7

-5.91%

Imported Beer (0.33 liter bottle)

$3.59 $3.59

$2.68 ฿90.1

33.96%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.41 ฿47.46

38.30%

Public Transport Monthly Pass (Regular Price)

$60.6 $60.6

$11.70 ฿393

417.95%

Taxi Start (Normal Tariff)

$5.10 $5.10

$3.11 ฿105

63.99%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.04 ฿35.06

36.54%

Taxi 1hour Waiting (Normal Tariff)

$29.44 $29.44

$14.11 ฿474

108.65%

Gasoline (1 liter)

$0.80 $0.80

$1.31 ฿44.10

-38.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$27.8K ฿935.4K

28.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$33.2K ฿1.1M

-22.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 $105

$122 ฿4,118

-14.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.13 $49.13

$13.59 ฿457

261.52%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$18.70 ฿629

245.94%

Gym Membership (Monthly)

$42.69 $42.69

$60.5 ฿2,034

-29.43%

Tennis Court (1 Hour on Weekend)

$16.98 ฿571

Cinema Ticket

$11.79 $11.79

$9.07 ฿305

29.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,474 $1,474

$706 ฿23.8K

108.62%

International Primary School, 1 Child (Yearly)

$29.4K $29.4K

$15.8K ฿531.5K

86.22%

Jeans (Levis 501 Or Similar)

$39.51 $39.51

$58.6 ฿1,969

-32.52%

Summer Dress (H&M, Zara, etc)

$41.29 $41.29

$35.36 ฿1,189

16.77%

Sport Shoes (Adidas, Nike)

$73.7 $73.7

$115 ฿3,883

-36.21%

Men's Leather Business Shoes

$80.3 $80.3

$83.7 ฿2,816

-4.16%

1-bedroom Apartment, City Center (Monthly)

$1,631 $1,631

$626 ฿21.0K

160.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,339 $1,339

$445 ฿15.0K

200.92%

3-bedroom Apartment, City Center (Monthly)

$2,655 $2,655

$2,040 ฿68.6K

30.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,204 $2,204

$1,492 ฿50.2K

47.73%

Buy Apartment in City Center (m2)

$1,995 $1,995

$3,483 ฿117.1K

-42.72%

Buy Apartment Outside City Center (m2)

$1,785 $1,785

$2,577 ฿86.7K

-30.71%

Average Monthly Net Salary (After Tax)

$4,066 $4,066

$500 ฿16.8K

713.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.3

5.33

18.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: July 13, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Saint Cloud, MN and $626 in Phuket. Housing cost is often the main lever when comparing two cities.

Saint Cloud, MN pays 713% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Saint Cloud, MN vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $327 vs $289 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 94% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 713% higher in Saint Cloud, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Saint Cloud, MN versus $626 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,474 in Saint Cloud, MN versus $706 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 13% higher in Saint Cloud, MN. For households that cook at home regularly, that difference adds up over a month.

At $1,250 in Phuket versus $2,431 in Saint Cloud, MN, a $1,500 budget is realistic in Phuket but tight or insufficient in Saint Cloud, MN. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Saint Cloud, MN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Cloud, MN and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 94% less than in Saint Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.