Cost of Living Comparison Between Saint Cloud, MN and Phuket Cost of Living Comparison Between Saint Cloud, MN and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,895 in Saint Cloud, MN versus $1,253 in Phuket.

Estimated couple costs with rent: $2,734 in Saint Cloud, MN versus $2,043 in Phuket.

Monthly costs for a family of three with rent: $3,572 in Saint Cloud, MN versus $2,833 in Phuket.

Living in Saint Cloud, MN is roughly 51% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Saint Cloud, MN is 38% above, Phuket is 9% below.

Meal at Budget Restaurant

$14.85 $14.85

$4.56 ฿150

225.66%

Three-Course Dinner for Two, Mid-Range

$39.32 $39.32

$32.62 ฿1,072

20.54%

Fast Food Meal (McDonalds, etc)

$8.41 $8.41

$8.90 ฿293

-5.51%

Cappuccino

$4.60 $4.60

$2.80 ฿92.2

64.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$0.88 ฿28.93

215.91%

Water (0.33 liter bottle)

$2.25 $2.25

$0.49 ฿16.08

359.18%

Local Beer (0.5 liter draught)

$6.05 $6.05

$2.39 ฿78.5

153.14%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$3.71 ฿122

37.47%

Milk (1 liter)

$0.86 $0.86

$1.79 ฿58.7

-51.96%

White Bread (500g)

$1.50 $1.50

$1.44 ฿47.38

4.17%

Rice (white) (1kg)

$1.98 $1.98

$1.58 ฿52.1

25.32%

Eggs

$3.72 $3.72

$2.13 ฿69.9

74.65%

Local Cheese (1kg)

$9.84 $9.84

$19.92 ฿655

-50.60%

Chicken Fillets (1kg)

$6.70 $6.70

$3.43 ฿113

95.34%

Beef Round Steak (1kg)

$18.90 $18.90

$11.33 ฿372

66.81%

Apples (1kg)

$3.79 $3.79

$2.95 ฿96.9

28.47%

Banana (1kg)

$1.05 $1.05

$1.72 ฿56.6

-38.95%

Oranges (1kg)

$2.83 $2.83

$2.32 ฿76.4

21.98%

Tomato (1kg)

$3.46 $3.46

$2.08 ฿68.4

66.35%

Potato (1kg)

$2.07 $2.07

$1.47 ฿48.33

40.82%

Onion (1kg)

$2.87 $2.87

$1.36 ฿44.64

111.03%

Lettuce (1 head)

$1.99 $1.99

$1.10 ฿36.12

80.91%

Water (1.5 liter bottle)

$3.08 $3.08

$0.57 ฿18.89

440.35%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 $10.91

$4.27 ฿140

155.50%

Wine (Bottle)

$14.94 $14.94

$18.42 ฿605

-18.89%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.87 ฿61.5

-5.35%

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$2.92 ฿96.0

3.77%

One-way Ticket (Public Transport)

$1.79 $1.79

$2.22 ฿72.9

-19.37%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

$22.90 ฿753

161.31%

Taxi Start (Normal Tariff)

$3.53 $3.53

$3.03 ฿99.6

16.50%

Taxi (Normal Tariff) (1km)

$0.84 $0.84

$1.07 ฿35.31

-21.50%

Taxi 1hour Waiting (Normal Tariff)

$12.22 $12.22

$3.93 ฿129

210.94%

Gasoline (1 liter)

$0.82 $0.82

$1.49 ฿49.04

-44.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$27.1K ฿891.7K

10.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K $23.9K

$27.5K ฿902.3K

-13.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 $119

$103 ฿3,379

16.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.92 $46.92

$10.99 ฿361

326.93%

Internet (50+ Mbps, Unlimited Data)

$43.22 $43.22

$17.51 ฿576

146.83%

Gym Membership (Monthly)

$25.22 $25.22

$53.5 ฿1,760

-52.89%

Tennis Court (1 Hour on Weekend)

$28.56 $28.56

$11.20 ฿368

155.00%

Cinema Ticket

$12.12 $12.12

$7.48 ฿246

62.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,728 $1,728

$557 ฿18.3K

210.17%

International Primary School, 1 Child (Yearly)

$5,836 $5,836

$11.9K ฿389.6K

-50.76%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$64.1 ฿2,106

-10.39%

Summer Dress (H&M, Zara, etc)

$50.2 $50.2

$29.07 ฿956

72.79%

Sport Shoes (Adidas, Nike)

$72.6 $72.6

$96.0 ฿3,154

-24.40%

Men's Leather Business Shoes

$80.7 $80.7

$90.3 ฿2,970

-10.68%

1-bedroom Apartment, City Center (Monthly)

$946 $946

$730 ฿24.0K

29.59%

1-bedroom Apartment, Outside City Center (Monthly)

$854 $854

$500 ฿16.4K

70.90%

3-bedroom Apartment, City Center (Monthly)

$1,406 $1,406

$2,090 ฿68.7K

-32.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,250 $1,250

$1,209 ฿39.7K

3.37%

Buy Apartment in City Center (m2)

$2,004 $2,004

$3,596 ฿118.2K

-44.28%

Buy Apartment Outside City Center (m2)

$1,766 $1,766

$2,512 ฿82.6K

-29.73%

Average Monthly Net Salary (After Tax)

$3,990 $3,990

$503 ฿16.5K

692.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

5.57

9.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: August 30, 2026

Last update for Phuket: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $946 in Saint Cloud, MN and $730 in Phuket. Housing cost is often the main lever when comparing two cities.

Saint Cloud, MN pays 693% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Saint Cloud, MN vs $33.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $322 vs $273 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 51% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 693% higher in Saint Cloud, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $946 in Saint Cloud, MN versus $730 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,728 in Saint Cloud, MN versus $557 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Saint Cloud, MN. For households that cook at home regularly, that difference adds up over a month.

At $1,253 in Phuket versus $1,895 in Saint Cloud, MN, a $1,500 budget is realistic in Phuket but tight or insufficient in Saint Cloud, MN. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Saint Cloud, MN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Cloud, MN and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 51% less than in Saint Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.