Cost of Living Comparison Between Phuket and Saint Cloud, MN Cost of Living Comparison Between Phuket and Saint Cloud, MN

Monthly Cost of Living

Monthly costs for one person with rent: $1,247 in Phuket versus $2,475 in Saint Cloud, MN.

Estimated couple costs with rent: $2,276 in Phuket versus $3,534 in Saint Cloud, MN.

Monthly costs for a family of three with rent: $3,306 in Phuket versus $4,592 in Saint Cloud, MN.

Living in Phuket costs roughly 50% less than in Saint Cloud, MN, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 7% below, Saint Cloud, MN is 84% above.

Meal at Budget Restaurant

$4.59 ฿147

$18.32 $18.32

-74.95%

Three-Course Dinner for Two, Mid-Range

$46.83 ฿1,501

$66.2 $66.2

-29.23%

Fast Food Meal (McDonalds, etc)

$8.70 ฿279

$8.74 $8.74

-0.46%

Cappuccino

$2.92 ฿93.7

$4.70 $4.70

-37.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿21.92

$2.70 $2.70

-74.81%

Water (0.33 liter bottle)

$0.40 ฿12.70

$2.27 $2.27

-82.38%

Local Beer (0.5 liter draught)

$2.51 ฿80.4

$5.40 $5.40

-53.52%

Imported Beer (0.33 liter bottle)

$3.80 ฿122

$4.93 $4.93

-22.92%

Milk (1 liter)

$2.16 ฿69.3

$0.94 $0.94

129.79%

White Bread (500g)

$1.88 ฿60.3

$2.49 $2.49

-24.50%

Rice (white) (1kg)

$2.16 ฿69.2

$3.62 $3.62

-40.33%

Eggs

$2.22 ฿71.2

$3.21 $3.21

-30.84%

Local Cheese (1kg)

$19.57 ฿627

$9.40 $9.40

108.19%

Chicken Fillets (1kg)

$3.80 ฿122

$7.65 $7.65

-50.33%

Beef Round Steak (1kg)

$13.41 ฿430

$14.35 $14.35

-6.55%

Apples (1kg)

$3.26 ฿104

$3.35 $3.35

-2.69%

Banana (1kg)

$1.61 ฿51.7

$1.19 $1.19

35.29%

Oranges (1kg)

$2.31 ฿74.0

$4.23 $4.23

-45.39%

Tomato (1kg)

$2.06 ฿66.0

$5.30 $5.30

-61.13%

Potato (1kg)

$1.61 ฿51.5

$2.76 $2.76

-41.67%

Onion (1kg)

$1.44 ฿46.26

$3.13 $3.13

-53.99%

Lettuce (1 head)

$1.03 ฿33.01

$1.98 $1.98

-47.98%

Water (1.5 liter bottle)

$0.48 ฿15.39

$1.92 $1.92

-75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.50 ฿144

$10.30 $10.30

-56.31%

Wine (Bottle)

$19.18 ฿615

$11.60 $11.60

65.34%

Local Beer (0.5 liter bottle)

$1.82 ฿58.4

$1.77 $1.77

2.82%

Imported Beer (0.33 liter bottle)

$2.69 ฿86.2

$3.40 $3.40

-20.88%

One-way Ticket (Public Transport)

$1.38 ฿44.16

$2.05 $2.05

-32.68%

Public Transport Monthly Pass (Regular Price)

$11.76 ฿377

$58.9 $58.9

-80.04%

Taxi Start (Normal Tariff)

$3.11 ฿99.6

$5.06 $5.06

-38.54%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.18

$1.37 $1.37

-27.01%

Taxi 1hour Waiting (Normal Tariff)

$13.74 ฿441

$29.05 $29.05

-52.70%

Gasoline (1 liter)

$1.30 ฿41.61

$0.85 $0.85

52.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K ฿877.0K

$35.8K $35.8K

-23.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K ฿1.1M

$25.2K $25.2K

31.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,004

$105 $105

18.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.74 ฿440

$48.52 $48.52

-71.68%

Internet (50+ Mbps, Unlimited Data)

$18.61 ฿597

$64.7 $64.7

-71.21%

Gym Membership (Monthly)

$60.6 ฿1,941

$42.49 $42.49

42.50%

Tennis Court (1 Hour on Weekend)

$17.15 ฿550

Cinema Ticket

$9.01 ฿289

$11.80 $11.80

-23.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.4K

$1,443 $1,443

-51.65%

International Primary School, 1 Child (Yearly)

$16.1K ฿516.5K

$29.9K $29.9K

-46.11%

Jeans (Levis 501 Or Similar)

$59.2 ฿1,898

$39.39 $39.39

50.32%

Summer Dress (H&M, Zara, etc)

$34.86 ฿1,118

$41.89 $41.89

-16.78%

Sport Shoes (Adidas, Nike)

$114 ฿3,662

$75.3 $75.3

51.77%

Men's Leather Business Shoes

$85.8 ฿2,751

$79.8 $79.8

7.48%

1-bedroom Apartment, City Center (Monthly)

$619 ฿19.8K

$1,609 $1,609

-61.56%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.0K

$1,340 $1,340

-67.41%

3-bedroom Apartment, City Center (Monthly)

$2,075 ฿66.5K

$2,625 $2,625

-20.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿48.4K

$2,205 $2,205

-31.56%

Buy Apartment in City Center (m2)

$3,764 ฿120.7K

$2,040 $2,040

84.51%

Buy Apartment Outside City Center (m2)

$2,694 ฿86.4K

$1,758 $1,758

53.26%

Average Monthly Net Salary (After Tax)

$528 ฿16.9K

$3,961 $3,961

-86.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.3

-15.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 13, 2026

Last update for Saint Cloud, MN: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $619 in Phuket and $1,609 in Saint Cloud, MN. Housing cost is often the main lever when comparing two cities.

Saint Cloud, MN pays 650% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47 in Phuket vs $66 in Saint Cloud, MN for a mid-range dinner for two. Groceries echo the gap at $292 vs $323 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Saint Cloud, MN: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 99% gap adds up to real monthly savings that compound significantly over time.

On paper, Saint Cloud, MN earns 650% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $619 in Phuket versus $1,609 in Saint Cloud, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $698 in Phuket versus $1,443 in Saint Cloud, MN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Saint Cloud, MN. For households that cook at home regularly, that difference adds up over a month.

At $1,247 in Phuket versus $2,475 in Saint Cloud, MN, a $1,500 budget is realistic in Phuket but tight or insufficient in Saint Cloud, MN. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Saint Cloud, MN, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Saint Cloud, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 99% less than in Saint Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.