Last update: Oct 2026

Cost of Living Comparison Between Saint Cloud, MN and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $1,891 in Saint Cloud, MN, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Saint Cloud, MN outweigh lower spending on other living expenses.

91

Cost of Living Index in Saint Cloud, MN
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Saint Cloud, MN Living Index
86

Cost of Living Index in Montevideo
Learn more

Montevideo Living Index

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Saint Cloud, MN

🇺🇸 United States

$1,891

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Cloud, MN and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Cloud, MN and in Montevideo actually costs, broken down by who's living it.

A single person spends $1,891 per month in Saint Cloud, MN vs $1,771 in Montevideo, rent included.

Saint Cloud, MN $1,891
Montevideo $1,771

A couple spends around $2,697 per month in Saint Cloud, MN vs $2,740 in Montevideo, rent included.

Saint Cloud, MN $2,697
Montevideo $2,740

A family of three spends $3,502 per month in Saint Cloud, MN vs $3,708 in Montevideo, rent included.

Saint Cloud, MN $3,502
Montevideo $3,708

Saint Cloud, MN costs about 7% more than Montevideo, and outside of rent the biggest gap is in clothing.

Both Saint Cloud, MN and Montevideo sit above the global median – Saint Cloud, MN by 40%, Montevideo by 31%.

Meal at Budget Restaurant

$14.94 $14.94

$15.16 UYU 609

-1.45%

Three-Course Dinner for Two, Mid-Range

$40.42 $40.42

$69.2 UYU 2,776

-41.55%

Fast Food Meal (McDonalds, etc)

$8.45 $8.45

$14.65 UYU 588

-42.32%

Cappuccino

$4.61 $4.61

$4.46 UYU 179

3.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$2.67 UYU 107

7.87%

Water (0.33 liter bottle)

$2.17 $2.17

$2.00 UYU 80.4

8.50%

Local Beer (0.5 liter draught)

$5.98 $5.98

$4.83 UYU 194

23.81%

Imported Beer (0.33 liter bottle)

$5.09 $5.09

$3.80 UYU 152

33.95%

Milk (1 liter)

$0.90 $0.90

$1.36 UYU 54.8

-33.82%

White Bread (500g)

$1.48 $1.48

$2.87 UYU 115

-48.43%

Rice (white) (1kg)

$1.90 $1.90

$1.75 UYU 70.2

8.57%

Eggs

$3.79 $3.79

$4.68 UYU 188

-19.02%

Local Cheese (1kg)

$9.60 $9.60

$13.88 UYU 557

-30.84%

Chicken Fillets (1kg)

$6.66 $6.66

$11.98 UYU 481

-44.41%

Beef Round Steak (1kg)

$18.94 $18.94

$11.97 UYU 480

58.23%

Apples (1kg)

$3.71 $3.71

$2.78 UYU 111

33.45%

Banana (1kg)

$1.09 $1.09

$2.74 UYU 110

-60.22%

Oranges (1kg)

$2.78 $2.78

$1.77 UYU 71.2

57.06%

Tomato (1kg)

$3.49 $3.49

$3.24 UYU 130

7.72%

Potato (1kg)

$2.05 $2.05

$1.97 UYU 79.2

4.06%

Onion (1kg)

$2.94 $2.94

$2.07 UYU 83.1

42.03%

Lettuce (1 head)

$1.94 $1.94

$1.37 UYU 55.1

41.61%

Water (1.5 liter bottle)

$2.96 $2.96

$1.88 UYU 75.3

57.45%

Cigarettes 20 Pack (Marlboro, Camel)

$11.21 $11.21

$5.59 UYU 224

100.54%

Wine (Bottle)

$14.71 $14.71

$8.78 UYU 352

67.54%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.26 UYU 90.9

-24.78%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$2.75 UYU 110

10.55%

One-way Ticket (Public Transport)

$1.70 $1.70

$1.53 UYU 61.5

11.11%

Public Transport Monthly Pass (Regular Price)

$61.2 $61.2

$74.3 UYU 2,980

-17.64%

Taxi Start (Normal Tariff)

$3.44 $3.44

$1.91 UYU 76.7

80.10%

Taxi (Normal Tariff) (1km)

$0.79 $0.79

$0.40 UYU 16.18

97.50%

Taxi 1hour Waiting (Normal Tariff)

$11.76 $11.76

$10.33 UYU 415

13.84%

Gasoline (1 liter)

$0.89 $0.89

$2.13 UYU 85.6

-58.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$27.1K UYU 1.1M

10.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$36.3K UYU 1.5M

-34.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 $122

$188 UYU 7,557

-35.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.73 $45.73

$20.54 UYU 824

122.64%

Internet (50+ Mbps, Unlimited Data)

$44.69 $44.69

$44.81 UYU 1,798

-0.27%

Gym Membership (Monthly)

$24.96 $24.96

$54.0 UYU 2,166

-53.74%

Tennis Court (1 Hour on Weekend)

$27.73 $27.73

$19.75 UYU 793

40.41%

Cinema Ticket

$11.80 $11.80

$11.95 UYU 480

-1.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,721 $1,721

$634 UYU 25.5K

171.35%

International Primary School, 1 Child (Yearly)

$5,918 $5,918

$11.1K UYU 443.6K

-46.46%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$102 UYU 4,099

-44.65%

Summer Dress (H&M, Zara, etc)

$50.3 $50.3

$57.5 UYU 2,309

-12.65%

Sport Shoes (Adidas, Nike)

$72.6 $72.6

$127 UYU 5,079

-42.65%

Men's Leather Business Shoes

$80.3 $80.3

$128 UYU 5,131

-37.23%

1-bedroom Apartment, City Center (Monthly)

$913 $913

$719 UYU 28.8K

26.99%

1-bedroom Apartment, Outside City Center (Monthly)

$859 $859

$568 UYU 22.8K

51.25%

3-bedroom Apartment, City Center (Monthly)

$1,409 $1,409

$1,145 UYU 46.0K

23.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,255 $1,255

$1,023 UYU 41.1K

22.69%

Buy Apartment in City Center (m2)

$2,038 $2,038

$3,392 UYU 136.1K

-39.93%

Buy Apartment Outside City Center (m2)

$1,772 $1,772

$1,949 UYU 78.2K

-9.12%

Average Monthly Net Salary (After Tax)

$3,949 $3,949

$1,245 UYU 50.0K

217.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

5.74

15.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Cloud, MN

$859 45.4%

Montevideo

$568 32.1% 33.9% $291

Groceries & Markets

Saint Cloud, MN

$318 16.8%

Montevideo

$332 18.7% 4.2% $13

Eating Out

Saint Cloud, MN

$261 13.8%

Montevideo

$269 15.2% 3.3% $8.6

Monthly Utilities & Internet

Saint Cloud, MN

$212 11.2%

Montevideo

$254 14.3% 19.5% $41

Clothing & Footwear

Saint Cloud, MN

$117 6.2%

Montevideo

$186 10.5% 59.5% $70

Getting Around

Saint Cloud, MN

$75 4%

Montevideo

$84 4.8% 11.8% $8.9

Sport & Entertainment

Saint Cloud, MN

$49 2.6%

Montevideo

$78 4.4% 60.4% $29

Cost Breakdown

A central one-bedroom costs $913 in Saint Cloud, MN versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 217% higher in Saint Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Saint Cloud, MN versus $69.0 in Montevideo. Monthly groceries follow the same trend: $318 vs $332 – making Saint Cloud, MN the more affordable choice for daily food spending.

Good to know

🇺🇸 Saint Cloud, MN

🇺🇾 Montevideo

🕒 Local time

12:04 12:04 PM

14:04 2:04 PM

2 h ahead of Saint Cloud, MN

🌤 Weather

👥 Population

67,109

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 19, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

Lowest

Highest

Between locations

Saint Cloud, MN Montevideo 9,730 km ≈ 13 h nonstop flight

From you

Saint Cloud, MN
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Saint Cloud, MN is pricier by about 7%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,836 per month in Saint Cloud, MN and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,721 per month in Saint Cloud, MN and $634 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Saint Cloud, MN – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Saint Cloud, MN at $1,891. In Montevideo it covers expenses comfortably, while in Saint Cloud, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.