Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Saint Cloud, MN

For one person, living is cheaper in Montevideo: $1,771 a month against $1,891 in Saint Cloud, MN, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Saint Cloud, MN outweigh lower spending on other living expenses.

Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Saint Cloud, MN
🇺🇸 United States
$1,891
/mo nomad
Monthly Cost of Living

How much you'll spend in Montevideo and in Saint Cloud, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Saint Cloud, MN actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $1,891 in Saint Cloud, MN, rent included.

  • Montevideo $1,771
  • Saint Cloud, MN $1,891

A couple spends around $2,740 per month in Montevideo vs $2,697 in Saint Cloud, MN, rent included.

  • Montevideo $2,740
  • Saint Cloud, MN $2,697

A family of three spends $3,708 per month in Montevideo vs $3,502 in Saint Cloud, MN, rent included.

  • Montevideo $3,708
  • Saint Cloud, MN $3,502

Montevideo is about 6% cheaper than Saint Cloud, MN, and outside of rent the biggest gap is in clothing.

Both Montevideo and Saint Cloud, MN sit above the global median – Montevideo by 31%, Saint Cloud, MN by 40%.

Currency
🍽 Eating Out
Montevideo
Saint Cloud, MN
Difference
Meal at Budget Restaurant
$15.16 UYU 609
$14.94 $14.94
1.47%
Three-Course Dinner for Two, Mid-Range
$69.2 UYU 2,776
$40.42 $40.42
71.08%
Fast Food Meal (McDonalds, etc)
$14.65 UYU 588
$8.45 $8.45
73.37%
Cappuccino
$4.46 UYU 179
$4.61 $4.61
-3.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.67 UYU 107
$2.88 $2.88
-7.29%
Water (0.33 liter bottle)
$2.00 UYU 80.4
$2.17 $2.17
-7.83%
Local Beer (0.5 liter draught)
$4.83 UYU 194
$5.98 $5.98
-19.23%
Imported Beer (0.33 liter bottle)
$3.80 UYU 152
$5.09 $5.09
-25.34%
🛒 Groceries & Markets
Montevideo
Saint Cloud, MN
Difference
Milk (1 liter)
$1.36 UYU 54.8
$0.90 $0.90
51.11%
White Bread (500g)
$2.87 UYU 115
$1.48 $1.48
93.92%
Rice (white) (1kg)
$1.75 UYU 70.2
$1.90 $1.90
-7.89%
Eggs
$4.68 UYU 188
$3.79 $3.79
23.48%
Local Cheese (1kg)
$13.88 UYU 557
$9.60 $9.60
44.58%
Chicken Fillets (1kg)
$11.98 UYU 481
$6.66 $6.66
79.88%
Beef Round Steak (1kg)
$11.97 UYU 480
$18.94 $18.94
-36.80%
Apples (1kg)
$2.78 UYU 111
$3.71 $3.71
-25.07%
Banana (1kg)
$2.74 UYU 110
$1.09 $1.09
151.38%
Oranges (1kg)
$1.77 UYU 71.2
$2.78 $2.78
-36.33%
Tomato (1kg)
$3.24 UYU 130
$3.49 $3.49
-7.16%
Potato (1kg)
$1.97 UYU 79.2
$2.05 $2.05
-3.90%
Onion (1kg)
$2.07 UYU 83.1
$2.94 $2.94
-29.59%
Lettuce (1 head)
$1.37 UYU 55.1
$1.94 $1.94
-29.38%
Water (1.5 liter bottle)
$1.88 UYU 75.3
$2.96 $2.96
-36.49%
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 UYU 224
$11.21 $11.21
-50.13%
Wine (Bottle)
$8.78 UYU 352
$14.71 $14.71
-40.31%
Local Beer (0.5 liter bottle)
$2.26 UYU 90.9
$1.70 $1.70
32.94%
Imported Beer (0.33 liter bottle)
$2.75 UYU 110
$3.04 $3.04
-9.54%
🚌 Getting Around
Montevideo
Saint Cloud, MN
Difference
One-way Ticket (Public Transport)
$1.53 UYU 61.5
$1.70 $1.70
-10.00%
Public Transport Monthly Pass (Regular Price)
$74.3 UYU 2,980
$61.2 $61.2
21.42%
Taxi Start (Normal Tariff)
$1.91 UYU 76.7
$3.44 $3.44
-44.48%
Taxi (Normal Tariff) (1km)
$0.40 UYU 16.18
$0.79 $0.79
-49.37%
Taxi 1hour Waiting (Normal Tariff)
$10.33 UYU 415
$11.76 $11.76
-12.16%
Gasoline (1 liter)
$2.13 UYU 85.6
$0.89 $0.89
139.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K UYU 1.1M
$30.0K $30.0K
-9.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.3K UYU 1.5M
$23.7K $23.7K
53.07%
🧾 Monthly Utilities & Internet
Montevideo
Saint Cloud, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 UYU 7,557
$122 $122
54.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.54 UYU 824
$45.73 $45.73
-55.08%
Internet (50+ Mbps, Unlimited Data)
$44.81 UYU 1,798
$44.69 $44.69
0.27%
🎉 Sport & Entertainment
Montevideo
Saint Cloud, MN
Difference
Gym Membership (Monthly)
$54.0 UYU 2,166
$24.96 $24.96
116.19%
Tennis Court (1 Hour on Weekend)
$19.75 UYU 793
$27.73 $27.73
-28.78%
Cinema Ticket
$11.95 UYU 480
$11.80 $11.80
1.27%
🧸 Childcare & Education
Montevideo
Saint Cloud, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$634 UYU 25.5K
$1,721 $1,721
-63.15%
International Primary School, 1 Child (Yearly)
$11.1K UYU 443.6K
$5,918 $5,918
86.76%
👕👟 Clothing & Footwear
Montevideo
Saint Cloud, MN
Difference
Jeans (Levis 501 Or Similar)
$102 UYU 4,099
$56.5 $56.5
80.67%
Summer Dress (H&M, Zara, etc)
$57.5 UYU 2,309
$50.3 $50.3
14.49%
Sport Shoes (Adidas, Nike)
$127 UYU 5,079
$72.6 $72.6
74.37%
Men's Leather Business Shoes
$128 UYU 5,131
$80.3 $80.3
59.30%
🏠 Accommodation & Living
Montevideo
Saint Cloud, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$719 UYU 28.8K
$913 $913
-21.25%
1-bedroom Apartment, Outside City Center (Monthly)
$568 UYU 22.8K
$859 $859
-33.88%
3-bedroom Apartment, City Center (Monthly)
$1,145 UYU 46.0K
$1,409 $1,409
-18.75%
3-bedroom Apartment, Outside City Center (Monthly)
$1,023 UYU 41.1K
$1,255 $1,255
-18.49%
Buy Apartment in City Center (m2)
$3,392 UYU 136.1K
$2,038 $2,038
66.47%
Buy Apartment Outside City Center (m2)
$1,949 UYU 78.2K
$1,772 $1,772
10.03%
💵 Salaries & Financials
Montevideo
Saint Cloud, MN
Difference
Average Monthly Net Salary (After Tax)
$1,245 UYU 50.0K
$3,949 $3,949
-68.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.74
6.61
-13.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for Saint Cloud, MN: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montevideo
$568
Saint Cloud, MN
$859 51.2% $291
Groceries & Markets
Montevideo
$332
Saint Cloud, MN
$318 4% $13
Eating Out
Montevideo
$269
Saint Cloud, MN
$261 3.2% $8.6
Monthly Utilities & Internet
Montevideo
$254
Saint Cloud, MN
$212 16.3% $41
Clothing & Footwear
Montevideo
$186
Saint Cloud, MN
$117 37.3% $70
Getting Around
Montevideo
$84
Saint Cloud, MN
$75 10.6% $8.9
Sport & Entertainment
Montevideo
$78
Saint Cloud, MN
$49 37.7% $29

Cost Breakdown

A central one-bedroom costs $719 in Montevideo versus $913 in Saint Cloud, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 217% higher in Saint Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Montevideo versus $40.00 in Saint Cloud, MN. Monthly groceries follow the same trend: $332 vs $318 – making Saint Cloud, MN the more affordable choice for daily food spending.

Good to know
🇺🇾 Montevideo
🇺🇸 Saint Cloud, MN
🕒 Local time
14:58 2:58 PM
12:58 12:58 PM
2 h behind Montevideo
🌤 Weather
👥 Population
1,319,108 Capital
67,109
💱 Currency
Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

Uruguayan Peso exchange rates as of October 19, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Montevideo Saint Cloud, MN 9,730 km ≈ 13 h nonstop flight
From you
  • Montevideo
  • Saint Cloud, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Saint Cloud, MN: Cost of Living - Frequently Asked Questions
Is Saint Cloud, MN cheaper than Montevideo?
Yes – Saint Cloud, MN is pricier by about 7%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $2,656 per month in Montevideo and $2,836 in Saint Cloud, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $634 per month in Montevideo and $1,721 in Saint Cloud, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Montevideo and in Saint Cloud, MN?
Interestingly, groceries are about 4% cheaper in Saint Cloud, MN – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $2,500 a realistic budget for living in Montevideo or in Saint Cloud, MN?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Saint Cloud, MN at $1,891. In Montevideo it covers expenses comfortably, while in Saint Cloud, MN it requires careful planning or may not stretch far enough.
Is Montevideo or Saint Cloud, MN more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Montevideo or Saint Cloud, MN?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.

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