Last update: Oct 2026

Cost of Living Comparison Between Sagamu and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Sagamu: $480 a month against $936 in Chiang Mai, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Sagamu
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Sagamu Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Sagamu

🇳🇬 Nigeria

$480

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Sagamu and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sagamu and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $480 per month in Sagamu vs $936 in Chiang Mai, rent included.

Sagamu $480
Chiang Mai $936

A couple spends around $810 per month in Sagamu vs $1,457 in Chiang Mai, rent included.

Sagamu $810
Chiang Mai $1,457

A family of three spends $1,141 per month in Sagamu vs $1,979 in Chiang Mai, rent included.

Sagamu $1,141
Chiang Mai $1,979

Sagamu is about 49% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Sagamu and Chiang Mai are more affordable than the global median – Sagamu 65% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$3.77 ₦5,041

$2.24 ฿75.5

68.30%

Three-Course Dinner for Two, Mid-Range

$50.7 ₦67.8K

$19.00 ฿640

166.89%

Fast Food Meal (McDonalds, etc)

$7.31 ₦9,777

$5.55 ฿187

31.71%

Cappuccino

$2.73 ₦3,653

$1.67 ฿56.4

63.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₦542

$0.64 ฿21.51

-35.94%

Water (0.33 liter bottle)

$0.24 ₦321

$0.31 ฿10.29

-22.58%

Local Beer (0.5 liter draught)

$0.98 ₦1,316

$2.36 ฿79.5

-58.47%

Imported Beer (0.33 liter bottle)

$2.04 ₦2,727

$3.66 ฿123

-44.26%

Milk (1 liter)

$3.12 ₦4,166

$1.95 ฿65.7

60.00%

White Bread (500g)

$1.49 ₦1,993

$1.44 ฿48.41

3.47%

Rice (white) (1kg)

$1.21 ₦1,623

$1.33 ฿44.97

-9.02%

Eggs

$2.22 ₦2,972

$2.28 ฿77.0

-2.63%

Local Cheese (1kg)

$3.45 ₦4,607

$16.45 ฿554

-79.03%

Chicken Fillets (1kg)

$3.94 ₦5,265

$2.78 ฿93.8

41.73%

Beef Round Steak (1kg)

$4.50 ₦6,013

$9.31 ฿314

-51.66%

Apples (1kg)

$1.61 ₦2,154

$2.35 ฿79.3

-31.49%

Banana (1kg)

$1.27 ₦1,695

$0.97 ฿32.75

30.93%

Oranges (1kg)

$1.13 ₦1,508

$1.60 ฿53.8

-29.38%

Tomato (1kg)

$1.53 ₦2,040

$1.50 ฿50.6

2.00%

Potato (1kg)

$1.55 ₦2,074

$1.28 ฿43.06

21.09%

Onion (1kg)

$1.52 ₦2,025

$1.10 ฿37.14

38.18%

Lettuce (1 head)

$0.82 ₦1,098

$0.71 ฿23.79

15.49%

Water (1.5 liter bottle)

$0.37 ₦490

$0.49 ฿16.34

-24.49%

Cigarettes 20 Pack (Marlboro, Camel)

$0.55 ₦731

$4.14 ฿140

-86.71%

Wine (Bottle)

$2.36 ₦3,153

$17.52 ฿590

-86.53%

Local Beer (0.5 liter bottle)

$0.50 ₦666

$1.61 ฿54.4

-68.94%

Imported Beer (0.33 liter bottle)

$0.46 ₦618

$2.78 ฿93.8

-83.45%

One-way Ticket (Public Transport)

$0.87 ฿29.27

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

Taxi Start (Normal Tariff)

$0.68 ₦914

$1.16 ฿39.00

-41.38%

Taxi (Normal Tariff) (1km)

$0.97 ₦1,292

$0.53 ฿17.78

83.02%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₦2,869

$2.42 ฿81.6

-11.16%

Gasoline (1 liter)

$0.92 ₦1,234

$1.45 ฿48.82

-36.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₦15.0M

$21.1K ฿709.7K

-46.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K ₦38.4M

$26.9K ฿907.9K

6.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₦147.8K

$62.2 ฿2,095

77.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.96 ₦20.0K

$12.17 ฿410

22.93%

Internet (50+ Mbps, Unlimited Data)

$32.15 ₦43.0K

$20.12 ฿678

59.79%

Gym Membership (Monthly)

$37.31 ฿1,257

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.23 ₦8,322

$6.49 ฿219

-4.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$654 ₦873.8K

$736 ฿24.8K

-11.19%

International Primary School, 1 Child (Yearly)

$19.7K ₦26.3M

$14.8K ฿497.6K

33.42%

Jeans (Levis 501 Or Similar)

$14.77 ₦19.7K

$53.4 ฿1,799

-72.33%

Summer Dress (H&M, Zara, etc)

$18.23 ₦24.4K

$24.64 ฿830

-26.01%

Sport Shoes (Adidas, Nike)

$36.43 ₦48.7K

$91.5 ฿3,083

-60.18%

Men's Leather Business Shoes

$47.86 ₦64.0K

$71.9 ฿2,424

-33.47%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

5.57

230.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sagamu

$158 32.9%

Chiang Mai

$94 10.1% 40.1% $63

Groceries & Markets

Sagamu

$155 32.3%

Chiang Mai

$234 25.1% 51.5% $80

Eating Out

Sagamu

$97 20.1%

Chiang Mai

$78 8.3% 19.6% $19

Clothing & Footwear

Sagamu

$53 11%

Chiang Mai

$109 11.6% 106% $56

Sport & Entertainment

Sagamu

$12 * 2.6%

Chiang Mai

$50 5.4% 304% $38

Getting Around

Sagamu

$5.5 * 1.2%

Chiang Mai

$61 6.6% 1012% $56

Accommodation & Living

Sagamu

- * 0%

Chiang Mai

$309 33%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51 in Sagamu versus $19 in Chiang Mai. Groceries tell a different story – $155 in Sagamu vs $234 in Chiang Mai – so Sagamu wins on supermarket bills even if dining out costs more.

Good to know

🇳🇬 Sagamu

🇹🇭 Chiang Mai

🕒 Local time

05:16 5:16 AM

11:16 11:16 AM

6 h ahead of Sagamu

🌤 Weather

👥 Population

214,558

127,240

💱 Currency

Nigerian Naira NGN ₦

Thai Baht THB ฿

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

100 THB = 2.97 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,498 NGN (10,000 NGN = 6.68 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

USD to NGN in detail →

On the map

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Between locations

Sagamu Chiang Mai 10,320 km ≈ 13 h nonstop flight

From you

Sagamu
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 95% more than Sagamu, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $719 per month in Sagamu and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $51 in Sagamu and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 52% more in Chiang Mai, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $480 in Sagamu and $936 in Chiang Mai, leaving budget for savings and extras in both cases.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $480 in Sagamu to $936 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.