Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Sagamu

For one person, living is cheaper in Sagamu: $480 a month against $936 in Chiang Mai, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
23

Cost of Living Index in Sagamu
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Sagamu Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Sagamu

🇳🇬 Nigeria

$480

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Sagamu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Sagamu actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $480 in Sagamu, rent included.

Chiang Mai $936
Sagamu $480

A couple spends around $1,457 per month in Chiang Mai vs $810 in Sagamu, rent included.

Chiang Mai $1,457
Sagamu $810

A family of three spends $1,979 per month in Chiang Mai vs $1,141 in Sagamu, rent included.

Chiang Mai $1,979
Sagamu $1,141

Chiang Mai costs about 95% more than Sagamu, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Sagamu are more affordable than the global median – Chiang Mai 31% lower, Sagamu 65% lower.

Meal at Budget Restaurant

$2.24 ฿75.5

$3.77 ₦5,041

-40.58%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$50.7 ₦67.8K

-62.53%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$7.31 ₦9,777

-24.08%

Cappuccino

$1.67 ฿56.4

$2.73 ₦3,653

-38.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$0.41 ₦542

56.10%

Water (0.33 liter bottle)

$0.31 ฿10.29

$0.24 ₦321

29.17%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$0.98 ₦1,316

140.82%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$2.04 ₦2,727

79.41%

Milk (1 liter)

$1.95 ฿65.7

$3.12 ₦4,166

-37.50%

White Bread (500g)

$1.44 ฿48.41

$1.49 ₦1,993

-3.36%

Rice (white) (1kg)

$1.33 ฿44.97

$1.21 ₦1,623

9.92%

Eggs

$2.28 ฿77.0

$2.22 ₦2,972

2.70%

Local Cheese (1kg)

$16.45 ฿554

$3.45 ₦4,607

376.81%

Chicken Fillets (1kg)

$2.78 ฿93.8

$3.94 ₦5,265

-29.44%

Beef Round Steak (1kg)

$9.31 ฿314

$4.50 ₦6,013

106.89%

Apples (1kg)

$2.35 ฿79.3

$1.61 ₦2,154

45.96%

Banana (1kg)

$0.97 ฿32.75

$1.27 ₦1,695

-23.62%

Oranges (1kg)

$1.60 ฿53.8

$1.13 ₦1,508

41.59%

Tomato (1kg)

$1.50 ฿50.6

$1.53 ₦2,040

-1.96%

Potato (1kg)

$1.28 ฿43.06

$1.55 ₦2,074

-17.42%

Onion (1kg)

$1.10 ฿37.14

$1.52 ₦2,025

-27.63%

Lettuce (1 head)

$0.71 ฿23.79

$0.82 ₦1,098

-13.41%

Water (1.5 liter bottle)

$0.49 ฿16.34

$0.37 ₦490

32.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$0.55 ₦731

652.73%

Wine (Bottle)

$17.52 ฿590

$2.36 ₦3,153

642.37%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$0.50 ₦666

222.00%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$0.46 ₦618

504.35%

One-way Ticket (Public Transport)

$0.87 ฿29.27

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$0.68 ₦914

70.59%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$0.97 ₦1,292

-45.36%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$2.15 ₦2,869

12.56%

Gasoline (1 liter)

$1.45 ฿48.82

$0.92 ₦1,234

57.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$11.2K ₦15.0M

87.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$28.7K ₦38.4M

-6.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$111 ₦147.8K

-43.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$14.96 ₦20.0K

-18.65%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$32.15 ₦43.0K

-37.42%

Gym Membership (Monthly)

$37.31 ฿1,257

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

$6.23 ₦8,322

4.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$654 ₦873.8K

12.60%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$19.7K ₦26.3M

-25.05%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$14.77 ₦19.7K

261.34%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$18.23 ₦24.4K

35.16%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$36.43 ₦48.7K

151.11%

Men's Leather Business Shoes

$71.9 ฿2,424

$47.86 ₦64.0K

50.31%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

18.39

-69.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Sagamu: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Sagamu

- * 0% 100%

Groceries & Markets

Chiang Mai

$234 25.1%

Sagamu

$155 32.3% 34% $80

Clothing & Footwear

Chiang Mai

$109 11.6%

Sagamu

$53 11% 51.4% $56

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Sagamu

$158 32.9% 66.9% $63

Eating Out

Chiang Mai

$78 8.3%

Sagamu

$97 20.1% 24.4% $19

Getting Around

Chiang Mai

$61 6.6%

Sagamu

$5.5 * 1.2% 91% $56

Sport & Entertainment

Chiang Mai

$50 5.4%

Sagamu

$12 * 2.6% 75.2% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $19 in Chiang Mai versus $51 in Sagamu. Groceries tell a different story – $234 in Chiang Mai vs $155 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇳🇬 Sagamu

🕒 Local time

13:52 1:52 PM

07:52 7:52 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

214,558

💱 Currency

Thai Baht THB ฿

Nigerian Naira NGN ₦

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

Exchange rates and currency converter

NGN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,498 NGN (10,000 NGN = 6.68 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Sagamu 10,320 km ≈ 13 h nonstop flight

From you

Chiang Mai
Sagamu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Sagamu: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 95% more than Sagamu, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $719 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $19 in Chiang Mai and $51 in Sagamu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 52% more in Chiang Mai, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $936 in Chiang Mai and $480 in Sagamu, leaving budget for savings and extras in both cases.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $480 in Sagamu to $936 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.