Cost of Living Comparison Between Rybnik and Ubud, Bali Cost of Living Comparison Between Rybnik and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,223 in Rybnik versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,829 in Rybnik versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,436 in Rybnik versus $3,723 in Ubud, Bali.

Living in Rybnik costs roughly 12% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rybnik is 8% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$10.82 zł 40.35

$3.57 Rp 64.5K

203.08%

Three-Course Dinner for Two, Mid-Range

$30.44 zł 114

$32.32 Rp 583.4K

-5.82%

Fast Food Meal (McDonalds, etc)

$8.21 zł 30.61

$5.01 Rp 90.4K

63.87%

Cappuccino

$2.95 zł 11.02

$2.82 Rp 51.0K

4.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.24 zł 4.64

$1.35 Rp 24.4K

-8.15%

Water (0.33 liter bottle)

$0.66 zł 2.46

$0.73 Rp 13.2K

-9.59%

Local Beer (0.5 liter draught)

$2.61 zł 9.74

$2.93 Rp 53.0K

-10.92%

Imported Beer (0.33 liter bottle)

$3.61 zł 13.47

$3.94 Rp 71.1K

-8.38%

Milk (1 liter)

$1.08 zł 4.01

$1.78 Rp 32.1K

-39.33%

White Bread (500g)

$1.18 zł 4.40

$2.45 Rp 44.2K

-51.84%

Rice (white) (1kg)

$1.23 zł 4.58

$1.15 Rp 20.7K

6.96%

Eggs

$3.12 zł 11.65

$2.41 Rp 43.6K

29.46%

Local Cheese (1kg)

$7.96 zł 29.70

$14.33 Rp 258.7K

-44.45%

Chicken Fillets (1kg)

$6.85 zł 25.54

$4.19 Rp 75.6K

63.48%

Beef Round Steak (1kg)

$10.59 zł 39.52

$12.06 Rp 217.7K

-12.19%

Apples (1kg)

$0.99 zł 3.69

$3.64 Rp 65.7K

-72.80%

Banana (1kg)

$1.74 zł 6.48

$1.57 Rp 28.3K

10.83%

Oranges (1kg)

$1.97 zł 7.37

$2.79 Rp 50.3K

-29.39%

Tomato (1kg)

$2.76 zł 10.30

$2.24 Rp 40.5K

23.21%

Potato (1kg)

$0.91 zł 3.40

$1.98 Rp 35.7K

-54.04%

Onion (1kg)

$1.21 zł 4.50

$2.28 Rp 41.1K

-46.93%

Lettuce (1 head)

$1.14 zł 4.26

$1.05 Rp 19.0K

8.57%

Water (1.5 liter bottle)

$0.55 zł 2.05

$0.79 Rp 14.2K

-30.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.17 zł 19.30

$3.19 Rp 57.6K

62.07%

Wine (Bottle)

$4.35 zł 16.22

$23.49 Rp 424.1K

-81.48%

Local Beer (0.5 liter bottle)

$1.14 zł 4.27

$2.90 Rp 52.3K

-60.69%

Imported Beer (0.33 liter bottle)

$1.35 zł 5.02

$2.76 Rp 49.7K

-51.09%

One-way Ticket (Public Transport)

$1.33 zł 4.95

$0.27 Rp 4,813

392.59%

Public Transport Monthly Pass (Regular Price)

$23.07 zł 86.1

$8.37 Rp 151.1K

175.63%

Taxi Start (Normal Tariff)

$1.93 zł 7.21

$0.45 Rp 8,167

328.89%

Taxi (Normal Tariff) (1km)

$0.48 zł 1.79

$0.46 Rp 8,298

4.35%

Taxi 1hour Waiting (Normal Tariff)

$9.69 zł 36.14

$6.07 Rp 109.6K

59.64%

Gasoline (1 liter)

$1.75 zł 6.54

$0.86 Rp 15.6K

103.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 122.2K

$26.6K Rp 480.0M

23.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 108.2K

$32.5K Rp 587.6M

-10.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 zł 841

$79.0 Rp 1.4M

185.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.67 zł 32.36

$4.09 Rp 73.9K

111.98%

Internet (50+ Mbps, Unlimited Data)

$17.23 zł 64.3

$23.85 Rp 430.5K

-27.76%

Gym Membership (Monthly)

$38.44 zł 143

$98.8 Rp 1.8M

-61.09%

Tennis Court (1 Hour on Weekend)

$9.62 zł 35.88

$6.35 Rp 114.7K

51.50%

Cinema Ticket

$5.12 zł 19.11

$4.01 Rp 72.3K

27.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 zł 1,273

$297 Rp 5.4M

14.84%

International Primary School, 1 Child (Yearly)

$9,506 zł 35.5K

$6,602 Rp 119.2M

43.99%

Jeans (Levis 501 Or Similar)

$91.6 zł 342

$53.4 Rp 964.5K

71.36%

Summer Dress (H&M, Zara, etc)

$31.22 zł 116

$38.11 Rp 688.1K

-18.08%

Sport Shoes (Adidas, Nike)

$69.4 zł 259

$88.7 Rp 1.6M

-21.75%

Men's Leather Business Shoes

$96.2 zł 359

$76.6 Rp 1.4M

25.61%

1-bedroom Apartment, City Center (Monthly)

$516 zł 1,925

$1,020 Rp 18.4M

-49.39%

1-bedroom Apartment, Outside City Center (Monthly)

$406 zł 1,516

$680 Rp 12.3M

-40.25%

3-bedroom Apartment, City Center (Monthly)

$918 zł 3,426

$3,469 Rp 62.6M

-73.53%

3-bedroom Apartment, Outside City Center (Monthly)

$737 zł 2,748

$2,090 Rp 37.7M

-64.75%

Buy Apartment in City Center (m2)

$1,725 zł 6,433

$2,729 Rp 49.3M

-36.80%

Buy Apartment Outside City Center (m2)

$1,490 zł 5,558

$2,295 Rp 41.4M

-35.09%

Average Monthly Net Salary (After Tax)

$1,350 zł 5,034

$164 Rp 3.0M

724.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

13.28

-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rybnik: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $516 in Rybnik and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rybnik pays 725% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Rybnik vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $200 vs $298 per month, with Rybnik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rybnik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rybnik wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rybnik the obvious pick if budget is a priority.

Average pay runs 725% higher in Rybnik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $516 in Rybnik versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rybnik – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,223 in Rybnik versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Rybnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rybnik the clear choice for anyone on this budget.

Both work as nomad bases, but Rybnik delivers better value – similar infrastructure at $1,223 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rybnik hard to pass up.

Safety-wise, Rybnik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rybnik gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.