Cost of Living Comparison Between Rybnik and Ubud, Bali Cost of Living Comparison Between Rybnik and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,280 in Rybnik versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,923 in Rybnik versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,567 in Rybnik versus $3,327 in Ubud, Bali.

Living in Rybnik costs roughly 6% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rybnik is 6% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$10.47 zł 39.81

$3.44 Rp 60.9K

204.36%

Three-Course Dinner for Two, Mid-Range

$31.87 zł 121

$36.31 Rp 643.0K

-12.23%

Fast Food Meal (McDonalds, etc)

$9.07 zł 34.49

$5.71 Rp 101.0K

58.84%

Cappuccino

$2.91 zł 11.07

$2.67 Rp 47.3K

8.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.81 zł 6.89

$1.75 Rp 31.0K

3.43%

Water (0.33 liter bottle)

$1.62 zł 6.15

$0.87 Rp 15.4K

86.21%

Local Beer (0.5 liter draught)

$3.62 zł 13.75

$2.95 Rp 52.3K

22.71%

Imported Beer (0.33 liter bottle)

$4.03 zł 15.31

$4.52 Rp 80.0K

-10.84%

Milk (1 liter)

$1.08 zł 4.12

$1.62 Rp 28.7K

-33.33%

White Bread (500g)

$1.62 zł 6.17

$2.33 Rp 41.3K

-30.47%

Rice (white) (1kg)

$1.55 zł 5.88

$1.11 Rp 19.6K

39.64%

Eggs

$4.05 zł 15.39

$2.20 Rp 39.0K

84.09%

Local Cheese (1kg)

$8.29 zł 31.52

$17.69 Rp 313.3K

-53.14%

Chicken Fillets (1kg)

$6.84 zł 26.02

$4.10 Rp 72.5K

66.83%

Beef Round Steak (1kg)

$12.45 zł 47.36

$12.18 Rp 215.6K

2.22%

Apples (1kg)

$1.00 zł 3.79

$3.71 Rp 65.6K

-73.05%

Banana (1kg)

$1.68 zł 6.37

$1.59 Rp 28.1K

5.66%

Oranges (1kg)

$1.65 zł 6.28

$2.28 Rp 40.4K

-27.63%

Tomato (1kg)

$2.60 zł 9.89

$1.95 Rp 34.6K

33.33%

Potato (1kg)

$1.01 zł 3.85

$1.91 Rp 33.7K

-47.12%

Onion (1kg)

$0.87 zł 3.31

$2.33 Rp 41.3K

-62.66%

Lettuce (1 head)

$1.47 zł 5.58

$1.01 Rp 17.8K

45.54%

Water (1.5 liter bottle)

$0.73 zł 2.77

$0.55 Rp 9,773

32.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.23 zł 19.89

$2.23 Rp 39.5K

134.53%

Wine (Bottle)

$4.57 zł 17.38

$23.07 Rp 408.6K

-80.19%

Local Beer (0.5 liter bottle)

$1.10 zł 4.19

$2.42 Rp 42.8K

-54.55%

Imported Beer (0.33 liter bottle)

$1.35 zł 5.12

$3.00 Rp 53.1K

-55.00%

One-way Ticket (Public Transport)

$1.31 zł 4.99

$0.27 Rp 4,814

385.19%

Public Transport Monthly Pass (Regular Price)

$22.78 zł 86.6

$8.98 Rp 159.1K

153.67%

Taxi Start (Normal Tariff)

$1.88 zł 7.17

$0.48 Rp 8,566

291.67%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.87

$0.43 Rp 7,679

137.21%

Taxi 1hour Waiting (Normal Tariff)

$10.86 zł 41.30

$5.64 Rp 99.9K

92.55%

Gasoline (1 liter)

$1.60 zł 6.09

$0.80 Rp 14.2K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K zł 120.8K

$24.9K Rp 441.7M

27.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K zł 111.9K

$31.7K Rp 561.5M

-7.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 zł 935

$81.5 Rp 1.4M

201.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.47 zł 39.80

$6.49 Rp 115.0K

61.33%

Internet (50+ Mbps, Unlimited Data)

$17.87 zł 67.9

$18.77 Rp 332.4K

-4.79%

Gym Membership (Monthly)

$36.92 zł 140

$56.9 Rp 1.0M

-35.08%

Tennis Court (1 Hour on Weekend)

$9.68 zł 36.81

$18.73 Rp 331.7K

-48.32%

Cinema Ticket

$5.96 zł 22.66

$4.54 Rp 80.4K

31.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 zł 1,888

$481 Rp 8.5M

3.30%

International Primary School, 1 Child (Yearly)

$12.7K zł 48.2K

$5,711 Rp 101.1M

121.76%

Jeans (Levis 501 Or Similar)

$89.8 zł 341

$45.52 Rp 806.0K

97.23%

Summer Dress (H&M, Zara, etc)

$42.00 zł 160

$35.88 Rp 635.4K

17.06%

Sport Shoes (Adidas, Nike)

$69.7 zł 265

$80.4 Rp 1.4M

-13.27%

Men's Leather Business Shoes

$109 zł 416

$78.7 Rp 1.4M

39.02%

1-bedroom Apartment, City Center (Monthly)

$513 zł 1,949

$1,115 Rp 19.7M

-54.00%

1-bedroom Apartment, Outside City Center (Monthly)

$407 zł 1,547

$698 Rp 12.4M

-41.70%

3-bedroom Apartment, City Center (Monthly)

$877 zł 3,335

$3,637 Rp 64.4M

-75.88%

3-bedroom Apartment, Outside City Center (Monthly)

$739 zł 2,809

$1,737 Rp 30.8M

-57.48%

Buy Apartment in City Center (m2)

$1,793 zł 6,818

$2,784 Rp 49.3M

-35.60%

Buy Apartment Outside City Center (m2)

$1,532 zł 5,827

$2,290 Rp 40.5M

-33.07%

Average Monthly Net Salary (After Tax)

$1,347 zł 5,123

$168 Rp 3.0M

701.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rybnik: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $513 in Rybnik and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rybnik pays 702% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Rybnik vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $217 vs $295 per month, with Rybnik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rybnik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rybnik wins on cost – living expenses run 7% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rybnik the obvious pick if budget is a priority.

Average pay runs 702% higher in Rybnik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $513 in Rybnik versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rybnik – a meal for two runs $32.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,280 in Rybnik versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Rybnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rybnik the clear choice for anyone on this budget.

Both work as nomad bases, but Rybnik delivers better value – similar infrastructure at $1,280 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rybnik hard to pass up.

Safety-wise, Rybnik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rybnik gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.