Cost of Living Comparison Between Rybnik and Ubud, Bali Cost of Living Comparison Between Rybnik and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,229 in Rybnik versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,820 in Rybnik versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,411 in Rybnik versus $3,694 in Ubud, Bali.

Living in Rybnik costs roughly 12% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rybnik is 9% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Rybnik
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.70 zł 39.12
$3.57 Rp 64.0K
199.72%
Three-Course Dinner for Two, Mid-Range
$29.92 zł 109
$32.50 Rp 582.3K
-7.94%
Fast Food Meal (McDonalds, etc)
$8.18 zł 29.88
$4.86 Rp 87.1K
68.31%
Cappuccino
$3.03 zł 11.08
$2.75 Rp 49.2K
10.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 zł 4.69
$1.32 Rp 23.7K
-3.03%
Water (0.33 liter bottle)
$0.66 zł 2.41
$0.70 Rp 12.6K
-5.71%
Local Beer (0.5 liter draught)
$2.54 zł 9.29
$2.91 Rp 52.2K
-12.71%
Imported Beer (0.33 liter bottle)
$3.74 zł 13.66
$3.79 Rp 68.0K
-1.32%
🛒 Groceries & Markets
Rybnik
Ubud, Bali
Difference
Milk (1 liter)
$1.05 zł 3.84
$1.71 Rp 30.6K
-38.60%
White Bread (500g)
$1.18 zł 4.31
$2.47 Rp 44.3K
-52.23%
Rice (white) (1kg)
$1.18 zł 4.31
$1.20 Rp 21.5K
-1.67%
Eggs
$3.02 zł 11.02
$2.44 Rp 43.8K
23.77%
Local Cheese (1kg)
$8.19 zł 29.95
$14.38 Rp 257.7K
-43.05%
Chicken Fillets (1kg)
$6.71 zł 24.54
$4.31 Rp 77.1K
55.68%
Beef Round Steak (1kg)
$10.71 zł 39.16
$12.21 Rp 218.7K
-12.29%
Apples (1kg)
$1.02 zł 3.71
$3.68 Rp 66.0K
-72.28%
Banana (1kg)
$1.81 zł 6.60
$1.55 Rp 27.8K
16.77%
Oranges (1kg)
$1.90 zł 6.95
$2.79 Rp 49.9K
-31.90%
Tomato (1kg)
$2.74 zł 10.01
$2.33 Rp 41.8K
17.60%
Potato (1kg)
$0.89 zł 3.27
$1.97 Rp 35.3K
-54.82%
Onion (1kg)
$1.20 zł 4.40
$2.31 Rp 41.4K
-48.05%
Lettuce (1 head)
$1.20 zł 4.39
$1.06 Rp 19.1K
13.21%
Water (1.5 liter bottle)
$0.58 zł 2.13
$0.73 Rp 13.1K
-20.55%
Cigarettes 20 Pack (Marlboro, Camel)
$5.16 zł 18.88
$3.28 Rp 58.8K
57.32%
Wine (Bottle)
$4.64 zł 16.95
$22.79 Rp 408.4K
-79.64%
Local Beer (0.5 liter bottle)
$1.19 zł 4.35
$2.81 Rp 50.3K
-57.65%
Imported Beer (0.33 liter bottle)
$1.33 zł 4.88
$2.78 Rp 49.9K
-52.16%
🚌 Getting Around
Rybnik
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.38 zł 5.05
$0.29 Rp 5,217
375.86%
Public Transport Monthly Pass (Regular Price)
$23.23 zł 84.9
$8.06 Rp 144.4K
188.21%
Taxi Start (Normal Tariff)
$1.92 zł 7.00
$0.45 Rp 8,047
326.67%
Taxi (Normal Tariff) (1km)
$0.52 zł 1.89
$0.45 Rp 8,094
15.56%
Taxi 1hour Waiting (Normal Tariff)
$9.37 zł 34.23
$6.24 Rp 111.7K
50.16%
Gasoline (1 liter)
$1.70 zł 6.22
$0.85 Rp 15.2K
100.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K zł 119.6K
$26.0K Rp 465.4M
25.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K zł 105.7K
$31.7K Rp 567.2M
-8.66%
🧾 Monthly Utilities & Internet
Rybnik
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$224 zł 818
$80.8 Rp 1.4M
177.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.57 zł 31.31
$4.06 Rp 72.7K
111.08%
Internet (50+ Mbps, Unlimited Data)
$17.21 zł 62.9
$24.42 Rp 437.6K
-29.52%
🎉 Sport & Entertainment
Rybnik
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.49 zł 137
$97.7 Rp 1.7M
-61.62%
Tennis Court (1 Hour on Weekend)
$9.46 zł 34.58
$6.45 Rp 115.5K
46.67%
Cinema Ticket
$5.43 zł 19.83
$4.04 Rp 72.4K
34.41%
🧸 Childcare & Education
Rybnik
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$339 zł 1,239
$304 Rp 5.4M
11.46%
International Primary School, 1 Child (Yearly)
$9,520 zł 34.8K
$6,621 Rp 118.6M
43.78%
👕👟 Clothing & Footwear
Rybnik
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$91.4 zł 334
$54.2 Rp 971.7K
68.50%
Summer Dress (H&M, Zara, etc)
$31.01 zł 113
$38.78 Rp 694.7K
-20.04%
Sport Shoes (Adidas, Nike)
$69.8 zł 255
$86.1 Rp 1.5M
-18.93%
Men's Leather Business Shoes
$93.6 zł 342
$76.7 Rp 1.4M
22.11%
🏠 Accommodation & Living
Rybnik
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$512 zł 1,873
$986 Rp 17.7M
-48.01%
1-bedroom Apartment, Outside City Center (Monthly)
$414 zł 1,513
$658 Rp 11.8M
-37.10%
3-bedroom Apartment, City Center (Monthly)
$921 zł 3,365
$3,369 Rp 60.4M
-72.67%
3-bedroom Apartment, Outside City Center (Monthly)
$762 zł 2,785
$2,066 Rp 37.0M
-63.12%
Buy Apartment in City Center (m2)
$1,792 zł 6,550
$2,741 Rp 49.1M
-34.63%
Buy Apartment Outside City Center (m2)
$1,585 zł 5,792
$2,228 Rp 39.9M
-28.86%
💵 Salaries & Financials
Rybnik
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,383 zł 5,055
$163 Rp 2.9M
746.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.78
13.28
-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rybnik: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $512 in Rybnik and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rybnik pays 746% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Rybnik vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $201 vs $297 per month, with Rybnik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rybnik vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Rybnik or Ubud, Bali?
Rybnik wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rybnik the obvious pick if budget is a priority.
Are salaries higher in Rybnik or Ubud, Bali?
Rybnik pays 746% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Rybnik vs Ubud, Bali?
Rent for a central apartment: $512 in Rybnik versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Rybnik or Ubud, Bali?
Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Rybnik vs Ubud, Bali?
Dining out is cheaper in Rybnik – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Rybnik or Ubud, Bali?
At $1,229 in Rybnik versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Rybnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rybnik the clear choice for anyone on this budget.
Which city is better for digital nomads, Rybnik or Ubud, Bali?
Both work as nomad bases, but Rybnik delivers better value – similar infrastructure at $1,229 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rybnik hard to pass up.
How safe is Rybnik compared to Ubud, Bali?
Safety-wise, Rybnik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Rybnik gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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