Cost of Living Comparison Between Ubud, Bali and Rybnik Cost of Living Comparison Between Ubud, Bali and Rybnik

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,229 in Rybnik.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,820 in Rybnik.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,411 in Rybnik.

Living in Ubud, Bali is roughly 14% more expensive than Rybnik, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Rybnik is 9% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$10.70 zł 39.12

-66.64%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$29.92 zł 109

8.62%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.18 zł 29.88

-40.59%

Cappuccino

$2.75 Rp 49.2K

$3.03 zł 11.08

-9.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.28 zł 4.69

3.13%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.66 zł 2.41

6.06%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.54 zł 9.29

14.57%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.74 zł 13.66

1.34%

Milk (1 liter)

$1.71 Rp 30.6K

$1.05 zł 3.84

62.86%

White Bread (500g)

$2.47 Rp 44.3K

$1.18 zł 4.31

109.32%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.18 zł 4.31

1.69%

Eggs

$2.44 Rp 43.8K

$3.02 zł 11.02

-19.21%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.19 zł 29.95

75.58%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.71 zł 24.54

-35.77%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$10.71 zł 39.16

14.01%

Apples (1kg)

$3.68 Rp 66.0K

$1.02 zł 3.71

260.78%

Banana (1kg)

$1.55 Rp 27.8K

$1.81 zł 6.60

-14.36%

Oranges (1kg)

$2.79 Rp 49.9K

$1.90 zł 6.95

46.84%

Tomato (1kg)

$2.33 Rp 41.8K

$2.74 zł 10.01

-14.96%

Potato (1kg)

$1.97 Rp 35.3K

$0.89 zł 3.27

121.35%

Onion (1kg)

$2.31 Rp 41.4K

$1.20 zł 4.40

92.50%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.20 zł 4.39

-11.67%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.58 zł 2.13

25.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.16 zł 18.88

-36.43%

Wine (Bottle)

$22.79 Rp 408.4K

$4.64 zł 16.95

391.16%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.19 zł 4.35

136.13%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.33 zł 4.88

109.02%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.38 zł 5.05

-78.99%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$23.23 zł 84.9

-65.30%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.92 zł 7.00

-76.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.52 zł 1.89

-13.46%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$9.37 zł 34.23

-33.40%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.70 zł 6.22

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.7K zł 119.6K

-20.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$28.9K zł 105.7K

9.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$224 zł 818

-63.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$8.57 zł 31.31

-52.63%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$17.21 zł 62.9

41.89%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$37.49 zł 137

160.52%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$9.46 zł 34.58

-31.82%

Cinema Ticket

$4.04 Rp 72.4K

$5.43 zł 19.83

-25.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$339 zł 1,239

-10.28%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,520 zł 34.8K

-30.45%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$91.4 zł 334

-40.65%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$31.01 zł 113

25.06%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$69.8 zł 255

23.36%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$93.6 zł 342

-18.11%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$512 zł 1,873

92.33%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$414 zł 1,513

58.99%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$921 zł 3,365

265.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$762 zł 2,785

171.16%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,792 zł 6,550

52.97%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,585 zł 5,792

40.57%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,383 zł 5,055

-88.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Rybnik: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $512 in Rybnik. Housing cost is often the main lever when comparing two cities.

Rybnik pays 746% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $30.00 in Rybnik for a mid-range dinner for two. Groceries echo the gap at $297 vs $201 per month, with Rybnik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rybnik: Cost of Living - Frequently Asked Questions

Rybnik wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rybnik the obvious pick if budget is a priority.

On paper, Rybnik earns 746% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $512 in Rybnik. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rybnik – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,229 in Rybnik versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Rybnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rybnik the clear choice for anyone on this budget.

Both work as nomad bases, but Rybnik delivers better value – similar infrastructure at $1,229 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rybnik hard to pass up.

Safety-wise, Ubud, Bali and Rybnik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rybnik gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.