Cost of Living Comparison Between Ubud, Bali and Rybnik Cost of Living Comparison Between Ubud, Bali and Rybnik

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,280 in Rybnik.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,923 in Rybnik.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,567 in Rybnik.

Living in Ubud, Bali is roughly 7% more expensive than in Rybnik, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Rybnik is 6% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$10.47 zł 39.81

-67.14%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$31.87 zł 121

13.93%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.07 zł 34.49

-37.05%

Cappuccino

$2.67 Rp 47.3K

$2.91 zł 11.07

-8.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.81 zł 6.89

-3.31%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.62 zł 6.15

-46.30%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$3.62 zł 13.75

-18.51%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$4.03 zł 15.31

12.16%

Milk (1 liter)

$1.62 Rp 28.7K

$1.08 zł 4.12

50.00%

White Bread (500g)

$2.33 Rp 41.3K

$1.62 zł 6.17

43.83%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.55 zł 5.88

-28.39%

Eggs

$2.20 Rp 39.0K

$4.05 zł 15.39

-45.68%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.29 zł 31.52

113.39%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.84 zł 26.02

-40.06%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$12.45 zł 47.36

-2.17%

Apples (1kg)

$3.71 Rp 65.6K

$1.00 zł 3.79

271.00%

Banana (1kg)

$1.59 Rp 28.1K

$1.68 zł 6.37

-5.36%

Oranges (1kg)

$2.28 Rp 40.4K

$1.65 zł 6.28

38.18%

Tomato (1kg)

$1.95 Rp 34.6K

$2.60 zł 9.89

-25.00%

Potato (1kg)

$1.91 Rp 33.7K

$1.01 zł 3.85

89.11%

Onion (1kg)

$2.33 Rp 41.3K

$0.87 zł 3.31

167.82%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.47 zł 5.58

-31.29%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.73 zł 2.77

-24.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.23 zł 19.89

-57.36%

Wine (Bottle)

$23.07 Rp 408.6K

$4.57 zł 17.38

404.81%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.10 zł 4.19

120.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.35 zł 5.12

122.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.31 zł 4.99

-79.39%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$22.78 zł 86.6

-60.58%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.88 zł 7.17

-74.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.02 zł 3.87

-57.84%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$10.86 zł 41.30

-48.07%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.60 zł 6.09

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$31.8K zł 120.8K

-21.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$29.4K zł 111.9K

7.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$246 zł 935

-66.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$10.47 zł 39.80

-38.01%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$17.87 zł 67.9

5.04%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$36.92 zł 140

54.04%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$9.68 zł 36.81

93.49%

Cinema Ticket

$4.54 Rp 80.4K

$5.96 zł 22.66

-23.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$497 zł 1,888

-3.19%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$12.7K zł 48.2K

-54.91%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$89.8 zł 341

-49.30%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$42.00 zł 160

-14.57%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$69.7 zł 265

15.30%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$109 zł 416

-28.07%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$513 zł 1,949

117.41%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$407 zł 1,547

71.54%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$877 zł 3,335

314.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$739 zł 2,809

135.18%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,793 zł 6,818

55.29%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,532 zł 5,827

49.42%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,347 zł 5,123

-87.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Rybnik: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $513 in Rybnik. Housing cost is often the main lever when comparing two cities.

Rybnik pays 702% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Rybnik for a mid-range dinner for two. Groceries echo the gap at $295 vs $217 per month, with Rybnik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rybnik: Cost of Living - Frequently Asked Questions

Rybnik wins on cost – living expenses run 7% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Rybnik the obvious pick if budget is a priority.

On paper, salaries run 702% lower in Rybnik. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $513 in Rybnik. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Rybnik – a meal for two runs $32.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,280 in Rybnik versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Rybnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rybnik the clear choice for anyone on this budget.

Both work as nomad bases, but Rybnik delivers better value – similar infrastructure at $1,280 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Rybnik hard to pass up.

Safety-wise, Ubud, Bali and Rybnik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rybnik gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.