Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Rybnik

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,394 in Rybnik, rent and utilities included – about $540 less a year. The total is higher in Rybnik despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
67

Cost of Living Index in Rybnik
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Rybnik Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Rybnik

🇵🇱 Poland

$1,394

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rybnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rybnik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,394 in Rybnik.

Ubud, Bali $1,349
Rybnik $1,394

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,045 in Rybnik.

Ubud, Bali $2,305
Rybnik $2,045

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,697 in Rybnik.

Ubud, Bali $3,261
Rybnik $2,697

Living in Ubud, Bali costs roughly 3% less than in Rybnik, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.21 zł 40.36

-67.48%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$45.59 zł 180

-21.82%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.08 zł 35.88

-39.10%

Cappuccino

$2.72 Rp 49.3K

$3.22 zł 12.73

-15.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.85 zł 7.31

-8.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.94 zł 7.66

-60.82%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.80 zł 15.00

-30.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.18 zł 16.51

4.78%

Milk (1 liter)

$1.49 Rp 27.0K

$1.09 zł 4.30

36.70%

White Bread (500g)

$2.28 Rp 41.3K

$1.97 zł 7.78

15.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.13 zł 8.41

-44.13%

Eggs

$2.04 Rp 36.9K

$4.13 zł 16.34

-50.61%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.21 zł 32.45

115.59%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.46 zł 33.43

-53.19%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$15.21 zł 60.1

-19.86%

Apples (1kg)

$3.66 Rp 66.3K

$1.26 zł 4.97

190.48%

Banana (1kg)

$1.52 Rp 27.5K

$1.82 zł 7.21

-16.48%

Oranges (1kg)

$2.23 Rp 40.4K

$1.80 zł 7.13

23.89%

Tomato (1kg)

$1.97 Rp 35.8K

$3.78 zł 14.94

-47.88%

Potato (1kg)

$1.85 Rp 33.5K

$1.04 zł 4.10

77.88%

Onion (1kg)

$2.42 Rp 44.0K

$1.05 zł 4.13

130.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.54 zł 6.08

-35.71%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.72 zł 2.84

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.21 zł 24.56

-64.25%

Wine (Bottle)

$22.24 Rp 403.4K

$6.24 zł 24.66

256.41%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.14 zł 4.49

98.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.50 zł 5.94

98.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.28 zł 5.07

-80.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$21.36 zł 84.4

-63.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.24 zł 8.84

-80.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.91 zł 3.62

-52.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$12.72 zł 50.3

-57.47%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.72 zł 6.80

-52.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$31.0K zł 122.7K

-23.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$29.1K zł 115.2K

8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$242 zł 957

-67.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$9.43 zł 37.29

-31.60%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$19.94 zł 78.8

-6.82%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$39.26 zł 155

26.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$16.31 zł 64.5

8.22%

Cinema Ticket

$4.27 Rp 77.5K

$5.43 zł 21.45

-21.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$577 zł 2,280

-14.97%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$14.1K zł 55.9K

-59.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$93.0 zł 368

-52.01%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$42.93 zł 170

-18.59%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$78.4 zł 310

1.95%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 zł 447

-29.79%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$557 zł 2,202

101.93%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$449 zł 1,773

49.72%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$850 zł 3,359

319.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$702 zł 2,774

145.58%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,733 zł 6,852

57.58%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,498 zł 5,922

52.47%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,309 zł 5,174

-87.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Rybnik: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Rybnik

$449 32.2% 33.2% $223

Groceries & Markets

Ubud, Bali

$288 21.4%

Rybnik

$253 18.1% 12.4% $36

Eating Out

Ubud, Bali

$108 8%

Rybnik

$190 13.6% 76.5% $82

Clothing & Footwear

Ubud, Bali

$108 8%

Rybnik

$147 10.6% 37% $40

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Rybnik

$272 19.5% 161% $168

Sport & Entertainment

Ubud, Bali

$58 4.3%

Rybnik

$50 3.6% 13.6% $7.9

Getting Around

Ubud, Bali

$11 0.9%

Rybnik

$33 2.4% 192% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $557 in Rybnik. Housing cost is often the main lever when comparing two cities.

Rybnik pays about 8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $46 in Rybnik. Groceries flip the comparison at $288 vs $253, with Rybnik cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Rybnik

🕒 Local time

17:05 5:05 PM

10:05 10:05 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

142,510

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Rybnik 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Rybnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rybnik: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Rybnik. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $557 in Rybnik. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Rybnik pay roughly 12% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $46 in Rybnik. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rybnik are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Rybnik on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.