Cost of Living Comparison Between Rumia and Chiang Mai Cost of Living Comparison Between Rumia and Chiang Mai

Monthly Cost of Living

A single person spends $1,434 per month in Rumia vs $866 in Chiang Mai, rent included.

A couple spends around $2,109 per month in Rumia vs $1,351 in Chiang Mai, rent included.

A family of three spends $2,784 per month in Rumia vs $1,835 in Chiang Mai, rent included.

Rumia costs about 65% more than Chiang Mai, driven mainly by Eating Out.

Rumia sits 7% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Rumia
Chiang Mai
Difference
Meal at Budget Restaurant
$13.13 zł 47.88
$1.94 ฿63.5
576.80%
Three-Course Dinner for Two, Mid-Range
$41.65 zł 152
$18.64 ฿609
123.44%
Fast Food Meal (McDonalds, etc)
$6.72 zł 24.52
$7.82 ฿255
-14.07%
Cappuccino
$3.52 zł 12.85
$1.95 ฿63.8
80.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.92 zł 7.02
$0.85 ฿27.77
125.88%
Water (0.33 liter bottle)
$1.68 zł 6.12
$0.35 ฿11.58
380.00%
Local Beer (0.5 liter draught)
$3.18 zł 11.59
$2.13 ฿69.6
49.30%
Imported Beer (0.33 liter bottle)
$3.60 zł 13.12
$3.73 ฿122
-3.49%
🛒 Groceries & Markets
Rumia
Chiang Mai
Difference
Milk (1 liter)
$1.08 zł 3.93
$1.71 ฿56.0
-36.84%
White Bread (500g)
$1.37 zł 4.98
$1.63 ฿53.2
-15.95%
Rice (white) (1kg)
$1.38 zł 5.01
$1.14 ฿37.15
21.05%
Eggs
$3.96 zł 14.45
$1.93 ฿63.1
105.18%
Local Cheese (1kg)
$9.28 zł 33.83
$16.21 ฿530
-42.75%
Chicken Fillets (1kg)
$6.68 zł 24.36
$3.12 ฿102
114.10%
Beef Round Steak (1kg)
$10.62 zł 38.73
$10.90 ฿356
-2.57%
Apples (1kg)
$1.08 zł 3.94
$2.75 ฿90.0
-60.73%
Banana (1kg)
$1.71 zł 6.23
$1.21 ฿39.52
41.32%
Oranges (1kg)
$1.70 zł 6.21
$1.62 ฿53.0
4.94%
Tomato (1kg)
$2.85 zł 10.38
$1.59 ฿51.8
79.25%
Potato (1kg)
$0.89 zł 3.26
$1.40 ฿45.70
-36.43%
Onion (1kg)
$1.08 zł 3.94
$1.17 ฿38.17
-7.69%
Lettuce (1 head)
$1.25 zł 4.54
$0.66 ฿21.60
89.39%
Water (1.5 liter bottle)
$1.06 zł 3.88
$0.53 ฿17.22
100.00%
Cigarettes 20 Pack (Marlboro, Camel)
$5.00 zł 18.25
$4.69 ฿153
6.61%
Wine (Bottle)
$6.94 zł 25.29
$18.66 ฿609
-62.81%
Local Beer (0.5 liter bottle)
$1.13 zł 4.11
$1.80 ฿58.8
-37.22%
Imported Beer (0.33 liter bottle)
$1.65 zł 6.03
$3.23 ฿106
-48.92%
🚌 Getting Around
Rumia
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.34 zł 4.89
$0.90 ฿29.26
48.89%
Public Transport Monthly Pass (Regular Price)
$34.33 zł 125
$19.21 ฿628
78.71%
Taxi Start (Normal Tariff)
$2.19 zł 7.97
$1.41 ฿45.91
55.32%
Taxi (Normal Tariff) (1km)
$0.74 zł 2.69
$1.29 ฿42.12
-42.64%
Taxi 1hour Waiting (Normal Tariff)
$10.70 zł 39.02
$7.84 ฿256
36.48%
Gasoline (1 liter)
$1.77 zł 6.46
$1.27 ฿41.58
39.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K zł 122.3K
$21.3K ฿694.9K
57.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0K zł 109.2K
$22.2K ฿725.4K
34.87%
🧾 Monthly Utilities & Internet
Rumia
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$272 zł 993
$69.1 ฿2,256
294.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.52 zł 31.08
$14.08 ฿460
-39.49%
Internet (50+ Mbps, Unlimited Data)
$16.64 zł 60.7
$18.00 ฿588
-7.56%
🎉 Sport & Entertainment
Rumia
Chiang Mai
Difference
Gym Membership (Monthly)
$36.66 zł 134
$41.06 ฿1,341
-10.72%
Tennis Court (1 Hour on Weekend)
$19.45 zł 70.9
$6.96 ฿227
179.45%
Cinema Ticket
$7.60 zł 27.69
$5.92 ฿193
28.38%
🧸 Childcare & Education
Rumia
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$344 zł 1,256
$299 ฿9,766
15.19%
International Primary School, 1 Child (Yearly)
$7,987 zł 29.1K
$15.0K ฿488.3K
-46.58%
👕👟 Clothing & Footwear
Rumia
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$89.8 zł 328
$54.7 ฿1,787
64.24%
Summer Dress (H&M, Zara, etc)
$43.44 zł 158
$26.77 ฿874
62.27%
Sport Shoes (Adidas, Nike)
$82.7 zł 301
$85.0 ฿2,776
-2.75%
Men's Leather Business Shoes
$94.1 zł 343
$70.6 ฿2,306
33.30%
🏠 Accommodation & Living
Rumia
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$637 zł 2,322
$428 ฿14.0K
48.74%
1-bedroom Apartment, Outside City Center (Monthly)
$492 zł 1,795
$237 ฿7,752
107.45%
3-bedroom Apartment, City Center (Monthly)
$986 zł 3,594
$801 ฿26.2K
23.01%
3-bedroom Apartment, Outside City Center (Monthly)
$804 zł 2,930
$515 ฿16.8K
55.90%
Buy Apartment in City Center (m2)
$3,504 zł 12.8K
$1,975 ฿64.5K
77.46%
Buy Apartment Outside City Center (m2)
$2,431 zł 8,866
$1,475 ฿48.2K
64.84%
💵 Salaries & Financials
Rumia
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,549 zł 5,649
$617 ฿20.2K
150.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
5
35.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rumia: June 1, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $637 in Rumia versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 151% higher in Rumia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Rumia versus $19.00 in Chiang Mai. Groceries tell a different story – $221 in Rumia vs $246 in Chiang Mai – so Rumia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rumia vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Rumia or Chiang Mai?
Rumia costs about 65% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Rumia vs Chiang Mai?
For a comfortable life, plan on about $2,151 per month in Rumia and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Rumia or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Rumia and Chiang Mai?
Kindergarten costs $344 per month in Rumia and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Rumia or Chiang Mai?
Interestingly, groceries are about 11% cheaper in Rumia – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Rumia or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Rumia at $1,434. In Chiang Mai it covers expenses comfortably, while in Rumia it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Rumia or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,434 in Rumia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Rumia compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Rumia or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.

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