Cost of Living Comparison Between Rumia and Chiang Mai Cost of Living Comparison Between Rumia and Chiang Mai

Monthly Cost of Living

A single person spends $1,534 per month in Rumia vs $950 in Chiang Mai, rent included.

A couple spends around $2,182 per month in Rumia vs $1,430 in Chiang Mai, rent included.

A family of three spends $2,831 per month in Rumia vs $1,909 in Chiang Mai, rent included.

Rumia costs about 61% more than Chiang Mai, driven mainly by Eating Out.

Rumia sits 11% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Rumia
Chiang Mai
Difference
Meal at Budget Restaurant
$10.59 zł 39.22
$2.10 ฿68.8
404.29%
Three-Course Dinner for Two, Mid-Range
$31.66 zł 117
$19.84 ฿651
59.58%
Fast Food Meal (McDonalds, etc)
$7.07 zł 26.20
$5.79 ฿190
22.11%
Cappuccino
$3.85 zł 14.28
$1.83 ฿60.0
110.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.17 zł 8.05
$0.78 ฿25.43
178.21%
Water (0.33 liter bottle)
$1.72 zł 6.35
$0.31 ฿10.30
454.84%
Local Beer (0.5 liter draught)
$3.75 zł 13.88
$2.34 ฿76.7
60.26%
Imported Beer (0.33 liter bottle)
$3.95 zł 14.63
$3.70 ฿121
6.76%
🛒 Groceries & Markets
Rumia
Chiang Mai
Difference
Milk (1 liter)
$1.04 zł 3.84
$2.03 ฿66.6
-48.77%
White Bread (500g)
$1.31 zł 4.86
$1.60 ฿52.4
-18.13%
Rice (white) (1kg)
$1.43 zł 5.28
$1.42 ฿46.43
0.70%
Eggs
$3.80 zł 14.07
$2.18 ฿71.4
74.31%
Local Cheese (1kg)
$9.12 zł 33.80
$15.91 ฿522
-42.68%
Chicken Fillets (1kg)
$6.60 zł 24.45
$3.07 ฿101
114.98%
Beef Round Steak (1kg)
$12.29 zł 45.53
$9.87 ฿324
24.52%
Apples (1kg)
$1.12 zł 4.16
$2.63 ฿86.2
-57.41%
Banana (1kg)
$1.76 zł 6.52
$1.10 ฿35.94
60.00%
Oranges (1kg)
$1.67 zł 6.18
$1.63 ฿53.5
2.45%
Tomato (1kg)
$2.73 zł 10.10
$1.53 ฿50.2
78.43%
Potato (1kg)
$0.92 zł 3.40
$1.24 ฿40.84
-25.81%
Onion (1kg)
$1.05 zł 3.90
$1.13 ฿37.11
-7.08%
Lettuce (1 head)
$1.33 zł 4.93
$0.74 ฿24.21
79.73%
Water (1.5 liter bottle)
$1.09 zł 4.05
$0.50 ฿16.37
118.00%
Cigarettes 20 Pack (Marlboro, Camel)
$5.50 zł 20.36
$4.28 ฿140
28.50%
Wine (Bottle)
$6.78 zł 25.13
$17.97 ฿590
-62.27%
Local Beer (0.5 liter bottle)
$1.17 zł 4.34
$1.70 ฿55.7
-31.18%
Imported Beer (0.33 liter bottle)
$1.54 zł 5.70
$2.90 ฿95.0
-46.90%
🚌 Getting Around
Rumia
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.35 zł 4.99
$0.94 ฿30.91
43.62%
Public Transport Monthly Pass (Regular Price)
$33.30 zł 123
$55.3 ฿1,814
-39.77%
Taxi Start (Normal Tariff)
$2.19 zł 8.11
$1.23 ฿40.48
78.05%
Taxi (Normal Tariff) (1km)
$0.83 zł 3.06
$0.53 ฿17.53
56.60%
Taxi 1hour Waiting (Normal Tariff)
$10.77 zł 39.88
$2.40 ฿78.8
348.75%
Gasoline (1 liter)
$1.73 zł 6.42
$1.44 ฿47.22
20.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K zł 118.1K
$21.2K ฿695.3K
50.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K zł 106.9K
$27.3K ฿895.9K
5.71%
🧾 Monthly Utilities & Internet
Rumia
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$293 zł 1,086
$64.9 ฿2,130
351.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.24 zł 34.23
$13.35 ฿438
-30.79%
Internet (50+ Mbps, Unlimited Data)
$17.98 zł 66.6
$20.83 ฿684
-13.68%
🎉 Sport & Entertainment
Rumia
Chiang Mai
Difference
Gym Membership (Monthly)
$40.19 zł 149
$40.42 ฿1,326
-0.57%
Tennis Court (1 Hour on Weekend)
$23.10 zł 85.6
$3.95 ฿130
484.81%
Cinema Ticket
$7.58 zł 28.09
$6.71 ฿220
12.97%
🧸 Childcare & Education
Rumia
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$353 zł 1,309
$787 ฿25.8K
-55.09%
International Primary School, 1 Child (Yearly)
$8,076 zł 29.9K
$15.1K ฿496.2K
-46.60%
👕👟 Clothing & Footwear
Rumia
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$86.3 zł 320
$56.2 ฿1,845
53.39%
Summer Dress (H&M, Zara, etc)
$42.57 zł 158
$24.95 ฿819
70.62%
Sport Shoes (Adidas, Nike)
$94.4 zł 350
$92.7 ฿3,042
1.81%
Men's Leather Business Shoes
$106 zł 391
$75.1 ฿2,465
40.65%
🏠 Accommodation & Living
Rumia
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$644 zł 2,385
$484 ฿15.9K
33.07%
1-bedroom Apartment, Outside City Center (Monthly)
$520 zł 1,925
$287 ฿9,425
80.91%
3-bedroom Apartment, City Center (Monthly)
$1,055 zł 3,908
$910 ฿29.8K
15.95%
3-bedroom Apartment, Outside City Center (Monthly)
$873 zł 3,235
$531 ฿17.4K
64.55%
Buy Apartment in City Center (m2)
$3,000 zł 11.1K
$1,980 ฿65.0K
51.51%
Buy Apartment Outside City Center (m2)
$2,331 zł 8,635
$1,451 ฿47.6K
60.64%
💵 Salaries & Financials
Rumia
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,537 zł 5,693
$605 ฿19.9K
153.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
5.57
21.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rumia: September 7, 2026

Last update for Chiang Mai: September 7, 2026

Cost Breakdown

A central one-bedroom costs $644 in Rumia versus $484 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 154% higher in Rumia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Rumia versus $20.00 in Chiang Mai. Groceries tell a different story – $224 in Rumia vs $242 in Chiang Mai – so Rumia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rumia vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Rumia or Chiang Mai?
Rumia costs about 61% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Rumia and in Chiang Mai?
For a comfortable life, plan on about $2,301 per month in Rumia and $1,426 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Rumia or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Rumia and in Chiang Mai?
Kindergarten costs $353 per month in Rumia and $787 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Rumia or in Chiang Mai?
Interestingly, groceries are about 8% cheaper in Rumia – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Rumia or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Rumia at $1,534. In Chiang Mai it covers expenses comfortably, while in Rumia it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Rumia or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,534 in Rumia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Rumia compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Rumia or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.

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