Last update: Oct 2026

Cost of Living Comparison Between Rugby and Manchester

For one person, living is cheaper in Rugby: $2,347 a month against $2,532 in Manchester, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Rugby
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Rugby Living Index
123

Cost of Living Index in Manchester
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Manchester Living Index

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Rugby

🇬🇧 United Kingdom

$2,347

/mo nomad

Manchester

🇬🇧 United Kingdom

$2,532

/mo nomad

Monthly Cost of Living

How much you'll spend in Rugby and in Manchester

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rugby and in Manchester actually costs, broken down by who's living it.

A single person spends $2,347 per month in Rugby vs $2,532 in Manchester, rent included.

Rugby $2,347
Manchester $2,532

A couple spends around $3,506 per month in Rugby vs $3,686 in Manchester, rent included.

Rugby $3,506
Manchester $3,686

A family of three spends $4,665 per month in Rugby vs $4,839 in Manchester, rent included.

Rugby $4,665
Manchester $4,839

Rugby is about 7% cheaper than Manchester, and outside of rent the biggest gap is in eating out.

Both Rugby and Manchester sit above the global median – Rugby by 73%, Manchester by 87%.

Meal at Budget Restaurant

$19.62 £14.72

$20.23 £15.18

-3.02%

Three-Course Dinner for Two, Mid-Range

$79.2 £59.4

$87.1 £65.3

-9.05%

Fast Food Meal (McDonalds, etc)

$9.53 £7.15

$10.83 £8.12

-12.00%

Cappuccino

$4.91 £3.68

$4.81 £3.61

2.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 £1.59

$2.44 £1.83

-13.11%

Water (0.33 liter bottle)

$1.50 £1.13

$1.62 £1.21

-7.41%

Local Beer (0.5 liter draught)

$6.05 £4.54

$7.82 £5.87

-22.63%

Imported Beer (0.33 liter bottle)

$6.58 £4.94

$6.48 £4.86

1.54%

Milk (1 liter)

$1.70 £1.28

$1.45 £1.09

17.24%

White Bread (500g)

$1.75 £1.32

$1.95 £1.47

-10.26%

Rice (white) (1kg)

$2.55 £1.91

$1.86 £1.40

37.10%

Eggs

$3.77 £2.83

$4.05 £3.04

-6.91%

Local Cheese (1kg)

$9.32 £6.99

$9.76 £7.32

-4.51%

Chicken Fillets (1kg)

$7.79 £5.85

$9.11 £6.83

-14.49%

Beef Round Steak (1kg)

$15.11 £11.34

$15.52 £11.64

-2.64%

Apples (1kg)

$2.59 £1.95

$3.20 £2.40

-19.06%

Banana (1kg)

$1.75 £1.31

$1.52 £1.14

15.13%

Oranges (1kg)

$2.41 £1.81

$3.02 £2.26

-20.20%

Tomato (1kg)

$3.17 £2.37

$3.34 £2.51

-5.09%

Potato (1kg)

$1.66 £1.25

$1.55 £1.17

7.10%

Onion (1kg)

$1.75 £1.31

$1.30 £0.98

34.62%

Lettuce (1 head)

$1.24 £0.93

$1.22 £0.92

1.64%

Water (1.5 liter bottle)

$1.58 £1.19

$1.28 £0.96

23.44%

Cigarettes 20 Pack (Marlboro, Camel)

$21.66 £16.25

$23.68 £17.77

-8.53%

Wine (Bottle)

$11.81 £8.86

$10.88 £8.16

8.55%

Local Beer (0.5 liter bottle)

$3.59 £2.70

$2.55 £1.91

40.78%

Imported Beer (0.33 liter bottle)

$3.38 £2.53

$3.15 £2.36

7.30%

One-way Ticket (Public Transport)

$2.64 £1.98

$2.68 £2.01

-1.49%

Public Transport Monthly Pass (Regular Price)

$106 £79.7

$105 £79.1

0.77%

Taxi Start (Normal Tariff)

$4.69 £3.52

$4.42 £3.31

6.11%

Taxi (Normal Tariff) (1km)

$1.62 £1.21

$2.20 £1.65

-26.36%

Taxi 1hour Waiting (Normal Tariff)

$24.42 £18.32

$30.45 £22.85

-19.80%

Gasoline (1 liter)

$2.09 £1.56

$2.04 £1.53

2.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K £29.4K

0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$40.3K £30.2K

1.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 £199

$252 £189

5.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.84 £14.88

$16.62 £12.47

19.37%

Internet (50+ Mbps, Unlimited Data)

$46.42 £34.83

$40.61 £30.47

14.31%

Gym Membership (Monthly)

$57.0 £42.79

$55.1 £41.32

3.56%

Tennis Court (1 Hour on Weekend)

$18.02 £13.52

Cinema Ticket

$14.91 £11.18

$13.26 £9.95

12.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,600 £1,200

$1,252 £939

27.85%

International Primary School, 1 Child (Yearly)

$22.5K £16.9K

$19.9K £14.9K

13.16%

Jeans (Levis 501 Or Similar)

$108 £81.4

$84.2 £63.2

28.87%

Summer Dress (H&M, Zara, etc)

$31.56 £23.68

$42.72 £32.05

-26.12%

Sport Shoes (Adidas, Nike)

$83.0 £62.2

$92.2 £69.2

-10.05%

Men's Leather Business Shoes

$113 £84.8

$106 £79.8

6.24%

1-bedroom Apartment, City Center (Monthly)

$1,107 £831

$1,789 £1,342

-38.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,044 £783

$1,242 £932

-15.94%

3-bedroom Apartment, City Center (Monthly)

$1,797 £1,348

$3,014 £2,261

-40.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,844 £1,383

$1,961 £1,471

-5.97%

Buy Apartment in City Center (m2)

$4,965 £3,725

$4,552 £3,415

9.08%

Buy Apartment Outside City Center (m2)

$3,847 £2,886

$4,349 £3,262

-11.53%

Average Monthly Net Salary (After Tax)

$4,705 £3,529

$3,460 £2,596

35.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

4.82

5.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rugby: October 19, 2026

Last update for Manchester: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rugby

$1K 44.5%

Manchester

$1.2K 49.1% 19% $198

Monthly Utilities & Internet

Rugby

$332 14.1%

Manchester

$309 12.2% 6.8% $23

Eating Out

Rugby

$302 12.9%

Manchester

$320 12.7% 6% $18

Groceries & Markets

Rugby

$302 12.9%

Manchester

$301 11.9% 0.2% $0.6

Clothing & Footwear

Rugby

$151 6.4%

Manchester

$146 5.8% 3.1% $4.7

Getting Around

Rugby

$130 5.5%

Manchester

$132 5.2% 1.5% $2

Sport & Entertainment

Rugby

$87 3.7%

Manchester

$82 3.2% 6% $5.3

Cost Breakdown

A central one-bedroom costs $1,107 in Rugby versus $1,789 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Rugby, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Rugby versus $87.0 in Manchester. Groceries tell a different story – $302 in Rugby vs $301 in Manchester – so Manchester wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Rugby

🇬🇧 Manchester

🕒 Local time

21:30 9:30 PM

Same time as Rugby

🌤 Weather

👥 Population

70,628

503,100

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Rugby Manchester 140 km

From you

Rugby
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rugby vs Manchester: Cost of Living - Frequently Asked Questions

Yes – Manchester is pricier by about 8%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,521 per month in Rugby and $3,798 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rugby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,600 per month in Rugby and $1,252 in Manchester. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 0% cheaper in Manchester – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Rugby, where all-in costs run around $2,347, than in Manchester at $2,532. In Rugby it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

Families tend to lean toward Rugby – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Rugby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.