Cost of Living Comparison Between Rugby and Chiang Mai Cost of Living Comparison Between Rugby and Chiang Mai

Monthly Cost of Living

A single person spends $2,112 per month in Rugby vs $861 in Chiang Mai, rent included.

A couple spends around $3,222 per month in Rugby vs $1,350 in Chiang Mai, rent included.

A family of three spends $4,333 per month in Rugby vs $1,838 in Chiang Mai, rent included.

Rugby costs about 145% more than Chiang Mai, driven mainly by Eating Out.

Rugby sits 58% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.08 £14.93

$1.96 ฿65.9

924.49%

Three-Course Dinner for Two, Mid-Range

$80.3 £59.7

$18.35 ฿617

337.66%

Fast Food Meal (McDonalds, etc)

$9.77 £7.27

$7.48 ฿252

30.61%

Cappuccino

$4.62 £3.44

$2.02 ฿67.8

128.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 £1.49

$0.85 ฿28.52

136.47%

Water (0.33 liter bottle)

$1.33 £0.99

$0.36 ฿11.97

269.44%

Local Beer (0.5 liter draught)

$5.29 £3.93

$2.14 ฿71.9

147.20%

Imported Beer (0.33 liter bottle)

$6.05 £4.50

$3.59 ฿121

68.52%

Milk (1 liter)

$1.61 £1.19

$1.65 ฿55.5

-2.42%

White Bread (500g)

$1.61 £1.19

$1.57 ฿52.7

2.55%

Rice (white) (1kg)

$2.60 £1.94

$1.19 ฿40.05

118.49%

Eggs

$3.73 £2.78

$1.94 ฿65.1

92.27%

Local Cheese (1kg)

$10.99 £8.17

$16.19 ฿545

-32.12%

Chicken Fillets (1kg)

$8.18 £6.09

$2.99 ฿101

173.58%

Beef Round Steak (1kg)

$13.82 £10.28

$10.94 ฿368

26.33%

Apples (1kg)

$2.62 £1.95

$2.71 ฿91.2

-3.32%

Banana (1kg)

$1.71 £1.27

$1.17 ฿39.27

46.15%

Oranges (1kg)

$1.98 £1.47

$1.69 ฿56.8

17.16%

Tomato (1kg)

$2.81 £2.09

$1.60 ฿54.0

75.63%

Potato (1kg)

$1.67 £1.24

$1.38 ฿46.56

21.01%

Onion (1kg)

$1.43 £1.07

$1.20 ฿40.47

19.17%

Lettuce (1 head)

$1.06 £0.79

$0.67 ฿22.51

58.21%

Water (1.5 liter bottle)

$1.42 £1.05

$0.56 ฿18.74

153.57%

Cigarettes 20 Pack (Marlboro, Camel)

$17.59 £13.08

$4.64 ฿156

279.09%

Wine (Bottle)

$12.09 £8.99

$17.62 ฿593

-31.38%

Local Beer (0.5 liter bottle)

$3.33 £2.48

$1.86 ฿62.6

79.03%

Imported Beer (0.33 liter bottle)

$4.07 £3.03

$3.30 ฿111

23.33%

One-way Ticket (Public Transport)

$2.65 £1.97

$0.88 ฿29.70

201.14%

Public Transport Monthly Pass (Regular Price)

$96.2 £71.5

$19.34 ฿651

397.31%

Taxi Start (Normal Tariff)

$4.54 £3.37

$1.36 ฿45.92

233.82%

Taxi (Normal Tariff) (1km)

$1.24 £0.92

$1.34 ฿45.00

-7.46%

Taxi 1hour Waiting (Normal Tariff)

$24.49 £18.22

$8.21 ฿276

198.29%

Gasoline (1 liter)

$1.97 £1.47

$1.22 ฿41.20

61.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K £28.8K

$21.4K ฿718.5K

81.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K £30.8K

$22.5K ฿758.1K

83.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 £219

$70.7 ฿2,378

316.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.64 £17.58

$14.04 ฿472

68.38%

Internet (50+ Mbps, Unlimited Data)

$43.36 £32.25

$17.49 ฿589

147.91%

Gym Membership (Monthly)

$51.1 £38.03

$42.15 ฿1,418

21.30%

Tennis Court (1 Hour on Weekend)

$13.51 £10.05

$6.88 ฿231

96.37%

Cinema Ticket

$13.77 £10.25

$5.92 ฿199

132.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,413 £1,051

$309 ฿10.4K

357.93%

International Primary School, 1 Child (Yearly)

$13.9K £10.4K

$14.9K ฿500.7K

-6.45%

Jeans (Levis 501 Or Similar)

$112 £83.6

$55.8 ฿1,876

101.45%

Summer Dress (H&M, Zara, etc)

$36.26 £26.97

$26.11 ฿879

38.87%

Sport Shoes (Adidas, Nike)

$119 £88.3

$83.0 ฿2,793

42.97%

Men's Leather Business Shoes

$108 £80.4

$70.5 ฿2,371

53.43%

1-bedroom Apartment, City Center (Monthly)

$820 £610

$432 ฿14.5K

89.76%

1-bedroom Apartment, Outside City Center (Monthly)

$827 £615

$239 ฿8,040

246.32%

3-bedroom Apartment, City Center (Monthly)

$1,531 £1,139

$822 ฿27.7K

86.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,499 £1,115

$512 ฿17.2K

192.83%

Buy Apartment in City Center (m2)

$5,074 £3,774

$1,915 ฿64.4K

164.99%

Buy Apartment Outside City Center (m2)

$4,360 £3,243

$1,467 ฿49.4K

197.15%

Average Monthly Net Salary (After Tax)

$3,338 £2,482

$579 ฿19.5K

476.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.76

15.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rugby: July 13, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $820 in Rugby versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 476% higher in Rugby, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Rugby versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $296 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rugby vs Chiang Mai: Cost of Living - Frequently Asked Questions

Rugby costs about 145% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,168 per month in Rugby and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,413 per month in Rugby and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 22% more in Rugby, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Rugby at $2,112. In Chiang Mai it covers expenses comfortably, while in Rugby it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $2,112 in Rugby. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rugby makes more sense. Both are solid long-term options with distinct trade-offs.