Last update: Oct 2026

Cost of Living Comparison Between Roatan and Ubud, Bali

For one person, living is cheaper in Roatan: $1,228 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Roatan
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Roatan Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Roatan

🇭🇳 Honduras

$1,228

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Roatan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roatan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,228 in Roatan versus $1,349 in Ubud, Bali.

Roatan $1,228
Ubud, Bali $1,349

Estimated couple costs with rent: $2,000 in Roatan versus $2,305 in Ubud, Bali.

Roatan $2,000
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,773 in Roatan versus $3,261 in Ubud, Bali.

Roatan $2,773
Ubud, Bali $3,261

Living in Roatan costs roughly 9% less than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$8.18 HNL 220

$3.32 Rp 59.9K

146.39%

Three-Course Dinner for Two, Mid-Range

$40.19 HNL 1,080

$35.64 Rp 642.4K

12.77%

Fast Food Meal (McDonalds, etc)

$8.59 HNL 231

$5.53 Rp 99.7K

55.33%

Cappuccino

$4.28 HNL 115

$2.72 Rp 49.0K

57.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 HNL 25.49

$1.70 Rp 30.7K

-44.12%

Water (0.33 liter bottle)

$0.86 HNL 23.21

$0.76 Rp 13.7K

13.16%

Local Beer (0.5 liter draught)

$2.51 HNL 67.6

$2.65 Rp 47.8K

-5.28%

Imported Beer (0.33 liter bottle)

$5.15 HNL 138

$4.38 Rp 79.0K

17.58%

Milk (1 liter)

$1.44 HNL 38.73

$1.49 Rp 26.9K

-3.36%

White Bread (500g)

$3.15 HNL 84.8

$2.28 Rp 41.0K

38.16%

Rice (white) (1kg)

$2.46 HNL 66.2

$1.19 Rp 21.5K

106.72%

Eggs

$1.97 HNL 53.0

$2.04 Rp 36.7K

-3.43%

Local Cheese (1kg)

$11.17 HNL 300

$17.70 Rp 319.1K

-36.89%

Chicken Fillets (1kg)

$6.46 HNL 174

$3.96 Rp 71.4K

63.13%

Beef Round Steak (1kg)

$17.61 HNL 473

$12.19 Rp 219.7K

44.46%

Apples (1kg)

$3.66 Rp 65.9K

Banana (1kg)

$1.12 HNL 30.10

$1.52 Rp 27.4K

-26.32%

Oranges (1kg)

$1.12 HNL 30.18

$2.23 Rp 40.2K

-49.78%

Tomato (1kg)

$0.52 HNL 14.04

$1.97 Rp 35.6K

-73.60%

Potato (1kg)

$1.63 HNL 43.84

$1.85 Rp 33.3K

-11.89%

Onion (1kg)

$1.49 HNL 40.10

$2.42 Rp 43.7K

-38.43%

Lettuce (1 head)

$1.17 HNL 31.41

$0.99 Rp 17.8K

18.18%

Water (1.5 liter bottle)

$2.93 HNL 78.8

$0.51 Rp 9,255

474.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 HNL 78.4

$2.22 Rp 40.0K

31.53%

Wine (Bottle)

$7.91 HNL 212

$22.24 Rp 400.9K

-64.43%

Local Beer (0.5 liter bottle)

$1.33 HNL 35.77

$2.26 Rp 40.7K

-41.15%

Imported Beer (0.33 liter bottle)

$2.59 HNL 69.5

$2.97 Rp 53.5K

-12.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$2.06 HNL 55.3

$0.44 Rp 7,923

368.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

Taxi 1hour Waiting (Normal Tariff)

$10.14 HNL 272

$5.41 Rp 97.5K

87.43%

Gasoline (1 liter)

$1.03 HNL 27.63

$0.82 Rp 14.9K

25.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K HNL 793.4K

$31.7K Rp 572.3M

-6.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

Internet (50+ Mbps, Unlimited Data)

$99.6 HNL 2,675

$18.58 Rp 334.9K

435.95%

Gym Membership (Monthly)

$61.2 HNL 1,644

$49.48 Rp 892.0K

23.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 HNL 13.6K

$491 Rp 8.8M

2.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

Jeans (Levis 501 Or Similar)

$40.37 HNL 1,084

$44.64 Rp 804.7K

-9.57%

Summer Dress (H&M, Zara, etc)

$19.93 HNL 535

$34.95 Rp 630.1K

-42.98%

Sport Shoes (Adidas, Nike)

$39.69 HNL 1,066

$79.9 Rp 1.4M

-50.33%

Men's Leather Business Shoes

$50.2 HNL 1,349

$79.4 Rp 1.4M

-36.78%

1-bedroom Apartment, City Center (Monthly)

$838 HNL 22.5K

$1,125 Rp 20.3M

-25.51%

1-bedroom Apartment, Outside City Center (Monthly)

$553 HNL 14.9K

$671 Rp 12.1M

-17.63%

3-bedroom Apartment, City Center (Monthly)

$1,968 HNL 52.9K

$3,565 Rp 64.3M

-44.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,236 HNL 33.2K

$1,723 Rp 31.1M

-28.27%

Buy Apartment in City Center (m2)

$1,906 HNL 51.2K

$2,732 Rp 49.2M

-30.24%

Buy Apartment Outside City Center (m2)

$1,323 HNL 35.5K

$2,284 Rp 41.2M

-42.09%

Average Monthly Net Salary (After Tax)

$497 HNL 13.3K

$164 Rp 3.0M

203.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

30.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roatan: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Roatan

$553 45.1%

Ubud, Bali

$672 49.8% 21.4% $118

Groceries & Markets

Roatan

$272 * 22.1%

Ubud, Bali

$288 21.4% 6.2% $17

Eating Out

Roatan

$173 14.1%

Ubud, Bali

$108 8% 37.6% $65

Monthly Utilities & Internet

Roatan

$100 * 8.1%

Ubud, Bali

$104 7.7% 4.5% $4.5

Clothing & Footwear

Roatan

$68 5.5%

Ubud, Bali

$108 8% 59.1% $40

Sport & Entertainment

Roatan

$61 * 5%

Ubud, Bali

$58 4.3% 5.2% $3.2

Getting Around

Roatan

$2.1 * 0.2%

Ubud, Bali

$11 0.9% 454% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $838 in Roatan and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Roatan pays about 3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40 in Roatan vs $36 in Ubud, Bali. Groceries flip the comparison at $272 vs $288, with Roatan cheaper for home cooking.

Good to know

🇭🇳 Roatan

🇮🇩 Ubud, Bali

🕒 Local time

12:49 12:49 PM

02:49 2:49 AM

14 h ahead of Roatan

🌤 Weather

👥 Population

17,425

74,800

💱 Currency

Honduran Lempira HNL L

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 HNL = 3.72 USD

100 HNL = 3.34 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to HNL – Honduran Lempira Converter

🇺🇸 United States Dollar ($)

🇭🇳 Honduran Lempira (L)

Honduran Lempira exchange rates as of October 28, 2026: 1 USD = 26.87 HNL (100 HNL = 3.72 USD). 1 EUR = 29.91 HNL (100 HNL = 3.34 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

USD to HNL in detail →

On the map

Lowest

Highest

Between locations

Roatan Ubud, Bali 17,500 km ≈ 22 h nonstop flight

From you

Roatan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roatan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in clothing, groceries, and transport. The 10% gap adds up to real monthly savings that compound significantly over time.

Average pay in Roatan is about 3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $838 in Roatan versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $505 in Roatan versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $40 in Roatan. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Roatan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Roatan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.