Cost of Living Comparison Between Roatan and Ubud, Bali Cost of Living Comparison Between Roatan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,213 in Roatan versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $1,999 in Roatan versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,786 in Roatan versus $3,724 in Ubud, Bali.

Living in Roatan costs roughly 13% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Roatan is 10% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.66 HNL 204

$3.48 Rp 59.7K

120.11%

Three-Course Dinner for Two, Mid-Range

$40.15 HNL 1,066

$32.88 Rp 564.0K

22.11%

Fast Food Meal (McDonalds, etc)

$8.93 HNL 237

$5.09 Rp 87.3K

75.44%

Cappuccino

$3.77 HNL 100

$2.75 Rp 47.1K

37.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 HNL 31.91

$1.38 Rp 23.7K

-13.04%

Water (0.33 liter bottle)

$0.75 HNL 19.91

$0.71 Rp 12.2K

5.63%

Local Beer (0.5 liter draught)

$2.29 HNL 60.9

$2.88 Rp 49.4K

-20.49%

Imported Beer (0.33 liter bottle)

$3.94 HNL 105

$3.87 Rp 66.4K

1.81%

Milk (1 liter)

$1.31 HNL 34.71

$1.79 Rp 30.7K

-26.82%

White Bread (500g)

$3.38 HNL 89.8

$2.45 Rp 42.0K

37.96%

Rice (white) (1kg)

$2.24 HNL 59.5

$1.21 Rp 20.7K

85.12%

Eggs

$1.98 HNL 52.6

$2.39 Rp 40.9K

-17.15%

Local Cheese (1kg)

$10.91 HNL 290

$14.70 Rp 252.1K

-25.78%

Chicken Fillets (1kg)

$6.63 HNL 176

$4.24 Rp 72.7K

56.37%

Beef Round Steak (1kg)

$17.91 HNL 476

$12.08 Rp 207.1K

48.26%

Apples (1kg)

$3.66 Rp 62.9K

Banana (1kg)

$1.08 HNL 28.56

$1.61 Rp 27.6K

-32.92%

Oranges (1kg)

$1.08 HNL 28.63

$2.72 Rp 46.6K

-60.29%

Tomato (1kg)

$0.57 HNL 15.08

$2.27 Rp 39.0K

-74.89%

Potato (1kg)

$1.08 HNL 28.62

$1.90 Rp 32.6K

-43.16%

Onion (1kg)

$1.11 HNL 29.61

$2.30 Rp 39.4K

-51.74%

Lettuce (1 head)

$0.99 HNL 26.24

$1.02 Rp 17.4K

-2.94%

Water (1.5 liter bottle)

$2.95 HNL 78.3

$0.78 Rp 13.4K

278.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 HNL 78.3

$3.24 Rp 55.7K

-8.95%

Wine (Bottle)

$7.60 HNL 202

$24.06 Rp 412.7K

-68.41%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

Imported Beer (0.33 liter bottle)

$3.94 HNL 105

$2.79 Rp 47.8K

41.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

Taxi Start (Normal Tariff)

$1.97 HNL 52.4

$0.45 Rp 7,708

337.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$9.86 HNL 262

$6.02 Rp 103.3K

63.79%

Gasoline (1 liter)

$1.06 HNL 28.13

$0.86 Rp 14.7K

23.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K HNL 810.6K

$31.7K Rp 543.7M

-3.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$102 HNL 2,703

$24.35 Rp 417.7K

317.95%

Gym Membership (Monthly)

$60.9 HNL 1,618

$95.8 Rp 1.6M

-36.37%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 HNL 11.2K

$302 Rp 5.2M

39.88%

International Primary School, 1 Child (Yearly)

$4,274 HNL 113.5K

$6,545 Rp 112.3M

-34.69%

Jeans (Levis 501 Or Similar)

$40.69 HNL 1,081

$53.4 Rp 916.3K

-23.83%

Summer Dress (H&M, Zara, etc)

$20.38 HNL 541

$38.55 Rp 661.2K

-47.13%

Sport Shoes (Adidas, Nike)

$40.69 HNL 1,081

$89.1 Rp 1.5M

-54.32%

Men's Leather Business Shoes

$49.22 HNL 1,307

$78.9 Rp 1.4M

-37.62%

1-bedroom Apartment, City Center (Monthly)

$838 HNL 22.3K

$1,016 Rp 17.4M

-17.48%

1-bedroom Apartment, Outside City Center (Monthly)

$542 HNL 14.4K

$672 Rp 11.5M

-19.42%

3-bedroom Apartment, City Center (Monthly)

$729 HNL 19.4K

$3,368 Rp 57.8M

-78.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,226 HNL 32.6K

$2,108 Rp 36.2M

-41.83%

Buy Apartment in City Center (m2)

$1,910 HNL 50.7K

$3,001 Rp 51.5M

-36.35%

Buy Apartment Outside City Center (m2)

$1,336 HNL 35.5K

$2,337 Rp 40.1M

-42.82%

Average Monthly Net Salary (After Tax)

$507 HNL 13.5K

$178 Rp 3.0M

185.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roatan: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $838 in Roatan and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Roatan pays 185% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40 in Roatan vs $33 in Ubud, Bali. Groceries flip the comparison at $265 vs $300, with Roatan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roatan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

Roatan pays 185% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $838 in Roatan versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $422 in Roatan versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $40.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,213 in Roatan versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Roatan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Roatan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.