Cost of Living Comparison Between Roatan and Ubud, Bali Cost of Living Comparison Between Roatan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,240 in Roatan versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $2,030 in Roatan versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,820 in Roatan versus $3,275 in Ubud, Bali.

Living in Roatan costs roughly 10% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Roatan is 10% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$7.91 HNL 212

$3.33 Rp 58.7K

137.54%

Three-Course Dinner for Two, Mid-Range

$40.62 HNL 1,091

$35.82 Rp 630.7K

13.40%

Fast Food Meal (McDonalds, etc)

$8.73 HNL 234

$5.63 Rp 99.1K

55.06%

Cappuccino

$4.44 HNL 119

$2.82 Rp 49.7K

57.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 HNL 27.04

$1.75 Rp 30.8K

-42.29%

Water (0.33 liter bottle)

$0.86 HNL 23.22

$0.80 Rp 14.0K

7.50%

Local Beer (0.5 liter draught)

$2.51 HNL 67.5

$3.04 Rp 53.6K

-17.43%

Imported Beer (0.33 liter bottle)

$5.11 HNL 137

$4.30 Rp 75.7K

18.84%

Milk (1 liter)

$1.44 HNL 38.68

$1.61 Rp 28.3K

-10.56%

White Bread (500g)

$3.22 HNL 86.6

$2.27 Rp 39.9K

41.85%

Rice (white) (1kg)

$2.54 HNL 68.3

$1.17 Rp 20.6K

117.09%

Eggs

$2.04 HNL 54.7

$2.17 Rp 38.2K

-5.99%

Local Cheese (1kg)

$11.03 HNL 296

$17.63 Rp 310.5K

-37.44%

Chicken Fillets (1kg)

$6.44 HNL 173

$4.05 Rp 71.4K

59.01%

Beef Round Steak (1kg)

$17.46 HNL 469

$12.18 Rp 214.5K

43.35%

Apples (1kg)

$3.62 Rp 63.7K

Banana (1kg)

$1.08 HNL 29.12

$1.64 Rp 28.8K

-34.15%

Oranges (1kg)

$1.09 HNL 29.14

$2.31 Rp 40.6K

-52.81%

Tomato (1kg)

$0.56 HNL 15.05

$1.96 Rp 34.5K

-71.43%

Potato (1kg)

$1.64 HNL 44.10

$1.84 Rp 32.5K

-10.87%

Onion (1kg)

$1.48 HNL 39.86

$2.37 Rp 41.7K

-37.55%

Lettuce (1 head)

$1.17 HNL 31.45

$1.05 Rp 18.5K

11.43%

Water (1.5 liter bottle)

$2.93 HNL 78.8

$0.54 Rp 9,560

442.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 HNL 78.2

$2.30 Rp 40.6K

26.52%

Wine (Bottle)

$7.83 HNL 210

$23.08 Rp 406.4K

-66.07%

Local Beer (0.5 liter bottle)

$1.33 HNL 35.78

$2.34 Rp 41.2K

-43.16%

Imported Beer (0.33 liter bottle)

$2.61 HNL 70.1

$3.07 Rp 54.0K

-14.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$2.05 HNL 55.0

$0.49 Rp 8,631

318.37%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$10.12 HNL 272

$5.60 Rp 98.6K

80.71%

Gasoline (1 liter)

$1.07 HNL 28.85

$0.81 Rp 14.2K

32.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K HNL 796.0K

$31.1K Rp 547.0M

-4.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$98.5 HNL 2,644

$18.79 Rp 330.8K

424.11%

Gym Membership (Monthly)

$58.9 HNL 1,580

$55.2 Rp 972.6K

6.54%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 HNL 13.4K

$494 Rp 8.7M

1.02%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$39.90 HNL 1,072

$46.28 Rp 814.8K

-13.79%

Summer Dress (H&M, Zara, etc)

$19.67 HNL 528

$36.44 Rp 641.6K

-46.02%

Sport Shoes (Adidas, Nike)

$40.79 HNL 1,095

$80.7 Rp 1.4M

-49.45%

Men's Leather Business Shoes

$49.65 HNL 1,333

$78.8 Rp 1.4M

-36.99%

1-bedroom Apartment, City Center (Monthly)

$848 HNL 22.8K

$1,114 Rp 19.6M

-23.86%

1-bedroom Apartment, Outside City Center (Monthly)

$552 HNL 14.8K

$693 Rp 12.2M

-20.44%

3-bedroom Apartment, City Center (Monthly)

$1,990 HNL 53.4K

$3,639 Rp 64.1M

-45.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,229 HNL 33.0K

$1,712 Rp 30.1M

-28.20%

Buy Apartment in City Center (m2)

$1,907 HNL 51.2K

$2,761 Rp 48.6M

-30.92%

Buy Apartment Outside City Center (m2)

$1,338 HNL 35.9K

$2,293 Rp 40.4M

-41.66%

Average Monthly Net Salary (After Tax)

$495 HNL 13.3K

$167 Rp 2.9M

196.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

30.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roatan: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $848 in Roatan and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Roatan pays 196% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $41.00 in Roatan vs $36.00 in Ubud, Bali. Groceries flip the comparison at $272 vs $294, with Roatan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roatan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 11% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 196% higher in Roatan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $848 in Roatan versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $499 in Roatan versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $41.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,240 in Roatan versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Roatan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Roatan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.