Cost of Living Comparison Between Ubud, Bali and Roatan Cost of Living Comparison Between Ubud, Bali and Roatan

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,240 in Roatan.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,030 in Roatan.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,820 in Roatan.

Living in Ubud, Bali is roughly 11% more expensive than in Roatan, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 0% above, Roatan is 10% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$7.91 HNL 212

-57.90%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$40.62 HNL 1,091

-11.82%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.73 HNL 234

-35.51%

Cappuccino

$2.82 Rp 49.7K

$4.44 HNL 119

-36.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.01 HNL 27.04

73.27%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.86 HNL 23.22

-6.98%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.51 HNL 67.5

21.12%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.11 HNL 137

-15.85%

Milk (1 liter)

$1.61 Rp 28.3K

$1.44 HNL 38.68

11.81%

White Bread (500g)

$2.27 Rp 39.9K

$3.22 HNL 86.6

-29.50%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.54 HNL 68.3

-53.94%

Eggs

$2.17 Rp 38.2K

$2.04 HNL 54.7

6.37%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.03 HNL 296

59.84%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.44 HNL 173

-37.11%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$17.46 HNL 469

-30.24%

Apples (1kg)

$3.62 Rp 63.7K

Banana (1kg)

$1.64 Rp 28.8K

$1.08 HNL 29.12

51.85%

Oranges (1kg)

$2.31 Rp 40.6K

$1.09 HNL 29.14

111.93%

Tomato (1kg)

$1.96 Rp 34.5K

$0.56 HNL 15.05

250.00%

Potato (1kg)

$1.84 Rp 32.5K

$1.64 HNL 44.10

12.20%

Onion (1kg)

$2.37 Rp 41.7K

$1.48 HNL 39.86

60.14%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.17 HNL 31.45

-10.26%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$2.93 HNL 78.8

-81.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.91 HNL 78.2

-20.96%

Wine (Bottle)

$23.08 Rp 406.4K

$7.83 HNL 210

194.76%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.33 HNL 35.78

75.94%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.61 HNL 70.1

17.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.05 HNL 55.0

-76.10%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.12 HNL 272

-44.66%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.07 HNL 28.85

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$29.6K HNL 796.0K

4.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$98.5 HNL 2,644

-80.92%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$58.9 HNL 1,580

-6.13%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$499 HNL 13.4K

-1.01%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$39.90 HNL 1,072

15.99%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.67 HNL 528

85.26%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$40.79 HNL 1,095

97.84%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$49.65 HNL 1,333

58.71%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$848 HNL 22.8K

31.33%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$552 HNL 14.8K

25.69%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,990 HNL 53.4K

82.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,229 HNL 33.0K

39.27%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,907 HNL 51.2K

44.77%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,338 HNL 35.9K

71.40%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$495 HNL 13.3K

-66.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Roatan: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $848 in Roatan. Housing cost is often the main lever when comparing two cities.

Roatan pays 196% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $41.00 in Roatan. Groceries flip the comparison at $294 vs $272, with Roatan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Roatan: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 196% lower in Roatan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $848 in Roatan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $499 in Roatan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $41.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,240 in Roatan versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Roatan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Roatan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.