Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Roatan

For one person, living is cheaper in Roatan: $1,228 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Roatan
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Roatan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Roatan

🇭🇳 Honduras

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Roatan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Roatan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,228 in Roatan.

Ubud, Bali $1,349
Roatan $1,228

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,000 in Roatan.

Ubud, Bali $2,305
Roatan $2,000

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,773 in Roatan.

Ubud, Bali $3,261
Roatan $2,773

Living in Ubud, Bali is roughly 10% more expensive than in Roatan, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.18 HNL 220

-59.41%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$40.19 HNL 1,080

-11.32%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.59 HNL 231

-35.62%

Cappuccino

$2.72 Rp 49.4K

$4.28 HNL 115

-36.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.95 HNL 25.49

78.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.86 HNL 23.21

-11.63%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.51 HNL 67.6

5.58%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.15 HNL 138

-14.95%

Milk (1 liter)

$1.49 Rp 27.1K

$1.44 HNL 38.73

3.47%

White Bread (500g)

$2.28 Rp 41.4K

$3.15 HNL 84.8

-27.62%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.46 HNL 66.2

-51.63%

Eggs

$2.04 Rp 37.0K

$1.97 HNL 53.0

3.55%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.17 HNL 300

58.46%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.46 HNL 174

-38.70%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.61 HNL 473

-30.78%

Apples (1kg)

$3.66 Rp 66.4K

Banana (1kg)

$1.52 Rp 27.6K

$1.12 HNL 30.10

35.71%

Oranges (1kg)

$2.23 Rp 40.5K

$1.12 HNL 30.18

99.11%

Tomato (1kg)

$1.97 Rp 35.9K

$0.52 HNL 14.04

278.85%

Potato (1kg)

$1.85 Rp 33.6K

$1.63 HNL 43.84

13.50%

Onion (1kg)

$2.42 Rp 44.1K

$1.49 HNL 40.10

62.42%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.17 HNL 31.41

-15.38%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.93 HNL 78.8

-82.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.92 HNL 78.4

-23.97%

Wine (Bottle)

$22.24 Rp 404.2K

$7.91 HNL 212

181.16%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.33 HNL 35.77

69.92%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.59 HNL 69.5

14.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.06 HNL 55.3

-78.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$10.14 HNL 272

-46.65%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.03 HNL 27.63

-20.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$29.5K HNL 793.4K

7.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$99.6 HNL 2,675

-81.34%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$61.2 HNL 1,644

-19.14%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$505 HNL 13.6K

-2.89%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$40.37 HNL 1,084

10.58%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$19.93 HNL 535

75.36%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$39.69 HNL 1,066

101.31%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$50.2 HNL 1,349

58.18%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$838 HNL 22.5K

34.25%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$553 HNL 14.9K

21.41%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,968 HNL 52.9K

81.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,236 HNL 33.2K

39.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,906 HNL 51.2K

43.34%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,323 HNL 35.5K

72.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$497 HNL 13.3K

-67.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Roatan: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Roatan

$553 45.1% 17.6% $118

Groceries & Markets

Ubud, Bali

$288 21.4%

Roatan

$272 * 22.1% 5.8% $17

Eating Out

Ubud, Bali

$108 8%

Roatan

$173 14.1% 60.3% $65

Clothing & Footwear

Ubud, Bali

$108 8%

Roatan

$68 5.5% 37.1% $40

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Roatan

$100 * 8.1% 4.3% $4.5

Sport & Entertainment

Ubud, Bali

$58 4.3%

Roatan

$61 * 5% 5.4% $3.2

Getting Around

Ubud, Bali

$11 0.9%

Roatan

$2.1 * 0.2% 82% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $838 in Roatan. Housing cost is often the main lever when comparing two cities.

Roatan pays about 3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $40 in Roatan. Groceries flip the comparison at $288 vs $272, with Roatan cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇳 Roatan

🕒 Local time

04:36 4:36 AM

14:36 2:36 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,425

💱 Currency

Indonesian Rupiah IDR Rp

Honduran Lempira HNL L

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 HNL = 3.72 USD

100 HNL = 3.34 EUR

Exchange rates and currency converter

HNL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Honduran Lempira exchange rates as of October 28, 2026: 1 USD = 26.87 HNL (100 HNL = 3.72 USD). 1 EUR = 29.91 HNL (100 HNL = 3.34 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Roatan 17,500 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Roatan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Roatan: Cost of Living - Frequently Asked Questions

Roatan is about 9% cheaper overall, especially in clothing, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 67% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $838 in Roatan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $505 in Roatan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $40 in Roatan. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Roatan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Roatan are both considered safe, so it’s unlikely to be the deciding factor between them.