Cost of Living Comparison Between Ubud, Bali and Roatan Cost of Living Comparison Between Ubud, Bali and Roatan

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,213 in Roatan.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,999 in Roatan.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,786 in Roatan.

Living in Ubud, Bali is roughly 15% more expensive than Roatan, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 4% above, Roatan is 10% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$7.66 HNL 204

-54.57%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$40.15 HNL 1,066

-18.11%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$8.93 HNL 237

-43.00%

Cappuccino

$2.75 Rp 47.1K

$3.77 HNL 100

-27.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.20 HNL 31.91

15.00%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.75 HNL 19.91

-5.33%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$2.29 HNL 60.9

25.76%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$3.94 HNL 105

-1.78%

Milk (1 liter)

$1.79 Rp 30.7K

$1.31 HNL 34.71

36.64%

White Bread (500g)

$2.45 Rp 42.0K

$3.38 HNL 89.8

-27.51%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.24 HNL 59.5

-45.98%

Eggs

$2.39 Rp 40.9K

$1.98 HNL 52.6

20.71%

Local Cheese (1kg)

$14.70 Rp 252.1K

$10.91 HNL 290

34.74%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$6.63 HNL 176

-36.05%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$17.91 HNL 476

-32.55%

Apples (1kg)

$3.66 Rp 62.9K

Banana (1kg)

$1.61 Rp 27.6K

$1.08 HNL 28.56

49.07%

Oranges (1kg)

$2.72 Rp 46.6K

$1.08 HNL 28.63

151.85%

Tomato (1kg)

$2.27 Rp 39.0K

$0.57 HNL 15.08

298.25%

Potato (1kg)

$1.90 Rp 32.6K

$1.08 HNL 28.62

75.93%

Onion (1kg)

$2.30 Rp 39.4K

$1.11 HNL 29.61

107.21%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.99 HNL 26.24

3.03%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$2.95 HNL 78.3

-73.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$2.95 HNL 78.3

9.83%

Wine (Bottle)

$24.06 Rp 412.7K

$7.60 HNL 202

216.58%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$3.94 HNL 105

-29.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$1.97 HNL 52.4

-77.16%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$9.86 HNL 262

-38.95%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.06 HNL 28.13

-18.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$30.5K HNL 810.6K

3.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$102 HNL 2,703

-76.07%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$60.9 HNL 1,618

57.15%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$422 HNL 11.2K

-28.51%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$4,274 HNL 113.5K

53.13%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$40.69 HNL 1,081

31.29%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$20.38 HNL 541

89.16%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$40.69 HNL 1,081

118.90%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$49.22 HNL 1,307

60.30%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$838 HNL 22.3K

21.18%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$542 HNL 14.4K

24.11%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$729 HNL 19.4K

362.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$1,226 HNL 32.6K

71.90%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$1,910 HNL 50.7K

57.12%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$1,336 HNL 35.5K

74.89%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$507 HNL 13.5K

-64.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Roatan: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $838 in Roatan. Housing cost is often the main lever when comparing two cities.

Roatan pays 185% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $40 in Roatan. Groceries flip the comparison at $300 vs $265, with Roatan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Roatan: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, Roatan earns 185% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $838 in Roatan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $422 in Roatan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $40.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,213 in Roatan versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Roatan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Roatan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.