Cost of Living Comparison Between Ubud, Bali and Roatan Cost of Living Comparison Between Ubud, Bali and Roatan

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,212 in Roatan.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,980 in Roatan.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $2,749 in Roatan.

Living in Ubud, Bali is roughly 15% more expensive than in Roatan, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 5% above, Roatan is 9% below.

Meal at Budget Restaurant

$3.43 Rp 61.5K

$7.35 HNL 197

-53.33%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 573.3K

$40.22 HNL 1,076

-20.51%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.6K

$8.89 HNL 238

-43.19%

Cappuccino

$2.71 Rp 48.7K

$3.69 HNL 98.8

-26.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.24 HNL 33.19

12.10%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.70 HNL 18.74

5.71%

Local Beer (0.5 liter draught)

$2.89 Rp 51.9K

$2.22 HNL 59.5

30.18%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.12 HNL 110

-8.01%

Milk (1 liter)

$1.79 Rp 32.2K

$1.30 HNL 34.79

37.69%

White Bread (500g)

$2.51 Rp 44.9K

$3.24 HNL 86.7

-22.53%

Rice (white) (1kg)

$1.21 Rp 21.8K

$2.14 HNL 57.3

-43.46%

Eggs

$2.37 Rp 42.5K

$1.98 HNL 53.0

19.70%

Local Cheese (1kg)

$14.43 Rp 258.8K

$10.82 HNL 289

33.36%

Chicken Fillets (1kg)

$4.15 Rp 74.4K

$6.77 HNL 181

-38.70%

Beef Round Steak (1kg)

$12.11 Rp 217.3K

$17.97 HNL 481

-32.61%

Apples (1kg)

$3.77 Rp 67.6K

Banana (1kg)

$1.63 Rp 29.2K

$1.13 HNL 30.11

44.25%

Oranges (1kg)

$2.71 Rp 48.5K

$1.09 HNL 29.10

148.62%

Tomato (1kg)

$2.26 Rp 40.5K

$0.58 HNL 15.38

289.66%

Potato (1kg)

$1.93 Rp 34.5K

$1.07 HNL 28.56

80.37%

Onion (1kg)

$2.19 Rp 39.3K

$1.08 HNL 28.86

102.78%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.02 HNL 27.41

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$2.94 HNL 78.8

-75.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.1K

$2.98 HNL 79.6

6.71%

Wine (Bottle)

$23.84 Rp 427.5K

$7.54 HNL 202

216.18%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$4.10 HNL 110

-32.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,794

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.0K

Taxi Start (Normal Tariff)

$0.48 Rp 8,668

$2.04 HNL 54.5

-76.47%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,557

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.1K

$9.91 HNL 265

-39.15%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.05 HNL 28.10

-21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.6M

$30.3K HNL 809.8K

6.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.2K

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.9K

$98.4 HNL 2,633

-75.71%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$60.4 HNL 1,614

59.34%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.0K

Cinema Ticket

$4.01 Rp 72.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$425 HNL 11.4K

-28.80%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.5M

$4,118 HNL 110.1K

59.07%

Jeans (Levis 501 Or Similar)

$55.3 Rp 992.0K

$40.11 HNL 1,073

37.90%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 687.3K

$20.18 HNL 540

89.89%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$39.47 HNL 1,056

124.17%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$50.9 HNL 1,361

50.83%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$844 HNL 22.6K

16.76%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$550 HNL 14.7K

24.05%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.3M

$741 HNL 19.8K

361.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.2M

$1,248 HNL 33.4K

66.27%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,873 HNL 50.1K

47.49%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$1,335 HNL 35.7K

67.96%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$492 HNL 13.2K

-65.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Roatan: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $844 in Roatan. Housing cost is often the main lever when comparing two cities.

Roatan pays 192% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $40.00 in Roatan. Groceries flip the comparison at $298 vs $264, with Roatan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Roatan: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 192% lower in Roatan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $844 in Roatan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $425 in Roatan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $40.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,212 in Roatan versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Roatan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Roatan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.