Cost of Living Comparison Between Ubud, Bali and Roatan Cost of Living Comparison Between Ubud, Bali and Roatan

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,218 in Roatan.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,007 in Roatan.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,797 in Roatan.

Living in Ubud, Bali is roughly 15% more expensive than Roatan, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 4% above, Roatan is 9% below.

Meal at Budget Restaurant

$3.57 Rp 64.8K

$7.65 HNL 204

-53.33%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 590.5K

$39.35 HNL 1,049

-17.41%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.4K

$8.85 HNL 236

-45.08%

Cappuccino

$2.75 Rp 49.9K

$3.58 HNL 95.3

-23.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.24 HNL 33.03

6.45%

Water (0.33 liter bottle)

$0.70 Rp 12.8K

$0.74 HNL 19.74

-5.41%

Local Beer (0.5 liter draught)

$2.91 Rp 52.9K

$2.18 HNL 58.2

33.49%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.9K

$3.93 HNL 105

-3.56%

Milk (1 liter)

$1.71 Rp 31.1K

$1.31 HNL 34.87

30.53%

White Bread (500g)

$2.47 Rp 45.0K

$3.38 HNL 90.0

-26.92%

Rice (white) (1kg)

$1.20 Rp 21.8K

$2.15 HNL 57.2

-44.19%

Eggs

$2.44 Rp 44.4K

$2.03 HNL 54.2

20.20%

Local Cheese (1kg)

$14.38 Rp 261.3K

$10.87 HNL 290

32.29%

Chicken Fillets (1kg)

$4.31 Rp 78.2K

$6.51 HNL 174

-33.79%

Beef Round Steak (1kg)

$12.21 Rp 221.8K

$17.33 HNL 462

-29.54%

Apples (1kg)

$3.68 Rp 66.9K

Banana (1kg)

$1.55 Rp 28.2K

$1.11 HNL 29.59

39.64%

Oranges (1kg)

$2.79 Rp 50.6K

$1.08 HNL 28.70

158.33%

Tomato (1kg)

$2.33 Rp 42.4K

$0.57 HNL 15.10

308.77%

Potato (1kg)

$1.97 Rp 35.8K

$1.07 HNL 28.53

84.11%

Onion (1kg)

$2.31 Rp 42.0K

$1.08 HNL 28.74

113.89%

Lettuce (1 head)

$1.06 Rp 19.3K

$1.02 HNL 27.10

3.92%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$3.07 HNL 81.9

-76.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.6K

$2.99 HNL 79.6

9.70%

Wine (Bottle)

$22.79 Rp 414.1K

$7.77 HNL 207

193.31%

Local Beer (0.5 liter bottle)

$2.81 Rp 51.0K

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$4.08 HNL 109

-31.86%

One-way Ticket (Public Transport)

$0.29 Rp 5,290

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,159

$1.97 HNL 52.5

-77.16%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,207

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.3K

$10.05 HNL 268

-37.91%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.06 HNL 28.27

-19.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.1M

$30.6K HNL 814.4K

3.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 443.7K

$101 HNL 2,698

-75.88%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$60.1 HNL 1,603

62.43%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 117.1K

Cinema Ticket

$4.04 Rp 73.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$422 HNL 11.3K

-28.00%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.3M

$4,238 HNL 113.0K

56.22%

Jeans (Levis 501 Or Similar)

$54.2 Rp 985.2K

$39.47 HNL 1,052

37.40%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 704.4K

$19.91 HNL 531

94.78%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$39.64 HNL 1,057

117.31%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$50.3 HNL 1,342

52.30%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$860 HNL 22.9K

14.57%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 12.0M

$556 HNL 14.8K

18.24%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.2M

$722 HNL 19.3K

366.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$1,264 HNL 33.7K

63.48%

Buy Apartment in City Center (m2)

$2,741 Rp 49.8M

$1,878 HNL 50.1K

45.95%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.5M

$1,346 HNL 35.9K

65.49%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$492 HNL 13.1K

-66.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Roatan: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $860 in Roatan. Housing cost is often the main lever when comparing two cities.

Roatan pays 201% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $39.00 in Roatan. Groceries flip the comparison at $297 vs $265, with Roatan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Roatan: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, Roatan earns 201% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $860 in Roatan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $422 in Roatan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $39.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,218 in Roatan versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Roatan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Roatan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.