🙂A single person spends $1,240 per month in Roatan vs $1,305 in Playa del Carmen, rent included.
🙂A couple spends around $2,030 per month in Roatan vs $2,334 in Playa del Carmen, rent included.
🙂A family of three spends $2,820 per month in Roatan vs $3,362 in Playa del Carmen, rent included.
🙂Roatan is about 5% cheaper than Playa del Carmen, driven mainly by Getting Around.
📊Both Roatan and Playa del Carmen are more affordable than the global median – Roatan10% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Roatan
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.91HNL 212
$11.96MX$203
-33.86%
Three-Course Dinner for Two, Mid-Range
$40.62HNL 1,091
$47.38MX$804
-14.27%
Fast Food Meal(McDonalds, etc)
$8.73HNL 234
$11.75MX$199
-25.70%
Cappuccino
$4.44HNL 119
$4.12MX$70.0
7.77%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.01HNL 27.04
$1.40MX$23.74
-27.86%
Water(0.33 liter bottle)
$0.86HNL 23.22
$0.91MX$15.48
-5.49%
Local Beer(0.5 liter draught)
$2.51HNL 67.5
$3.21MX$54.4
-21.81%
Imported Beer(0.33 liter bottle)
$5.11HNL 137
$7.07MX$120
-27.72%
🛒 Groceries & Markets
Roatan
Playa del Carmen
Difference
Milk(1 liter)
$1.44HNL 38.68
$1.68MX$28.44
-14.29%
White Bread(500g)
$3.22HNL 86.6
$2.15MX$36.48
49.77%
Rice(white)(1kg)
$2.54HNL 68.3
$1.77MX$30.10
43.50%
Eggs
$2.04HNL 54.7
$2.82MX$47.76
-27.66%
Local Cheese(1kg)
$11.03HNL 296
$9.20MX$156
19.89%
Chicken Fillets(1kg)
$6.44HNL 173
$9.23MX$157
-30.23%
Beef Round Steak(1kg)
$17.46HNL 469
$12.64MX$214
38.13%
Apples(1kg)
-
$2.95MX$50.1
-
Banana(1kg)
$1.08HNL 29.12
$1.58MX$26.79
-31.65%
Oranges(1kg)
$1.09HNL 29.14
$2.22MX$37.70
-50.90%
Tomato(1kg)
$0.56HNL 15.05
$2.36MX$40.09
-76.27%
Potato(1kg)
$1.64HNL 44.10
$1.99MX$33.81
-17.59%
Onion(1kg)
$1.48HNL 39.86
$1.98MX$33.58
-25.25%
Lettuce(1 head)
$1.17HNL 31.45
$1.24MX$21.04
-5.65%
Water(1.5 liter bottle)
$2.93HNL 78.8
$1.21MX$20.55
142.15%
Cigarettes 20 Pack(Marlboro, Camel)
$2.91HNL 78.2
$4.60MX$78.1
-36.74%
Wine(Bottle)
$7.83HNL 210
$10.52MX$178
-25.57%
Local Beer(0.5 liter bottle)
$1.33HNL 35.78
$1.69MX$28.70
-21.30%
Imported Beer(0.33 liter bottle)
$2.61HNL 70.1
$2.77MX$47.06
-5.78%
🚌 Getting Around
Roatan
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.60MX$10.22
-
Public Transport Monthly Pass(Regular Price)
-
$29.70MX$504
-
Taxi Start(Normal Tariff)
$2.05HNL 55.0
$5.24MX$88.8
-60.88%
Taxi(Normal Tariff)(1km)
-
$3.65MX$61.9
-
Taxi 1hour Waiting(Normal Tariff)
$10.12HNL 272
$5.78MX$98.1
75.09%
Gasoline(1 liter)
$1.07HNL 28.85
$1.54MX$26.09
-30.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$22.8KMX$386.8K
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.6KHNL 796.0K
$25.8KMX$437.9K
14.84%
🧾 Monthly Utilities & Internet
Roatan
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$90.7MX$1,538
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$25.19MX$427
-
Internet(50+ Mbps, Unlimited Data)
$98.5HNL 2,644
$31.75MX$539
210.17%
🎉 Sport & Entertainment
Roatan
Playa del Carmen
Difference
Gym Membership(Monthly)
$58.9HNL 1,580
$68.8MX$1,167
-14.45%
Tennis Court(1 Hour on Weekend)
-
$29.37MX$498
-
Cinema Ticket
-
$4.86MX$82.5
-
🧸 Childcare & Education
Roatan
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$499HNL 13.4K
$226MX$3,828
121.21%
International Primary School, 1 Child(Yearly)
-
$4,194MX$71.1K
-
👕👟 Clothing & Footwear
Roatan
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$39.90HNL 1,072
$47.38MX$804
-15.79%
Summer Dress(H&M, Zara, etc)
$19.67HNL 528
$43.45MX$737
-54.73%
Sport Shoes(Adidas, Nike)
$40.79HNL 1,095
$80.2MX$1,361
-49.15%
Men's Leather Business Shoes
$49.65HNL 1,333
$91.4MX$1,550
-45.67%
🏠 Accommodation & Living
Roatan
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$848HNL 22.8K
$1,086MX$18.4K
-21.87%
1-bedroom Apartment, Outside City Center(Monthly)
$552HNL 14.8K
$409MX$6,933
34.96%
3-bedroom Apartment, City Center(Monthly)
$1,990HNL 53.4K
$1,972MX$33.5K
0.92%
3-bedroom Apartment, Outside City Center(Monthly)
$1,229HNL 33.0K
$1,281MX$21.7K
-4.06%
Buy Apartment in City Center(m2)
$1,907HNL 51.2K
$4,046MX$68.6K
-52.87%
Buy Apartment Outside City Center(m2)
$1,338HNL 35.9K
$6,704MX$113.7K
-80.05%
💵 Salaries & Financials
Roatan
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$495HNL 13.3K
$773MX$13.1K
-35.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
18
11.45
57.21%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Roatan: September 7, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $848 in Roatan versus $1,086 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 56% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $41.00 in Roatan versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $272 vs $278 – making Roatan the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Roatan vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Roatan?
Yes – Playa del Carmen is pricier by about 5%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,859 per month in Roatan and $1,958 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Roatan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Roatan and in Playa del Carmen?
Monthly expenses with rent come to $1,240 in Roatan and $1,305 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $499 per month in Roatan and $226 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Roatan or in Playa del Carmen?
A $1,500 monthly budget goes further in Roatan, where all-in costs run around $1,240, than in Playa del Carmen at $1,305. In Roatan it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Roatan or Playa del Carmen more family-friendly?
Families tend to lean toward Roatan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Roatan or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Roatan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.