😐A single person spends $1,305 per month in Playa del Carmen vs $1,240 in Roatan, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $2,030 in Roatan, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $2,820 in Roatan, rent included.
😐Playa del Carmen costs about 5% more than Roatan, driven mainly by Getting Around.
📊Both Playa del Carmen and Roatan are more affordable than the global median – Playa del Carmen5% lower, Roatan10% lower.
Currency
🍽 Eating Out
Playa del Carmen
Roatan
Difference
Meal at Budget Restaurant
$11.96MX$203
$7.91HNL 212
51.20%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$40.62HNL 1,091
16.64%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
$8.73HNL 234
34.59%
Cappuccino
$4.12MX$70.0
$4.44HNL 119
-7.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$1.01HNL 27.04
38.61%
Water(0.33 liter bottle)
$0.91MX$15.48
$0.86HNL 23.22
5.81%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$2.51HNL 67.5
27.89%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$5.11HNL 137
38.36%
🛒 Groceries & Markets
Playa del Carmen
Roatan
Difference
Milk(1 liter)
$1.68MX$28.44
$1.44HNL 38.68
16.67%
White Bread(500g)
$2.15MX$36.48
$3.22HNL 86.6
-33.23%
Rice(white)(1kg)
$1.77MX$30.10
$2.54HNL 68.3
-30.31%
Eggs
$2.82MX$47.76
$2.04HNL 54.7
38.24%
Local Cheese(1kg)
$9.20MX$156
$11.03HNL 296
-16.59%
Chicken Fillets(1kg)
$9.23MX$157
$6.44HNL 173
43.32%
Beef Round Steak(1kg)
$12.64MX$214
$17.46HNL 469
-27.61%
Apples(1kg)
$2.95MX$50.1
-
-
Banana(1kg)
$1.58MX$26.79
$1.08HNL 29.12
46.30%
Oranges(1kg)
$2.22MX$37.70
$1.09HNL 29.14
103.67%
Tomato(1kg)
$2.36MX$40.09
$0.56HNL 15.05
321.43%
Potato(1kg)
$1.99MX$33.81
$1.64HNL 44.10
21.34%
Onion(1kg)
$1.98MX$33.58
$1.48HNL 39.86
33.78%
Lettuce(1 head)
$1.24MX$21.04
$1.17HNL 31.45
5.98%
Water(1.5 liter bottle)
$1.21MX$20.55
$2.93HNL 78.8
-58.70%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$2.91HNL 78.2
58.08%
Wine(Bottle)
$10.52MX$178
$7.83HNL 210
34.36%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$1.33HNL 35.78
27.07%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$2.61HNL 70.1
6.13%
🚌 Getting Around
Playa del Carmen
Roatan
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
-
-
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
-
-
Taxi Start(Normal Tariff)
$5.24MX$88.8
$2.05HNL 55.0
155.61%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
-
-
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
$10.12HNL 272
-42.89%
Gasoline(1 liter)
$1.54MX$26.09
$1.07HNL 28.85
43.93%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
$29.6KHNL 796.0K
-12.92%
🧾 Monthly Utilities & Internet
Playa del Carmen
Roatan
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
-
-
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$98.5HNL 2,644
-67.76%
🎉 Sport & Entertainment
Playa del Carmen
Roatan
Difference
Gym Membership(Monthly)
$68.8MX$1,167
$58.9HNL 1,580
16.89%
Tennis Court(1 Hour on Weekend)
$29.37MX$498
-
-
Cinema Ticket
$4.86MX$82.5
-
-
🧸 Childcare & Education
Playa del Carmen
Roatan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$499HNL 13.4K
-54.79%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
-
-
👕👟 Clothing & Footwear
Playa del Carmen
Roatan
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$39.90HNL 1,072
18.75%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$19.67HNL 528
120.89%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$40.79HNL 1,095
96.67%
Men's Leather Business Shoes
$91.4MX$1,550
$49.65HNL 1,333
84.05%
🏠 Accommodation & Living
Playa del Carmen
Roatan
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
$848HNL 22.8K
27.99%
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
$552HNL 14.8K
-25.91%
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$1,990HNL 53.4K
-0.91%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
$1,229HNL 33.0K
4.23%
Buy Apartment in City Center(m2)
$4,046MX$68.6K
$1,907HNL 51.2K
112.18%
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
$1,338HNL 35.9K
401.19%
💵 Salaries & Financials
Playa del Carmen
Roatan
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
$495HNL 13.3K
56.15%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
18
-36.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Roatan: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,086 in Playa del Carmen versus $848 in Roatan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 56% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $41.00 in Roatan. Monthly groceries follow the same trend: $278 vs $272 – making Roatan the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Roatan: Cost of Living - Frequently Asked Questions
Is Roatan cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 5%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,859 in Roatan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Roatan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Roatan?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $1,240 in Roatan. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Playa del Carmen and $499 in Roatan. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Playa del Carmen or in Roatan?
A $1,500 monthly budget goes further in Roatan, where all-in costs run around $1,240, than in Playa del Carmen at $1,305. In Roatan it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Roatan more family-friendly?
Families tend to lean toward Roatan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Roatan?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Roatan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared