Last update: Nov 2026

Cost of Living Comparison Between Road Town and Montreal

For one person, living is cheaper in Montreal: $2,067 a month against $2,593 in Road Town, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Road Town

🇻🇬 British Virgin Islands

$2,593

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Road Town and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Road Town and in Montreal actually costs, broken down by who's living it.

A single person spends $2,593 per month in Road Town vs $2,067 in Montreal, rent included.

Road Town $2,593
Montreal $2,067

A couple spends around $4,460 per month in Road Town vs $3,179 in Montreal, rent included.

Road Town $4,460
Montreal $3,179

A family of three spends $6,327 per month in Road Town vs $4,291 in Montreal, rent included.

Road Town $6,327
Montreal $4,291

Road Town costs about 25% more than Montreal, and outside of rent the biggest gap is in utilities.

Both Road Town and Montreal sit above the global median – Road Town by 92%, Montreal by 53%.

Meal at Budget Restaurant

$17.47 $17.47

$18.89 CA$26.48

-7.52%

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$72.6 CA$102

10.54%

Fast Food Meal (McDonalds, etc)

$7.92 $7.92

$10.79 CA$15.13

-26.60%

Cappuccino

$4.60 $4.60

$3.98 CA$5.58

15.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 $1.67

$2.02 CA$2.83

-17.33%

Water (0.33 liter bottle)

$0.98 $0.98

$1.63 CA$2.29

-39.88%

Local Beer (0.5 liter draught)

$4.07 $4.07

$6.32 CA$8.86

-35.60%

Imported Beer (0.33 liter bottle)

$1.81 $1.81

$7.06 CA$9.90

-74.36%

Milk (1 liter)

$2.25 $2.25

$2.33 CA$3.27

-3.43%

White Bread (500g)

$4.71 $4.71

$3.25 CA$4.55

44.92%

Rice (white) (1kg)

$3.05 $3.05

$3.26 CA$4.58

-6.44%

Eggs

$5.02 $5.02

$3.48 CA$4.87

44.25%

Local Cheese (1kg)

$13.73 CA$19.25

Chicken Fillets (1kg)

$11.48 CA$16.09

Beef Round Steak (1kg)

$14.26 CA$19.99

Apples (1kg)

$3.69 $3.69

$3.52 CA$4.94

4.83%

Banana (1kg)

$3.39 $3.39

$1.46 CA$2.04

132.19%

Oranges (1kg)

$2.04 $2.04

$3.41 CA$4.78

-40.18%

Tomato (1kg)

$6.63 $6.63

$3.20 CA$4.49

107.19%

Potato (1kg)

$4.79 $4.79

$1.94 CA$2.71

146.91%

Onion (1kg)

$3.96 $3.96

$1.78 CA$2.50

122.47%

Lettuce (1 head)

$6.24 $6.24

$2.52 CA$3.53

147.62%

Water (1.5 liter bottle)

$1.91 $1.91

$1.58 CA$2.22

20.89%

Cigarettes 20 Pack (Marlboro, Camel)

$5.37 $5.37

$11.51 CA$16.13

-53.34%

Wine (Bottle)

$10.95 $10.95

$10.57 CA$14.82

3.60%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

One-way Ticket (Public Transport)

$4.37 $4.37

$2.61 CA$3.66

67.43%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

Gasoline (1 liter)

$1.23 $1.23

$1.36 CA$1.91

-9.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$77.6 CA$109

106.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$90.3 $90.3

$35.63 CA$49.94

153.44%

Internet (50+ Mbps, Unlimited Data)

$124 $124

$43.73 CA$61.3

184.63%

Gym Membership (Monthly)

$118 $118

$30.07 CA$42.16

292.65%

Tennis Court (1 Hour on Weekend)

$20.09 $20.09

$19.97 CA$27.99

0.60%

Cinema Ticket

$9.82 $9.82

$11.27 CA$15.80

-12.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 $377

$522 CA$732

-27.69%

International Primary School, 1 Child (Yearly)

$15.0K $15.0K

$17.8K CA$24.9K

-15.66%

Jeans (Levis 501 Or Similar)

$46.66 $46.66

$59.0 CA$82.7

-20.88%

Summer Dress (H&M, Zara, etc)

$54.5 $54.5

$39.01 CA$54.7

39.63%

Sport Shoes (Adidas, Nike)

$128 $128

$99.8 CA$140

28.13%

Men's Leather Business Shoes

$141 $141

$110 CA$154

28.20%

1-bedroom Apartment, City Center (Monthly)

$1,695 $1,695

$1,298 CA$1,820

30.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,369 $1,369

$970 CA$1,360

41.08%

3-bedroom Apartment, City Center (Monthly)

$4,311 $4,311

$2,323 CA$3,257

85.54%

3-bedroom Apartment, Outside City Center (Monthly)

$3,608 $3,608

$1,689 CA$2,368

113.61%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$1,698 $1,698

$2,943 CA$4,125

-42.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Road Town: November 2, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Road Town

–

Montreal

$970 47%

Groceries & Markets

Road Town

–

Montreal

$357 17.3%

Eating Out

Road Town

–

Montreal

$292 14.1%

Monthly Utilities & Internet

Road Town

–

Montreal

$157 7.6%

Clothing & Footwear

Road Town

–

Montreal

$138 6.7%

Getting Around

Road Town

–

Montreal

$100 4.8%

Sport & Entertainment

Road Town

–

Montreal

$53 2.6%

Cost Breakdown

A central one-bedroom costs $1,695 in Road Town versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $80 in Road Town versus $73 in Montreal. Groceries tell a different story – $274 in Road Town vs $357 in Montreal – so Road Town wins on supermarket bills even if dining out costs more.

Good to know

🇻🇬 Road Town

🇨🇦 Montreal

🕒 Local time

00:51 12:51 AM

23:51 11:51 PM

1 h behind Road Town

🌤 Weather

👥 Population

12,603 Capital

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Road Town Montreal 3,120 km ≈ 4 h 30 min nonstop flight

From you

Road Town
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Road Town vs Montreal: Cost of Living - Frequently Asked Questions

Road Town costs about 25% more than Montreal, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,889 per month in Road Town and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,298 there versus $1,695 in Road Town.

A mid-range dinner for two costs $80 in Road Town and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 23% cheaper in Road Town – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,593 in Road Town and $2,067 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.