Last update: Oct 2026

Cost of Living Comparison Between Road Town and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,597 in Road Town, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Road Town
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Road Town Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Road Town

🇻🇬 British Virgin Islands

$2,597

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Road Town and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Road Town and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,597 in Road Town versus $1,353 in Ubud, Bali.

Road Town $2,597
Ubud, Bali $1,353

Estimated couple costs with rent: $4,452 in Road Town versus $2,297 in Ubud, Bali.

Road Town $4,452
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $6,306 in Road Town versus $3,241 in Ubud, Bali.

Road Town $6,306
Ubud, Bali $3,241

Living in Road Town is roughly 92% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Road Town 92% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$17.41 $17.41

$3.23 Rp 58.1K

439.01%

Three-Course Dinner for Two, Mid-Range

$79.0 $79.0

$34.88 Rp 627.8K

126.43%

Fast Food Meal (McDonalds, etc)

$7.94 $7.94

$5.70 Rp 102.5K

39.30%

Cappuccino

$4.37 $4.37

$2.62 Rp 47.1K

66.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 $1.69

$1.72 Rp 31.0K

-1.74%

Water (0.33 liter bottle)

$0.94 $0.94

$0.81 Rp 14.6K

16.05%

Local Beer (0.5 liter draught)

$3.94 $3.94

$2.65 Rp 47.7K

48.68%

Imported Beer (0.33 liter bottle)

$1.78 $1.78

$4.37 Rp 78.6K

-59.27%

Milk (1 liter)

$2.21 $2.21

$1.57 Rp 28.3K

40.76%

White Bread (500g)

$4.62 $4.62

$2.19 Rp 39.5K

110.96%

Rice (white) (1kg)

$3.04 $3.04

$1.18 Rp 21.2K

157.63%

Eggs

$4.88 $4.88

$2.16 Rp 38.8K

125.93%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.63 $3.63

$3.60 Rp 64.8K

0.83%

Banana (1kg)

$3.31 $3.31

$1.59 Rp 28.6K

108.18%

Oranges (1kg)

$2.04 $2.04

$2.31 Rp 41.6K

-11.69%

Tomato (1kg)

$6.45 $6.45

$1.91 Rp 34.3K

237.70%

Potato (1kg)

$4.92 $4.92

$1.78 Rp 32.1K

176.40%

Onion (1kg)

$3.94 $3.94

$2.33 Rp 41.9K

69.10%

Lettuce (1 head)

$6.37 $6.37

$1.00 Rp 18.0K

537.00%

Water (1.5 liter bottle)

$1.95 $1.95

$0.53 Rp 9,509

267.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.23 $5.23

$2.29 Rp 41.1K

128.38%

Wine (Bottle)

$10.97 $10.97

$22.07 Rp 397.3K

-50.29%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$4.53 $4.53

$0.23 Rp 4,112

1869.57%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.30 $1.30

$0.83 Rp 14.9K

56.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$80.0 Rp 1.4M

100.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$90.9 $90.9

$6.56 Rp 118.1K

1285.98%

Internet (50+ Mbps, Unlimited Data)

$125 $125

$18.60 Rp 334.8K

569.46%

Gym Membership (Monthly)

$120 $120

$54.1 Rp 974.1K

120.81%

Tennis Court (1 Hour on Weekend)

$20.15 $20.15

$18.28 Rp 329.0K

10.23%

Cinema Ticket

$10.15 $10.15

$4.25 Rp 76.5K

138.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 $373

$493 Rp 8.9M

-24.38%

International Primary School, 1 Child (Yearly)

$15.1K $15.1K

$5,597 Rp 100.7M

168.97%

Jeans (Levis 501 Or Similar)

$47.31 $47.31

$45.58 Rp 820.4K

3.80%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$34.96 Rp 629.4K

54.72%

Sport Shoes (Adidas, Nike)

$128 $128

$77.7 Rp 1.4M

64.10%

Men's Leather Business Shoes

$138 $138

$78.5 Rp 1.4M

76.03%

1-bedroom Apartment, City Center (Monthly)

$1,694 $1,694

$1,131 Rp 20.4M

49.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,377 $1,377

$673 Rp 12.1M

104.63%

3-bedroom Apartment, City Center (Monthly)

$4,409 $4,409

$3,613 Rp 65.0M

22.05%

3-bedroom Apartment, Outside City Center (Monthly)

$3,602 $3,602

$1,702 Rp 30.6M

111.68%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$1,690 $1,690

$166 Rp 3.0M

915.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Road Town: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Road Town

$1.4K 53%

Ubud, Bali

$673 49.7% 51.1% $704

Monthly Utilities & Internet

Road Town

$376 14.5%

Ubud, Bali

$105 7.8% 72% $271

Groceries & Markets

Road Town

$272 * 10.5%

Ubud, Bali

$287 21.2% 5.6% $15

Eating Out

Road Town

$249 9.6%

Ubud, Bali

$106 7.9% 57.3% $143

Clothing & Footwear

Road Town

$165 6.4%

Ubud, Bali

$107 7.9% 35.5% $59

Sport & Entertainment

Road Town

$140 5.4%

Ubud, Bali

$63 4.6% 55.2% $77

Getting Around

Road Town

$18 * 0.7%

Ubud, Bali

$12 0.9% 31.4% $5.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,694 in Road Town and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Road Town pays 916% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Road Town vs $35.00 in Ubud, Bali. Groceries flip the comparison at $272 vs $287, with Road Town cheaper for home cooking.

Good to know

🇻🇬 Road Town

🇮🇩 Ubud, Bali

🕒 Local time

07:39 7:39 AM

19:39 7:39 PM

12 h ahead of Road Town

🌤 Weather

👥 Population

12,603 Capital

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Road Town Ubud, Bali 18,910 km ≈ 24 h nonstop flight

From you

Road Town
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Road Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, utilities, and clothing. The 92% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 916% higher in Road Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,694 in Road Town versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Road Town pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,597 per month in Road Town versus $1,353 in Ubud, Bali – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,597 in Road Town, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Road Town. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Road Town, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Road Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 92% less than in Road Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.