Last update: Nov 2026

Cost of Living Comparison Between Montreal and Road Town

For one person, living is cheaper in Montreal: $2,067 a month against $2,593 in Road Town, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Road Town

🇻🇬 British Virgin Islands

$2,593

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Road Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Road Town actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $2,593 in Road Town, rent included.

Montreal $2,067
Road Town $2,593

A couple spends around $3,179 per month in Montreal vs $4,460 in Road Town, rent included.

Montreal $3,179
Road Town $4,460

A family of three spends $4,291 per month in Montreal vs $6,327 in Road Town, rent included.

Montreal $4,291
Road Town $6,327

Montreal is about 20% cheaper than Road Town, and outside of rent the biggest gap is in utilities.

Both Montreal and Road Town sit above the global median – Montreal by 53%, Road Town by 92%.

Meal at Budget Restaurant

$18.89 CA$26.48

$17.47 $17.47

8.13%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$80.2 $80.2

-9.54%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$7.92 $7.92

36.24%

Cappuccino

$3.98 CA$5.58

$4.60 $4.60

-13.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$1.67 $1.67

20.96%

Water (0.33 liter bottle)

$1.63 CA$2.29

$0.98 $0.98

66.33%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$4.07 $4.07

55.28%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$1.81 $1.81

290.06%

Milk (1 liter)

$2.33 CA$3.27

$2.25 $2.25

3.56%

White Bread (500g)

$3.25 CA$4.55

$4.71 $4.71

-31.00%

Rice (white) (1kg)

$3.26 CA$4.58

$3.05 $3.05

6.89%

Eggs

$3.48 CA$4.87

$5.02 $5.02

-30.68%

Local Cheese (1kg)

$13.73 CA$19.25

Chicken Fillets (1kg)

$11.48 CA$16.09

Beef Round Steak (1kg)

$14.26 CA$19.99

Apples (1kg)

$3.52 CA$4.94

$3.69 $3.69

-4.61%

Banana (1kg)

$1.46 CA$2.04

$3.39 $3.39

-56.93%

Oranges (1kg)

$3.41 CA$4.78

$2.04 $2.04

67.16%

Tomato (1kg)

$3.20 CA$4.49

$6.63 $6.63

-51.73%

Potato (1kg)

$1.94 CA$2.71

$4.79 $4.79

-59.50%

Onion (1kg)

$1.78 CA$2.50

$3.96 $3.96

-55.05%

Lettuce (1 head)

$2.52 CA$3.53

$6.24 $6.24

-59.62%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.91 $1.91

-17.28%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$5.37 $5.37

114.34%

Wine (Bottle)

$10.57 CA$14.82

$10.95 $10.95

-3.47%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

One-way Ticket (Public Transport)

$2.61 CA$3.66

$4.37 $4.37

-40.27%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

Gasoline (1 liter)

$1.36 CA$1.91

$1.23 $1.23

10.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$160 $160

-51.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

$90.3 $90.3

-60.54%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

$124 $124

-64.87%

Gym Membership (Monthly)

$30.07 CA$42.16

$118 $118

-74.53%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

$20.09 $20.09

-0.60%

Cinema Ticket

$11.27 CA$15.80

$9.82 $9.82

14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

$377 $377

38.29%

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

$15.0K $15.0K

18.56%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

$46.66 $46.66

26.38%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

$54.5 $54.5

-28.38%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$128 $128

-21.96%

Men's Leather Business Shoes

$110 CA$154

$141 $141

-21.99%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

$1,695 $1,695

-23.42%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

$1,369 $1,369

-29.12%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

$4,311 $4,311

-46.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

$3,608 $3,608

-53.19%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

$1,698 $1,698

73.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Road Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Road Town

–

Groceries & Markets

Montreal

$357 17.3%

Road Town

–

Eating Out

Montreal

$292 14.1%

Road Town

–

Monthly Utilities & Internet

Montreal

$157 7.6%

Road Town

–

Clothing & Footwear

Montreal

$138 6.7%

Road Town

–

Getting Around

Montreal

$100 4.8%

Road Town

–

Sport & Entertainment

Montreal

$53 2.6%

Road Town

–

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $1,695 in Road Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73 in Montreal versus $80 in Road Town. Groceries tell a different story – $357 in Montreal vs $274 in Road Town – so Road Town wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇻🇬 Road Town

🕒 Local time

01:47 1:47 AM

02:47 2:47 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

12,603 Capital

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Road Town 3,120 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Road Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Road Town: Cost of Living - Frequently Asked Questions

Road Town costs about 25% more than Montreal, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $3,889 in Road Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,298 there versus $1,695 in Road Town.

A mid-range dinner for two costs $73 in Montreal and $80 in Road Town. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 23% cheaper in Road Town – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,067 in Montreal and $2,593 in Road Town. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.