😐A single person spends $2,063 per month in Regensburg vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $3,086 per month in Regensburg vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $4,109 per month in Regensburg vs $3,732 in Ubud, Bali, rent included.
😐Regensburg costs about 43% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Regensburg and Ubud, Bali sit above the global median – Regensburg by 54%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Regensburg
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.93€12.78
$3.57Rp 61.9K
318.21%
Three-Course Dinner for Two, Mid-Range
$76.1€65.2
$32.58Rp 564.7K
133.61%
Fast Food Meal(McDonalds, etc)
$11.78€10.08
$5.07Rp 87.8K
132.35%
Cappuccino
$4.06€3.48
$2.83Rp 49.0K
43.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.23€2.76
$1.34Rp 23.2K
141.04%
Water(0.33 liter bottle)
$2.16€1.85
$0.69Rp 12.0K
213.04%
Local Beer(0.5 liter draught)
$4.74€4.06
$2.99Rp 51.8K
58.53%
Imported Beer(0.33 liter bottle)
$4.64€3.97
$3.85Rp 66.7K
20.52%
🛒 Groceries & Markets
Regensburg
Ubud, Bali
Difference
Milk(1 liter)
$1.25€1.07
$1.74Rp 30.2K
-28.16%
White Bread(500g)
$2.18€1.86
$2.54Rp 44.0K
-14.17%
Rice(white)(1kg)
$3.47€2.97
$1.19Rp 20.6K
191.60%
Eggs
$3.72€3.19
$2.43Rp 42.0K
53.09%
Local Cheese(1kg)
$14.98€12.83
$14.66Rp 254.1K
2.18%
Chicken Fillets(1kg)
$15.62€13.37
$4.18Rp 72.4K
273.68%
Beef Round Steak(1kg)
$21.79€18.65
$11.94Rp 206.9K
82.50%
Apples(1kg)
$3.26€2.79
$3.69Rp 63.9K
-11.65%
Banana(1kg)
$1.95€1.67
$1.61Rp 27.8K
21.12%
Oranges(1kg)
$2.18€1.86
$2.69Rp 46.5K
-18.96%
Tomato(1kg)
$5.20€4.45
$2.33Rp 40.4K
123.18%
Potato(1kg)
$1.58€1.36
$1.91Rp 33.0K
-17.28%
Onion(1kg)
$1.70€1.46
$2.19Rp 37.9K
-22.37%
Lettuce(1 head)
$1.93€1.65
$1.06Rp 18.3K
82.08%
Water(1.5 liter bottle)
$0.94€0.80
$0.72Rp 12.5K
30.56%
Cigarettes 20 Pack(Marlboro, Camel)
$9.29€7.95
$3.13Rp 54.3K
196.81%
Wine(Bottle)
$7.04€6.02
$23.49Rp 407.1K
-70.03%
Local Beer(0.5 liter bottle)
$1.11€0.95
$2.74Rp 47.5K
-59.49%
Imported Beer(0.33 liter bottle)
$1.88€1.61
$2.88Rp 49.9K
-34.72%
🚌 Getting Around
Regensburg
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.38€2.89
$0.29Rp 5,029
1065.52%
Public Transport Monthly Pass(Regular Price)
$57.0€48.81
$8.17Rp 141.6K
597.92%
Taxi Start(Normal Tariff)
$5.76€4.93
$0.45Rp 7,863
1180.00%
Taxi(Normal Tariff)(1km)
$2.09€1.79
$0.42Rp 7,305
397.62%
Taxi 1hour Waiting(Normal Tariff)
$39.37€33.70
$6.16Rp 106.7K
539.12%
Gasoline(1 liter)
$1.93€1.65
$0.84Rp 14.6K
129.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K€27.3K
$26.2KRp 454.9M
21.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.9K€30.7K
$32.5KRp 562.9M
10.40%
🧾 Monthly Utilities & Internet
Regensburg
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$300€257
$78.4Rp 1.4M
282.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$33.15€28.38
$3.95Rp 68.5K
739.24%
Internet(50+ Mbps, Unlimited Data)
$54.7€46.85
$24.40Rp 423.0K
124.30%
🎉 Sport & Entertainment
Regensburg
Ubud, Bali
Difference
Gym Membership(Monthly)
$55.1€47.19
$96.5Rp 1.7M
-42.89%
Tennis Court(1 Hour on Weekend)
$27.80€23.80
$6.35Rp 110.0K
337.80%
Cinema Ticket
$16.92€14.49
$4.04Rp 70.0K
318.81%
🧸 Childcare & Education
Regensburg
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$255€218
$303Rp 5.2M
-15.85%
International Primary School, 1 Child(Yearly)
$8,067€6,906
$6,523Rp 113.1M
23.68%
👕👟 Clothing & Footwear
Regensburg
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$85.6€73.3
$53.8Rp 933.1K
58.95%
Summer Dress(H&M, Zara, etc)
$66.5€56.9
$37.98Rp 658.3K
75.04%
Sport Shoes(Adidas, Nike)
$84.2€72.1
$86.8Rp 1.5M
-2.97%
Men's Leather Business Shoes
$149€128
$78.9Rp 1.4M
88.92%
🏠 Accommodation & Living
Regensburg
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$755€646
$1,012Rp 17.5M
-25.41%
1-bedroom Apartment, Outside City Center(Monthly)
$690€590
$674Rp 11.7M
2.23%
3-bedroom Apartment, City Center(Monthly)
$1,463€1,252
$3,390Rp 58.8M
-56.85%
3-bedroom Apartment, Outside City Center(Monthly)
$1,114€954
$2,098Rp 36.4M
-46.90%
Buy Apartment in City Center(m2)
$8,717€7,461
$2,985Rp 51.7M
192.05%
Buy Apartment Outside City Center(m2)
$4,709€4,031
$2,339Rp 40.5M
101.32%
💵 Salaries & Financials
Regensburg
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,552€3,041
$173Rp 3.0M
1951.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.98
13.28
-70.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Regensburg: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $755 in Regensburg versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1952% higher in Regensburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $76.0 in Regensburg versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $365 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Regensburg vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Regensburg?
Yes – Regensburg is pricier by about 43%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,095 per month in Regensburg and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Regensburg and Ubud, Bali?
Groceries cost about 22% more in Regensburg, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Regensburg or Ubud, Bali?
A mid-range dinner for two costs $76.0 in Regensburg and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for Regensburg or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Regensburg at $2,063. In Ubud, Bali it covers expenses comfortably, while in Regensburg it requires careful planning or may not stretch far enough.
Is Regensburg or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Regensburg or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Regensburg makes more sense. Both are solid long-term options with distinct trade-offs.
Regensburg vs other spots: cost of living compared