Last update: Oct 2026

Cost of Living Comparison Between Regensburg and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,946 in Regensburg, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

94

Cost of Living Index in Regensburg
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Regensburg Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Regensburg

🇩🇪 Germany

$1,946

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Regensburg and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Regensburg and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,946 per month in Regensburg vs $1,349 in Ubud, Bali, rent included.

Regensburg $1,946
Ubud, Bali $1,349

A couple spends around $2,922 per month in Regensburg vs $2,305 in Ubud, Bali, rent included.

Regensburg $2,922
Ubud, Bali $2,305

A family of three spends $3,898 per month in Regensburg vs $3,261 in Ubud, Bali, rent included.

Regensburg $3,898
Ubud, Bali $3,261

Regensburg costs about 44% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.10 €14.43

$3.32 Rp 60.3K

384.94%

Three-Course Dinner for Two, Mid-Range

$71.5 €64.1

$35.64 Rp 646.5K

100.67%

Fast Food Meal (McDonalds, etc)

$15.48 €13.87

$5.53 Rp 100.4K

179.93%

Cappuccino

$4.09 €3.67

$2.72 Rp 49.3K

50.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 €2.90

$1.70 Rp 30.9K

90.59%

Water (0.33 liter bottle)

$2.10 €1.88

$0.76 Rp 13.8K

176.32%

Local Beer (0.5 liter draught)

$4.08 €3.66

$2.65 Rp 48.1K

53.96%

Imported Beer (0.33 liter bottle)

$4.97 €4.46

$4.38 Rp 79.5K

13.47%

Milk (1 liter)

$1.44 €1.29

$1.49 Rp 27.0K

-3.36%

White Bread (500g)

$1.87 €1.67

$2.28 Rp 41.3K

-17.98%

Rice (white) (1kg)

$3.58 €3.21

$1.19 Rp 21.6K

200.84%

Eggs

$3.32 €2.97

$2.04 Rp 36.9K

62.75%

Local Cheese (1kg)

$18.22 €16.33

$17.70 Rp 321.1K

2.94%

Chicken Fillets (1kg)

$8.88 €7.96

$3.96 Rp 71.9K

124.24%

Beef Round Steak (1kg)

$25.34 €22.71

$12.19 Rp 221.1K

107.88%

Apples (1kg)

$3.16 €2.83

$3.66 Rp 66.3K

-13.66%

Banana (1kg)

$2.32 €2.08

$1.52 Rp 27.5K

52.63%

Oranges (1kg)

$1.86 €1.67

$2.23 Rp 40.4K

-16.59%

Tomato (1kg)

$3.61 €3.24

$1.97 Rp 35.8K

83.25%

Potato (1kg)

$1.08 €0.97

$1.85 Rp 33.5K

-41.62%

Onion (1kg)

$1.34 €1.20

$2.42 Rp 44.0K

-44.63%

Lettuce (1 head)

$1.40 €1.25

$0.99 Rp 18.0K

41.41%

Water (1.5 liter bottle)

$0.98 €0.88

$0.51 Rp 9,313

92.16%

Cigarettes 20 Pack (Marlboro, Camel)

$9.92 €8.89

$2.22 Rp 40.3K

346.85%

Wine (Bottle)

$6.61 €5.92

$22.24 Rp 403.4K

-70.28%

Local Beer (0.5 liter bottle)

$1.09 €0.98

$2.26 Rp 41.0K

-51.77%

Imported Beer (0.33 liter bottle)

$1.63 €1.46

$2.97 Rp 53.9K

-45.12%

One-way Ticket (Public Transport)

$3.28 €2.94

$0.25 Rp 4,553

1212.00%

Public Transport Monthly Pass (Regular Price)

$70.4 €63.0

$7.82 Rp 141.9K

799.62%

Taxi Start (Normal Tariff)

$5.71 €5.12

$0.44 Rp 7,972

1197.73%

Taxi (Normal Tariff) (1km)

$2.85 €2.56

$0.43 Rp 7,801

562.79%

Taxi 1hour Waiting (Normal Tariff)

$37.47 €33.57

$5.41 Rp 98.1K

592.61%

Gasoline (1 liter)

$2.09 €1.88

$0.82 Rp 15.0K

154.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €29.7K

$23.8K Rp 432.4M

39.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.9K

$31.7K Rp 575.9M

19.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 €250

$79.1 Rp 1.4M

252.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.87 €28.56

$6.45 Rp 116.9K

394.11%

Internet (50+ Mbps, Unlimited Data)

$48.37 €43.34

$18.58 Rp 337.0K

160.33%

Gym Membership (Monthly)

$46.88 €42.01

$49.48 Rp 897.5K

-5.25%

Tennis Court (1 Hour on Weekend)

$23.33 €20.90

$17.65 Rp 320.1K

32.18%

Cinema Ticket

$16.11 €14.44

$4.27 Rp 77.5K

277.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 €220

$491 Rp 8.9M

-49.87%

International Primary School, 1 Child (Yearly)

$7,609 €6,819

$5,674 Rp 102.9M

34.11%

Jeans (Levis 501 Or Similar)

$76.9 €68.9

$44.64 Rp 809.7K

72.33%

Summer Dress (H&M, Zara, etc)

$69.7 €62.4

$34.95 Rp 634.0K

99.37%

Sport Shoes (Adidas, Nike)

$78.1 €70.0

$79.9 Rp 1.4M

-2.24%

Men's Leather Business Shoes

$120 €107

$79.4 Rp 1.4M

50.98%

1-bedroom Apartment, City Center (Monthly)

$812 €727

$1,125 Rp 20.4M

-27.83%

1-bedroom Apartment, Outside City Center (Monthly)

$637 €571

$671 Rp 12.2M

-5.09%

3-bedroom Apartment, City Center (Monthly)

$1,419 €1,271

$3,565 Rp 64.7M

-60.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,059 €949

$1,723 Rp 31.3M

-38.53%

Buy Apartment in City Center (m2)

$7,201 €6,452

$2,732 Rp 49.5M

163.60%

Buy Apartment Outside City Center (m2)

$4,447 €3,985

$2,284 Rp 41.4M

94.69%

Average Monthly Net Salary (After Tax)

$3,387 €3,035

$164 Rp 3.0M

1967.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regensburg: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Regensburg

$637 32.8%

Ubud, Bali

$672 49.8% 5.4% $34

Monthly Utilities & Internet

Regensburg

$359 18.5%

Ubud, Bali

$104 7.7% 71% $255

Groceries & Markets

Regensburg

$336 17.3%

Ubud, Bali

$288 21.4% 14.2% $48

Eating Out

Regensburg

$276 14.2%

Ubud, Bali

$108 8% 61% $168

Clothing & Footwear

Regensburg

$155 8%

Ubud, Bali

$108 8% 30.7% $48

Getting Around

Regensburg

$103 5.3%

Ubud, Bali

$11 0.9% 89% $92

Sport & Entertainment

Regensburg

$79 4.1%

Ubud, Bali

$58 4.3% 26.6% $21

Cost Breakdown

A central one-bedroom costs $812 in Regensburg versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Regensburg are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Regensburg versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $336 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Regensburg

🇮🇩 Ubud, Bali

🕒 Local time

11:13 11:13 AM

18:13 6:13 PM

7 h ahead of Regensburg

🌤 Weather

👥 Population

145,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Regensburg Ubud, Bali 11,680 km ≈ 15 h nonstop flight

From you

Regensburg
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regensburg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Regensburg is pricier by about 44%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,919 per month in Regensburg and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments: a one-bedroom in the center costs $812 there versus $1,125 in Ubud, Bali.

Groceries cost about 17% more in Regensburg, though the gap depends on what you buy.

A mid-range dinner for two costs $72 in Regensburg and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,946 in Regensburg and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,946 in Regensburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Regensburg makes more sense. Both are solid long-term options with distinct trade-offs.