Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Regensburg

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,946 in Regensburg, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
94

Cost of Living Index in Regensburg
Learn more

Regensburg Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Regensburg

🇩🇪 Germany

$1,946

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Regensburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Regensburg actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,946 in Regensburg, rent included.

Ubud, Bali $1,349
Regensburg $1,946

A couple spends around $2,305 per month in Ubud, Bali vs $2,922 in Regensburg, rent included.

Ubud, Bali $2,305
Regensburg $2,922

A family of three spends $3,261 per month in Ubud, Bali vs $3,898 in Regensburg, rent included.

Ubud, Bali $3,261
Regensburg $3,898

Ubud, Bali is about 31% cheaper than Regensburg, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.10 €14.43

-79.38%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$71.5 €64.1

-50.17%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$15.48 €13.87

-64.28%

Cappuccino

$2.72 Rp 49.3K

$4.09 €3.67

-33.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.24 €2.90

-47.53%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.10 €1.88

-63.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.08 €3.66

-35.05%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.97 €4.46

-11.87%

Milk (1 liter)

$1.49 Rp 27.0K

$1.44 €1.29

3.47%

White Bread (500g)

$2.28 Rp 41.3K

$1.87 €1.67

21.93%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.58 €3.21

-66.76%

Eggs

$2.04 Rp 36.9K

$3.32 €2.97

-38.55%

Local Cheese (1kg)

$17.70 Rp 321.1K

$18.22 €16.33

-2.85%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.88 €7.96

-55.41%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$25.34 €22.71

-51.89%

Apples (1kg)

$3.66 Rp 66.3K

$3.16 €2.83

15.82%

Banana (1kg)

$1.52 Rp 27.5K

$2.32 €2.08

-34.48%

Oranges (1kg)

$2.23 Rp 40.4K

$1.86 €1.67

19.89%

Tomato (1kg)

$1.97 Rp 35.8K

$3.61 €3.24

-45.43%

Potato (1kg)

$1.85 Rp 33.5K

$1.08 €0.97

71.30%

Onion (1kg)

$2.42 Rp 44.0K

$1.34 €1.20

80.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.40 €1.25

-29.29%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.98 €0.88

-47.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.92 €8.89

-77.62%

Wine (Bottle)

$22.24 Rp 403.4K

$6.61 €5.92

236.46%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.09 €0.98

107.34%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.63 €1.46

82.21%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.28 €2.94

-92.38%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$70.4 €63.0

-88.88%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.71 €5.12

-92.29%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$2.85 €2.56

-84.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$37.47 €33.57

-85.56%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.09 €1.88

-60.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$33.2K €29.7K

-28.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$37.8K €33.9K

-16.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$279 €250

-71.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$31.87 €28.56

-79.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$48.37 €43.34

-61.59%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$46.88 €42.01

5.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$23.33 €20.90

-24.35%

Cinema Ticket

$4.27 Rp 77.5K

$16.11 €14.44

-73.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$246 €220

99.46%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,609 €6,819

-25.43%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$76.9 €68.9

-41.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$69.7 €62.4

-49.84%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$78.1 €70.0

2.29%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$120 €107

-33.77%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$812 €727

38.57%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$637 €571

5.36%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,419 €1,271

151.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,059 €949

62.67%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$7,201 €6,452

-62.06%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$4,447 €3,985

-48.64%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,387 €3,035

-95.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Regensburg: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Regensburg

$637 32.8% 5.1% $34

Groceries & Markets

Ubud, Bali

$288 21.4%

Regensburg

$336 17.3% 16.5% $48

Eating Out

Ubud, Bali

$108 8%

Regensburg

$276 14.2% 156% $168

Clothing & Footwear

Ubud, Bali

$108 8%

Regensburg

$155 8% 44.2% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Regensburg

$359 18.5% 245% $255

Sport & Entertainment

Ubud, Bali

$58 4.3%

Regensburg

$79 4.1% 36.3% $21

Getting Around

Ubud, Bali

$11 0.9%

Regensburg

$103 5.3% 806% $92

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $812 in Regensburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Regensburg are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $72 in Regensburg. Monthly groceries follow the same trend: $288 vs $336 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Regensburg

🕒 Local time

18:58 6:58 PM

11:58 11:58 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

145,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Regensburg 11,680 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Regensburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Regensburg: Cost of Living - Frequently Asked Questions

Yes – Regensburg is pricier by about 44%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,919 in Regensburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments: a one-bedroom in the center costs $812 there versus $1,125 in Ubud, Bali.

Groceries cost about 17% more in Regensburg, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $72 in Regensburg. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,946 in Regensburg. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,946 in Regensburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Regensburg makes more sense. Both are solid long-term options with distinct trade-offs.