Last update: Oct 2026

Cost of Living Comparison Between Regensburg and Hamburg

For one person, living is cheaper in Regensburg: $1,946 a month against $2,332 in Hamburg, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Regensburg
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Regensburg Living Index
113

Cost of Living Index in Hamburg
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Hamburg Living Index

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Regensburg

🇩🇪 Germany

$1,946

/mo nomad

Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Monthly Cost of Living

How much you'll spend in Regensburg and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Regensburg and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,946 per month in Regensburg vs $2,332 in Hamburg, rent included.

Regensburg $1,946
Hamburg $2,332

A couple spends around $2,922 per month in Regensburg vs $3,481 in Hamburg, rent included.

Regensburg $2,922
Hamburg $3,481

A family of three spends $3,898 per month in Regensburg vs $4,631 in Hamburg, rent included.

Regensburg $3,898
Hamburg $4,631

Regensburg is about 17% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Regensburg and Hamburg sit above the global median – Regensburg by 43%, Hamburg by 71%.

Meal at Budget Restaurant

$16.10 €14.42

$17.03 €15.25

-5.46%

Three-Course Dinner for Two, Mid-Range

$71.5 €64.1

$73.6 €65.9

-2.81%

Fast Food Meal (McDonalds, etc)

$15.48 €13.87

$13.65 €12.23

13.41%

Cappuccino

$4.09 €3.67

$4.67 €4.18

-12.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 €2.90

$4.18 €3.74

-22.49%

Water (0.33 liter bottle)

$2.10 €1.88

$3.24 €2.90

-35.19%

Local Beer (0.5 liter draught)

$4.08 €3.66

$5.96 €5.34

-31.54%

Imported Beer (0.33 liter bottle)

$4.97 €4.46

$4.98 €4.46

-0.20%

Milk (1 liter)

$1.44 €1.29

$1.20 €1.07

20.00%

White Bread (500g)

$1.87 €1.67

$2.60 €2.33

-28.08%

Rice (white) (1kg)

$3.58 €3.21

$2.79 €2.50

28.32%

Eggs

$3.32 €2.97

$4.24 €3.80

-21.70%

Local Cheese (1kg)

$18.22 €16.32

$12.36 €11.07

47.41%

Chicken Fillets (1kg)

$8.88 €7.95

$12.02 €10.77

-26.12%

Beef Round Steak (1kg)

$25.34 €22.70

$18.94 €16.96

33.79%

Apples (1kg)

$3.16 €2.83

$3.24 €2.90

-2.47%

Banana (1kg)

$2.32 €2.08

$2.33 €2.09

-0.43%

Oranges (1kg)

$1.86 €1.67

$2.95 €2.64

-36.95%

Tomato (1kg)

$3.61 €3.24

$4.12 €3.69

-12.38%

Potato (1kg)

$1.08 €0.97

$1.83 €1.63

-40.98%

Onion (1kg)

$1.34 €1.20

$1.75 €1.56

-23.43%

Lettuce (1 head)

$1.40 €1.25

$1.73 €1.55

-19.08%

Water (1.5 liter bottle)

$0.98 €0.88

$1.17 €1.05

-16.24%

Cigarettes 20 Pack (Marlboro, Camel)

$9.92 €8.88

$10.07 €9.01

-1.49%

Wine (Bottle)

$6.61 €5.92

Local Beer (0.5 liter bottle)

$1.09 €0.98

$1.13 €1.02

-3.54%

Imported Beer (0.33 liter bottle)

$1.63 €1.46

$1.50 €1.34

8.67%

One-way Ticket (Public Transport)

$3.28 €2.94

$4.43 €3.97

-25.96%

Public Transport Monthly Pass (Regular Price)

$70.4 €63.0

$69.4 €62.2

1.35%

Taxi Start (Normal Tariff)

$5.71 €5.11

$6.79 €6.08

-15.91%

Taxi (Normal Tariff) (1km)

$2.85 €2.55

$2.98 €2.67

-4.36%

Taxi 1hour Waiting (Normal Tariff)

$37.47 €33.56

$41.72 €37.37

-10.19%

Gasoline (1 liter)

$2.09 €1.87

$2.29 €2.05

-8.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €29.7K

$33.0K €29.5K

0.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.9K

$38.9K €34.9K

-2.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 €250

$383 €343

-27.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.87 €28.54

$19.47 €17.44

63.69%

Internet (50+ Mbps, Unlimited Data)

$48.37 €43.32

$38.79 €34.74

24.70%

Gym Membership (Monthly)

$46.88 €41.98

$42.26 €37.84

10.93%

Tennis Court (1 Hour on Weekend)

$23.33 €20.89

$28.37 €25.41

-17.77%

Cinema Ticket

$16.11 €14.43

$15.46 €13.84

4.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 €220

$502 €450

-51.05%

International Primary School, 1 Child (Yearly)

$7,609 €6,815

$13.8K €12.3K

-44.71%

Jeans (Levis 501 Or Similar)

$76.9 €68.9

$86.6 €77.5

-11.11%

Summer Dress (H&M, Zara, etc)

$69.7 €62.4

$36.18 €32.40

92.59%

Sport Shoes (Adidas, Nike)

$78.1 €70.0

$101 €90.1

-22.36%

Men's Leather Business Shoes

$120 €107

$117 €105

2.14%

1-bedroom Apartment, City Center (Monthly)

$812 €727

$1,212 €1,085

-33.01%

1-bedroom Apartment, Outside City Center (Monthly)

$637 €571

$919 €823

-30.64%

3-bedroom Apartment, City Center (Monthly)

$1,419 €1,271

$2,155 €1,930

-34.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,059 €949

$1,667 €1,493

-36.46%

Buy Apartment in City Center (m2)

$7,201 €6,449

$9,358 €8,381

-23.05%

Buy Apartment Outside City Center (m2)

$4,447 €3,983

$5,163 €4,624

-13.87%

Average Monthly Net Salary (After Tax)

$3,387 €3,034

$3,622 €3,244

-6.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.69

7.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regensburg: October 24, 2026

Last update for Hamburg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Regensburg

$637 32.8%

Hamburg

$919 39.4% 44.2% $282

Monthly Utilities & Internet

Regensburg

$359 18.5%

Hamburg

$441 18.9% 22.8% $82

Groceries & Markets

Regensburg

$336 17.3%

Hamburg

$335 14.3% 0.5% $1.6

Eating Out

Regensburg

$276 14.2%

Hamburg

$303 13% 9.7% $27

Clothing & Footwear

Regensburg

$155 8%

Hamburg

$153 6.6% 1.1% $1.8

Getting Around

Regensburg

$103 5.3%

Hamburg

$109 4.7% 5.2% $5.4

Sport & Entertainment

Regensburg

$79 4.1%

Hamburg

$73 3.1% 7.5% $5.9

Cost Breakdown

A central one-bedroom costs $812 in Regensburg versus $1,212 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Regensburg versus $74 in Hamburg. Groceries tell a different story – $336 in Regensburg vs $335 in Hamburg – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Regensburg

🇩🇪 Hamburg

🕒 Local time

05:04 5:04 AM

Same time as Regensburg

🌤 Weather

👥 Population

145,000

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Regensburg Hamburg 520 km ≈ 1 h 15 min nonstop flight

From you

Regensburg
Hamburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regensburg vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 20% more than Regensburg, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,919 per month in Regensburg and $3,499 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments: a one-bedroom in the center costs $812 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $1,946 in Regensburg and $2,332 in Hamburg. That makes Regensburg about 17% cheaper.

A mid-range dinner for two costs $72 in Regensburg and $74 in Hamburg. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Families tend to lean toward Regensburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Regensburg. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.