Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Regensburg

For one person, living is cheaper in Regensburg: $1,946 a month against $2,332 in Hamburg, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
94

Cost of Living Index in Regensburg
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Regensburg Living Index

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Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Regensburg

🇩🇪 Germany

$1,946

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Regensburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Regensburg actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $1,946 in Regensburg, rent included.

Hamburg $2,332
Regensburg $1,946

A couple spends around $3,481 per month in Hamburg vs $2,922 in Regensburg, rent included.

Hamburg $3,481
Regensburg $2,922

A family of three spends $4,631 per month in Hamburg vs $3,898 in Regensburg, rent included.

Hamburg $4,631
Regensburg $3,898

Hamburg costs about 20% more than Regensburg, and outside of rent the biggest gap is in eating out.

Both Hamburg and Regensburg sit above the global median – Hamburg by 71%, Regensburg by 43%.

Meal at Budget Restaurant

$17.03 €15.26

$16.10 €14.43

5.78%

Three-Course Dinner for Two, Mid-Range

$73.6 €66.0

$71.5 €64.1

2.89%

Fast Food Meal (McDonalds, etc)

$13.65 €12.24

$15.48 €13.87

-11.82%

Cappuccino

$4.67 €4.19

$4.09 €3.67

14.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.75

$3.24 €2.90

29.01%

Water (0.33 liter bottle)

$3.24 €2.90

$2.10 €1.88

54.29%

Local Beer (0.5 liter draught)

$5.96 €5.34

$4.08 €3.66

46.08%

Imported Beer (0.33 liter bottle)

$4.98 €4.47

$4.97 €4.46

0.20%

Milk (1 liter)

$1.20 €1.07

$1.44 €1.29

-16.67%

White Bread (500g)

$2.60 €2.33

$1.87 €1.67

39.04%

Rice (white) (1kg)

$2.79 €2.50

$3.58 €3.21

-22.07%

Eggs

$4.24 €3.80

$3.32 €2.97

27.71%

Local Cheese (1kg)

$12.36 €11.08

$18.22 €16.33

-32.16%

Chicken Fillets (1kg)

$12.02 €10.77

$8.88 €7.96

35.36%

Beef Round Steak (1kg)

$18.94 €16.97

$25.34 €22.71

-25.26%

Apples (1kg)

$3.24 €2.90

$3.16 €2.83

2.53%

Banana (1kg)

$2.33 €2.09

$2.32 €2.08

0.43%

Oranges (1kg)

$2.95 €2.65

$1.86 €1.67

58.60%

Tomato (1kg)

$4.12 €3.69

$3.61 €3.24

14.13%

Potato (1kg)

$1.83 €1.64

$1.08 €0.97

69.44%

Onion (1kg)

$1.75 €1.56

$1.34 €1.20

30.60%

Lettuce (1 head)

$1.73 €1.55

$1.40 €1.25

23.57%

Water (1.5 liter bottle)

$1.17 €1.05

$0.98 €0.88

19.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €9.02

$9.92 €8.89

1.51%

Wine (Bottle)

$6.61 €5.92

Local Beer (0.5 liter bottle)

$1.13 €1.02

$1.09 €0.98

3.67%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.63 €1.46

-7.98%

One-way Ticket (Public Transport)

$4.43 €3.97

$3.28 €2.94

35.06%

Public Transport Monthly Pass (Regular Price)

$69.4 €62.2

$70.4 €63.0

-1.34%

Taxi Start (Normal Tariff)

$6.79 €6.08

$5.71 €5.12

18.91%

Taxi (Normal Tariff) (1km)

$2.98 €2.67

$2.85 €2.56

4.56%

Taxi 1hour Waiting (Normal Tariff)

$41.72 €37.39

$37.47 €33.57

11.34%

Gasoline (1 liter)

$2.29 €2.05

$2.09 €1.88

9.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.6K

$33.2K €29.7K

-0.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €34.9K

$37.8K €33.9K

2.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €343

$279 €250

37.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.45

$31.87 €28.56

-38.91%

Internet (50+ Mbps, Unlimited Data)

$38.79 €34.76

$48.37 €43.34

-19.81%

Gym Membership (Monthly)

$42.26 €37.87

$46.88 €42.01

-9.85%

Tennis Court (1 Hour on Weekend)

$28.37 €25.43

$23.33 €20.90

21.60%

Cinema Ticket

$15.46 €13.85

$16.11 €14.44

-4.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €450

$246 €220

104.31%

International Primary School, 1 Child (Yearly)

$13.8K €12.3K

$7,609 €6,819

80.87%

Jeans (Levis 501 Or Similar)

$86.6 €77.6

$76.9 €68.9

12.50%

Summer Dress (H&M, Zara, etc)

$36.18 €32.42

$69.7 €62.4

-48.08%

Sport Shoes (Adidas, Nike)

$101 €90.2

$78.1 €70.0

28.81%

Men's Leather Business Shoes

$117 €105

$120 €107

-2.09%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,086

$812 €727

49.27%

1-bedroom Apartment, Outside City Center (Monthly)

$919 €823

$637 €571

44.17%

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,931

$1,419 €1,271

51.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,494

$1,059 €949

57.39%

Buy Apartment in City Center (m2)

$9,358 €8,385

$7,201 €6,452

29.96%

Buy Apartment Outside City Center (m2)

$5,163 €4,627

$4,447 €3,985

16.11%

Average Monthly Net Salary (After Tax)

$3,622 €3,245

$3,387 €3,035

6.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.95

-6.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Regensburg: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$919 39.4%

Regensburg

$637 32.8% 30.6% $282

Monthly Utilities & Internet

Hamburg

$441 18.9%

Regensburg

$359 18.5% 18.6% $82

Groceries & Markets

Hamburg

$335 14.3%

Regensburg

$336 17.3% 0.5% $1.6

Eating Out

Hamburg

$303 13%

Regensburg

$276 14.2% 8.8% $27

Clothing & Footwear

Hamburg

$153 6.6%

Regensburg

$155 8% 1.1% $1.8

Getting Around

Hamburg

$109 4.7%

Regensburg

$103 5.3% 5% $5.4

Sport & Entertainment

Hamburg

$73 3.1%

Regensburg

$79 4.1% 8.1% $5.9

Cost Breakdown

A central one-bedroom costs $1,212 in Hamburg versus $812 in Regensburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Hamburg versus $72 in Regensburg. Groceries tell a different story – $335 in Hamburg vs $336 in Regensburg – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamburg

🇩🇪 Regensburg

🕒 Local time

12:41 12:41 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

145,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Hamburg Regensburg 520 km ≈ 1 h 15 min nonstop flight

From you

Hamburg
Regensburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Regensburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 20% more than Regensburg, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,499 per month in Hamburg and $2,919 in Regensburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments: a one-bedroom in the center costs $812 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $2,332 in Hamburg and $1,946 in Regensburg. That makes Regensburg about 17% cheaper.

A mid-range dinner for two costs $74 in Hamburg and $72 in Regensburg. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Families tend to lean toward Regensburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Regensburg. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.