Last update: Oct 2026

Cost of Living Comparison Between Rawalpindi and Ubud, Bali

For one person, living is cheaper in Rawalpindi: $504 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Rawalpindi
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Rawalpindi Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Rawalpindi

🇵🇰 Pakistan

$504

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Rawalpindi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rawalpindi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $504 in Rawalpindi versus $1,349 in Ubud, Bali.

Rawalpindi $504
Ubud, Bali $1,349

Estimated couple costs with rent: $787 in Rawalpindi versus $2,305 in Ubud, Bali.

Rawalpindi $787
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,069 in Rawalpindi versus $3,261 in Ubud, Bali.

Rawalpindi $1,069
Ubud, Bali $3,261

Living in Rawalpindi costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.11 PKR 584

$3.32 Rp 60.2K

-36.45%

Three-Course Dinner for Two, Mid-Range

$16.10 PKR 4,454

$35.64 Rp 645.8K

-54.83%

Fast Food Meal (McDonalds, etc)

$6.07 PKR 1,680

$5.53 Rp 100.3K

9.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 PKR 492

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.48 PKR 963

Cappuccino

$2.01 PKR 556

$2.72 Rp 49.3K

-26.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 112

$1.70 Rp 30.8K

-76.47%

Water (0.33 liter bottle)

$0.23 PKR 63.1

$0.76 Rp 13.8K

-69.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$0.87 PKR 241

$1.49 Rp 27.0K

-41.61%

White Bread (500g)

$0.59 PKR 162

$2.28 Rp 41.2K

-74.12%

Rice (white) (1kg)

$1.21 PKR 336

$1.19 Rp 21.6K

1.68%

Eggs

$1.10 PKR 303

$2.04 Rp 36.9K

-46.08%

Local Cheese (1kg)

$6.25 PKR 1,729

$17.70 Rp 320.8K

-64.69%

Chicken Fillets (1kg)

$3.55 PKR 983

$3.96 Rp 71.8K

-10.35%

Beef Round Steak (1kg)

$4.94 PKR 1,366

$12.19 Rp 220.9K

-59.47%

Apples (1kg)

$1.20 PKR 333

$3.66 Rp 66.2K

-67.21%

Banana (1kg)

$0.87 PKR 242

$1.52 Rp 27.5K

-42.76%

Oranges (1kg)

$1.21 PKR 336

$2.23 Rp 40.4K

-45.74%

Tomato (1kg)

$0.52 PKR 145

$1.97 Rp 35.7K

-73.60%

Potato (1kg)

$0.39 PKR 107

$1.85 Rp 33.5K

-78.92%

Onion (1kg)

$0.46 PKR 127

$2.42 Rp 43.9K

-80.99%

Lettuce (1 head)

$0.31 PKR 87.1

$0.99 Rp 17.9K

-68.69%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.51 Rp 9,303

-21.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.44 PKR 4,550

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.16 PKR 321

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 667

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 PKR 564

$2.22 Rp 40.3K

-8.11%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.19 PKR 53.9

$0.25 Rp 4,548

-24.00%

Public Transport Monthly Pass (Regular Price)

$10.06 PKR 2,783

$7.82 Rp 141.8K

28.64%

Taxi Start (Normal Tariff)

$0.87 PKR 240

$0.44 Rp 7,964

97.73%

Taxi (Normal Tariff) (1km)

$0.35 PKR 95.5

$0.43 Rp 7,793

-18.60%

Taxi 1hour Waiting (Normal Tariff)

$3.11 PKR 860

$5.41 Rp 98.0K

-42.51%

Gasoline (1 liter)

$1.24 PKR 342

$0.82 Rp 14.9K

51.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K PKR 5.3M

$23.8K Rp 432.0M

-19.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K PKR 6.5M

$31.7K Rp 575.3M

-25.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 PKR 31.7K

$79.1 Rp 1.4M

45.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.61 PKR 1,551

$6.45 Rp 116.8K

-13.02%

Internet (50+ Mbps, Unlimited Data)

$18.35 PKR 5,078

$18.58 Rp 336.7K

-1.24%

Gym Membership (Monthly)

$12.01 PKR 3,322

$49.48 Rp 896.7K

-75.73%

Tennis Court (1 Hour on Weekend)

$7.28 PKR 2,015

$17.65 Rp 319.8K

-58.75%

Cinema Ticket

$4.25 PKR 1,175

$4.27 Rp 77.4K

-0.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.77 PKR 13.5K

$491 Rp 8.9M

-90.06%

International Primary School, 1 Child (Yearly)

$1,056 PKR 292.3K

$5,674 Rp 102.8M

-81.38%

Jeans (Levis 501 Or Similar)

$17.54 PKR 4,852

$44.64 Rp 808.9K

-60.71%

Summer Dress (H&M, Zara, etc)

$32.61 PKR 9,022

$34.95 Rp 633.4K

-6.70%

Sport Shoes (Adidas, Nike)

$93.6 PKR 25.9K

$79.9 Rp 1.4M

17.20%

Men's Leather Business Shoes

$35.98 PKR 9,956

$79.4 Rp 1.4M

-54.70%

1-bedroom Apartment, City Center (Monthly)

$183 PKR 50.6K

$1,125 Rp 20.4M

-83.75%

1-bedroom Apartment, Outside City Center (Monthly)

$87.2 PKR 24.1K

$671 Rp 12.2M

-87.02%

3-bedroom Apartment, City Center (Monthly)

$396 PKR 109.5K

$3,565 Rp 64.6M

-88.89%

3-bedroom Apartment, Outside City Center (Monthly)

$221 PKR 61.2K

$1,723 Rp 31.2M

-87.16%

Buy Apartment in City Center (m2)

$1,007 PKR 278.6K

$2,732 Rp 49.5M

-63.13%

Buy Apartment Outside City Center (m2)

$434 PKR 120.2K

$2,284 Rp 41.4M

-80.98%

Average Monthly Net Salary (After Tax)

$174 PKR 48.0K

$164 Rp 3.0M

5.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

13.78

65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Rawalpindi

$139 27.5%

Ubud, Bali

$104 7.7% 24.9% $35

Groceries & Markets

Rawalpindi

$102 20.2%

Ubud, Bali

$288 21.4% 183% $187

Accommodation & Living

Rawalpindi

$87 17.3%

Ubud, Bali

$672 49.8% 670% $584

Clothing & Footwear

Rawalpindi

$81 16%

Ubud, Bali

$108 8% 32.9% $27

Eating Out

Rawalpindi

$62 12.2%

Ubud, Bali

$108 8% 74.4% $46

Sport & Entertainment

Rawalpindi

$21 4.1%

Ubud, Bali

$58 4.3% 183% $38

Getting Around

Rawalpindi

$13 2.7%

Ubud, Bali

$11 0.9% 15% $2

Cost Breakdown

A one-bedroom apartment in the center runs $183 in Rawalpindi and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16 in Rawalpindi vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $102 vs $288 per month, with Rawalpindi cheaper across the board.

Good to know

🇵🇰 Rawalpindi

🇮🇩 Ubud, Bali

🕒 Local time

00:22 12:22 AM

03:22 3:22 AM

3 h ahead of Rawalpindi

🌤 Weather

👥 Population

2,098,231

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 1, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Rawalpindi Ubud, Bali 6,460 km ≈ 9 h nonstop flight

From you

Rawalpindi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $504 in Rawalpindi and $1,349 in Ubud, Bali, so Rawalpindi is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 6% higher in Rawalpindi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $183 in Rawalpindi versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $16 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $504 per month in Rawalpindi versus $1,349 in Ubud, Bali – Rawalpindi is about 63% cheaper, which adds up to real savings over time.

At $504 in Rawalpindi versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.