Cost of Living Comparison Between Rawalpindi and Ubud, Bali Cost of Living Comparison Between Rawalpindi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $495 in Rawalpindi versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $781 in Rawalpindi versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,067 in Rawalpindi versus $3,327 in Ubud, Bali.

Living in Rawalpindi costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rawalpindi is 64% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.05 PKR 569

$3.44 Rp 60.9K

-40.41%

Three-Course Dinner for Two, Mid-Range

$16.07 PKR 4,452

$36.31 Rp 643.0K

-55.74%

Fast Food Meal (McDonalds, etc)

$5.84 PKR 1,617

$5.71 Rp 101.0K

2.28%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 PKR 487

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.50 PKR 971

Cappuccino

$1.98 PKR 549

$2.67 Rp 47.3K

-25.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 PKR 121

$1.75 Rp 31.0K

-74.86%

Water (0.33 liter bottle)

$0.25 PKR 69.4

$0.87 Rp 15.4K

-71.26%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$0.91 PKR 251

$1.62 Rp 28.7K

-43.83%

White Bread (500g)

$0.54 PKR 151

$2.33 Rp 41.3K

-76.82%

Rice (white) (1kg)

$1.23 PKR 340

$1.11 Rp 19.6K

10.81%

Eggs

$1.11 PKR 308

$2.20 Rp 39.0K

-49.55%

Local Cheese (1kg)

$6.32 PKR 1,752

$17.69 Rp 313.3K

-64.27%

Chicken Fillets (1kg)

$3.57 PKR 990

$4.10 Rp 72.5K

-12.93%

Beef Round Steak (1kg)

$5.05 PKR 1,398

$12.18 Rp 215.6K

-58.54%

Apples (1kg)

$1.20 PKR 331

$3.71 Rp 65.6K

-67.65%

Banana (1kg)

$0.84 PKR 232

$1.59 Rp 28.1K

-47.17%

Oranges (1kg)

$1.22 PKR 338

$2.28 Rp 40.4K

-46.49%

Tomato (1kg)

$0.53 PKR 146

$1.95 Rp 34.6K

-72.82%

Potato (1kg)

$0.36 PKR 99.5

$1.91 Rp 33.7K

-81.15%

Onion (1kg)

$0.45 PKR 124

$2.33 Rp 41.3K

-80.69%

Lettuce (1 head)

$0.31 PKR 84.9

$1.01 Rp 17.8K

-69.31%

Water (1.5 liter bottle)

$0.43 PKR 118

$0.55 Rp 9,773

-21.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.09 PKR 4,458

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.14 PKR 316

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 657

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 PKR 535

$2.23 Rp 39.5K

-13.45%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.18 PKR 50.5

$0.27 Rp 4,814

-33.33%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,767

$8.98 Rp 159.1K

11.25%

Taxi Start (Normal Tariff)

$0.93 PKR 258

$0.48 Rp 8,566

93.75%

Taxi (Normal Tariff) (1km)

$0.35 PKR 96.1

$0.43 Rp 7,679

-18.60%

Taxi 1hour Waiting (Normal Tariff)

$3.11 PKR 861

$5.64 Rp 99.9K

-44.86%

Gasoline (1 liter)

$1.13 PKR 313

$0.80 Rp 14.2K

41.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$24.9K Rp 441.7M

-28.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K PKR 6.7M

$31.7K Rp 561.5M

-23.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.2K

$81.5 Rp 1.4M

38.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.55 PKR 1,537

$6.49 Rp 115.0K

-14.48%

Internet (50+ Mbps, Unlimited Data)

$18.88 PKR 5,229

$18.77 Rp 332.4K

0.59%

Gym Membership (Monthly)

$12.11 PKR 3,354

$56.9 Rp 1.0M

-78.71%

Tennis Court (1 Hour on Weekend)

$6.81 PKR 1,886

$18.73 Rp 331.7K

-63.64%

Cinema Ticket

$4.26 PKR 1,179

$4.54 Rp 80.4K

-6.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.70 PKR 13.5K

$481 Rp 8.5M

-89.87%

International Primary School, 1 Child (Yearly)

$833 PKR 230.8K

$5,711 Rp 101.1M

-85.41%

Jeans (Levis 501 Or Similar)

$20.41 PKR 5,653

$45.52 Rp 806.0K

-55.16%

Summer Dress (H&M, Zara, etc)

$28.85 PKR 7,993

$35.88 Rp 635.4K

-19.59%

Sport Shoes (Adidas, Nike)

$93.7 PKR 26.0K

$80.4 Rp 1.4M

16.54%

Men's Leather Business Shoes

$36.19 PKR 10.0K

$78.7 Rp 1.4M

-54.00%

1-bedroom Apartment, City Center (Monthly)

$201 PKR 55.6K

$1,115 Rp 19.7M

-82.00%

1-bedroom Apartment, Outside City Center (Monthly)

$83.0 PKR 23.0K

$698 Rp 12.4M

-88.10%

3-bedroom Apartment, City Center (Monthly)

$428 PKR 118.6K

$3,637 Rp 64.4M

-88.23%

3-bedroom Apartment, Outside City Center (Monthly)

$226 PKR 62.6K

$1,737 Rp 30.8M

-87.00%

Buy Apartment in City Center (m2)

$1,170 PKR 324.1K

$2,784 Rp 49.3M

-57.98%

Buy Apartment Outside City Center (m2)

$507 PKR 140.5K

$2,290 Rp 40.5M

-77.85%

Average Monthly Net Salary (After Tax)

$173 PKR 48.0K

$168 Rp 3.0M

3.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

13.78

65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $201 in Rawalpindi and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Rawalpindi vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $103 vs $295 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rawalpindi and Ubud, Bali differ by about 176% in total monthly costs ($495 vs $1,368 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Rawalpindi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $201 in Rawalpindi versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $16.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $495 per month in Rawalpindi versus $1,368 in Ubud, Bali – a 176% gap that adds up to real savings over time for anyone picking the cheaper option.

At $495 in Rawalpindi versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rawalpindi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 176% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.