Cost of Living Comparison Between Rawalpindi and Ubud, Bali Cost of Living Comparison Between Rawalpindi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $423 in Rawalpindi versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $666 in Rawalpindi versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $909 in Rawalpindi versus $3,708 in Ubud, Bali.

Living in Rawalpindi costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rawalpindi is 68% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.79 PKR 497

$3.40 Rp 60.2K

-47.35%

Three-Course Dinner for Two, Mid-Range

$14.12 PKR 3,926

$32.38 Rp 573.6K

-56.39%

Fast Food Meal (McDonalds, etc)

$5.38 PKR 1,495

$5.00 Rp 88.6K

7.60%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.57 PKR 435

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.51 PKR 975

Cappuccino

$1.72 PKR 477

$2.82 Rp 50.0K

-39.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 94.7

$1.38 Rp 24.4K

-75.36%

Water (0.33 liter bottle)

$0.23 PKR 64.0

$0.73 Rp 13.0K

-68.49%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

Milk (1 liter)

$0.79 PKR 220

$1.79 Rp 31.8K

-55.87%

White Bread (500g)

$0.56 PKR 156

$2.46 Rp 43.7K

-77.24%

Rice (white) (1kg)

$1.24 PKR 346

$1.20 Rp 21.2K

3.33%

Eggs

$1.17 PKR 326

$2.39 Rp 42.3K

-51.05%

Local Cheese (1kg)

$5.95 PKR 1,654

$14.40 Rp 255.1K

-58.68%

Chicken Fillets (1kg)

$3.38 PKR 939

$4.28 Rp 75.9K

-21.03%

Beef Round Steak (1kg)

$4.44 PKR 1,234

$11.82 Rp 209.4K

-62.44%

Apples (1kg)

$0.94 PKR 261

$3.78 Rp 67.0K

-75.13%

Banana (1kg)

$0.64 PKR 179

$1.63 Rp 28.9K

-60.74%

Oranges (1kg)

$0.86 PKR 240

$2.80 Rp 49.6K

-69.29%

Tomato (1kg)

$0.51 PKR 141

$2.26 Rp 40.0K

-77.43%

Potato (1kg)

$0.36 PKR 101

$2.00 Rp 35.3K

-82.00%

Onion (1kg)

$0.49 PKR 135

$2.21 Rp 39.2K

-77.83%

Lettuce (1 head)

$0.24 PKR 66.2

$1.07 Rp 18.9K

-77.57%

Water (1.5 liter bottle)

$0.36 PKR 101

$0.76 Rp 13.5K

-52.63%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.46 PKR 4,576

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 PKR 289

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 PKR 635

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 PKR 553

$3.13 Rp 55.4K

-36.42%

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

One-way Ticket (Public Transport)

$0.17 PKR 47.86

$0.27 Rp 4,726

-37.04%

Public Transport Monthly Pass (Regular Price)

$9.93 PKR 2,762

$8.37 Rp 148.2K

18.64%

Taxi Start (Normal Tariff)

$0.86 PKR 239

$0.45 Rp 8,034

91.11%

Taxi (Normal Tariff) (1km)

$0.36 PKR 99.0

$0.43 Rp 7,578

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$2.95 PKR 821

$5.98 Rp 105.9K

-50.67%

Gasoline (1 liter)

$0.98 PKR 271

$0.80 Rp 14.2K

22.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K PKR 4.9M

$25.8K Rp 457.2M

-31.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K PKR 6.4M

$31.8K Rp 563.4M

-27.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 PKR 27.9K

$80.7 Rp 1.4M

24.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.97 PKR 1,104

$4.14 Rp 73.3K

-4.11%

Internet (50+ Mbps, Unlimited Data)

$16.55 PKR 4,601

$24.12 Rp 427.2K

-31.38%

Gym Membership (Monthly)

$10.13 PKR 2,816

$97.8 Rp 1.7M

-89.64%

Tennis Court (1 Hour on Weekend)

$7.47 PKR 2,076

$6.64 Rp 117.7K

12.50%

Cinema Ticket

$3.63 PKR 1,010

$4.04 Rp 71.5K

-10.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$39.82 PKR 11.1K

$297 Rp 5.3M

-86.59%

International Primary School, 1 Child (Yearly)

$969 PKR 269.3K

$6,590 Rp 116.7M

-85.30%

Jeans (Levis 501 Or Similar)

$11.62 PKR 3,229

$55.1 Rp 976.8K

-78.93%

Summer Dress (H&M, Zara, etc)

$19.00 PKR 5,282

$38.51 Rp 682.1K

-50.66%

Sport Shoes (Adidas, Nike)

$89.2 PKR 24.8K

$86.1 Rp 1.5M

3.55%

Men's Leather Business Shoes

$28.78 PKR 8,001

$78.0 Rp 1.4M

-63.08%

1-bedroom Apartment, City Center (Monthly)

$133 PKR 36.9K

$985 Rp 17.5M

-86.53%

1-bedroom Apartment, Outside City Center (Monthly)

$65.3 PKR 18.2K

$665 Rp 11.8M

-90.18%

3-bedroom Apartment, City Center (Monthly)

$327 PKR 91.0K

$3,446 Rp 61.0M

-90.50%

3-bedroom Apartment, Outside City Center (Monthly)

$173 PKR 48.0K

$2,042 Rp 36.2M

-91.55%

Buy Apartment in City Center (m2)

$1,142 PKR 317.4K

$2,829 Rp 50.1M

-59.65%

Buy Apartment Outside City Center (m2)

$505 PKR 140.3K

$2,282 Rp 40.4M

-77.89%

Average Monthly Net Salary (After Tax)

$172 PKR 47.7K

$169 Rp 3.0M

1.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

13.28

51.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: June 13, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $133 in Rawalpindi and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Rawalpindi vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $93.0 vs $299 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rawalpindi and Ubud, Bali differ by about 230% in total monthly costs ($423 vs $1,394 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Rawalpindi pays 1% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $133 in Rawalpindi versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $423 per month in Rawalpindi versus $1,394 in Ubud, Bali – a 230% gap that adds up to real savings over time for anyone picking the cheaper option.

At $423 in Rawalpindi versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rawalpindi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 230% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.