Cost of Living Comparison Between Rawalpindi and Ubud, Bali Cost of Living Comparison Between Rawalpindi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $423 in Rawalpindi versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $670 in Rawalpindi versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $917 in Rawalpindi versus $3,732 in Ubud, Bali.

Living in Rawalpindi costs roughly 71% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rawalpindi is 68% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$1.75 PKR 487

$3.57 Rp 61.9K

-50.98%

Three-Course Dinner for Two, Mid-Range

$14.30 PKR 3,985

$32.58 Rp 564.7K

-56.11%

Fast Food Meal (McDonalds, etc)

$5.38 PKR 1,501

$5.07 Rp 87.8K

6.11%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.63 PKR 454

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.53 PKR 985

Cappuccino

$1.71 PKR 477

$2.83 Rp 49.0K

-39.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 PKR 87.8

$1.34 Rp 23.2K

-76.87%

Water (0.33 liter bottle)

$0.21 PKR 58.3

$0.69 Rp 12.0K

-69.57%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$0.85 PKR 238

$1.74 Rp 30.2K

-51.15%

White Bread (500g)

$0.52 PKR 144

$2.54 Rp 44.0K

-79.53%

Rice (white) (1kg)

$1.29 PKR 360

$1.19 Rp 20.6K

8.40%

Eggs

$1.18 PKR 329

$2.43 Rp 42.0K

-51.44%

Local Cheese (1kg)

$6.18 PKR 1,724

$14.66 Rp 254.1K

-57.84%

Chicken Fillets (1kg)

$3.44 PKR 959

$4.18 Rp 72.4K

-17.70%

Beef Round Steak (1kg)

$4.46 PKR 1,244

$11.94 Rp 206.9K

-62.65%

Apples (1kg)

$1.00 PKR 280

$3.69 Rp 63.9K

-72.90%

Banana (1kg)

$0.64 PKR 177

$1.61 Rp 27.8K

-60.25%

Oranges (1kg)

$0.86 PKR 239

$2.69 Rp 46.5K

-68.03%

Tomato (1kg)

$0.48 PKR 134

$2.33 Rp 40.4K

-79.40%

Potato (1kg)

$0.36 PKR 101

$1.91 Rp 33.0K

-81.15%

Onion (1kg)

$0.49 PKR 136

$2.19 Rp 37.9K

-77.63%

Lettuce (1 head)

$0.24 PKR 66.3

$1.06 Rp 18.3K

-77.36%

Water (1.5 liter bottle)

$0.36 PKR 101

$0.72 Rp 12.5K

-50.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$15.92 PKR 4,437

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.99 PKR 277

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.30 PKR 643

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 PKR 541

$3.13 Rp 54.3K

-38.02%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.18 PKR 50.8

$0.29 Rp 5,029

-37.93%

Public Transport Monthly Pass (Regular Price)

$9.95 PKR 2,774

$8.17 Rp 141.6K

21.79%

Taxi Start (Normal Tariff)

$0.84 PKR 234

$0.45 Rp 7,863

86.67%

Taxi (Normal Tariff) (1km)

$0.35 PKR 98.2

$0.42 Rp 7,305

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$3.07 PKR 856

$6.16 Rp 106.7K

-50.16%

Gasoline (1 liter)

$0.97 PKR 271

$0.84 Rp 14.6K

15.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K PKR 4.9M

$26.2K Rp 454.9M

-32.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K PKR 6.5M

$32.5K Rp 562.9M

-28.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.7K

$78.4 Rp 1.4M

31.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 PKR 1,101

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$16.31 PKR 4,545

$24.40 Rp 423.0K

-33.16%

Gym Membership (Monthly)

$9.99 PKR 2,784

$96.5 Rp 1.7M

-89.65%

Tennis Court (1 Hour on Weekend)

$7.52 PKR 2,097

$6.35 Rp 110.0K

18.43%

Cinema Ticket

$3.64 PKR 1,015

$4.04 Rp 70.0K

-9.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$39.91 PKR 11.1K

$303 Rp 5.2M

-86.81%

International Primary School, 1 Child (Yearly)

$953 PKR 265.7K

$6,523 Rp 113.1M

-85.39%

Jeans (Levis 501 Or Similar)

$11.64 PKR 3,246

$53.8 Rp 933.1K

-78.38%

Summer Dress (H&M, Zara, etc)

$18.40 PKR 5,131

$37.98 Rp 658.3K

-51.55%

Sport Shoes (Adidas, Nike)

$88.8 PKR 24.8K

$86.8 Rp 1.5M

2.34%

Men's Leather Business Shoes

$28.47 PKR 7,937

$78.9 Rp 1.4M

-63.90%

1-bedroom Apartment, City Center (Monthly)

$130 PKR 36.2K

$1,012 Rp 17.5M

-87.16%

1-bedroom Apartment, Outside City Center (Monthly)

$64.5 PKR 18.0K

$674 Rp 11.7M

-90.43%

3-bedroom Apartment, City Center (Monthly)

$327 PKR 91.2K

$3,390 Rp 58.8M

-90.35%

3-bedroom Apartment, Outside City Center (Monthly)

$174 PKR 48.5K

$2,098 Rp 36.4M

-91.71%

Buy Apartment in City Center (m2)

$1,159 PKR 323.0K

$2,985 Rp 51.7M

-61.18%

Buy Apartment Outside City Center (m2)

$522 PKR 145.4K

$2,339 Rp 40.5M

-77.70%

Average Monthly Net Salary (After Tax)

$174 PKR 48.4K

$173 Rp 3.0M

0.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

13.28

51.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $130 in Rawalpindi and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Rawalpindi vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $298 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rawalpindi and Ubud, Bali differ by about 240% in total monthly costs ($423 vs $1,438 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Rawalpindi pays 0% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $130 in Rawalpindi versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $14.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $423 per month in Rawalpindi versus $1,438 in Ubud, Bali – a 240% gap that adds up to real savings over time for anyone picking the cheaper option.

At $423 in Rawalpindi versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rawalpindi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 240% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.