Cost of Living Comparison Between Rawalpindi and Ubud, Bali Cost of Living Comparison Between Rawalpindi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $431 in Rawalpindi versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $665 in Rawalpindi versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $899 in Rawalpindi versus $3,723 in Ubud, Bali.

Living in Rawalpindi costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Rawalpindi is 68% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.79 PKR 497

$3.57 Rp 64.5K

-49.86%

Three-Course Dinner for Two, Mid-Range

$14.27 PKR 3,959

$32.32 Rp 583.4K

-55.85%

Fast Food Meal (McDonalds, etc)

$5.26 PKR 1,460

$5.01 Rp 90.4K

4.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.60 PKR 445

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.42 PKR 950

Cappuccino

$1.66 PKR 460

$2.82 Rp 51.0K

-41.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 95.5

$1.35 Rp 24.4K

-74.81%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.73 Rp 13.2K

-71.23%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$0.79 PKR 219

$1.78 Rp 32.1K

-55.62%

White Bread (500g)

$0.56 PKR 156

$2.45 Rp 44.2K

-77.14%

Rice (white) (1kg)

$1.30 PKR 361

$1.15 Rp 20.7K

13.04%

Eggs

$1.14 PKR 316

$2.41 Rp 43.6K

-52.70%

Local Cheese (1kg)

$5.98 PKR 1,660

$14.33 Rp 258.7K

-58.27%

Chicken Fillets (1kg)

$3.26 PKR 906

$4.19 Rp 75.6K

-22.20%

Beef Round Steak (1kg)

$4.47 PKR 1,240

$12.06 Rp 217.7K

-62.94%

Apples (1kg)

$1.02 PKR 283

$3.64 Rp 65.7K

-71.98%

Banana (1kg)

$0.63 PKR 175

$1.57 Rp 28.3K

-59.87%

Oranges (1kg)

$0.84 PKR 233

$2.79 Rp 50.3K

-69.89%

Tomato (1kg)

$0.50 PKR 139

$2.24 Rp 40.5K

-77.68%

Potato (1kg)

$0.37 PKR 102

$1.98 Rp 35.7K

-81.31%

Onion (1kg)

$0.52 PKR 144

$2.28 Rp 41.1K

-77.19%

Lettuce (1 head)

$0.26 PKR 72.8

$1.05 Rp 19.0K

-75.24%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.79 Rp 14.2K

-49.37%

Bottle of Non-Alcoholic Wine (Mid-Range)

$15.96 PKR 4,429

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 284

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 PKR 533

$3.19 Rp 57.6K

-39.81%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.20 PKR 56.6

$0.27 Rp 4,813

-25.93%

Public Transport Monthly Pass (Regular Price)

$9.59 PKR 2,663

$8.37 Rp 151.1K

14.58%

Taxi Start (Normal Tariff)

$0.85 PKR 235

$0.45 Rp 8,167

88.89%

Taxi (Normal Tariff) (1km)

$0.32 PKR 90.0

$0.46 Rp 8,298

-30.43%

Taxi 1hour Waiting (Normal Tariff)

$3.09 PKR 858

$6.07 Rp 109.6K

-49.09%

Gasoline (1 liter)

$0.95 PKR 264

$0.86 Rp 15.6K

10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K PKR 4.9M

$26.6K Rp 480.0M

-34.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K PKR 6.4M

$32.5K Rp 587.6M

-29.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 PKR 28.0K

$79.0 Rp 1.4M

27.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.96 PKR 1,100

$4.09 Rp 73.9K

-3.18%

Internet (50+ Mbps, Unlimited Data)

$16.35 PKR 4,537

$23.85 Rp 430.5K

-31.45%

Gym Membership (Monthly)

$9.86 PKR 2,736

$98.8 Rp 1.8M

-90.02%

Tennis Court (1 Hour on Weekend)

$7.42 PKR 2,060

$6.35 Rp 114.7K

16.85%

Cinema Ticket

$3.57 PKR 990

$4.01 Rp 72.3K

-10.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.97 PKR 11.4K

$297 Rp 5.4M

-86.22%

International Primary School, 1 Child (Yearly)

$963 PKR 267.2K

$6,602 Rp 119.2M

-85.42%

Jeans (Levis 501 Or Similar)

$11.74 PKR 3,258

$53.4 Rp 964.5K

-78.03%

Summer Dress (H&M, Zara, etc)

$18.96 PKR 5,263

$38.11 Rp 688.1K

-50.25%

Sport Shoes (Adidas, Nike)

$89.7 PKR 24.9K

$88.7 Rp 1.6M

1.18%

Men's Leather Business Shoes

$29.12 PKR 8,081

$76.6 Rp 1.4M

-61.99%

1-bedroom Apartment, City Center (Monthly)

$133 PKR 36.9K

$1,020 Rp 18.4M

-86.95%

1-bedroom Apartment, Outside City Center (Monthly)

$66.5 PKR 18.5K

$680 Rp 12.3M

-90.22%

3-bedroom Apartment, City Center (Monthly)

$334 PKR 92.8K

$3,469 Rp 62.6M

-90.36%

3-bedroom Apartment, Outside City Center (Monthly)

$173 PKR 48.1K

$2,090 Rp 37.7M

-91.70%

Buy Apartment in City Center (m2)

$1,133 PKR 314.6K

$2,729 Rp 49.3M

-58.46%

Buy Apartment Outside City Center (m2)

$510 PKR 141.6K

$2,295 Rp 41.4M

-77.77%

Average Monthly Net Salary (After Tax)

$176 PKR 48.7K

$164 Rp 3.0M

7.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

13.28

51.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $133 in Rawalpindi and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Rawalpindi vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $94.0 vs $298 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rawalpindi and Ubud, Bali differ by about 223% in total monthly costs ($431 vs $1,392 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 7% higher in Rawalpindi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $133 in Rawalpindi versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $431 per month in Rawalpindi versus $1,392 in Ubud, Bali – a 223% gap that adds up to real savings over time for anyone picking the cheaper option.

At $431 in Rawalpindi versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rawalpindi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.