Cost of Living Comparison Between Ubud, Bali and Rawalpindi Cost of Living Comparison Between Ubud, Bali and Rawalpindi

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $431 in Rawalpindi.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $665 in Rawalpindi.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $899 in Rawalpindi.

Living in Ubud, Bali is roughly 223% more expensive than in Rawalpindi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Rawalpindi is 68% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.79 PKR 497

99.44%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$14.27 PKR 3,959

126.49%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.26 PKR 1,460

-4.75%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.60 PKR 445

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.42 PKR 950

Cappuccino

$2.82 Rp 51.0K

$1.66 PKR 460

69.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.34 PKR 95.5

297.06%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.21 PKR 58.0

247.62%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.79 PKR 219

125.32%

White Bread (500g)

$2.45 Rp 44.2K

$0.56 PKR 156

337.50%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.30 PKR 361

-11.54%

Eggs

$2.41 Rp 43.6K

$1.14 PKR 316

111.40%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.98 PKR 1,660

139.63%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.26 PKR 906

28.53%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.47 PKR 1,240

169.80%

Apples (1kg)

$3.64 Rp 65.7K

$1.02 PKR 283

256.86%

Banana (1kg)

$1.57 Rp 28.3K

$0.63 PKR 175

149.21%

Oranges (1kg)

$2.79 Rp 50.3K

$0.84 PKR 233

232.14%

Tomato (1kg)

$2.24 Rp 40.5K

$0.50 PKR 139

348.00%

Potato (1kg)

$1.98 Rp 35.7K

$0.37 PKR 102

435.14%

Onion (1kg)

$2.28 Rp 41.1K

$0.52 PKR 144

338.46%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.26 PKR 72.8

303.85%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.40 PKR 110

97.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$15.96 PKR 4,429

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 284

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.92 PKR 533

66.15%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.20 PKR 56.6

35.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$9.59 PKR 2,663

-12.72%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.85 PKR 235

-47.06%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.32 PKR 90.0

43.75%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$3.09 PKR 858

96.44%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.95 PKR 264

-9.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.5K PKR 4.9M

51.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.9K PKR 6.4M

42.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$101 PKR 28.0K

-21.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.96 PKR 1,100

3.28%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$16.35 PKR 4,537

45.87%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$9.86 PKR 2,736

901.83%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$7.42 PKR 2,060

-14.42%

Cinema Ticket

$4.01 Rp 72.3K

$3.57 PKR 990

12.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$40.97 PKR 11.4K

625.51%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$963 PKR 267.2K

585.74%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$11.74 PKR 3,258

355.11%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$18.96 PKR 5,263

101.00%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$89.7 PKR 24.9K

-1.17%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$29.12 PKR 8,081

163.12%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$133 PKR 36.9K

666.10%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$66.5 PKR 18.5K

922.79%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$334 PKR 92.8K

937.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$173 PKR 48.1K

1105.50%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,133 PKR 314.6K

140.75%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$510 PKR 141.6K

349.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$176 PKR 48.7K

-6.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.17

-34.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Rawalpindi: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $133 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $298 vs $94.0 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rawalpindi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rawalpindi differ by about 223% in total monthly costs ($1,392 vs $431 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 7% lower in Rawalpindi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $133 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $431 in Rawalpindi – a 223% gap that adds up to real savings over time for anyone picking the cheaper option.

At $431 in Rawalpindi versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rawalpindi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.