Cost of Living Comparison Between Ubud, Bali and Rawalpindi Cost of Living Comparison Between Ubud, Bali and Rawalpindi

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $423 in Rawalpindi.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $670 in Rawalpindi.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $917 in Rawalpindi.

Living in Ubud, Bali is roughly 240% more expensive than Rawalpindi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Rawalpindi is 68% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.75 PKR 487

104.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$14.30 PKR 3,985

127.83%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.38 PKR 1,501

-5.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.63 PKR 454

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.53 PKR 985

Cappuccino

$2.83 Rp 49.0K

$1.71 PKR 477

65.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.31 PKR 87.8

332.26%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.21 PKR 58.3

228.57%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.85 PKR 238

104.71%

White Bread (500g)

$2.54 Rp 44.0K

$0.52 PKR 144

388.46%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.29 PKR 360

-7.75%

Eggs

$2.43 Rp 42.0K

$1.18 PKR 329

105.93%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.18 PKR 1,724

137.22%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.44 PKR 959

21.51%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.46 PKR 1,244

167.71%

Apples (1kg)

$3.69 Rp 63.9K

$1.00 PKR 280

269.00%

Banana (1kg)

$1.61 Rp 27.8K

$0.64 PKR 177

151.56%

Oranges (1kg)

$2.69 Rp 46.5K

$0.86 PKR 239

212.79%

Tomato (1kg)

$2.33 Rp 40.4K

$0.48 PKR 134

385.42%

Potato (1kg)

$1.91 Rp 33.0K

$0.36 PKR 101

430.56%

Onion (1kg)

$2.19 Rp 37.9K

$0.49 PKR 136

346.94%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.24 PKR 66.3

341.67%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.36 PKR 101

100.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$15.92 PKR 4,437

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.99 PKR 277

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.30 PKR 643

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.94 PKR 541

61.34%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.18 PKR 50.8

61.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$9.95 PKR 2,774

-17.89%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.84 PKR 234

-46.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.35 PKR 98.2

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$3.07 PKR 856

100.65%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.97 PKR 271

-13.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.6K PKR 4.9M

49.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$23.2K PKR 6.5M

40.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$103 PKR 28.7K

-23.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.95 PKR 1,101

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$16.31 PKR 4,545

49.60%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$9.99 PKR 2,784

866.37%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$7.52 PKR 2,097

-15.56%

Cinema Ticket

$4.04 Rp 70.0K

$3.64 PKR 1,015

10.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$39.91 PKR 11.1K

658.28%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$953 PKR 265.7K

584.35%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$11.64 PKR 3,246

362.54%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$18.40 PKR 5,131

106.41%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$88.8 PKR 24.8K

-2.29%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$28.47 PKR 7,937

176.99%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$130 PKR 36.2K

678.99%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$64.5 PKR 18.0K

945.17%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$327 PKR 91.2K

935.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$174 PKR 48.5K

1106.50%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,159 PKR 323.0K

157.62%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$522 PKR 145.4K

348.40%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$174 PKR 48.4K

-0.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.17

-34.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Rawalpindi: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $130 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $298 vs $95.0 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rawalpindi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rawalpindi differ by about 240% in total monthly costs ($1,438 vs $423 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Rawalpindi earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $130 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $14.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $423 in Rawalpindi – a 240% gap that adds up to real savings over time for anyone picking the cheaper option.

At $423 in Rawalpindi versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rawalpindi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 240% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.