Cost of Living Comparison Between Ubud, Bali and Rawalpindi Cost of Living Comparison Between Ubud, Bali and Rawalpindi

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $495 in Rawalpindi.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $781 in Rawalpindi.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,067 in Rawalpindi.

Living in Ubud, Bali is roughly 176% more expensive than in Rawalpindi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Rawalpindi is 64% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.05 PKR 569

67.80%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$16.07 PKR 4,452

125.95%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.84 PKR 1,617

-2.23%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 PKR 487

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.50 PKR 971

Cappuccino

$2.67 Rp 47.3K

$1.98 PKR 549

34.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.44 PKR 121

297.73%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.25 PKR 69.4

248.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.91 PKR 251

78.02%

White Bread (500g)

$2.33 Rp 41.3K

$0.54 PKR 151

331.48%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.23 PKR 340

-9.76%

Eggs

$2.20 Rp 39.0K

$1.11 PKR 308

98.20%

Local Cheese (1kg)

$17.69 Rp 313.3K

$6.32 PKR 1,752

179.91%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.57 PKR 990

14.85%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.05 PKR 1,398

141.19%

Apples (1kg)

$3.71 Rp 65.6K

$1.20 PKR 331

209.17%

Banana (1kg)

$1.59 Rp 28.1K

$0.84 PKR 232

89.29%

Oranges (1kg)

$2.28 Rp 40.4K

$1.22 PKR 338

86.89%

Tomato (1kg)

$1.95 Rp 34.6K

$0.53 PKR 146

267.92%

Potato (1kg)

$1.91 Rp 33.7K

$0.36 PKR 99.5

430.56%

Onion (1kg)

$2.33 Rp 41.3K

$0.45 PKR 124

417.78%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.31 PKR 84.9

225.81%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.43 PKR 118

27.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.09 PKR 4,458

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.14 PKR 316

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 657

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$1.93 PKR 535

15.54%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.18 PKR 50.5

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$9.99 PKR 2,767

-10.11%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.93 PKR 258

-48.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.35 PKR 96.1

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$3.11 PKR 861

81.35%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.13 PKR 313

-29.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$17.9K PKR 5.0M

39.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$24.1K PKR 6.7M

31.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$113 PKR 31.2K

-27.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.55 PKR 1,537

16.94%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$18.88 PKR 5,229

-0.58%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$12.11 PKR 3,354

369.61%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.81 PKR 1,886

175.04%

Cinema Ticket

$4.54 Rp 80.4K

$4.26 PKR 1,179

6.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$48.70 PKR 13.5K

887.00%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$833 PKR 230.8K

585.63%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$20.41 PKR 5,653

123.03%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$28.85 PKR 7,993

24.37%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$93.7 PKR 26.0K

-14.20%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$36.19 PKR 10.0K

117.38%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$201 PKR 55.6K

455.57%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$83.0 PKR 23.0K

740.14%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$428 PKR 118.6K

749.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$226 PKR 62.6K

669.26%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,170 PKR 324.1K

137.99%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$507 PKR 140.5K

351.48%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$173 PKR 48.0K

-3.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.81

-39.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Rawalpindi: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $201 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $16.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $295 vs $103 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rawalpindi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rawalpindi differ by about 176% in total monthly costs ($1,368 vs $495 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3% lower in Rawalpindi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $201 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $16.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $495 in Rawalpindi – a 176% gap that adds up to real savings over time for anyone picking the cheaper option.

At $495 in Rawalpindi versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rawalpindi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 176% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.