Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Rawalpindi

For one person, living is cheaper in Rawalpindi: $504 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Rawalpindi
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Rawalpindi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Rawalpindi

🇵🇰 Pakistan

$504

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rawalpindi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rawalpindi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $504 in Rawalpindi.

Ubud, Bali $1,349
Rawalpindi $504

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $787 in Rawalpindi.

Ubud, Bali $2,305
Rawalpindi $787

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,069 in Rawalpindi.

Ubud, Bali $3,261
Rawalpindi $1,069

Living in Ubud, Bali is roughly 167% more expensive than in Rawalpindi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$2.11 PKR 584

57.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$16.10 PKR 4,454

121.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$6.07 PKR 1,680

-8.90%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 PKR 492

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.48 PKR 963

Cappuccino

$2.72 Rp 49.3K

$2.01 PKR 556

35.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.40 PKR 112

325.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.23 PKR 63.1

230.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

$0.87 PKR 241

71.26%

White Bread (500g)

$2.28 Rp 41.2K

$0.59 PKR 162

286.44%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.21 PKR 336

-1.65%

Eggs

$2.04 Rp 36.9K

$1.10 PKR 303

85.45%

Local Cheese (1kg)

$17.70 Rp 320.8K

$6.25 PKR 1,729

183.20%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.55 PKR 983

11.55%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$4.94 PKR 1,366

146.76%

Apples (1kg)

$3.66 Rp 66.2K

$1.20 PKR 333

205.00%

Banana (1kg)

$1.52 Rp 27.5K

$0.87 PKR 242

74.71%

Oranges (1kg)

$2.23 Rp 40.4K

$1.21 PKR 336

84.30%

Tomato (1kg)

$1.97 Rp 35.7K

$0.52 PKR 145

278.85%

Potato (1kg)

$1.85 Rp 33.5K

$0.39 PKR 107

374.36%

Onion (1kg)

$2.42 Rp 43.9K

$0.46 PKR 127

426.09%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.31 PKR 87.1

219.35%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.40 PKR 110

27.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.44 PKR 4,550

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.16 PKR 321

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 667

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.04 PKR 564

8.82%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.19 PKR 53.9

31.58%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$10.06 PKR 2,783

-22.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.87 PKR 240

-49.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.35 PKR 95.5

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$3.11 PKR 860

73.95%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.24 PKR 342

-33.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$19.3K PKR 5.3M

23.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$23.6K PKR 6.5M

34.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$115 PKR 31.7K

-31.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$5.61 PKR 1,551

14.97%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$18.35 PKR 5,078

1.25%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$12.01 PKR 3,322

311.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$7.28 PKR 2,015

142.45%

Cinema Ticket

$4.27 Rp 77.4K

$4.25 PKR 1,175

0.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$48.77 PKR 13.5K

905.82%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$1,056 PKR 292.3K

437.08%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$17.54 PKR 4,852

154.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$32.61 PKR 9,022

7.18%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$93.6 PKR 25.9K

-14.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$35.98 PKR 9,956

120.73%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$183 PKR 50.6K

515.28%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$87.2 PKR 24.1K

670.15%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$396 PKR 109.5K

800.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$221 PKR 61.2K

678.86%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,007 PKR 278.6K

171.26%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$434 PKR 120.2K

425.72%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$174 PKR 48.0K

-5.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.81

-39.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Rawalpindi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Rawalpindi

$87 17.3% 87% $584

Groceries & Markets

Ubud, Bali

$288 21.4%

Rawalpindi

$102 20.2% 64.7% $187

Eating Out

Ubud, Bali

$108 8%

Rawalpindi

$62 12.2% 42.7% $46

Clothing & Footwear

Ubud, Bali

$108 8%

Rawalpindi

$81 16% 24.8% $27

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Rawalpindi

$139 27.5% 33.2% $35

Sport & Entertainment

Ubud, Bali

$58 4.3%

Rawalpindi

$21 4.1% 64.7% $38

Getting Around

Ubud, Bali

$11 0.9%

Rawalpindi

$13 2.7% 17.6% $2

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $183 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $16 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $288 vs $102 per month, with Rawalpindi cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Rawalpindi

🕒 Local time

01:30 1:30 AM

22:30 10:30 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,098,231

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of November 1, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Rawalpindi 6,460 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Rawalpindi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rawalpindi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $504 in Rawalpindi, so Rawalpindi is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 6% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $183 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $16 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $504 in Rawalpindi – Rawalpindi is about 63% cheaper, which adds up to real savings over time.

At $504 in Rawalpindi versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.