Cost of Living Comparison Between Ubud, Bali and Rawalpindi Cost of Living Comparison Between Ubud, Bali and Rawalpindi

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $423 in Rawalpindi.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $666 in Rawalpindi.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $909 in Rawalpindi.

Living in Ubud, Bali is roughly 230% more expensive than Rawalpindi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Rawalpindi is 68% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$1.79 PKR 497

89.94%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$14.12 PKR 3,926

129.32%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$5.38 PKR 1,495

-7.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.57 PKR 435

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.51 PKR 975

Cappuccino

$2.82 Rp 50.0K

$1.72 PKR 477

63.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.34 PKR 94.7

305.88%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.23 PKR 64.0

217.39%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

Milk (1 liter)

$1.79 Rp 31.8K

$0.79 PKR 220

126.58%

White Bread (500g)

$2.46 Rp 43.7K

$0.56 PKR 156

339.29%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.24 PKR 346

-3.23%

Eggs

$2.39 Rp 42.3K

$1.17 PKR 326

104.27%

Local Cheese (1kg)

$14.40 Rp 255.1K

$5.95 PKR 1,654

142.02%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$3.38 PKR 939

26.63%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$4.44 PKR 1,234

166.22%

Apples (1kg)

$3.78 Rp 67.0K

$0.94 PKR 261

302.13%

Banana (1kg)

$1.63 Rp 28.9K

$0.64 PKR 179

154.69%

Oranges (1kg)

$2.80 Rp 49.6K

$0.86 PKR 240

225.58%

Tomato (1kg)

$2.26 Rp 40.0K

$0.51 PKR 141

343.14%

Potato (1kg)

$2.00 Rp 35.3K

$0.36 PKR 101

455.56%

Onion (1kg)

$2.21 Rp 39.2K

$0.49 PKR 135

351.02%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.24 PKR 66.2

345.83%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.36 PKR 101

111.11%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.46 PKR 4,576

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 PKR 289

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 PKR 635

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$1.99 PKR 553

57.29%

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.17 PKR 47.86

58.82%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$9.93 PKR 2,762

-15.71%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.86 PKR 239

-47.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.36 PKR 99.0

19.44%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$2.95 PKR 821

102.71%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.98 PKR 271

-18.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$17.6K PKR 4.9M

46.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$23.1K PKR 6.4M

37.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$100 PKR 27.9K

-19.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$3.97 PKR 1,104

4.28%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$16.55 PKR 4,601

45.74%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$10.13 PKR 2,816

864.96%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$7.47 PKR 2,076

-11.11%

Cinema Ticket

$4.04 Rp 71.5K

$3.63 PKR 1,010

11.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$39.82 PKR 11.1K

645.93%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$969 PKR 269.3K

580.30%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$11.62 PKR 3,229

374.53%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$19.00 PKR 5,282

102.68%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$89.2 PKR 24.8K

-3.43%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$28.78 PKR 8,001

170.85%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$133 PKR 36.9K

642.51%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$65.3 PKR 18.2K

918.20%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$327 PKR 91.0K

952.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$173 PKR 48.0K

1083.58%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$1,142 PKR 317.4K

147.82%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$505 PKR 140.3K

352.21%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$172 PKR 47.7K

-1.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.17

-34.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Rawalpindi: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $133 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Rawalpindi pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $299 vs $93.0 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rawalpindi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Rawalpindi differ by about 230% in total monthly costs ($1,394 vs $423 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Rawalpindi earns 1% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $133 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,394 per month in Ubud, Bali versus $423 in Rawalpindi – a 230% gap that adds up to real savings over time for anyone picking the cheaper option.

At $423 in Rawalpindi versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Rawalpindi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rawalpindi gentler on the wallet – expenses run 230% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.