Last update: Oct 2026

Cost of Living Comparison Between Rawalpindi and Toronto

For one person, living is cheaper in Rawalpindi: $491 a month against $2,530 in Toronto, rent and utilities included – about $24,500 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Rawalpindi
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Rawalpindi Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Rawalpindi

🇵🇰 Pakistan

$491

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Rawalpindi and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rawalpindi and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $491 in Rawalpindi versus $2,530 in Toronto.

Rawalpindi $491
Toronto $2,530

Estimated couple costs with rent: $776 in Rawalpindi versus $3,646 in Toronto.

Rawalpindi $776
Toronto $3,646

Monthly costs for a family of three with rent: $1,060 in Rawalpindi versus $4,761 in Toronto.

Rawalpindi $1,060
Toronto $4,761

Living in Rawalpindi costs roughly 81% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Rawalpindi is 63% below, Toronto is 89% above.

Meal at Budget Restaurant

$2.03 PKR 561

$17.67 CA$25.13

-88.51%

Three-Course Dinner for Two, Mid-Range

$16.03 PKR 4,436

$77.4 CA$110

-79.28%

Fast Food Meal (McDonalds, etc)

$5.83 PKR 1,612

$10.47 CA$14.90

-44.32%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.85 PKR 511

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.35 PKR 927

Cappuccino

$1.95 PKR 539

$4.08 CA$5.80

-52.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 PKR 121

$2.12 CA$3.01

-79.25%

Water (0.33 liter bottle)

$0.25 PKR 69.6

$1.76 CA$2.50

-85.80%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

Milk (1 liter)

$0.84 PKR 233

$2.43 CA$3.46

-65.43%

White Bread (500g)

$0.56 PKR 155

$2.75 CA$3.91

-79.64%

Rice (white) (1kg)

$1.24 PKR 343

$2.23 CA$3.17

-44.39%

Eggs

$1.14 PKR 316

$3.45 CA$4.90

-66.96%

Local Cheese (1kg)

$6.38 PKR 1,764

$8.93 CA$12.71

-28.56%

Chicken Fillets (1kg)

$3.53 PKR 977

$11.44 CA$16.27

-69.14%

Beef Round Steak (1kg)

$4.95 PKR 1,370

$14.61 CA$20.78

-66.12%

Apples (1kg)

$1.16 PKR 320

$3.75 CA$5.33

-69.07%

Banana (1kg)

$0.87 PKR 242

$1.15 CA$1.63

-24.35%

Oranges (1kg)

$1.24 PKR 343

$3.55 CA$5.05

-65.07%

Tomato (1kg)

$0.54 PKR 149

$4.28 CA$6.09

-87.38%

Potato (1kg)

$0.38 PKR 105

$1.85 CA$2.62

-79.46%

Onion (1kg)

$0.46 PKR 127

$1.67 CA$2.37

-72.46%

Lettuce (1 head)

$0.33 PKR 92.7

$2.22 CA$3.15

-85.14%

Water (1.5 liter bottle)

$0.39 PKR 108

$1.21 CA$1.72

-67.77%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.10 PKR 4,456

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 334

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.03 PKR 562

$13.88 CA$19.74

-85.37%

Wine (Bottle)

$14.25 CA$20.27

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

One-way Ticket (Public Transport)

$0.20 PKR 55.7

$2.42 CA$3.44

-91.74%

Public Transport Monthly Pass (Regular Price)

$10.05 PKR 2,781

$111 CA$158

-90.92%

Taxi Start (Normal Tariff)

$0.94 PKR 259

$2.90 CA$4.12

-67.59%

Taxi (Normal Tariff) (1km)

$0.37 PKR 104

$1.26 CA$1.79

-70.63%

Taxi 1hour Waiting (Normal Tariff)

$3.14 PKR 870

$22.03 CA$31.33

-85.75%

Gasoline (1 liter)

$1.19 PKR 329

$1.22 CA$1.74

-2.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K PKR 5.2M

$27.6K CA$39.3K

-31.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K PKR 6.7M

$19.8K CA$28.2K

22.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 PKR 30.7K

$122 CA$173

-8.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.70 PKR 1,577

$32.03 CA$45.56

-82.20%

Internet (50+ Mbps, Unlimited Data)

$18.42 PKR 5,097

$47.92 CA$68.2

-61.56%

Gym Membership (Monthly)

$11.76 PKR 3,256

$38.90 CA$55.3

-69.77%

Tennis Court (1 Hour on Weekend)

$7.27 PKR 2,011

$23.24 CA$33.05

-68.72%

Cinema Ticket

$4.40 PKR 1,219

$12.61 CA$17.94

-65.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.86 PKR 13.5K

$834 CA$1,186

-94.14%

International Primary School, 1 Child (Yearly)

$1,033 PKR 285.8K

$23.3K CA$33.2K

-95.57%

Jeans (Levis 501 Or Similar)

$17.34 PKR 4,798

$52.6 CA$74.8

-67.03%

Summer Dress (H&M, Zara, etc)

$32.45 PKR 8,981

$40.26 CA$57.3

-19.40%

Sport Shoes (Adidas, Nike)

$91.5 PKR 25.3K

$96.2 CA$137

-4.90%

Men's Leather Business Shoes

$36.83 PKR 10.2K

$123 CA$175

-70.04%

1-bedroom Apartment, City Center (Monthly)

$197 PKR 54.7K

$1,598 CA$2,273

-87.64%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 PKR 22.7K

$1,435 CA$2,041

-94.27%

3-bedroom Apartment, City Center (Monthly)

$410 PKR 113.4K

$2,657 CA$3,779

-84.58%

3-bedroom Apartment, Outside City Center (Monthly)

$231 PKR 63.8K

$2,096 CA$2,981

-89.00%

Buy Apartment in City Center (m2)

$1,196 PKR 331.1K

$8,033 CA$11.4K

-85.11%

Buy Apartment Outside City Center (m2)

$454 PKR 125.6K

$6,557 CA$9,327

-93.08%

Average Monthly Net Salary (After Tax)

$177 PKR 49.0K

$3,743 CA$5,324

-95.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

4.47

410.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Rawalpindi

$135 27.4%

Toronto

$202 7.8% 49.3% $67

Groceries & Markets

Rawalpindi

$102 20.7%

Toronto

$340 13.1% 234% $238

Accommodation & Living

Rawalpindi

$82 16.7%

Toronto

$1.4K 55.4% 1646% $1.4K

Clothing & Footwear

Rawalpindi

$80 16.2%

Toronto

$140 5.4% 75.2% $60

Eating Out

Rawalpindi

$60 12.1%

Toronto

$282 10.9% 371% $222

Sport & Entertainment

Rawalpindi

$21 4.2%

Toronto

$64 2.5% 212% $44

Getting Around

Rawalpindi

$14 2.8%

Toronto

$130 5% 849% $116

Cost Breakdown

A one-bedroom apartment in the center runs $197 in Rawalpindi and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 2014% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Rawalpindi vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $102 vs $340 per month, with Rawalpindi cheaper across the board.

Good to know

🇵🇰 Rawalpindi

🇨🇦 Toronto

🕒 Local time

10:11 10:11 AM

01:11 1:11 AM

9 h behind Rawalpindi

🌤 Weather

👥 Population

2,098,231

2,731,571

💱 Currency

Pakistani Rupee PKR ₨

Canadian Dollar CAD $

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

USD to PKR in detail →

On the map

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Between locations

Rawalpindi Toronto 10,980 km ≈ 14 h nonstop flight

From you

Rawalpindi
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Toronto: Cost of Living - Frequently Asked Questions

Rawalpindi and Toronto differ by about 415% in total monthly costs ($491 vs $2,530 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2014% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $197 in Rawalpindi versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $16.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $491 per month in Rawalpindi versus $2,530 in Toronto – a 415% gap that adds up to real savings over time for anyone picking the cheaper option.

At $491 in Rawalpindi versus $2,530 in Toronto, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Toronto. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rawalpindi gentler on the wallet – expenses run 415% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.